Vocational Skills Dev
SDC - Factsheet - VSD - 2020 (en)<div class="toAlignListElmntOnPage"><p>Voc<strong>ational skills development (VSD) is a cornerstone of Swiss development cooperation.</strong> Vocational training bridges the world of education with the world of work: graduates increase their chances of finding decent employment and earning a better income. A skilled workforce raises companies’ competitiveness. As such, VSD has a direct bearing on poverty alleviation and on social and economic development.</p><p>The Factsheet on VSD has been updated (English, german and french versions available!)</p></div> Vocational Skills Development: Key to Employment and Income<div class="toAlignListElmntOnPage"><p>This brochure is an introduction to Switzerland’s
development cooperation activities in the area of
vocational skills development. It includes a select
sample of the many different projects and contexts
in which we operate today.</p></div> Guidance sheet: Gender and Vocational Skills Development<div class="toAlignListElmntOnPage"><p>This guidance sheet is one of a series written to support SDC staff in ensuring that gender issues are taken into account transversally in different thematic domains – in this case, vocational skills development (VSD). It outlines key gender issues regarding VSD and how these can be integrated in the design, implementation, monitoring and evaluation of cooperation strategies and project interventions.</p></div> SDC - ei Medium term orientation 2015-2019<div class="toAlignListElmntOnPage"><p>The <strong>medium-term orientation </strong>defines the thematic and methodological priorities that SDC’s focal point and network on Employment and Income (e+i) for 2015 - 2019. </p><p>A new medium-term orientation is in discussion for the new section Economy & Education with the aim to start from 2023 and beyond.</p></div> Social Impact Bonds: What, why and how? SDC Seco Briefing Paper<div class="toAlignListElmntOnPage"><p>In this paper, Christian Brändli from SECO and Luca Etter from SDC provide an overview on Social Impact Bonds (SIB) and put light on this "new" instrument for donors, listing critical questions and factors to consider before setting up a SIB.</p><p> A very well written must-read for everybody who participated at the <a href="https://www.shareweb.ch/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2016-09-Blended-Finance.aspx" target="_blank">Savings and Credit Forum on "Blended Finance"</a> in September 2016, and is impatiently awaiting the next in <a href="https://www.shareweb.ch/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2017-03-Social-Performance.aspx" target="_blank">March 2017</a> on Social Performance Management and Reporting Practices of Financial Institutions and Microfinance Impact Investors.</p><p>Social Impact Bonds (SIB) are a relatively “new” instrument for donors to finance development interventions. SECO and SDC have both launched projects that use a variation of SIBs in their partner countries. This paper explains the most important aspects of SIBs and lists critical questions and factors to consider before setting up a SIB. The paper is work in progress and aimed as an input for colleagues who are considering an SIB. It does not represent an official position.</p></div> SDC - e+i Focal Point and Network activities 2017<div class="toAlignListElmntOnPage"><p>In this document the Focal Point e+i listed all planned activites and topics for 2017.
Important: there will be no global F2F in 2017! The Focal Point is planning to organize a F2F in spring 2018.</p></div> SDC Guidance - Education and Vocational Skills Development updated Version 2022<div class="toAlignListElmntOnPage"><p><strong>Updated Version 2022 </strong>- For SDC, education is a priority theme and comprises both basic education and vocational skills development. The SDC Education Strategy sets out how we will reach this objective through our bilateral and multilateral engagement. It provides guidance to the SDC’s South Cooperation, Cooperation with Eastern Europe, Global Cooperation as well as Humanitarian Aid and inspires the SDC’s cooperation strategies and its global and multilateral programmes.</p></div> SDC Guidance - VSD Project typology tool<div class="toAlignListElmntOnPage"><p>This <strong>VSD Project Typology tool</strong> aims to help SDC operations to clearly <strong>define the approach and orientation of their VSD interventions</strong>, to select the right partners, and thus to manage their Project (Portfolio) in line with the relevant SDC strategies, the policy goals of partner countries, and professional standards. The paper also supports the formulation of realistic and plausible expectations predominantly regarding the outcomes and Impact of VSD projects across time. </p><p><strong>Further information: </strong>A <strong>french, russian and romanian version</strong> and <strong>topic specific add-ons</strong> are available <a href="https://www.shareweb.ch/site/EI/Pages/VSD/Documents%20VSD%20typology.aspx" rel="noopener noreferrer" target="_blank">here</a>.</p></div> Summary of the Presentation of the book “Exportartikel Berufsbildung?”<div class="toAlignListElmntOnPage"><p>On 4th September 2017, SDC hosted an event to present and discuss the book “Exportartikel
Berufsbildung?” (Export Article VET?) – a new and highly recommended standard work for VSD
professionals. This is the summary of the discussion during the event. </p></div> Summary: E-Discussion on Youth<div class="toAlignListElmntOnPage"><p><span style="letter-spacing: 0.4px;">The employment and income (e+i) network of the Swiss Agency for Development and Cooperation (SCD) hosted an e-discussion on youth-specific approaches in the context of VSD interventions. </span><span style="letter-spacing: 0.4px;">The event took places between 19-30 June 2017 on the DGroup platform of the e+i VSD community. </span><span style="letter-spacing: 0.4px;">This is the summary of the complete discussion.</span></p></div> DC dVET Working Tool on Engaging the Business Sector in VET<div class="toAlignListElmntOnPage"><p>The complete version of the DC dVET Working Tool on the Engagement on the Business Sector is now available. The study (part 1) has been revised and offers an comprehensive overview on where, how and under what conditions the business sector can be involved in VET. The study is available in German, English, and French. The questionnaire (part 2) enables you to transfer key elements of the study to your work. It facilitates the systematic planning, analysis and further development of your VET project and ideas. The questionnaire is available as PDF in English and French and as Online-Tool in English. Get all documents from the DC dVET website... [<a href="https://www.dcdualvet.org/en/topics-experiences/engaging-the-business-sector/working-tool/" rel="noopener noreferrer" target="_blank">link</a>].</p></div> Contextualising dual VET<div class="toAlignListElmntOnPage"><p>(from page 8)</p><p>Cambodia aspires to reach upper-middle income status by 2030 and high-income status by 2050. One of the strategies to achieve this is transforming and modernising the production base from low-skill labour-intensive to high-skill technology-intensive industry. The realisation of these goals will depend on having a well-educated and well-trained workforce. Studies have shown that, in addition to quality education at all levels, technical and vocational education and training (TVET) is indispensable to upgrade workforce skills and that a skilled workforce helps sustain economic growth even in times of crisis. A large majority of the Cambodian workforce is concentrated in low-skill sectors such as agriculture and garment production and the number and quality of skilled workers produced by TVET providers still fall short of demand. It is therefore imperative that Cambodia strengthens its TVET to ensure the availability of a highly skilled workforce to support industrial transformation.<br><br></p><p><br></p></div> COVID-19 and the world of work (ILO)<div class="toAlignListElmntOnPage"><p>This note offers the ILO’s preliminary assessment concerning the possible impacts of COVID-19 on the world of work and proposes a range of policy options to mitigate these impacts and facilitate strong and fast recovery.</p></div> Kick-off CoP programme<div class="toAlignListElmntOnPage"><p><strong>Kick-off webinar ICT4VET Community of Practice – our response to COVID-19</strong></p><p>In this webinar we will start elaborating an overview of distance learning solutions and implementation approaches to tackle the challenge of maintaining VET under COVID-19 restrictions. The output of this webinar will form the basis for our future COP activities.</p><p><a href="https://www.shareweb.ch/site/EI/Pages/Content/Event-Detail.aspx?ItemID=1994" rel="noopener noreferrer" target="_blank">>> Read more</a> and join us on the <strong>7th and 8th of May!</strong></p></div> SDC Guidance - Working Tool Migration and VSD<div class="toAlignListElmntOnPage"><p>Vocational skills development (VSD) supports individual development and is a powerful tool to integrate migrants and forcibly displaced populations into local economies and societies. The better educated and trained migrants are, the more they can take advantage of the opportunities migration offers and the greater the benefits for both countries of destination as well as countries of origin. Migration and VSD are both important topics of the Dispatch on Switzerland’s International Cooperation 2021-24. This working tool brings the two topics together. It offers a structured analysis process that helps you to better integrate migrants into your VSD programs, or to use VSD as an intervention strategy in migration projects. The tool was developed jointly by the SDC Networks Employment and Income as well as Migration and Development.</p></div> VSD Indicators working aid<div class="toAlignListElmntOnPage"><p><strong>New working aid on the use of indicators in VSD</strong></p><p>IED TRI 3, EDU ARI 2, VSD-COI… is it all Greek to you? To facilitate the management of your VSD projects we have reacted to the new SDC Guidance on Results Indicators (published in April) and revised the VSD Working Aid accordingly. All Aggregated Reference Indicators (ARIs), Thematic Reference Indicators (TRIs) and context-specific Common Outcome Indicators (COIs) relevant for skills development are summarised and the most important indicators per project type are shown. Helpful? We are looking forward to your feedback! I</p><p>Watch this very short <a href="https://www.youtube.com/watch?v=2U1ddrwTuNc" rel="noopener noreferrer" target="_blank"><strong>video </strong></a>explaining the rational of the working aid. </p><p><a href="https://www.shareweb.ch/site/EI/Documents/HowTo/Result%20Measurement/20220210_Working%20Aid_PSD-FSD_220318.pdf?web=1" rel="noopener noreferrer" target="_blank"><strong>Working aid</strong></a> Result measurement in PSD and FSD programmes.</p><p><a href="https://www.shareweb.ch/site/EI/Pages/VSD/VSD-Reference-Indicators.aspx" rel="noopener noreferrer" target="_blank"></a></p></div> National Qualifications Frameworks: Key Features, Underlying Rationales and Role in International Development Cooperation<div class="toAlignListElmntOnPage"><p>Today, National Qualifications Frameworks (NQFs) are in the process of being developed and implemented the world over. The issue of formal skill specification and standardisation has been important for a long time for stakeholders in vocational and technical education and training (TVET) systems. In the context of accelerated economic globalisation and increasing international migration, skill standardisation has become one of the key domains of current reforms in the field of vocational skills development (VSD), many of which have also been formulated in order to promote lifelong learning and to thus facilitate the transition towards what has been called the knowledge society.</p></div> Understanding and analysing VET systems – An introduction<div class="toAlignListElmntOnPage"><p>This introduction was made for VET practitioners in development cooperation who want to better understand and analyse how VET systems function and how their different elements interrelate.</p></div> Fiche de projet: TUNISIE: OBJECTIF EMPLOI (fr)<div class="toAlignListElmntOnPage"><p>Facteur déterminant dans les révolutions qui
ont secoué les pays d’Afrique du Nord en 2011,
le chômage des jeunes résulte de leur employabilité
déficiente sur le marché du travail.
Un projet de la DDC vise à développer la formation
professionnelle en Tunisie. Les jeunes
universitaires, notamment, ont l’opportunité
d’acquérir des compétences pratiques lors de
stages effectués dans des «entreprises d’entraînement
», sur le modèle d’expériences menées
de longue date en Suisse.</p></div> SDC Guidance - Gender in Vocational Skill Development<div class="toAlignListElmntOnPage"><p>This guidance sheet is one of a series written to support SDC staff in ensuring that gender issues are taken into account transversally in different thematic domains – in this case, vocational skills development (VSD). It outlines key gender issues regarding VSD and how these can be integrated in the design, implementation,
monitoring and evaluation of cooperation strategies and project interventions.</p></div> GIZ Toolbox Promoting equal participation in sustainable economic development<div class="toAlignListElmntOnPage"><p>The toolbox ‘promoting equal participation in sustainable
economic development’ intends to close
this gap and to contribute to the wider dissemination
of knowledge and best practice examples, both
within GIZ and among partner organisations. Promoting
equal participation in economic development
and, in particular, equal opportunities in the
labour market is a challenging task that requires
a multiplicity of interventions.</p></div> 2016-08 Swisscontact Nexus VSD and Migration<div class="toAlignListElmntOnPage"><p>The concept paper on the Nexus Between Vocational Skills (VSD) and Migration and Development (M&D) presents
an analysis of the interplay between two highly complex areas of human development. It discusses the
context, interlinkages and explores possible approaches for SDC’s GPMD to engage with stakeholders and ensure
effective policy dialogue and project implementation. Three types of migration scenarios are discussed: labour
migration, temporary settlements and crisis.</p></div> 2016_SDC_Synthesis paper Collaborating with the private sector in vocational skills development (en)<div class="toAlignListElmntOnPage"><p>The present paper gives the synthesis of the e-discussion on collaboration with the private sector in vocational skills development (VSD) hosted by the e+i VSD network of SDC in March 2015. The objectives of the e-discussion were to (i) exchange information and experience on good practices and innovative interventions in collaborating with the private sector, (ii) highlight the specific role of collaboration with the private sector in VSD, (iii) provide practice-orientated recommendations, and (iv) deliver key inputs and food for thought for the face-to-face event in April 2015. Starting point of the discussion was an input paper. The network discussed three areas of collaboration with the private sector. The synthesis follows this structure, brings out the main insights of the three discussion topics and concludes with selected open issues as food for thought.</p></div> Exportartikel Berufsbildung<p><span style="color: rgb(47, 47, 47); font-family: Verdana, Helvetica, sans-serif; font-size: 12px;">The books main focus lies on the analysis of educational cooperation in the context of poverty reduction and economic assistance. The authors cover everything from the first programmes to a new generation of programmes yet to come. To order the book click <a href="http://www.hep-verlag.ch/exportartikel-berufsbildung" target="_blank"><font color="#2f2f2f" face="Verdana, Helvetica, sans-serif"><span style="font-size: 12px;">he</span></font><font color="#2f2f2f" face="Verdana, Helvetica, sans-serif"><span style="font-size: 12px;">re</span></font></a>.</span></p> DC dVET: Information letter 2017<div class="toAlignListElmntOnPage"><p>In 2017 the Donor Committee for dual Vocational Education and Training (DC dVET) wants amongst others proactively promote the thematic exchange among its members in the countries of Western Balkans, the Republic of Moldova and South Caucasus as well as francophone countries of West Africa. The exchange includes a regional workshop in each of the regions, i.e. on the 27/28 June 2017 in Tirana (Albania) and in late November 2017 in Ouagadougou (Burkina Faso). In addition, the DC dVET is conducting a study in cooperation with Prof. Dr. D. Euler (University of St. Gallen) that reveals the roles and responsibilities of the private sector in dual VET and illustrates concrete experiences of its members in development cooperation. For more information see Information Letter 2017 or the DC dVET Website (<a href="https://www.dcdualvet.org/" target="_blank">www.dcdualvet.ch</a>). </p></div> SECO: Skills Development in Economic Development Cooperation<div class="toAlignListElmntOnPage"><p>In poor countries getting a job is one of the main reasons why people are able to rise out of poverty. To meet this goal, <strong>SECO promotes the development of skills</strong> that improve labour productivity and competitiveness in the specific sectors targeted by SECO. It also contributes to facilitate the dialogue in selected partner countries for developing more conducive working conditions and match the supply and demand for relevant technical skills in selected sectors. By doing so, it can build upon its expertise in economic, trade, and labour market policy within SECO.</p><p>The paper outlines SECO's position on vocational skills development. </p></div> Handicap International - Paper - Socioeconomic Inclusion for Victims of mines - 2017(en)<div class="toAlignListElmntOnPage"><p>The team from Handicap International produced a short and worth reading paper about their approach to achieve socioeconomic inclusion for victims of mine/explosive remnants of war (ERW) and persons with disabilities in the departments of Cauca, Nariño and Córdoba of Colombia. </p><p>Both VSD and PSD elements are applied, and a participatory approach is practised. We are happy to distribute their work and would <span lang="EN-GB" style="line-height: 16.4067px;">encourage </span>other <span lang="EN-GB" style="line-height: 16.4067px;">practitioners </span>to share their experiences.</p></div> Intro paper: E-Discussion on Youth<p>The employment and income (e+i) network of the Swiss Agency for Development and
Cooperation (SCD) is hosting an e-discussion on youth-specific approaches in the context of VSD interventions. <span style="box-sizing: border-box; orphans: 2; text-align: start; text-indent: 0px; widows: 2; text-decoration-style: initial; text-decoration-color: initial;">The event take places between 19-30 June 2017 on the DGroup platform of the e+i VSD community. </span>This is the intro paper for the discussion.</p><p> <br></p> NQFs - What’s in it for the poor? - Lessons from developing countries<div class="toAlignListElmntOnPage"><p>Paper presented to the Swiss Development and Cooperation Agency Wednesday, 12 November 2014, Berne.</p><p>NQF policy proposals invariably consist of general design statements followed by
claims as to what an NQF or NVQF will achieve. In other words, they tell the reader
what a qualification framework is and what it is assumed it will achieve when
implemented. What they do not address is the specific problems of the existing
system and how developing an NQF or NVQF might help to overcome them.
Instead, where frameworks are seen as desirable, policy makers should start by
considering what qualifications can do, not all the problems in their system which
they wish could be solved. Starting with a framework of outcomes and levels and
then trying to make them ‘proxies’ for skills is to invert the way that the most
successful qualification systems have been developed.</p></div> SDC Guidance - Engagement in National Vocational Qualifications Frameworks projects or debates?<div class="toAlignListElmntOnPage"><p>This short tool was developed to help SDC practitioners and SDC partners in dealing with national
(vocational) qualifications frameworks, a mega-trend spreading around the world. It is a small first-aid kit,
not a comprehensive presentation and analysis of the topic. It puts together the basic ideas of NQFs, provides you with key analytical questions to be asked and key features to be supported, identifies typical vested interests, weaknesses and pitfalls of NQFs, suggests strategies to follow when engaged in concrete situations, and provides ideas on further reading.</p></div> The SDC's portfolio in Vocational Skills Development: Key figures 2016<div class="toAlignListElmntOnPage"><div class="page" title="Page 2"><div class="layoutArea"><div class="column"><p><span style="font-size: 9pt;">In the dispatch on Switzerland’s International Cooperation 2017 – 2020, VSD is
identified as a key theme, alongside basic education. At the end of 2016, the
SDC was implementing 54 core Vocational Skills Development (VSD) projects
and Private Sector Development projects with significant VSD components. </span><span style="font-size: 12px;">This</span><span style="font-size: 9pt;"> document provides more information about the 2016 VSD </span><span style="font-size: 12px;">portfolio</span><span style="font-size: 9pt;"> and its characteristics.</span></p></div></div></div></div> Zeitschrift Berufsbildung No. 166: Didaktik inklusiver Berufsbildung<div class="toAlignListElmntOnPage"><p><span style="letter-spacing: 0.4px; color: rgb(34, 34, 34); font-family: Verdana, Arial, sans-serif;">The articles of this issue of the german journal "Berufsbildung" analyse from different perspectives how inclusion can be achieved by the means of VSD. You can purchase the whole issue or specific articles.</span><span style="letter-spacing: 0.4px; color: rgb(34, 34, 34); font-family: Verdana, Arial, sans-serif;"> The journal is published in German.</span></p></div> The SDC's portfolio in Vocational Skills Development: Key figures 2016 (PDF Slides)<div class="toAlignListElmntOnPage"><p><span style="color: rgb(68, 68, 68); letter-spacing: 0.3pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-size: 10pt; line-height: 14.2667px; font-family: Verdana, sans-serif;">These are the slides for the report: </span><span class="ng-binding" style="color: rgb(68, 68, 68); font-family: Verdana, Arial, sans-serif; letter-spacing: 0.4px;"><span style="font-size: 10pt; line-height: 14.2667px; font-family: Verdana, sans-serif; letter-spacing: 0.3pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span><a href="https://www.shareweb.ch/site/EI/Documents/To%20SORT/Themes/VSD/SDC%20-%20Report%20-%20Analysis%20of%20the%20SDCs%20VSD%20Portfolio%202016%20-%202017(en).pdf?web=1" rel="noopener noreferrer" style="text-decoration-line: underline; outline: 0px;" target="_blank">The SDC's portfolio in Vocational Skills Development: Key figures 2016</a>. </span></span></span></p></div> Technical and Vocational Skills Development in the Informal SectorThis publication presents a collection of articles on technical and vocational skills
development in the informal sector (TVSD). It spotlights practical project examples
from different countries, using different approaches. By doing this, the publication disseminates contributions to the 4th Bonn Conference on Adult Education and
Development (BoCAED IV) that focuses on analysing the unique setting of Youth
and Adult Education and non-formal learning in TVSD in the urban informal sector,
highlighting the roles and responsibilities of the stakeholders involved and
identifying best practices by fostering dialog. Global Inventory of Regional and National Qualifications Frameworks, Volume II: National and Regional Cases<div class="toAlignListElmntOnPage"><p>the 2015 edition of the Global Inventory of Regional and National Qualifications Frameworks Volume II: National and Regional Cases serves as an observatory of progress made in the area of national qualifications frameworks (NQFs). Seven regional qualifications frameworks and the national cases of eighty-six countries, highlighted in the publication, illustrate that learning outcomes are useful tools for reforming education and training and promoting lifelong learning systems</p></div> The implementation and impact of National Qualifications Frameworks: Report of a study in 16 countries<div class="toAlignListElmntOnPage"><p>This is the report of an international research project conducted by the Skills and
Employability Department of the ILO on the implementation of National Qualifications
Frameworks (NQFs) and their use and impact. The research aimed to produce empirical
evidence and analysis of countries’ experiences as a basis for advising countries on whether,
and if so, then how, to introduce a qualifications framework as part of a strategy to achieve their
wider skills development and employment goals.</p></div> Building Skills in the Informal Sector<div class="toAlignListElmntOnPage"><p>Background paper prepared for the Education for All Global Monitoring Report 2012.</p><p><strong>Read it <a href="http://www.unesco.org/new/fileadmin/MULTIMEDIA/HQ/ED/pdf/gmr2012-ED-EFA-MRT-PI-08.pdf">here</a>.</strong></p></div> Skills Development in the Context of forced Displacement and Migration<div class="toAlignListElmntOnPage"><p>International migration flows are not a new global trend. What is new is the number of refugees and internally displaced persons (IDPs) among these migrants. Around the world, more than 65 million people are currently displaced. That is almost 15 million more than three years ago (51.2 million in 2013).</p></div> SDC Strategic Framework 2022–2025 Global Programme Migration and Development<div class="toAlignListElmntOnPage"><p>Based on a comprehensive approach that encompasses all forms of human mobility, the GPMFD ensures a coherent engagement on migration within the SDC and together with its partners in the Federal Administration. It allows consistent implementation of the humanitarian-development-peace nexus in line with Switzerland’s foreign migration policy. The present GPMFD Programme Framework 2022–25 represents the strategic orientation of the SDC’s engagement on migration. It focuses on the following three components: (i) safe labour migration, (ii) inclusion and social cohesion for migrants and their host communities, and (iii) migrants’ contribution to the sustainable development of their countries of origin.</p></div> Youth work and non-formal learning in Europe’s education landscape<div class="toAlignListElmntOnPage"><p>This publication marks a quarter of a century of EU youth programmes
accompanied by EU youth policy. It brings together a range
of views and highlights best practices with the aim of stimulating
debate about what youth work and non-formal learning can contribute,
alongside other sectors, to European education. From diverse
viewpoints, it reviews EU cooperation in the field, points to successes
and sets out possible future scenarios, particularly in the context of
the Erasmus+ programme (2014-2020).</p></div> Youth Unemployment Causes and Solutions<div class="toAlignListElmntOnPage"><p>Globally, 73 million youth are registered unemployed. Considering how many aren’t registered, this number is actually much higher. 620 million are currently not in employment, education or training (NEET), according to the World Bank. Meanwhile, with 600 million young slated to enter the job market in the next decade – with only 200 million jobs awaiting them – the youth unemployment crisis is not projected to improve anytime soon. The post-2015 development agenda is prioritising decent work and economic growth in its Sustainable Development Goal 8, but “promoting inclusive and sustainable economic growth, employment and decent work for all” requires targeted solutions.</p></div> Synthesis paper of the working group on VSD and the MSD approach<div class="toAlignListElmntOnPage"><p>Market systems development (MSD) has become an important instrument in many of SDC’s projects in the field of employment and income (e+i), notably in private sector development (PSD). Recently, organisations supporting MSD declared the aim to spillover the MSD approach into other sectors, such as education and VSD. SDC’s Western Balkan Division has pioneered within SDC and launched a series of MSD projects under their overarching topic “youth employment” in Albania, Bosnia and Herzegovina, Kosovo, and Macedonia. However, not all of these projects are addressing VSD directly. More projects applying MSD in VSD contexts are run in Bangladesh and Egypt. Other SDC projects using the MSD approach in the VSD sector are not on the agenda so far or not known to the working group.</p></div> Berufliche Bildung in fragilen Kontexten<div class="toAlignListElmntOnPage"><p>Fragile Kontexte verändern die Art und Weise wie die Instrumente der klassischen Diplomatie und Entwicklungszusammenarbeit eingesetzt
werden können. Eine empirisch informierte Auseinandersetzung mit der Wirkung von Fragilität auf Maßnahmen der internationalen Zusammenarbeit ist
daher dringend geboten. Vor diesem Hintergrund fragt die Studie, wie Fragilität von der deutschen Bundesregierung
unterstützte Maßnahmen der beruflichen Bildung beeinflusst.</p></div> SDC Guidance - Peacebuilding and Statebuilding Strategy for working in fragile and conflict contexts<div class="toAlignListElmntOnPage"><p>In 2012, the Swiss Parliament decided to strengthen the Swiss engagement in fragile contexts. According to the Message to Parliament on international cooperation
(2013–2016), SDC is mandated to make a relevant contribution to improved living conditions; to the reduction of causes of conflicts; to the increase of crisis resistance; and to the respect for human rights in selected fragile contexts. This strategy outlines the strategic and operational dimensions of this policy commitment.</p></div> IAG TVET: Newsletter November 2017<div class="toAlignListElmntOnPage"><p>This is the November newsletter of the Interagency Group on Technical and Vocational Education and Training (TVET).</p></div> National qualifications framework developments in European countries<div class="toAlignListElmntOnPage"><p>The sixth Cedefop national qualifications framework (NQF) monitoring report confirms that NQFs play a key role in the European qualifications framework (EQF) implementation and in improving transparency and comparability of qualifications nationally and internationally. The 39 countries monitored (28 EU Member States, Albania, Bosnia and Herzegovina, the former Yugoslav Republic of Macedonia, Iceland, Liechtenstein, Kosovo, Montenegro, Norway, Serbia, Switzerland and Turkey) are developing and implementing 43 national qualifications frameworks... [<a href="http://www.cedefop.europa.eu/en/publications-and-resources/publications/5565">more</a>]</p></div> World Bank Blog Post: How much does it cost to create a job?<div class="toAlignListElmntOnPage"><p>People tend to associate the cost of a job with the salaries and benefits paid to a worker. But for that worker to be able to do something useful, he needs to have the equipment and presumably a place where to operate. The business hiring the worker most likely will have to buy insurance and pay for different types of permits, plus basic services such as water and ... [<a href="http://blogs.worldbank.org/jobs/how-much-does-it-cost-create-job?cid=SHR_BlogSiteShare_XX_EXT">more</a>]</p></div> CEMETS Blog Post: Implementing VET Reforms. Part I<div class="toAlignListElmntOnPage"><p>The team from CEMETS conducted an extensive literature review on implementing VET reforms. The main conclusions are summarized in two blog posts. This is the first part... [<a href="http://www.cemets.ethz.ch/cemets-news/2018/03/entry-22--implementing-vet-reforms.html">more</a>]</p></div> Summary: The SDC VSD Event 2018<div class="toAlignListElmntOnPage"><p>On the 6th of June 2018, the Swiss Agency for Development and Cooperation SDCinvited for its already second side-event in the run up to the international VPETCongress in Winterthur: the SDC VSD Day. With the aim to bring the particularities of the Swiss Dual System and SDC’s engagement in Vocational Skills Development (VSD) a bit closer to the guests, a full day-program dedicated to VSD was organized... [<a href="https://www.shareweb.ch/site/EI/Documents/VSD/SDC%20-%20Summary%20-%20SDC%20Day%20VET%20Congress%20June%202018%20-%202018(en).pdf">more</a>]</p></div> CEMETS Summer Institute: Experiences of the participants<p>The CEMETS Summer Institute is part of the <a href="http://www.r4d.ch/modules/employment" style="">Swiss Programme for Research for Global Issues for Development which has a focus on employment</a>. If you've you ever wondered if you should participate in the CEMETS Summer Institute of education system engineering, we've collected what this year's particpants they think about their participation... [<a href="https://www.shareweb.ch/site/EI/Documents/VSD/Resource%20Box/CEMETS%20Courses/CEMETS%20-%20Summer%20Institute%20-%20Collection%20of%20participant%20quotes%20-%202018(en).pdf">more</a>]</p><p><b>Additional context info</b>: Learn more about the Cemets Summer Institute <a href="stitute: http://www.cemets.ethz.ch/education/courses.html">here</a>. Visit the R4D website <a href="http://www.r4d.ch/modules/employment">here</a>. </p> World Development Report 2019: The changing nature of work<div class="toAlignListElmntOnPage"><h3>Final version of the report</h3><p>The 2019 World Development Report (WDR) studies the changes impacting work across different country contexts. The report reflects on jobs that are likely to disappear due to these forces of change, as well as new jobs that may emerge. It considers the implications for human capital in different contexts by analysing data on human capital accumulation in school and work. The Report also provides suggestions on how individuals, firms, society and governments can capture the opportunities this new world of work can offer... [<a href="http://www.worldbank.org/en/publication/wdr2019" rel="noopener noreferrer" target="_blank">more</a>]</p></div> Apprenticeship schemes in European countries: a cross-nation overview
The report details Cedefop’s first cross-nation study of apprenticeships in the European Union. The point of departure for the study is what countries define and offer as apprenticeship training. It then applies a purposive approach to identifying the changes that apprenticeships are undergoing in practice, based on their design characteristics... [<a href="http://www.cedefop.europa.eu/en/publications-and-resources/publications/4166">more</a>] Interns and outcomes: Just how effective are internships as a bridge to stable employment<p>New and emerging forms of ‘non-standard’ employment are coming to dominate young people’s early labour market experiences. Amongst these, internships are increasingly becoming an integral part of the school-to-work transition. Yet little is known about their effectiveness in providing a bridge to longer term employment and/or employability. The paper builds on existing ILO work on contractual arrangements for young people undertaken by the Youth Employment Programme, and focuses on the impact of internships on young people’s labour market experiences. </p><p>
The paper reviews the existing evidence and analyses primary survey data collected by the European Commission and the Fair Internship Initiative (FII) in order to assess the design features which contribute to better internships... [<a href="http://www.skillsforemployment.org/KSP/en/Details/?dn=EDMSP1_223024">more</a>]</p> Where there is no Job - Vocational Training for Self-employment in Developing Countries<div class="toAlignListElmntOnPage"><p>Chapter I argues for learning from traditional training systems and identifies aspects of the "crisis of vocational training" that influence the effectiveness of self-employment training programmes. </p><p>Chapter II comprises case studies which examine the working practices of three successful vocational training for self-employment programmes</p><p>Chapter III offers a brief overview of pertinent best practice in small enterprise development, and explores a number of the design issues which influence the success of vocational training for self-employment programmes.</p><p>Chapter IV is a response to Professor King's call for practical solutions to pressing problems. This concluding chapter opens with a summary of the basic characteristics of successful vocational training for self-employment programmes.</p></div> The Informal Economy: Definitions, Theories and Policies<div class="toAlignListElmntOnPage"><p>This working paper theoretical, and policy debates on the informal economy. It gives a brief historical overview of the informal sector concept and related debates and then turns to recent rethinking of the concept, detailing the expanded statistical concept of informal employment and holistic conceptual models of the composition and causes of informality.</p><p>Read it <a href="http://www.wiego.org/publications/informal-economy-definitions-theories-and-policies">here</a>.</p></div> ILO Global Estimates on International Migrant Workers – Results and MethodologyIn recent years, in many regions, there have been large inflows of both migrant workers and refugees fleeing conflicts and poverty, resulting in increased economic and social tensions. In order to build public confidence in migration issues, making strong evidence available is of the utmost importance for both informed public opinion and effective policy-making... [<a href="https://www.ilo.org/global/publications/books/WCMS_652001/lang--en/index.htm">more</a>] VSD Project typology tool: Add-on EPS<div class="toAlignListElmntOnPage"><h3>English</h3><p>Engaging with the Private Sector (EPS) is the SDC’s modality to develop partnerships at eye level with Swiss, international and domestic companies, social enterprises, impact investors and grant-giving foundations. The definition of EPS refers to joint activities of the SDC and the enterprise sector with a formal collaborative arrangement. >> <a href="https://www.shareweb.ch/site/EI/Documents/VSD/Tools/SDC%20VSD%20Project%20typology%20tool%20%20Add-on%20EPS%20Version%202019-03%20%28en%29.pdf?web=1">more</a></p><h3>Francaise</h3><p>L’engagement avec le secteur privé (ESP) correspond à l’approche adoptée par la DDC pour établir des partenariats « d’égal à égal » avec des sociétés privées, des entreprises sociales, des investisseurs et des fondations donatrices qui opèrent à l’échelle nationale ou internationale. >> <a href="https://www.shareweb.ch/site/EI/Documents/VSD/Tools/SDC%20DCP%20Typologie%20des%20projets%20%20Add-on%20EPS%202019-03%20%28fr%29.pdf?web=1">lire plus</a></p><h1>For all VSD typology documents <a href="https://www.shareweb.ch/site/EI/Pages/VSD/Documents%20VSD%20typology.aspx">click here</a>.</h1></div> SDC Guidance - VSD - Entry and Credit Proposals<div class="toAlignListElmntOnPage"><p>Responding to the need for a better structured and guided project application and assessment process, in which specific VSD challenges are properly addressed from the very beginning, the e+i network developed these guidelines. Their goal is to provide additional support and ensure high quality in the development of entry and credit proposals.</p></div> The Education - Training - Work and Employment Continuum<div class="toAlignListElmntOnPage"><p>Using the notion of continuum implies discontinuities between constituting entities, regardless of the scope. This Study hypothesizes that these discontinuities create all kinds of problems in the fields of Education, Training and Work & Employment if they are not embedded in a continuum - the assumption being that these discontinuities create and reinforce Exclusion and Inequality for the Excluded. The Continuum should allow these Excluded to “travel” in any component of the Continuum at any time and in any order. It means that they have the open possibility to acquire values, skills and knowledge proposed by the multiplicity of public and private stakeholders belonging to the Continuum... [<a href="https://www.reseau-education.ch/sites/default/files/docs/continuum_study_reci_2019.pdf" rel="noopener noreferrer" target="_blank">more</a>]</p><p><br></p><p>There is also an executive summary available: <a href="https://www.reseau-education.ch/sites/default/files/docs/continuum_ex_sum_reci_2019_0.pdf" rel="noopener noreferrer" target="_blank">link</a>.</p></div> Working Aid on Economic and Financial Analysis in VSD projects (updated)<div class="toAlignListElmntOnPage"><p><strong>Economic and Financial Analysis (EFA)</strong> is a widely used approach for assessing whether the benefits of a particular action are greater than its costs over a given period of time. This also applies to VSD: In the application and assessment of a new project idea as well as in monitoring and project evaluations we would like to know if the expected benefits (for example: higher incomes for graduates) are greater than the costs of the project.</p><p>Therefore, this working aid and a rather simple <a href="https://www.shareweb.ch/site/EI/_layouts/15/WopiFrame.aspx?sourcedoc=/site/EI/Documents/VSD/Tools/Workbook%20for%20Cost-benefit%20Analysis%20in%20VSD%20projects.xlsx&action=default" rel="noopener noreferrer" target="_blank"><strong>Excel workbook</strong></a> have been developed and updated. Their aim is to support SDC program officers, project implementers, consultants and other stakeholders in assessing costs and benefits of VSD interventions, be it in the planning stage of a project (ex ante), for monitoring purposes (ex inter) or as part of a mid-term or end of phase evaluation (ex post). <a href="https://www.shareweb.ch/site/EI/_layouts/15/WopiFrame.aspx?sourcedoc=/site/EI/Documents/VSD/Tools/CBA-Tool_VSD.xlsx&action=default" rel="noopener noreferrer" target="_blank"></a></p></div> Cost-Benefit Tool for VSD projects<div class="toAlignListElmntOnPage"><p>Cost-Benefit Analysis (CBA) is a widely used approach for assessing whether the benefits of a particular action are greater than its costs over a given period of time. This also applies to VSD: In the application and assessment of a new project idea as well as in monitoring and project evaluations we would like to know if the expected benefits (for example: higher incomes for graduates) are greater than the costs of the project.</p><p>Therefore, a working aid and this rather simple Excel workbook have been developed. Their aim is to support SDC program officers, project implementers, consultants and other stakeholders in assessing costs and benefits of VSD interventions, be it in the planning stage of a project (ex ante), for monitoring purposes (ex inter) or as part of a mid-term or end of phase evaluation (ex post). </p><p>Both documents are currently available as beta-versions that need further testing and discussion. We (Andrea Inglin of the e+i focal point and Roman Troxler of the VSD backstopping team) would be happy to get your feedback with regards to its user-friendliness and applicability in your contexts.</p><p>>> have a look at the <a href="https://www.shareweb.ch/site/EI/Documents/VSD/Tools/2020%20CBA-WorkingAid_beta_version.pdf">Working Aid</a></p></div> SDC VSD Project typology (Russian)<div class="toAlignListElmntOnPage"><p><strong>Vocational Skills Development (VSD)</strong> is a cornerstone of Swiss development cooperation. This paper aims to help SDC operations to clearly define the approach and orientation of their VSD interventions, to select the right partners, and thus to manage their Project (Portfolio) in line with the relevant SDC strategies, the policy goals of partner countries, and professional standards. The paper also supports the formulation of realistic and plausible expectations predominantly regarding the outcomes and Impact of VSD projects across time.</p><p>The <strong>translation </strong>of the SDC VET Typology Tool into Romanian and Russian was organized by the co-financed GIZ VET project in Moldova.</p><p>An <strong>english</strong>, <strong>french and romanian version</strong> and <strong>topic specific add-ons</strong> are available >><a href="https://www.shareweb.ch/site/EI/Pages/VSD/Documents%20VSD%20typology.aspx" rel="noopener noreferrer" target="_blank">here</a>.</p></div> SDC VSD Project typology (Romanian)<div class="toAlignListElmntOnPage"><p>Vocational Skills Development (VSD) is a cornerstone of Swiss development cooperation. This paper aims to help SDC operations to clearly define the approach and orientation of their VSD interventions, to select the right partners, and thus to manage their Project (Portfolio) in line with the relevant SDC strategies, the policy goals of partner countries, and professional standards. The paper also supports the formulation of realistic and plausible expectations predominantly regarding the outcomes and Impact of VSD projects across time.</p><p>The translation of the SDC VET Typology Tool into Romanian and Russian was organized by the co-financed GIZ VET project in Moldova.</p><p>Further information:<strong> </strong>An <strong>english</strong>, <strong>french and russian version</strong> and <strong>topic specific add-ons</strong> are available <a href="https://www.shareweb.ch/site/EI/Pages/VSD/Documents%20VSD%20typology.aspx" rel="noopener noreferrer" target="_blank">here</a>.</p></div> Launching and developing an Apprenticeship system in Albania (S4J)<div class="toAlignListElmntOnPage"><p>This case study describes how "Skills for Jobs "(S4J) launched and developed an apprenticeship system that meets the requirements of the private sector and describes the results in terms of graduates being more employable. This case also highlights how the program developed an appropriate monitoring system and how the program assesses the impact of this intervention, while dealing with attribution in this challenging context. We hope that different programs and stakeholders will be inspired by the learning acquired in the S4J program, both in terms of designing and managing sustainable interventions in VET and in terms of the ways in which an appropriate Monitoring and Results Measurement system helps to manage interventions and report credible impact.</p></div> Study on Socio-economic status of vocational education students (UNDP Georgia)<div class="toAlignListElmntOnPage"><p>Students from economically and socially vulnerable groups make up more than one-third of the graduates of vocational education and training (VET) programs in Georgia, according to new research. The study, prepared by UNDP in partnership with the Ministry of Education, Science, Culture and Sport and the Swiss Agency for Development and Cooperation (SDC), is the first-ever attempt to analyze the socio-economic status of vocational students in Georgia, examine whether vocational education and training lead to employment and explore the linkages between vocational training and the labor market.</p><p>>> Read the full <a href="http://georgiatoday.ge/news/21388/Vocational-Training-Offers-Pathway-to-Employment-for-Low-income-Youth-in-Georgia" rel="noopener noreferrer" target="_blank">news article</a> on the study on Georgia Today</p><p><br></p></div> Rapid Market Appraisal HandbookRapid Market Appraisal (RMA) is a tool for assessing the market needs. RMA is conducted to provide information concerning current employment and future labour requirements by specific occupations. Gender and Skills Development - A Tool for Mainstreaming<div class="toAlignListElmntOnPage"><p>This tool serves as a guide to facilitate context assessment in terms of gender inequalities.</p><p>A practical tool to mainstream
gender equality into skills development
projects for better employment opportunities.</p><p>Incorporating the gender dimension into occupational training and access to employment is directly related to
these two themes. If the SDC’s occupational training projects do not improve
women’s real access to all types of employment and to income as much as
– or more than – it does for men, then these projects will only replicate or, even
worse, reinforce existing social inequalities.</p></div> Skill Card on TracingThe skill card provides a first glance on the relevance of tracer studies and ways of application in the context of VSD in international cooperation projects. Tracer Study Tool KitThe goal of a graduate tracer study is to gain information on the relevance and effectiveness of VET programmes. Regulations governing the work of VET Boards in North Eastern AlbaniaKey document concerning the creation of regional VET Boards in North Eastern Albania. bring together all stakeholders in the field of VET, such as the Regional Education Directorates, the Regional Employment Offices, the Regional Development Councils, the Chambers of Commerce and Industry, Municipalities, VET schools and Syndicates. The Bordeaux CommuniquéIt outlines reviewed priorities for the European cooperation in VET. Finland’s Minister for Education and Science Antti Kalliomdki, Commissioner Jan Figel and Cedefop’s Director Aviana Bulgarelli reflect on the impact of the Copenhagen process, in particular the significance of the European Qualifications Framework (EQF) and the envisaged European Credit System for VET (ECVET) EU measures to tackle youth unemploymentThe EU is working to reduce youth unemployment and to increase the youth employment rate in line with the wider EU target of achieving a 75% employment rate for the working-age population (20-64 years). This leaflet gives an overview of the latest measures proposed by the EU to help Member States specifically tackle youth unemployment and social exclusion. European Employment Observatory Review - Youth employment measures 2010Young people have been hit hard by the economic downturn with the EU youth unemployment rate reaching 20%. This review summarises messages from 33 national articles on this theme, linking them to policy developments, studies and data. It details the European and national contexts before examining measures to promote youth employment. These cover education, training, labour market and benefit policies, as well as measures to address problematic aspects and labour market actors’ roles. Following this, final conclusions are drawn. This publication is available in English, French and German Global employment trends for youth 2013The study examines the continuing job crisis affecting young people in many parts of the world. It provides updated statistics on global and regional youth unemployment rates and presents ILO policy recommendations to curb the current trends. Skills Development and Poverty ReductionThe present attempt to discern a connection between skills and poverty is part of a much larger targeting of poverty by the donor community. The origins of this poverty discourse lie in the reactions to the structural adjustment policies of the 1980s and the need for these to have a human face, and for there to be safety-nets for the poor. These latter policies led to a full-blown targeting of poverty reduction as the mandate of development agencies. Technical and vocational skills developmentWritten by Kenneth King and Robert Palmer this brief report on TVET provides a very good overview of VET history and different approaches and modalities of delivery. Included in the report is a small but useful glossary and a quite profound bibliography and a list of resource both classified along major topics. The Copenhagen DeclarationThe basis for European co-operation in VET was laid out in the Copenhagen Declaration which was endorsed in November 2002 by the education Ministers of 31 European countries, social partners and the European Commission. The Copenhagen Declaration was the starting point of the Copenhagen Process. The Bordeaux CommuniquéThis communication by the European Council represents the third review of the Copenhagen process initiated in December 2002 with the Copenhagen communication. Handbook for VET providers - supporting internal quality management and quality cultureCEDEFOP - Supporting internal quality management and quality culture. This handbook focuses on the importance of internal quality management specifically for institutions involved in vocational education and training (VET).It is meant to guide VET providers through a quality journey, based on the PDCA (plan-do-check-act/review) cycle, which underlies any quality management system (QMS). Apprenticeship and Company-based Training in Myanmar<div class="toAlignListElmntOnPage"><p>This technical discussion paper is analysing current practices of different types of apprenticeships and other forms of in-company training in Myanmar. It is aimed at drawing lessons learnt and is based on studies on apprenticeships and in-company training recently prepared.</p></div> New UNESCO TVET Strategy adoptedUNESCO’s Executive Board adopted the new Strategy for Technical and Vocational Education and Training (TVET) for the period 2016 to 2021. The Strategy is available <a href="http://www.unevoc.unesco.org/go.php?q=New%20UNESCO%20TVET%20Strategy%20adopted" target="_blank">here</a>. SDC - Mainstreaming Women’s Economic Empowerment in MSD - 2016 (fr)This thematic guidance sheet is one of a series written to support SDC staff in ensuring that gender issues are taken into account transversally in different thematic domains – in this case, focusing on market systems development (MSD). It outlines key gender issues regarding women’s economic empowerment in MSD and how these can be integrated in the design, implementation, monitoring and evaluation of cooperation strategies and project interventions. Some existing familiarity with MSD terminology is assumed. FoBBIZ event summary: Discussion on the dispatch on international cooperation of Switzerland 2017-2020Die Berufsbildung als Schwerpunktthema der neuen Botschaft über die Internationale Zusammenarbeit der Schweiz 2017 - 2020 soll noch mehr Gewicht erhalten. Was bedeutet das konkret und welche Erwartungen sind damit verbunden? Um diese Frage zu diskutieren organisisierte FoBBIZ im August 2016 eine Veranstaltung, um Fachleut e aus unterschiedlichen Perspektiven die Situation beleuchten und gemeinsam diskutieren zu lassen. Das Dokument fasst die wichtigsten Diskussionen und Standpunkte zusammen.</span></p><p style="margin-bottom: 0px; padding: 0px; direction: ltr; font-family: "Avenir LT W01 35 Light"; font-size: 18px; line-height: 1.6; text-rendering: optimizeLegibility; border: 0px; vertical-align: baseline; color: rgb(0, 0, 0);"><br></p> Anticipating Skills NeedsETF, ILO and Cedefop have co-produced a series of how-to guides to help partner countries with skills matching and anticipation. The publications series consists of six volumes:<p> </p><p>#1: <a href="http://www.cedefop.europa.eu/en/publications-and-resources/publications/2215" target="_blank" jqte-setlink="">Using labour market information</a></p><p>#2: <a href="http://www.cedefop.europa.eu/en/publications-and-resources/publications/2216" target="_blank">Developing skills foresights, scenarios and forecasts</a></p><p>#3: <a href="http://www.cedefop.europa.eu/en/publications-and-resources/publications/2217" target="_blank">Working at sectoral level</a></p><p>#4: <a href="https://www.shareweb.ch/site/EI/Documents/VSD/Resource%20Box/2016%20ILO%20ETF%20Cedefop%20Vol.%204%20Employment%20service%20providers%20(en).pdf" target="_blank">What is the role of employment service providers?</a></p><p>#5: How to develop and run a skills survey? [not yet available]</p><p>#6: <a href="http://www.cedefop.europa.eu/en/publications-and-resources/publications/2218" target="_blank">Carrying out tracer studies</a></p><p></p><p></p><p></p> How to work with Indicators in VSD<div class="toAlignListElmntOnPage"><p><strong>A collection of </strong><strong>typical objectives in VSD/TVET projects and programmes with sample INDICATORS of success</strong></p><p>Indicators add measurable targets to objectives. Objectives which are formulated in general language (“narrative”), need indicators in order to become specific. Only objectives which are specified by means of indicators are manageable, can be used to negotiate staff performance and responsibilities, can be monitored and become an object of accountability. Sloppily formulated objectives (such as “better employment”) lack such qualities, and their accomplishment is almost always certain with little or no effort. Good indicators are based upon stakeholder dialogue, are monitorable, attached to a strategic objective, realistic and thus achievable, related to a target group and have a schedule for interim milestones and an end-of-project accomplishment (expressed with a ‘SMARTS’ acronym). </p></div> SDC brochure - VSD is key for employment and income<div class="toAlignListElmntOnPage"><p>This brochure is an introduction to Switzerland’ development cooperation activities in the area of vocational skills development. It includes a select</p><p>sample of the many different projects and contexts in which the SDC currently (2016) operates.</p></div> OCED Latin America Economic Outlook 2017 - Youth, Skills and EntrepreneurshipThe 2017 edition of the Latin American Economic Outlook explores youth, skills and entrepreneurship. Young Latin Americans embody the region’s promise and perils. They stand at the crossroads of a region whose once promising economy and social progress are now undergoing a slow down. The Outlook identifies potential strategies and policy responses to help Latin America and the Caribbean revive economic growth. Evaluation SDC’s Vocational Skills Development ActivitiesThe report presents the findings of an external evaluation of the Swiss Agency for Development
and Cooperation’s (SDC) Vocational Skills Development activities. The evaluation
portfolio covered 10 projects and programmes in 9 countries (Albania, Bangladesh, Burkina
Faso, Ecuador, Mali, Moldova, Nepal, Nicaragua, Peru (CAPLAP). World Bank - handbook - Impact Evaluation in Practice - 2016<div class="toAlignListElmntOnPage"><p>The second edition of the Impact Evaluation in Practice handbook is a comprehensive and accessible introduction to impact evaluation for policy makers and development practitioners. First published in 2011, it has been used widely across the development and academic communities. The book incorporates real-world examples to present practical guidelines for designing and implementing impact evaluations. Readers will gain an understanding of impact evaluations and the best ways to use them to design evidence-based policies and programs. The updated version covers the newest techniques for evaluating programs and includes state-of-the-art implementation advice, as well as an expanded set of examples and case studies that draw on recent development challenges. It also includes new material on research ethics and partnerships to conduct impact evaluation. The handbook is divided into four sections: Part One discusses what to evaluate and why; Part Two presents the main impact evaluation methods; Part Three addresses how to manage impact evaluations; Part Four reviews impact evaluation sampling and data collection. Case studies illustrate different applications of impact evaluations. The book links to complementary instructional material available online, including an applied case as well as questions and answers. The updated second edition will be a valuable resource for the international development community, universities, and policy makers looking to build better evidence around what works in development.</p></div> Trabajar en el campo en el siglo XXIIn addition to a profound analysis of recent trends in rural employment in Latin America, this ILO report includes also policy recommendations. The report is available in spanish and can be downloaded <a href="http://www.skillsforemployment.org/KSP/es/Details/?dn=WCMSTEST4_183882" target="_blank">here</a>. Understanding the potential impact of skills recognition systems on labour markets<span style="font-size:12px;font-family: "SourceSansPro Regular", "Open Sans", Arial;">This ILO report focuses on analysing whether skills recognition improves skills utilization, reduces skills mismatch and alleviates unemployment, poverty and inequality. Please download the report <a href="http://www.skillsforemployment.org/KSP/en/Details/?dn=WCMSTEST4_183285" target="_blank" style="font-size: 12px;"><font face="SourceSansPro Regular, Open Sans, Arial" style="font-size: 12px;"><span style="font-size: 12px;">h</span></font><font face="SourceSansPro Regular, Open Sans, Arial" style="font-size: 12px;"><span style="font-size: 12px;">ere</span></font></a>.</span> 2016-09 SDC F2F - Presentation - WEE and VSD<div class="toAlignListElmntOnPage"><p>Presentation by Chantal Felder on Women's Economic Empowerment and Vocational Skills Development held at the regional F2F in Pristina in 2016-09.</p></div> DC dVET - Report - DVET as an Option in Development Cooperation - 2016Study on the experiences of dual VET approaches in the development cooperation of the four members by a group of experts headed by Matthias Jäger. The study was initiated on the basis of a survey of around 20 specialists. It describes various aspects of dual VET and shows the implications and experiences in development cooperation. Internationalization in Vocational Education and TrainingThis edited book addresses a range of aspects of internationalization in vocational education and training (VET) in different countries. It considers the impact of internationalization and student mobility on VET at the sectoral, institutional and individual levels as the sector emerges as a key tool for social and structural change in developing nations and as a flexible and entrepreneurial means of growth in developed nations. The book explores not only the effects of the neo-liberal market principle underpinning VET practices and reforms, but importantly considers internationalization as a powerful force for change in vocational education and training. Bridging the Skills GapThis book seeks to examine the skills development agenda for youth by exploring two key questions for sustainable livelihoods: What are the skills needed for employability in developing countries, especially in Africa and Asia? And, what skills are currently possessed by students and secondary school leavers? Les dispositifs d'appui à l'insertion des jeunes sur le marché du travail en afriquePlacée au cœur des priorités des politiques nationales, des sociétés civiles africaines, des partenaires au développement, la problématique de l’accès à l’emploi, et particulièrement des jeunes, pousse les acteurs à proposer des réponses nouvelles. Depuis quelques années, des dispositifs d’appui plus transversaux sont testés afin d’accompagner les jeunes dans des contextes où peu d’entre eux parviennent à accéder ou à évoluer dans des conditions d’emploi qui les satisfont. Cette publication présente les politiques et programmes mis en œuvre par les gouvernements locaux et les opérateurs du secteur, ainsi que des réflexions menées sur l’appui à l’insertion des jeunes dans le cadre des institutions internationales et des partenaires techniques et financiers. Is it Worth Engaging Employers in VET Reforms?<p><span style="font-size: 13px;">The authors of this working paper examine eight international VET reforms through their first year. They find that cases where employers are highly engaged make more progress, excepting powerful top-down reforms. High employer engagement seems riskier because of the greater investment by firms, but the returns it generates lets high-engagement reforms sidestep the prisoner’s dilemma and improve implementation progress.</span></p><p><span style="font-size: 13px;">Keywords are: vocational education and training, education reform, implementation, employer engagement</span></p> e_MOD_CAS_VETDescription of the CAS course Transferring elemnts of swiss VET modules 2017. 10th ADEA-WGHE/AAU Webinar: Informal TVET and Training System: Lessons for Skilling Africa<p class="MsoNormal"><span>The Association
for the Development of Education in Africa (ADEA) hosts a series of webinars on
different topics. We particularly recommend to watch the video of the webinar
on Informal TVET and Training Systems (presented on 18th May 2017, for the
moment only available in French). The presentations by </span><span>Dr. Ayele M. Adubra</span><span> highlights approaches to reform
a system of traditional informal apprenticeships into a more dual system.
This is explained through examples from Ghana, Benin and other countries. It is
shown that d</span><span>espite the
existence of these reforms, the informal TVET system is still confronted with
many challenges. There is a need to focus on </span><span>quality</span><span>, on </span><span>access to
include neglected populations </span><span>and, more importantly, on </span><span>integration
into the labour market</span><span>. Effective measures should be envisaged in these areas.</span></p>
<p class="MsoNormal">The documentations of the webinars can be accessed here: <a href="https://www.aau.org/webinars/" target="_blank">https://www.aau.org/webinars/</a><span style="font-family: Helvetica, sans-serif; font-size: 9pt; background-color: rgb(255, 254, 254);"><o:p></o:p></span></p> OECD report: Skills beyond school<div>Higher level vocational education and training (VET) programmes are facing rapid change and intensifying challenges. What type of training is needed to meet the needs of changing economies? How should the programmes be funded? How should they be linked to academic and university programmes? How can employers and unions be engaged? This report synthesises the findings of the series of country reports done on skills beyond school.</div><div> </div><div>Chapter 1. The hidden world of professional education and training</div><div>Chapter 2. Enhancing the profile of professional education and training</div><div>Chapter 3. Three key elements of high-quality post-secondary programmes</div><div>Chapter 4. Transparency in learning outcomes</div><div>Chapter 5. Clearer pathways for learners</div><div>Chapter 6. Key characteristics of effective vocational systems</div> Book: The pitfall of academization<div style="margin: 0px 0px 11px !important; color: rgb(34, 34, 34); line-height: 1.5 !important; font-family: Verdana, Arial, sans-serif;">This book delineates the Swiss dual track vocational and professional education and training systems coherently and compares with the European educational systems. Besides describing the success factors of this dual track educational system practical examples are illustrated from all over the world to elucidate the possibilities to transfer it in other countries.</div><div style="margin: 0px 0px 11px !important; color: rgb(34, 34, 34); line-height: 1.5 !important; font-family: Verdana, Arial, sans-serif;">This book is written for the interested English speaking foreign delegates, executives and professionals in the field of education, skill development and entrepreneurship. With a foreword of Federal Councilor Johann N. Schneider-Ammann, Minister of Economics, Education and Research.</div><div style="margin: 0px 0px 11px !important; color: rgb(34, 34, 34); line-height: 1.5 !important; font-family: Verdana, Arial, sans-serif;">To purchase the book, fill in the order form or visit the publishers <a href="http://www.hep-verlag.ch/akademisierungsfalle" target="_blank">website</a>. The book is available in German and French</div> Summary Day Six: E-Discussion on Youth<span style="color: rgb(68, 68, 68); font-family: Verdana, Arial, sans-serif;">E-discussion on YOUTH – summary of preliminary results of day six.</span> Documentation Day by Day: E-Discussion on YouthThe employment and income (e+i) network of the Swiss Agency for Development and Cooperation (SCD) hosted an e-discussion on youth-specific approaches in the context of VSD interventions. <span style="text-indent: 0px; box-sizing: border-box; orphans: 2; widows: 2; text-decoration-style: initial; text-decoration-color: initial;">The event took places between 19-30 June 2017 on the DGroup platform of the e+i VSD community. </span>This is the day by day documentation of the complete discussion. Engaging Employers in Apprenticeship Opportunities: Making It Happen LocallyThis joint OECD-ILO publication provides guidance on how local and regional governments can foster business-education partnerships in apprenticeship programmes and other types of work-based learning, drawing on case studies across nine countries. There has been increasing interest in apprenticeships which combine on the job training with classroom-based study, providing a smooth transition from school to work. There are benefits to both individuals and employers from participating in apprenticeships, including increased productivity and job quality. The SDC's portfolio in Vocational Skills Development: Key figures 2016 (PPT Slides)<div class="toAlignListElmntOnPage"><p class="MsoNormal"><span style="font-size: 10pt; line-height: 107%; font-family: Verdana, sans-serif; color: rgb(68, 68, 68); letter-spacing: 0.3pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">These are the slides for the report: </span><span class="ng-binding"><span style="font-size: 10pt; line-height: 107%; font-family: Verdana, sans-serif; letter-spacing: 0.3pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span ng-if="document.Title != undefined"><a href="https://www.shareweb.ch/site/EI/Documents/VSD/Projects/SDC%20-%20Report%20-%20Analysis%20of%20the%20SDCs%20VSD%20Portfolio%202016%20-%202017(en).pdf" ng-href="https://www.shareweb.ch/site/EI/Documents/VSD/Projects/SDC%20-%20Report%20-%20Analysis%20of%20the%20SDCs%20VSD%20Portfolio%202016%20-%202017(en).pdf" target="_blank">The SDC's portfolio in Vocational Skills
Development: Key figures 2016</a><font color="#444444">. <strong>[Members only]</strong></font></span></span></span></p></div> Youth and skills: Putting education to work<div class="toAlignListElmntOnPage"><p>Recent developments ascribe ever greater urgency to ensuring equitable access to
appropriate skills development programmes. As urban populations grow rapidly,
especially in low income countries, young people need skills to work their way out of
poverty. In rural areas, young people require new coping mechanisms to deal with climate
change and shrinking farm sizes, and to exploit opportunities for off-farm work. This
Report reveals that around 200 million young people need a second chance to acquire the
basic literacy and numeracy skills, which are essential to learning further skills for work.
In all of this, women and the poor face particular hardship.</p></div> The Challenges of Policy Transfer in Vocational Skills DevelopmentIn the context of renewed global interest in the development of vocational skills, policy makers in many countries as well as representatives of technical organisations often hope to reform existing training systems by borrowing models and policies that seem to work elsewhere. One of these prominent models is that of ‘National Qualifications Framework’, the use of which now spans the entire globe. On a much smaller scale, the ‘Dual Model’ of vocational training – a systematic combination of school and workplace-based learning that is common in a number of countries ... Vocational Training in the Informal SectorThis report is the final outcome of a series of field surveys conducted in seven African
countries, which are, in alphabetical order, Angola, Benin, Cameroon, Ethiopia, Morocco,
Senegal and South Africa SaMi - Tracer Study - Nepal Safer Migration Project Tracer Study and Recommendations for better Cost Benefit Ratio - 2016(en)<p>The SaMi project addresses the needs of Nepali men and women who migrate tot theMiddle East and Southeast Asia on short term labor contracts. It facilitates access to relevant information, pre-departrue skills training, legal and psychosocial support.
</p><p>This tracer study summarises the results of the workers’ interviews and of the interactions with relevant parties (employers, training organisations, regulatory bodies) in the United Arab Emirates (chapters 3 and 4) and presents strategic recommendations (chapter 5) for the future position of SaMi in the area of vocational skills development.</p> Presentation: Lean data for SDCIs lean data the solution to the measuring problem of aid effectivenes assesments? This presentation provides you with some thoughts about the topic. Is education the solution to decent work for youth in developing economies?This report provides up-to-date evidence on the link between labour market
outcomes and educational attainment for the population of youth in low- and
middle-income countries. Based on the school-to-work transitions surveys
(SWTSs) run in 2012-2013, the report summarizes the education profile of
youth, identifies patterns of qualifications mismatch measured in over- and
undereducation and examines rates of return to education. Webinar: What is the Business Case of Investing in VET?<p>On 30 November 2017 the German Plattform GO.VET hosted an insightful Webinar on “What is the Business Case of Investing in VET?”
German companies contribute extensively towards the training of apprentices annually. The Dual System of Training – to its merit – addresses the issue by bringing Industry and Government together as co-partners & co-funders of VET programmes. There is lots to gain from their success especially for complex VET systems in emerging and developing countries.</p>
The Webinar recording can be found <a href="https://www.youtube.com/watch?v=bffe6ss5keQ&feature=youtu.be" target="_blank">here</a> and the slides can be downloaded <a href="https://gallery.mailchimp.com/bbeaa0c515ea9998528df2355/files/cd63dc52-35e1-401b-b8bc-949b805bd366/FINAL_Webinar_.pdf" target="_blank">here</a>. Rural 21: Tapping the potential of rural youth<p>Given that today, two out of five economically active youth around the world are unemployed, or work, but live in poverty, and that alone in sub-Saharan Africa, the youth population is set to double, reaching more than 350 million by 2050, creating income and employment opportunities for these young people is certainly one of the areas in most urgent need of action. </p><p>This issue of Rural 21 demonstrates initiatives addressing these issues from a wide range of countries throughout the world, and let representatives of development co-operation, politics, the private sector and, last but not least, rural youth give their views. You can order your copy <a href="http://www.rural21.com/english/current-issue/" target="_blank">here</a>.</p> Private sector responsive vocational education in SerbiaThe private sector-responsive vocational education model piloted by the Private Sector Development programme South Serbia and its partners has received national recognition and has been introduced into the newly drafted national legislation as a basis for reform. This document analyses why the the programme is by some referred to as the « best model for tailor made dual education outside of Switzerland »... [<a href="https://www.shareweb.ch/site/EI/Documents/VSD/Tools/Veeda_Case%20Study_Final%20draft%20290817_clean.pdf">more</a>]. ILO QualityApprenticeToolkit<div class="toAlignListElmntOnPage"><p class="MsoNormal" style="margin: 0cm 0cm 0pt;">The Toolkit is a
resource to improve the design and implementation of apprenticeship systems and
programmes. It provides examples of good practice from ILO constituents around
the world and guidance for policy-makers and practitioners.</p><p><span lang="EN-GB"></span></p><p class="MsoNormal" style="margin: 0cm 0cm 0pt;"><br></p><p class="MsoNormal" style="margin: 0cm 0cm 0pt;"><span lang="EN-GB">The toolkit is very timely as it comes out at a
time when policymakers and social partners are searching for responses to the
rising youth unemployment rates. There is no one-size-fits-all answer to this
situation; but policymakers are rediscovering, or discovering for the first
time the importance of Quality Apprenticeships, which offer a tried and tested
way of enabling young people to make the transition from the world of education
to the world of work. However, many countries are facing challenges in
establishing or scaling up apprenticeships. So, they are increasingly asking
for advice of the ILO on ways in which to build up Quality Apprenticeship
systems and programmes.</span></p><p></p><p class="MsoNormal" style="margin: 0cm 0cm 0pt;"><br></p></div> CEMETS Blog Post: The tricky thing about NQFsNational Qualifications Frameworks (NQFs) are a very common type of VET reform. The blog post very briefly discusses some of the evidence—or lack thereof—for their hoped-for benefits and a few reasons they might help, or fail to do so... [<a href="http://www.cemets.ethz.ch/cemets-news/2018/02/entry-19--the-tricky-thing-about-nqfs.html">more</a>] UNEVOC Bulletin 32: ICTs in TVETThe 32nd issue of the UNEVOC Bulletin focuses on ‘ICTs in TVET’ and presents a selection of UNESCO-UNEVOC’s activities that have contributed in this them atic area and our other engagements during the last quarter of 2017.
Please note that this edition of the Bulletin is available in all six UN languages on the UNEVOC Website: <span lang="EN-GB"><font color="#0563c1" style="line-height: 1.5; margin: 0px 0px 11px;"><a href="http://www.unevoc.unesco.org/bulletin/" target="_blank">http://www.unevoc.unesco.org/bulletin/</a>.</font></span> CEMETS Blog Post: Apprenticeship vs. School-Based VETAre you in need of evidence-based arguments for dual VET? This CEMETS blog post provides some... [<a href="http://www.cemets.ethz.ch/cemets-news/2018/02/entry-20--apprenticeship-vs-school-based-vet.html">more</a>] The Future of Skills Employment in 2030Which skills will be required on the labour market in the year 2030? This study risks a forecast for the USA and UK... [<a href="http://the_future_of_skills_employment_in_2030_0">more</a>] Apprenticeship training in England – a cost-effective model for firms?<div class="toAlignListElmntOnPage"><p>The authors have used evidence from Germany, Switzerland and Austria to simulate the costs and benefits of an apprenticeship policy applied in an English context. In summary, this study analyses the question of whether an average English firm could expect a net benefit when training apprentices in a similar manner to Swiss firms but does not evaluate either current English apprenticeships or current policy measures... [<a href="https://www.shareweb.ch/site/EI/Documents/VSD/Resource%20Box/04-2018-ILO-Cost_benefit_study_England-2.pdf">more</a>]</p></div> Approach paper: Coaching for employment and entrepreneurship – C4EE<div class="toAlignListElmntOnPage"><p>Coaching for employment - C4E aims at skills development and labour market facilitation of young unemployed job seekers in Albania. The project aims at increasing the local integration and employability chances of youth including those from marginalised groups through personal and professional innovative capacity building methodologies and action... [<a href="https://www.shareweb.ch/site/EI/Documents/VSD/Topics/Youth%20Employment/Swisscontact%20-%20Approach%20paper%20-%20C4EE%20Summary%20-%202018(en).pdf">more</a>]</p></div> OECD: Job Creation and Local Economic DevelopmentThis report provides guidance on how policy makers can bolster local job creation and achieve sustainable inclusive growth, while meeting challenges such as youth unemployment, population ageing and climate change. Some of the key messages highlighted include the need to:
Creating more and better quality jobs is key to boosting growth, reducing poverty and increasing social cohesion. At the national level, job creation requires a stable macroeconomic framework coupled with structural policies that encourage innovation, skills and business development. But how can national and local policies be better aligned and tailored to specific local opportunities and challenges... [<a href="http://www.skillsforemployment.org/KSP/en/Details/?dn=WCMSTEST4_125871">more</a>] World Economic Forum: The future of jobsThe Fourth Industrial Revolution, which includes developments in robotics, nanotechnology, 3D printing and biotechnology, will cause widespread disruption not only to business models but also to labour markets over the next five years, with enormous change predicted in the skill sets needed to thrive in the new landscape. This report aims to unpack and provide specific information on the relative magnitude of these trends by industry and geography, and on the expected time horizon for their impact to be felt on job functions, employment levels and skills... [<a href="http://www.skillsforemployment.org/KSP/en/Details/?dn=WCMSTEST4_162858">more</a>] KOF: Social Status of VET in SwitzerlandThis brochure is helpful for everyone who want's to provide a deeper introduction into the Swiss VET system. Especially when you need to explain why the VET system enjoys a broad support from the economy, civils society and policy makers... [<a href="https://www.ethz.ch/content/dam/ethz/special-interest/mtec/cemets-dam/documents/VET%20Social%20Status.pdf">more</a>] Job Clubs and group counselling in BiHThe Youth Employment Project (YEP) in Bosnia and Herzegovina changed the way how young people are supported during the entry phase into the labour market. Overall, more than 3000 participants found employment within six months. More than 25 Public Employment Services (PES) adopted the approach developed by YEP. Learn more about this easily adoptable intervention in this article... [<a href="https://www.shareweb.ch/site/EI/Documents/VSD/About/Project%20Portfolio%20Analysis/GOPA%20-%20Project%20description%20-%20Job%20Clubs%20and%20group%20counselling%20in%20BiH%20-%202018(en).pdf">more</a>] Dual Vocational Education and Training in Burkina Faso<div class="toAlignListElmntOnPage"><p>On behalf of the Austrian Development Agency, KEK-CDC Consultants have written a study on the status quo of dual vocational education and training in Burkina Faso. The study shall support Burkinabe partners in the development of VET provision for young people in Burkina Faso. Consequently, it provides an analysis of the dual training context in Burkina Faso and formulates possible leads to follow for the development of dual VET. It’s results may also be of interest for VET experts in other Western African countries... [<a href="http://www.kek.ch/files/news/180629_final_report_dualvet_bf.pdf">more</a>]</p></div> CEMETS Blog Post: Implementing VET Reforms. Part IIThe team from CEMETS conducted an extensive literature review on implementing VET reforms. The main conclusions are summarized in two blog posts. This is the second part... [<a href="http://www.cemets.ethz.ch/cemets-news/2018/04/entry-23--implementing-vet-reform-2.html" target="_blank">more</a>] Improving Skills Development in the Informal Sector. Strategies for Sub-Saharan Africa<p>This book looks at the experience of skills development in five African countries, Ghana, Kenya, Nigeria, Rwanda, and Tanzania, that together account for one-third of the nearly 900 million people living in Sub-Saharan Africa.
</p><p><b>
Read it <a href="http://documents.worldbank.org/curated/en/736731468194635805/Improving-skills-development-in-the-informal-sector-strategies-for-Sub-Saharan-Africa">here</a>.</b></p> Seven Questions about Apprenticeships: Answers from International ExperienceAfter a period of relative neglect in many countries, apprenticeships and other forms of work-based learning are experiencing a revival. Their effectiveness in easing school-to-work transitions and serving the economy is increasingly recognised. However, engaging individuals, employers, social partners and education and training systems in such learning remains a significant challenge... [<a href="https://www.oecd-ilibrary.org/education/seven-questions-about-apprenticeships_9789264306486-en">more</a>] Pathways of progression: Linking technical and vocational education and training with post-secondary educationUntil recently, few graduates of technical and vocational education and training (TVET) aspired to further learning, particularly higher education. But higher-level qualifications are now a common expectation among young people, reflecting increased ambitions, labour market demand for higher-level skills, and a need to upskill and reskill throughout life. Clear and flexible learning pathways are necessary to ensure that young people have the necessary skills to enter the labour market... [<a href="https://unevoc.unesco.org/go.php?q=Online+library&skin=&lang=&akt=id&st=&qs=6107&unevoc=0">more</a>] UNESCO Global Education Monitoring Report 2019: Migration, displacement and educationThe 2019 Global Education Monitoring Report examines the education impact of migration and displacement across all population movements: within and across borders, voluntary and forced, for employment and education. It also reviews progress on education in the 2030 Agenda for Sustainable Development... [<a href="https://unevoc.unesco.org/go.php?q=Online+library&skin=&lang=&akt=id&st=&qs=6108&unevoc=0">more</a>] Addressing youth unemployment through outreach, activation and service integration<div class="toAlignListElmntOnPage"><p>This dossier consolidates the content of the three sharing papers published by the ESF Youth Employment Thematic Network, and synthesises its work between 2016 and 2018: (1) Integrating services to promote youth employment: Lessons from Finland, 82) How can we promote employability amongst the most marginalised young people? Some ESF lessons and (3) Reaching out to build trust and support amongst vulnerable young people... [<a href="https://www.shareweb.ch/site/EI/Documents/VSD/Topics/Youth%20Employment/EU%20%20-%20Report%20-%20Addressing%20youth%20unemployment%20-%202018(en).pdf">more</a>]</p></div> Video stream: GIZ International Experts Meeting TVET, Digitalisation, Work 4.0<div class="toAlignListElmntOnPage"><p>In the digital era, working and business processes as a whole will increasingly be influenced by diverse dynamic changes. The „Changing Nature of Work“ is one of the major challenges for societies and economies worldwide. With this challenge in mind, the Federal Ministry for Economic Development and Cooperation (BMZ) has initiated a dialogue among national and international experts. The unit “Competence Development in TVET”/UNEVOC Centre Magdeburg of GIZ’s Academy for International Cooperation in cooperation with GIZ’s sectoral program TVET were contracted by BMZ to prepare and implement the International Experts Meeting. Watch the video of the conference <a href="https://www.youtube.com/watch?v=RuEYcDQV_Ww">here</a>.</p></div> Analysis and overview of NQF level descriptors in European countries<div class="toAlignListElmntOnPage"><p>Level descriptors are essential elements of national qualifications frameworks (NQF) established and implemented across Europe. They define what is meant by learning outcomes, describing what an individual is expected to know, be able to do and understand, having acquired a qualification at a particular level. This Cedefop publication shows that all 39 countries taking part in the implementation of the European qualifications framework (EQF) have now defined – and for a large part adopted – their levels of learning outcomes. The analysis illustrates the influence of the EQF on national level descriptors, and demonstrates how countries have adjusted and further developed the learning outcomes approach according to national needs and priorities. National level descriptors have mostly been developed through extensive dialogue between different stakeholders. This report celebrates the 10th anniversary of the EQF in 2018 and its further implementation, as anchored in the revised EQF recommendation (2017)... [<a href="http://www.cedefop.europa.eu/en/publications-and-resources/publications/5566">more</a>]</p></div> Handbook of ICT practices for guidance and career development<div class="toAlignListElmntOnPage"><p>This handbook supports the transfer and adaptation of career development tools used in guidance, early school leaving prevention, employment services, youth centres and other organisations. It provides insights for policy-makers and managers of careers into how to use the potential of ICT to help people find training and jobs, increase their employability, and develop their competences. Using detailed analysis of the most established and effective practices in the EU, it also offers a decision-making tool, to help readers select the best options for their local context and target group(s)... [<a href="http://www.cedefop.europa.eu/files/4164_en.pdf">more</a>]</p></div> UNESCO-UNEVOC Conference synthesis: Improving the image of TVET<div class="toAlignListElmntOnPage"><p>Despite the benefits of TVET on personal, professional
and national development, it remains a relatively
unattractive option to young people compared to, for
example, academic education. Education systems in many
developing countries in particular have TVET often placed
as a second choice or “second rate” education. Organized
on the occasion of World Youth Skills Day 2018, UNESCOUNEVOC
organized a virtual conference on ‘Improving the
image of TVET’. The synthesis report presents a summary
of the discussions, and outlines what factors participants
thought were influencing the image of TVET, and the
impact this image has on individuals, business and society... [<a href="https://unevoc.unesco.org/up/vc_synthesis_21.pdf">more</a>]</p></div> Comprendre et analyser les systèmes de formation et d’enseignement professionnels (EFP)<div class="toAlignListElmntOnPage"><p>Cette introduction s'adresse aux praticiens de l'EFP dans la coopération au développement qui souhaitent mieux comprendre et analyser le fonctionnement des systèmes d'EFP et la manière dont leurs différents éléments sont liés entre eux.</p></div> SDC VSD Project Typology Add-on Governance 2019-03 (en)<div class="toAlignListElmntOnPage">VSD usually requires multi-stakeholder cooperation, because it involves different Ministries and the private sector, thus governance is a particularly challenging issue in this domain. This <strong>add-on to the VSD Typology highlights selected Governance issues </strong>in vocational skills development (VSD).</div> Pathways to better jobs in IDA countries<div class="toAlignListElmntOnPage"><p>This report documents cross-country findings from analysis conducted by World Bank staff working on Jobs Diagnostics. It identifies some key insights for policy makers to take into account when designing policies and programs for inclusive growth. The findings are drawn from three different sources. The macroeconomic section analyzes data for over 16,000 overlapping episodes of economic growth in 125 countries. The labor supply section analyzes labor data from the latest household surveys in 150 countries around the world. The firm-level analysis draws on business data from countries for which—at the time of writing—the World Bank had conducted a Jobs Diagnostic [<a href="https://openknowledge.worldbank.org/handle/10986/30594" rel="noopener noreferrer" target="_blank">more</a>]</p></div> Continuum: executive summary 2019<div class="toAlignListElmntOnPage"><p>The Education – Training – Work & Employment Continuum in Development cooperation<br>FIVE CASE STUDIES UNDER SCRUTINY:<br>DOES THE NOTION OF CONTINUUM OPEN TRANSFORMATIVE PERSPECTIVES FOR THE RE-INTEGRATION OF THE EXCLUDED FROM EDUCATION, TRAINING, WORK & EMPLOYMENT? FIRST EVIDENCE FROM THE FIELD</p></div> Continuum: Study RECI 2019 Volume I<div class="toAlignListElmntOnPage"><p>DOES A CONTINUUM OPEN TRANSFORMATIVE PERSPECTIVES FOR THE RE-INTEGRATION OF THE EXCLUDED FROM EDUCATION, TRAINING, WORK & EMPLOYMENT? FIRST EVIDENCE FROM THE FIELD</p></div> Eine Welt: Die duale Berufsbildung und ihre Grenzen (S.32)<div class="toAlignListElmntOnPage"><p>Das duale Bildungssystem der Schweiz ist ein Erfolgsmodell. Immer wieder wird die Entwicklungszusammenarbeit dazu aufgefordert, es in Kooperationsländer zu exportieren, um die dortige Wirtschaft zu stärken. Die Vorteile liegen auf der Hand – wo aber liegen die Grenzen der Übertragbarkeit? Dieser Frage wird in einem Artikel der DEZA-Zeitschrift "Eine Welt" genauer nachgegangen... [<a href="https://www.eda.admin.ch/deza/de/home/publikationen_undservice/publikationen/publikationsreihen/eine_welt.html/content/publikationen/de/deza/eine-welt/eine-welt-02-2019" rel="noopener noreferrer" target="_blank">zur Ausgabe</a>]</p></div> A cost-benefit ratio analysis of in-company training in Pakistan<div class="toAlignListElmntOnPage"><p>The first part of this data driven advocacy tool provides key figures about the cost and benefits resulting from the provision of in-company training places from Switzerland and Germany. The second part of the showcases a cost-benefit analysis with data from leading Pakistani companies. >> <a href="https://www.dcdualvet.org/wp-content/uploads/2019_GIZ_Return-on-investment-Build4skills-Pakistan_long.pdf" rel="noopener noreferrer" target="_blank">pdf</a></p></div> TVET Profiles for Jordan, Lebanon and Israel<div class="toAlignListElmntOnPage"><p>These country profiles are a part of the World TVET Database, an online repository developed by UNESCO-UNEVOC aimed at providing concise, reliable and up-to-date information on TVET systems worldwide. The Country Profiles are the result of a collaboration between UNESCO-UNEVOC and the TVET stakeholders in each country, particularly the UNEVOC Network Members. >> <a href="https://unevoc.unesco.org/yem/YEM+-+Country+Profiles" rel="noopener noreferrer" target="_blank">more</a></p></div> Companies Engaging in Dual VET: Do Financial Incentives Matter?<div class="toAlignListElmntOnPage"><p>The discussion note published by the Donor Committee for dual VET (DC dVET) aims to fostering the discussion on the topic in the context of development cooperation. It offers basic information and outlines a set of key questions that help structuring the analysis of a specific country/context. >> <a href="https://www.dcdualvet.org/en/topics-experiences/engaging-the-business-sector/financial-incentives/" rel="noopener noreferrer" target="_blank">more</a></p></div> Actor mapping: Swiss VET and LMI landscape<div class="toAlignListElmntOnPage"><p><br><a href="https://www.shareweb.ch/site/EI/Documents/VSD/VSD%20Resource%20Box/190816_Stakeholder_CH-BB_FINAL.pdf"><img 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" class="fr-fic fr-dii fr-fir" style="width: 131px;"></a>This mapping shall serve the SDC and its partners in the new EU member states to identify Swiss expertise and potential Swiss partners in the thematic field of vocational and professional education and training, and to a limited extent also in the field of labour market insertion as these two systems are closely interlinked. The mapping was commissioned by the SDC Division New EU Member States and was developed by Franz Kehl and Basil Schläpfer from KEK-CDC Consultants. >> <a href="https://www.shareweb.ch/site/EI/Documents/VSD/VSD%20Resource%20Box/190816_Stakeholder_CH-BB_FINAL.pdf" rel="noopener noreferrer" target="_blank">more</a></p></div> Slides Webinar Home-based VET in Albania<div class="toAlignListElmntOnPage"><p>Slides of the presentation of the SDC-project “Skills for Jobs”, implemented by SWISSCONTACT. It shows how a VET project is coping successfully with the challenges of the COVID-19 crisis.</p></div> Q&A Webinar Home-based VET in Albania<div class="toAlignListElmntOnPage">Questions and Answers to the Webinar "Home-based VET in Albania"</div><p><br></p><p>>> Read more about the <a href="https://www.shareweb.ch/site/ei/Pages/Content/newsdetail.aspx?ItemID=1617" rel="noopener noreferrer" target="_blank">Webinar </a></p><p>>> Read the <a href="https://www.shareweb.ch/site/EI/Documents/VSD/Topics/Technology%20enhanced%20learning/S4J%20Webinaire%20Questions%20et%20R%C3%A9ponses.pdf" rel="noopener noreferrer" target="_blank">French Version</a></p> Slides Webinar on Dual VET (DCdVET)<div class="toAlignListElmntOnPage">On 23 April 2020, DCdVET organized an interesting Webinar on Dual VET in Development Cooperation - Key Elements and Principles. </div><p>No worries, if you missed it: >> Have a look at the slides and the <a href="https://www.youtube.com/watch?time_continue=4&v=6kIsVtqob_Y&feature=emb_logo" rel="noopener noreferrer" target="_blank">recording</a>!</p><div class="toAlignListElmntOnPage"><br><br></div> Causal effects of VSD_draft<div class="toAlignListElmntOnPage"><p>The causal effects of vocational skills development were analysed by a team of experts and described in this draft paper to be discussed with VSD practitioners during the webinar "Theories of Change for VSD in light of Switzerland’s international cooperation strategy 2021-2024”, taking place on the 7th and 8th of September 2020. </p><p>Michael Morlok and Harald Meier explain how they used the innovative the COM-B model to develop generalised Theory of Change for VSD projects, highlighting the pathways from training to increased productivity, enterprise development and poverty reduction. Then it becomes hands-on and we discusswhich aspects you should consider when developing specific Theories of Change for SDC projects- and how best to do so. </p><p><br></p></div> Slides Webinar ToC VSD (Francais)<div class="toAlignListElmntOnPage"><p>French Slides to the Webinar</p><p>"Theories of Change for VSD in light of Switzerland’s international cooperation strategy 2021-2024” </p><p> </p><p>Monday, 07.09.2020, 09:00 HRS (Swiss time)</p><p>Tuesday, 08.09.2020, 15:30 HRS (Swiss time)</p></div> How a make-shift van is preparing the next welders of Kosovo<div class="toAlignListElmntOnPage"><p>As the metal processing sector in Kosovo grapples with the repercussions of COVID 19, SDC helps establish<br>innovative on the go welding training and certification venture slated to aid the welding industry navigate<br>COVID 19 disruptions employ qualified staff, and improve the resilience of manufacturing firms.</p></div> SDG Open Hack@Tsinghua University<div class="toAlignListElmntOnPage"><p><strong>SDG Open Hack@Tsinghua University as part of the Geneva-Tsinghua Initiative </strong></p><p>SDC together with the Embassy of Switzerland in Beijing supported the SDG Open Hack! Organized by the University of Tsinghua on 29 November 2020, as part of the Geneva-Tsinghua Initiative. During 24 hours over 1800 participants were innovating in the frame of Agenda 2030. Let’s make sustainable development happen!</p><ul><li><a href="https://www.shareweb.ch/site/EI/Documents/VSD/SDG%20Open%20Hack@Tsinghua%20University%202020.pdf" rel="noopener noreferrer" target="_blank">Have a look at the presentation</a></li><li><a href="https://www.shareweb.ch/site/EI/Documents/VSD/EDU-Fund%20SDG-Hackathon.pdf" rel="noopener noreferrer" target="_blank">Have a look at the summary report</a></li></ul></div> Slide deck VSD and Partnerships<div class="toAlignListElmntOnPage"><p>In late 2020 the e+i backstopping team has developed a comprehensive slide deck on Private Sector Engagment (PSE) in VSD. This slide deck elaborates on the different levels of collaboration with the private sector on system level and within PSE projects – and it presents lessons learned from 14 of our VSD projects.</p><p>The slide deck will be presented in a global webinar on 16th March 2021 (invitations will be sent out mid-Februrary). Further presentations/Q&A sessions in the context e.g. of regional exchange events or team meetings are warmly encouraged and the e+i focal point and backstoppers are ready to support you.</p></div> Guia de inclusion laboral / Labor inclusion Guide<div class="toAlignListElmntOnPage"><p>Work is the main way to achieve full participation in society and promote equal opportunities and in the case of people with intellectual disabilities, this becomes especially important as promote autonomy, self-regulation and economic independence. To contribute to inclusion, the Formación Técnica Profesional Project in Bolivia has created a Support Guide for Labour Inclusion for companies, that will allow the employer to assess the skills and abilities.</p><p>The Guide is also accessible <a href="https://formaciontecnicabolivia.org/sites/default/files/publicaciones/guia_de_inclusion_laboral_digital_alta.pdf" rel="noopener noreferrer" target="_blank">online</a>.</p></div> Private Sector Engagement Project with Nestlé (Bolivia)<div class="toAlignListElmntOnPage">At the end of 2019 Nestle and SDC initiated and jointly fund and steer a project that strengthens INFOCAL Santa Cruz, a private non-profit centre created by the National Enterprise Chamber of Bolivia.</div> Private Sector in PROMOST (Great Lakes)<div class="toAlignListElmntOnPage">The PROMOST (Promoting Market Oriented Skills and Trainings) project supports the Governments of Rwanda, Burundi and the Democratic Republic of Congo (DRC) to improve access, quality and relevance of their respective Technical and Vocational Education and Training (TVET) systems and is currently in its third implementation phase. Within PROMOST, the Private Sector provides the professional teachers «Maitres Artisans Formateurs» (MAF), a contribution to the consultation process on a VSD based PPP-system as well as opportunities for apprenticeships and jobs.</div> VSD and PSE preview (video)<div class="toAlignListElmntOnPage"><p>Andrea Inglin, Senior Advisor VSD at the e+i Focal Point summarizes some key findings of the slide deck on PSE in VSD, in an interview with Roman Troxler, co-author of the slide deck.</p><p><a href="https://www.shareweb.ch/site/EI/Documents/VSD/Private%20Sector%20Participation/VSD%20and%20PSE%20preview_small.mov?web=1" rel="noopener noreferrer" target="_blank"><strong>Have a look at the video!</strong></a></p></div> SDC Guidance - Tech Guide for Digitalisation and Inclusive Learning<div class="toAlignListElmntOnPage"><p>SDC and its partners have supported <strong>several hundred thousand learners </strong>who were excluded from educational opportunities due to Covid-19 restrictions. In over 20 projects on four continents, <strong>pioneering teams </strong>have implemented innovative digital solutions in supporting vulnerable learners in basic education, vocational training, and lifelong learning.</p><p>This <strong>Technical guide </strong>provides practitioners in the field and decision makers with practical advice on how to develop effective and sustainable ICT-based educational solutions for inclusive learning. You can learn how to use information and communication technologies (ICT) to support participative learning.</p></div> SDC Case Studies - Collection of ICT-supported Inclusive Learning projects<div class="toAlignListElmntOnPage"><p><strong>Education faces new challenges – reaching vulnerable learners in new ways of digital learning</strong></p><p>Since Spring 2020 the Swiss Agency for Development and Cooperation (SDC) has reached, together with its partners, several hundred thousand learners who were excluded from educational opportunities, due to Covid-19 restrictions. Some 20 pioneering teams have implemented innovative solutions on four continents, using digital technologies.</p></div> SDC VSD Project typology tool Version March 2019 & ADD ONs<div class="toAlignListElmntOnPage"><p>This <strong>VSD Project Typology tool</strong> aims to help SDC operations to clearly <strong>define the approach and orientation of their VSD interventions</strong>, to select the right partners, and thus to manage their Project (Portfolio) in line with the relevant SDC strategies, the policy goals of partner countries, and professional standards. The paper also supports the formulation of realistic and plausible expectations predominantly regarding the outcomes and Impact of VSD projects across time. </p><p>The Typology Tool includes the ADD-ONs on <strong>Private Sector Development </strong>(PSD), <strong>Private Sector Engagement </strong>(PSE), <strong>Governance and Dual TVET</strong></p></div> External Review - SDC Education Strategy and Management Response<div class="toAlignListElmntOnPage"><p>In 2017, SDC launched the Education Strategy (ES) in line with the goals of the dispatch 2017-2020 and beyond. </p><p>After three years of implementation, and before the new IC Strategy 2021-24 took effect, SDC commissioned an external evaluation of the education strategy. Despite considerable differences in the overall use and perception of the ES across the organization, there is a consensus that the ES, together with the dispatch 2017-2020 and the target to increase commitments to education by 50%, were instrumental to make education a prominent sector within SDC. For implementation, the ES served more for inspiration and conceptual clarity than for directly influencing programming decisions. For this purpose, the ES is often considered to be too broad to orient decision-making and implementation.</p><p>The document includes the Management Response. </p><p><a href="https://www.shareweb.ch/site/EI/Documents/VSD/2022-01_Presentation%20findings%20SDC%20Education%20Strategy.pdf?web=1" rel="noopener noreferrer" target="_blank"><strong>Link here</strong></a> to the presentation of the key findings.</p></div> Presentation of external review's key findings of the SDC Education Strategy<div class="toAlignListElmntOnPage"><p>In 2017, SDC launched the Education Strategy (ES) in line with the goals of the dispatch 2017-2020 and beyond. After three years of implementation, and before the new IC Strategy 2021-24 took effect, SDC commissioned an external evaluation of the education strategy. </p><p>This is the <strong>presentation of the key findings</strong> during the webinar on 26 January 2022.</p><p><a href="https://www.shareweb.ch/site/EI/Documents/VSD/Evaluation%20SDC%20Education%20Strategy_2021.pdf?web=1" rel="noopener noreferrer" target="_blank"><strong>Link here</strong></a> to the report of the external review.</p><p><br></p></div> SDC Guidance - Understanding and Analysing VET systems - An introduction (Version 2022)<div class="toAlignListElmntOnPage"><p>This <strong>introduction paper and guidance</strong> is made for Vocational Education and Training (VET) practitioners, donors and implementing partners in development cooperation who want to better understand and analyse how VET systems function and how their different elements interrelate. It shall therefore…</p><p>- <strong>introduce </strong>those working in VET projects and institutions into VET systems thinking and provide them with a basic understanding and analytical dimensions;</p><p>- <strong>improve </strong>the quality of the Swiss Agency for Development and Cooperation (SDC)’s VET interventions based on a better understanding of VET systems;</p><p>- <strong>provide </strong>input for SDC’s position in the discussion about systemic approaches to VET systems development and reform.</p><p><br></p><p>Updated version April 2022</p></div> Presentation Webinar Economic and Financial Analyses in SDC<div class="toAlignListElmntOnPage">This presentation was used for the webinar on March 3rd 2022 on EFA for IED NPOs in the Western Balkans. The main focus of the presentation and webinar were the economic and financial analyses in SDC.</div> Skills in market system - blog<div class="toAlignListElmntOnPage"><p>Picture the classic Market Systems Development (MSD) donut. Supply and demand in the middle, with the juicy bits buried around the edges in the elusive supporting functions, rules and norms. Hidden away in the sprinkled list of functions is often the word ‘skills’. Or perhaps ‘training’, ‘information’ or ‘human resources’. This reflects the mainstream view of the need for improved skills in market systems: skills are potentially important, but they are one of many leverage points. Our argument, in this blog post, is that skills are much more than just a supporting function. Skills Development systems have their own complex dynamics, with different actors, values and norms at play. To elaborate, we highlight one key lesson from a deep dive analysis of more than 15 Skills Development projects.</p></div> Evaluation Cooperation Strategy Nepal 2018-22<div class="toAlignListElmntOnPage"><p>This report documents the evaluation of the Nepal Cooperation Strategy 2018-22 from the Swiss Agency for Development and Cooperation (SDC). The evaluation entailed a qualitative inquiry into the development effectiveness of the Cooperation Strategy. Its purpose was to inform the formulation of the new Nepal Cooperation Program 2023-26. The evaluation was conducted by two external evaluators and two SDC staff.</p><p>Check ou the findings and recommendations of the <strong>bilateral inclusive economic development programmes in Nepal</strong>.</p><p><br></p></div> Interlinking Basic Education and VSD<div class="toAlignListElmntOnPage">The guidelines aim to advise SDC staff and partners how to identify and make use of the interlinkages between BE and VSD to equip people with the skills they need to develop both as an individual and as a member of society and to access productive employment. The guide shows why a combination of basic education and vocational skills are needed for decent work4 and for inclusive, sustainable economic development, and how the SDC can operationalise BE–VSD interlinkages in the context of education, vocational education and training (VET), inclusive economic development, or programmes in other fields, e.g. migration, that aim to prepare people for labour market integration.</div> A ticket up and a ticket out - Promoting and ensuring permeability in education system reform<div class="toAlignListElmntOnPage"><p>In many countries, academic education and vocational training pathways evolve in silos. Consequences: academic and general education pathways are the only option to “climb the ladder” within the system; vocational and technical education and training are limited and devalued; non formal and informal learning are not recognised; the education system lacks inclusivity and faces difficulties to respond to the needs of the labour market.</p><p>This report examines the various permeability models and ways on how to increase the “permeability” of education and training systems by building more bridges and ladder at the different levels with case examples from Nepal, Serbia and Benin. </p></div> SFUVET Trend Report - Vocational Education and Training in Switzerland and other Countries– Development, Challenges and Potentials<div class="toAlignListElmntOnPage"><p>The fifth trend report by the Swiss Observatory for Vocational Education and Training OBS SFUVET considers the latest developments in vocational education and training (VET) from an international perspective. It shows that developments in Switzerland differ significantly from those in other European countries. Switzerland is currently the country with the highest share of dual-track VET students on the upper secondary level. What are the advantages and challenges associated with this special pathway?</p></div> SDC Factsheet VSD 2023<div class="toAlignListElmntOnPage"><p>This updated <strong>VSD Factsheet</strong> provides an overview of the opportunities and challenges in vocational education and training, SDC's approaches to promote vocational skills development in its projects, the partners , as well as project examples and facts and figures. </p></div> Dual VET in Development Cooperation (Policy brief)<div class="toAlignListElmntOnPage"><p><span>After the first DC dVET <strong>Policy Brief on VET Systems & Terminology: A Classification and Clarification</strong> (see </span><a href="https://www.shareweb.ch/site/EI/Documents/VSD/DC-dVET-Policy-Brief_VET-Systems-and-Terminology_Final.pdf" rel="noopener noreferrer" target="_blank"><span>here</span></a><span>)<strong>,</strong> DC dVET has recently published a new one on <strong>Dual VET in Development Cooperation: Key Elements, Success Factors, Opportunities and Limitations.</strong> This policy brief highlights the elements of dual VET to be considered in development cooperation in order to generate advantages for partner countries. It illustrates opportunities and limitations as well as key success factors.</span></p></div> Capitalisation exercise - Working with VET Systems in Latin America<div class="toAlignListElmntOnPage"><p>La Estrategia de Cooperación Internacional (CI) 2021-24 de Suiza prevé una reducción gradual de la cooperación bilateral con América Latina y el Caribe (ALC) hasta 2024. En este contexto, la División América Latina y el Caribe de la COSUDE ha iniciado un esfuerzo de gestión del conocimiento institucional para acompañar la salida de ALC.</p><p>En este sentido, el primer resultado clave de esta capitalización de experiencias es que los cuatro proyectos examinados han iniciado y apoyado desarrollos y cambios en los países socios en los últimos años, que han podido mejorar de manera sostenible los respectivos sistemas de formación profesional.</p><p>Sin embargo, los seis ejemplos presentados en este informe representan sólo una parte de los impactos sistémicos logrados por los proyectos. Al seleccionar y compilar los ejemplos, se tuvo cuidado de cubrir la mayor variedad posible de diferentes componentes e innovaciones de sistemas de formación profesional y evitar duplicaciones.</p></div> Meta-analysis Experience - Capitalisation of SDC in the area of Basic Education and Vocational Training in Mongolia<div class="toAlignListElmntOnPage">The Swiss Agency for Development and Cooperation (SDC) commissioned orange & teal to<br>conduct an experience capitalisation (CAPEX) of SDC’s efforts with regard to improving Basic<br>Education and Vocational Training (BVET) in Mongolia between 2013 and 2022. The CAPEX<br>consists of two parts: First, a meta-analysis, and second, thematic deep dives leading to audio<br>and visual capitalisation products for dissemination. This report is the product of the first part.<br>The purpose of the meta-analysis is to describe SDC’s BVET interventions in terms of approach,<br>results, and sustainability in a very condensed fashion. To this end, the interventions are captured<br>in short “thematic narratives”. Taken together, they give a sectorial overview of SDC’s<br>achievements in the BVET domain. The narratives are oriented along SDC’s Thematic Guidance1<br>which comprises six mutually reinforcing strategic themes2 and corresponding lines of<br>intervention</div> Capitalisation Factsheet Mongolia- Scholarships<div class="toAlignListElmntOnPage">This factsheet comprises an overview of the project, inlcuding an outline of the functions of the SDC and recommendations for similar projects. </div> SDC Brief - Capitalization Exercise TVET Systems in LAC<div class="toAlignListElmntOnPage">As part of the phasing out of bilateral cooperation by 2024, the SDC has launched a knowledge-sharing initiative to learn from its Technical and Vocational Education and Training projects (TVET) in Latin America. The objectives were to support knowledge management in Cooperation Offices, particularly with regard to the impact and sustainability of Technical and Vocational Education and Training (TVET) interventions at the systemic level, and to share best practices from Latin American TVET projects with SDC offices worldwide. This process involved four Latin American countries (Bolivia, Cuba, Honduras, Nicaragua) and included online workshops to identify and evaluate systemic project impacts. This brief summarizes examples of key elements for systemic impact in TVET systems from the four countries, as well as overall lessons learned from the capitalization process in Latin America.</div><div class="toAlignListElmntOnPage"><br></div><div class="toAlignListElmntOnPage"><a href="https://www.shareweb.ch/site/EI/Documents/VSD/Vsd_capitalisation_ex_vetsystems_%20Lac_2023.pdf?web=1" rel="noopener noreferrer" target="_blank"><strong>Link </strong></a>for the report in Spanish </div> Slide Deck Vsd And Systemic Change<div class="toAlignListElmntOnPage"><p><strong>Why this slide deck?</strong><br>The Market Systems Approach (MSD) has become a mainstream approach for SDC’s Private Sector Development projects. Several organisations / implementers are also applying the key principles of MSD / systemic approaches to Vocational Skills Development (VSD) projects. However, there is neither a unified language nor an agreed institutional understanding of SDC regarding systemic approaches to VSD.The purpose of this slide deck is to share some thoughts on systemic VSD projects and share initial lessons learnt. Additional insights from ongoing processes may be added step by step.</p><p><br><strong>For whom?</strong><br>For those involved in the planning, design, approval and implementation of Vocational Skills Development projects.</p><p><br><strong>How to use it?</strong><br>That’s up to you. Scan the slides quickly or take more time to dive deep in any of publications that are referenced on the slides.</p></div> Engaging the Business Sector in Vocational Education and Training (VET)<div class="toAlignListElmntOnPage"><p>The study aims to analyse the widespread postulate stating that the engagement of the business sector in vocational education and training (VET) can enhance the relevance, quality and attractiveness of VET. In concrete terms, the study examines the forms which such an engagement can take and how these can be integrated into a country’s frame conditions and objectives. In a conceptual section, first a reference framework is developed that embraces complex interconnections and focuses on the key factors of engagement. From the reference framework, possible areas of engagement for involving the business sector are derived. They then need to be evaluated under the specific, different national frame conditions and implemented where appropriate.</p></div> Study summary: Engaging the Business Sector in Vocational Education and Training<div class="toAlignListElmntOnPage"><p>This working tool aims to analyse the widespread postulate stating that the engagement of the business sector in vocational education and training (VET) can enhance the relevance, quality and attractiveness of VET. In concrete terms, the working tool examines the forms which such an engagement can take and how these can be integrated into a country’s frame conditions and objectives... [<a href="https://www.shareweb.ch/site/EI/Documents/VSD/Topics/Engagement%20with%20the%20private%20sector/DCdVET%20-%20Study%20summary%20-%20Engaging%20the%20Business%20Sector%20in%20Vocational%20Education%20and%20Training%20-%202017(en).pdf">more</a>]</p></div> Video about VSD project in Myanmar<div class="toAlignListElmntOnPage"><p>The public Swiss television broadcaster SRF produced a short documenntary the VSD project in Myanmar... [<a href="https://www.srf.ch/play/tv/mitenand/video/burma-besseres-leben-dank-ausbildung-im-tourismus-sektor?id=0b4e79d1-875f-46f5-a788-72a0f1ddd7b0">more</a>]</p></div> Understanding and analysing vocational education and training systems – An introduction<div class="toAlignListElmntOnPage"><p><span style="text-align: justify; color: rgb(68, 68, 68); font-size: 14.3px;">The publication "Understanding and analysing vocational education and training Systems" 1) provides an introduction to understanding and analysing VET Systems for those working in VET contexts; 2) aims to improve the quality of SDC's VET interventions based on a better understanding of VET systems; and 3) provides input for SDC's Position in the discussion about systemic approaches to development.</span></p></div> VET Student Council Survey (Moldova)<div class="toAlignListElmntOnPage"><p>Example to illustrate how the SDC co-financed GIZ project reached out to dual VET students in Moldova.</p></div> FSD - Promoting equal participation in sustainable economic developmentThe toolbox covers each e+i topic- VSD, PSD and FSD- with an entire
chapter. It comprises various tools of which each is briefly described
outlining expected impacts, key steps for implementation as well as
potential partners to work with. Most tools are illustrated with a good
practice example. <a href="http://www.enterprise-development.org/page/download?id=2690" target="_blank"> >Download this document</a> Working Paper - Employment Policy DepartmentThis ILO-paper presents an analytical framework for assessing TVET
teacher training systems. It provides a conceptual framework that
government agencies and TVET institutions can use to examine the
internal efficiency and coherence of their teacher preparation
programmes, as well as assess the dynamic capability of the system to
anticipate and respond to the needs of both employers and students. Unleashing the Potential - Transforming Technical and Vocational Education and TrainingThe authors of this UNESCO publication ask ‘What would it take to unleash the potential of TVET systems?’ In response, an integrated analytical approach is proposed through which economic growth, social equity and sustainability perspectives can be strategically combined so as to address contemporary policy concerns such as youth unemployment, gender disparities and climate change. Global Inventory of Regional and National Qualification FrameworksVolume II: national and regional cases, CEDEFOP.
How far is the world progressing towards comprehensive qualifications frameworks? The inventory showcases 86 countries and examines how learning outcomes of all types of learning - formal, non-formal and informal - are being integrated into regional and national qualifications frameworks. Regional Model Competency Standards: Core competencies ILO (Asia Region).
These Regional Model Competency Standards (RMCS) on core competencies were developed as a basis to integrate with specific skills needed at the workplace, so that training and assessment resources can be developed and individuals tested against the standards. They include a wide range of core competencies, including the “green” or environmental competencies. EMPOWERING THE DISEMPOWERED – SKILLS AND EMPLOYMENTThe SDC South Asia Division is pleased to share a brief account of the Employment Fund in Nepal. The project has devised innovative methods to lower access barriers to the labor market for disadvantaged groups through tailor-made vocational education and training. The ICQN/TVSD Inter-country Seminar on the Financing of Vocational Training This report presents the conclusions of the seminar on the “Financing of Vocational Training” held on 7 and 8 December 2015 in Abidjan. The event was organised by ADEA’s Inter-Country Quality Node on Technical and Vocational Skills Development (ICQN/TVSD), with support from the French Development Agency (AFD) and the Swiss Agency for Development and Cooperation (SDC). The main objective was to add to the information and analysis of the study ADEA/AFD study carried out in 2014 and to help improve inter-fund cooperation at continental level within the framework of the African Network of the Vocational Training Institutions and Funds (RAFPRO). Making apprenticeships work for small and medium enterprises (Cedefop Briefing Note)Small and medium-sized enterprises (SMEs) employ two thirds of the European workforce; one out of three creates new products and processes. They need to secure qualified workers to be competitive. But an unfavourable business environment, burdensome legislation and internal shortfalls make many of them reluctant to engage in training apprentices. TV coverage on SkillSonics in India (in German only)Polymechaniker und Schweisstechniker auf Indisch: Franz Probst hat mit seinem Start-up Skillsonics in den letzten drei Jahren 5000 Lehrlinge in Indien nach dem Schweizer Berufsbildungssystem ausgebildet. Die Lehrabgänger erhalten ein vom Schweizer Industrieverband Swissmem anerkanntes Zertifikat und einen offiziellen indischen Berufsabschluss. Zwar sind die Hürden gross, da Indien keine Berufsausbildung kennt – das Potenzial ist indes enorm. «ECO» hat den Wirtschaftsanwalt nach Indien begleitet.
Career Guidance World-WideThe Community of Practice Career Guidance (CoP) comprises of seven member projects from Egypt, Indonesia, Kosovo, Mongolia, Palestinian Territories, Rwanda and Serbia as well as German network partners. The Girls’ Days project in Mongolia is a SDC contribution-project. The project supports twelve TVET schools to help improving their quality, while putting a special focus on gender and inclusion. The Girls’ Days are implemented by TVET schools, in cooperation with the Ministry of Labour, school board members, companies and various external stakeholders. Teaching Excellence through Professional Learning and Policy Reform: Lessons from around the World (OECD)If the quality of an education system can never exceed the quality of its teachers, then countries need to do all they can to build a high-quality teaching force. Teaching Excellence through Professional Learning and Policy Reform: Lessons from around the World, the background report to the sixth International Summit on the Teaching Profession, describes the knowledge, skills and character qualities common to the most effective teachers. It examines the education policies and practices that help teachers to acquire these tools, including through induction and mentoring programmes, ongoing professional development activities, student assessments, and collaboration with colleagues. Jobs Group Newsletter AbstractThe World Bank Group provides monthly updates on job opportunities. If you want to register for that newsletter, go to the link above (blue title) and scroll down to the bottom of the page. Jeunesses sahéliennes : dynamiques d’exclusion, moyens d’insertionL’insertion des jeunes, leur contribution à un développement économique et sociale durable, est une priorité de premier ordre pour les gouvernements des pays concernés. Elle est aussi devenue un enjeu de sécurité majeur pour ces Etats et leurs partenaires techniques et financiers, confrontés à l’internationalisation des activités des groupes terroristes transnationaux, qui ont fait du Sahel une de leur région d’implantation, et de la jeunesse un vivier de recrutement. Cette publication dresse un état des lieux de la recherche sur la situation de la jeunesse au Sahel, ou plutôt « des jeunesses », et explore les réponses opérationnelles développés par les Etats, ainsi que leurs partenaires techniques et financiers, dans une perspective opérationnelle. Book Strahm VPETS - order form - 2016 (en) (de)<div>This book delineates the Swiss dual track vocational and professional education and training systems coherently and compares with the European educational systems. Besides describing the success factors of this dual track educational system practical examples are illustrated from all over the world to elucidate the possibilities to transfer it in other countries. </div><div><br></div><div>This book is written for the interested English speaking foreign delegates, executives and professionals in the field of education, skill development and entrepreneurship. With a foreword of Federal Councilor Johann N. Schneider-Ammann, Minister of Economics, Education and Research.</div> Vocational and Professional Education and Training in SwitzerlandThe book investigates the success factors of the Swiss VET-Systems and what has to be considered for a successful implementation of VPET-Systems abroad. Besides a careful theoretical and data driven analysis, the book features various examples of sustainable implementations of VPET-Systems from all over the world. Therefore, it is a good reading for both people at the operational and strategical level. Un seul monde | Un solo mondo | Eine Welt<span style="line-height: 1.42857;">The most recent issue of "Un seul monde" – the SDC’s magazine on development cooperation - has a special focus on youth and development. Amongst others, the articles cover a swiss-german VET project in Laos and a project with young refugees in Kenia. The publication is available in </span><a href="https://www.eda.admin.ch/deza/fr/home/publikationen_undservice/publikationen/publikationsreihen/eine_welt.html/publikationen/fr/deza/eine-welt/eine-welt-3-2016" target="_blank" style="line-height: 1.42857;">french</a><span style="line-height: 1.42857;">, </span><a href="https://www.eda.admin.ch/deza/it/home/publikationen_undservice/publikationen/publikationsreihen/eine_welt.html/publikationen/it/deza/eine-welt/eine-welt-3-2016" target="_blank" style="line-height: 1.42857;">italian</a><span style="line-height: 1.42857;"> and </span><a href="https://www.eda.admin.ch/deza/de/home/publikationen_undservice/publikationen/publikationsreihen/eine_welt.html/publikationen/de/deza/eine-welt/eine-welt-3-2016" target="_blank" style="line-height: 1.42857;">german</a><span style="line-height: 1.42857;">.</span><br> First issue of the annual «Alamanc Development Policy: VET against poverty»The new publication series from Caritas Switzerland is dedicated to the fight against poverty. The focus of the first issue is VET and how it might help to reduce poverty. The publication serves as discussion platform and can be ordered in <a href="https://www.caritas.ch/fr/ce-que-nous-disons/almanach-politique-du-developpement/" target="_blank">french</a> and <a href="https://www.caritas.ch/de/was-wir-sagen/almanach-entwicklungspolitik/" target="_blank">german</a>. EFT - Using Labour Market Information to Match Skills and Jobs - 2016Better understanding, and more efficient use, of LMI are among potential preventive measures to reduce the risks of skills mismatch. The aim of this publication is to provide guidance through labour market monitoring and analysis of supply and demand as follows: formulation of aims of the analysis, data audit, capacity building, performance of analysis, and dissemination and use of LMI inthe context of better matching.This guide describes relevant methods, approaches and components for interpretation of LMI as well as the conditions and the operations of the labour market. It includes various measures, recent and projected trends, and restrictions and challenges to be considered in analysing LMI.As a part of the series of guides which focus on more specific topics and methods of skill needs identification and anticipation, this will mainly focus on how to exploit the data sources and tools available in the country, in particular through transforming them into labour market and education indicators. It also offers hints on how to improve data sources to make them more useful for informed decision making by individuals, companies and institutions in the labour market, including evidence‑based policy making. Detailed information on how to develop these information sources or how to use them in a context of specific institutions is the aim of other guides in the series; there are links to them where relevant.This publication is a helpful introductory tool for everyone who wants to understand how LMI can be used for better anticipation and matching of skills demand and supply. It provides advice and recommendations for policy and decision‑makers on how to respond to market signals and how to react to early warning messages driven by LMI. Technical analysts and professionals can use this guide as a source of inspiration on how LMI systems can be further developed and used for policyanalyses and interventions. EFT - guide - Developing skills foresights, scenarios and forecasts - matching skills and jobs - 2016This guide, which is a part of the ETF, ILO and Cedefop series of guides on skills anticipation and matching, covers the development of skills foresights, scenarios and skills forecasts, and aims to support setting up skills forecasting systems at national level by means of quantitative and/or qualitative approaches. The guide is built on a number of experiences and case studies in both developed and developing countries. It proposes a set of instruments devised to help guide new initiatives in this area. Adapted to specific objectives and country contexts, elements of the methods described can be combined. The guide is intended specifically for countries which are starting to develop systems of skill needs anticipation. It provides information for sponsors and implementers of skill needs anticipation initiatives, such as policy-makers, education and training providers, public employment services, social partners and research and specialist organisations. EFT - Guide - Working at sectoral level - matching skills and jobsThis guide, which is a part of the ETF, ILO and Cedefop series of guides on skills anticipation and matching, covers the development of skills foresights, scenarios and skills forecasts, and aims to support setting up skills forecasting systems at national level by means of quantitative and/or qualitative approaches. The guide is built on a number of experiences and case studies in both developed and developing countries. It proposes a set of instruments devised to help guide new initiatives in this area. Adapted to specific objectives and country contexts, elements of the methods described can be combined. The guide is intended specifically for countries which are starting to develop systems of skill needs anticipation. It provides information for sponsors and implementers of skill needs anticipation initiatives, such as policy-makers, education and training providers, public employment services, social partners and research and specialist organisations. GRET - Glossary - appui aus petites entreprises et formation professionnelle - 2016 (fr)Ce glossaire bilingue français-anglais et anglais-français des termes de l'appui non financier aux entreprises et de la formation professionnelle a été créé pour les praticiens. Il est avant tout conçu comme un outil d'aide à la traduction, facilitant la compréhension du vocabulaire de référence, notamment pour les francophones qui souhaitent avoir accès aux ouvrages anglo-saxons. Il se compose de 42 fiches terminologiques dans les deux langues, d'un lexique d'une centaine de termes et d'une bibliographie commentée. The Swiss Confederation. A brief guide<p>‘The Swiss Confederation - a brief guide' contains information about Switzerland's political system, the administration and its judicial authorities. In addition to explaining the workings of the state it also provides an insight into the activities of the Federal Administration.</p><p>The Department of Foreign Affairs and its activities are presented on page 45 et seq.</p> Vocational education 4.0The articles of this omnibus, issued by the German Federal Institute for Vocational Education and Training (BIBB), analyse the impact of the digitalisation on the labour market and the required skills from different perspectives. You can purchase the whole book or specific articles <a href="https://www.bibb.de/veroeffentlichungen/en/bwp/show/8285" target="_blank">here</a>. The book is published in German. SBFI - TVET System in Switzerland<div class="toAlignListElmntOnPage"><p>SBFI - The State Secretariat for Education, Research and Innovation SERI within the Federal Department of Economic Affairs, Education and Research EAER is the federal government's specialised agency for national and international matters concerning education, research and innovation policy.</p></div> SBFI - International Cooperation - TVET (video)<div class="toAlignListElmntOnPage"><p>Switzerland actively pursues international cooperation in vocational and professional education and training (IC-VPET) with partner countries in several policy areas. Greater attention is being given to such cooperation at inter-governmental level and within international organisations. This demand and the need to coordinate efforts over several policy areas prompted the <strong>State Secretariat for Education, Research and Innovation (SERI)</strong> to create the IC-VPET website.</p></div> FOBBIZ<div class="toAlignListElmntOnPage"><p><strong>Vocational education and training is a central element of the Swiss education system</strong> and has recently gained considerable importance in international cooperation. FoBBIZ was founded with the aim of promoting active exchange between these two domains. On the one hand, the VET expertise of Swiss players can be made internationally fruitful, and on the other hand, Swiss VET can also benefit greatly from international trends and developments. </p></div> UNESCO Global Education Monitoring Report (GEM Report 2021) <div class="toAlignListElmntOnPage"><p>The <strong>Global Education Monitoring Report (GEM Report 2021)</strong> has just been launched at the global level at the RewirEd Summit 2021. It is dedicated to non-state actors in education and aims to broaden the debate on the multiple ways in which non-state actors are involved in education systems - providing education, delivering additional services, influencing the functioning and financing of education systems.</p></div> Education Fund - Capitalising on innovations<div class="toAlignListElmntOnPage"><p>In 2019, SDC launched the Education Fund 'Innovation meets Education'. This initiative was part of the SDC's increased commitment to education and a contribution to the implementation of its Thematic Guidance on Basic Education and Vocational Skills Development, launched in 2017. The aim of the Education Fund was to incentivise innovation and new approaches in basic education and vocational skills development.</p><p>This case collection presents in <strong>a nutshell the innovations that were developed and the key strengths</strong> from which we can learn. The purpose is to provide a rapid overview and to give you easy access to further resources, should you wish to go deeper and learn from specific innovations.</p></div> Digital Foreign Policy Strategy 2021–24<div class="toAlignListElmntOnPage"><p>The present report, which was approved by the Federal Council on 4 November 2020, is a thematic follow-up strategy to the Foreign Policy Strategy 2020–23 (FPS 2020–23). </p></div> SFUVET - Swiss Federal University for Vocational Education and Training<div class="toAlignListElmntOnPage"><p>The Swiss Federal University for Vocational Education and Training SFUVET is Switzerland’s expert organisation for vocational education and training. We offer basic and continuing training to VET professionals, conduct VET research, contribute to the development of occupations and support international cooperation in vocational and professional education and training.</p></div>
Private Sector Dev
Launch of new Swiss "Knowledge for Development" platform<div class="toAlignListElmntOnPage"><p>The Swiss Programme for Research on Global Issues for Development (r4d programme), co-financed by SDC and the Swiss National Science Foundation, finances research partnerships between Switzerland and African, Asian and Latin American countries in order to provide policy-makers with scientific and development-relevant knowledge. The r4d programme focuses on five thematic areas: social conflicts, ecosystems, public health, <strong>food security and employment</strong>.<br><br>The latter two areas are of particular relevance for the readers of this newsletter. A dedicated session on the r4d programme took place at the F2F event of the e+i and EPS networks in May 2019 in Solothurn. In October 2019, the r4d program launched its new <a href="http://www.k4d.ch" rel="noopener noreferrer" target="_blank">Knowledge for Development platform</a>. It portrays evidence-based research information tailor-made for an interested public and professionals in the field of sustainable development cooperation. A filter function helps you to find easily the content of your interests.</p><p>The platform will be constantly growing and fed with new outputs from the r4d projects and r4d syntheses are published throughout the next years. We invite you to visit the <a href="http://www.k4d.ch" rel="noopener noreferrer" target="_blank">platform </a>- a contribution to transformative knowledge societies taking forward sustainable development at local, regional and global scales.</p><p><br></p></div> Hystra - Small Holder Farmers and Business - 2015-07<div class="toAlignListElmntOnPage"><p>This report <span style="font-size: 11pt;">shows how pioneer companies and organizations have sustainably increased the income and livelihoods of millions of smallholder farmers around the world, by sourcing produce from them or selling products to them. This report</span><span style="font-size: 11.5pt;"> </span><span style="font-size: 11pt;">emphasizes smallholder farmers’ role as active partners rather than aid recipients by comparing the performance of 15 successful organizations worldwide.</span><span style="font-size: 11.5pt;"> A report sponsored by </span><span style="font-size: 11pt;">the<a href="https://hystra-consulting.squarespace.com/open-source-reports/"> </a>Swiss Agency for Development and Cooperation<a href="https://hystra-consulting.squarespace.com/open-source-reports/">, </a>Danone Ecosystem Fund<a href="https://hystra-consulting.squarespace.com/open-source-reports/">, </a>responsAbility Investments AG and C&A Foundation.</span></p></div> SDC How to Note on Cost Benefit Analysis CBA and Cost Effectiveness Analysis CEA<div class="toAlignListElmntOnPage"><p>This How-to-Note provides an overview and explains the <strong>basic concepts of financial and economic analysis</strong> focusing on two frequently used methodologies: <strong>Cost-Benefit Analysis (CBA) and the Cost-Effectiveness Analysis (CEA)</strong>. </p><p>As part of result-based-management CBA and CEA are important means to improve the effectiveness of SDC’s interventions through the improved linking of results and resources. They should thus be increasingly integrated into planning and reporting tools whilst maintaining the pragmatic approach emphasised in this How-to-Note. </p><p>This document explains why financial and economic analyses of projects are useful and important in development cooperation. Staff and partners at the SDC head office and cooperation offices (programme managers, decision-makers, financial staff and in particular project implementers) need to acquire a basic understanding of financial and economic analysis in order to be able to decide without an excessive amount of effort in which cases what kind of analysis makes sense and how to carry it out.</p></div> SDC Guidance - Monitoring and Measuring Results in Private Sector Development<div class="toAlignListElmntOnPage"><p>The objective of this paper is to provide guidance on good Monitoring and Measuring Results practice with respect to the process and the roles and responsibilities of SDC program managers managing PSD programs and to enable implementing partners to design, apply, and benefit from a monitoring and results measurement system that enables learning and reporting credible results and that complies with the DCED Standard for Results Measurement.</p><p>The Good Practices paper was developed in 2016 and in late 2018 we sought feedback using an online survey and conducting in-depth interviews with SDC program managers. Find the summary of the feedback and the changes we have made to the paper <a href="https://www.shareweb.ch/site/EI/Documents/HowTo/022019_Survey%20MRM%20Results%20final%20version.pdf" rel="noopener noreferrer" target="_blank">here</a>. We have revised the version in February 2019. The Good Practices Paper is with more than 750 unique downloads among the top three of the most-downloaded resources from the DCED website. </p></div> SDC - ei Medium term orientation 2015-2019<div class="toAlignListElmntOnPage"><p>The <strong>medium-term orientation </strong>defines the thematic and methodological priorities that SDC’s focal point and network on Employment and Income (e+i) for 2015 - 2019. </p><p>A new medium-term orientation is in discussion for the new section Economy & Education with the aim to start from 2023 and beyond.</p></div> Social Impact Bonds: What, why and how? SDC Seco Briefing Paper<div class="toAlignListElmntOnPage"><p>In this paper, Christian Brändli from SECO and Luca Etter from SDC provide an overview on Social Impact Bonds (SIB) and put light on this "new" instrument for donors, listing critical questions and factors to consider before setting up a SIB.</p><p> A very well written must-read for everybody who participated at the <a href="https://www.shareweb.ch/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2016-09-Blended-Finance.aspx" target="_blank">Savings and Credit Forum on "Blended Finance"</a> in September 2016, and is impatiently awaiting the next in <a href="https://www.shareweb.ch/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2017-03-Social-Performance.aspx" target="_blank">March 2017</a> on Social Performance Management and Reporting Practices of Financial Institutions and Microfinance Impact Investors.</p><p>Social Impact Bonds (SIB) are a relatively “new” instrument for donors to finance development interventions. SECO and SDC have both launched projects that use a variation of SIBs in their partner countries. This paper explains the most important aspects of SIBs and lists critical questions and factors to consider before setting up a SIB. The paper is work in progress and aimed as an input for colleagues who are considering an SIB. It does not represent an official position.</p></div> SDC - e+i Focal Point and Network activities 2017<div class="toAlignListElmntOnPage"><p>In this document the Focal Point e+i listed all planned activites and topics for 2017.
Important: there will be no global F2F in 2017! The Focal Point is planning to organize a F2F in spring 2018.</p></div> Operational Guide for the M4P Approach French<div class="toAlignListElmntOnPage"><p>Le Guide Operationnel de la demarche “Faire Fonctionner les Marchés au Benefice des Pauvres (M4P)”, 2015: The second edition of the well-known operational guide for the M4P/MSD approach is now available in French. </p></div> SDC Operational Guide for the M4P Approach Spanish<div class="toAlignListElmntOnPage"><p>Guía operacional del enfoque “Lograr que los mercados funcionen para los pobres (M4P)” 2015: The second edition of the well-known operational guide for the M4P/MSD approach is now available in Spanish! Check it out here: </p></div> SDC - Factsheet - PSD - 2015 (en)<div class="toAlignListElmntOnPage"><p>Economic development is essential for tackling unemployment and poverty. Small and micro enterprises are the backbone of most developing economies. An enabling business environment as well as properly functioning markets and institutions are needed to ensure that these firms can realise their potential and thus contribute to job creation and higher incomes.</p></div> An introduction to market systems development (Video)<div class="toAlignListElmntOnPage"><p><span style="color: rgb(17, 17, 17); font-family: Roboto, Arial, sans-serif; font-size: 14px; letter-spacing: normal; white-space: pre-wrap;">This short, jargon-free video explains what the market systems approach is all about: how it differs from conventional aid, and how it can be used to help create widespread and lasting improvements in incomes, access to jobs, products and services for millions of people living in poverty.</span></p></div> OECD Social Impact Investment 2019 SIINC<div class="toAlignListElmntOnPage">The 2030 Agenda calls for the most ambitious financing strategy for sustainable development yet, with a dual challenge of mobilising unprecedented volumes of resources, and leaving no one behind. Beyond public resources, private, domestic and international sources of finance are increasingly also needed. This includes taxes, private investment, philanthropy and remittances. As the paradigm of development co-operation is changing, new models are emerging in sustainable development finance. </div><div class="toAlignListElmntOnPage"><strong>Social impact investment (SII) </strong>not only mobilises private financing to contribute to achieving the Sustainable Development Goals (SDGs) but, most importantly, it catalyses innovative new approaches to social, environmental and economic challenges. In addition, SII brings accountability. Social impact investment is predicated on the intention of having a social impact in addition to financial return. Therefore, defining and measuring impact is critical. As investors increasingly engage in sustainable finance, it is imperative that impact is explicitly monitored, assessed and reported. </div> 200604_Newsletter_Full Version_iDE Field Perspectives<div class="toAlignListElmntOnPage"><p>This Newsletter Brief highlights first experiences how iDE Mozambique responded to the humanitarian and development needs of the post-Idai cyclone context and the Covid-19 pandemic with the Farmer Resilience and Rebuilding Initiative (FRRI). A short version can be found <a href="https://www.shareweb.ch/site/EI/Documents/PSD/200604_Newsletter_Short%20Version_iDE%20Field%20Perspectives.pdf" rel="noopener noreferrer" target="_blank">here</a>. </p></div> DCED - COVID-19 and Private Sector Development Synthesis: Adjusting PSD interventions in the short term<div class="toAlignListElmntOnPage"><p>This note summarises key trends in short-term adjustments made by Private Sector Development (PSD) programmes in response to COVID-19. It focuses on PSD themes and approaches covered by the DCED’s Working Groups, which all have COVID-related work in progress. This note is complemented by a separate summary of donor and development agencies’ emerging economic recovery and resilience strategies. </p><p>For more detailed information on short-term adjustments to PSD programmes in response to COVID-19, visit the dedicated knowledge page <a href="https://www.enterprise-development.org/private-sector-development-and-covid-19/adjusting-psd-short-term/" rel="noopener noreferrer" target="_blank">here</a>. </p></div> Argumentation and Reference Paper on Local Economic Development<div class="toAlignListElmntOnPage"><p>This paper presents the context and background of local economic development (LED). The paper defines LED, looks at the development policy context and operating environments and addresses how donors are responding within a rapidly changing global environment. The paper also summarises lessons learned and the arguments for and against undertaking strategically planned LED as operational approach for employment creation, improvements in governance processes and poverty reduction.</p></div> GIZ Toolbox Promoting equal participation in sustainable economic development<div class="toAlignListElmntOnPage"><p>The toolbox ‘promoting equal participation in sustainable
economic development’ intends to close
this gap and to contribute to the wider dissemination
of knowledge and best practice examples, both
within GIZ and among partner organisations. Promoting
equal participation in economic development
and, in particular, equal opportunities in the
labour market is a challenging task that requires
a multiplicity of interventions.</p></div> SDC - Asia Brief - MARP Vietnam - 2016 (en)<div class="toAlignListElmntOnPage"><p><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>We have closed a program called Market Access for the Rural Poor program through value chain support (MARP) 2012-2016. The project, results achieved and lessons learned are described in the reader-friendly Asia Brief on the MARP project. With the positive results achieved.</span></p></div> How to put Gender and WEE into practice in M4P<div class="toAlignListElmntOnPage"><p>The paper focuses on how the impact from development programming can be equitably distributed amongst male and female beneficiaries. It focuses on the Alliances Lesser Caucasus Programme (ALCP) in Georgia and examines how to put gender and Women’s Economic Empowerment (WEE) into practice in M4P.</p></div> DCED - Case Study - Measuring Attribution ALCP Georgia - 2015<div class="toAlignListElmntOnPage"><p>This case is part of a guidance paper that provides an overview of the most common attribution methods and offers guidance on how to select the most appropriate attribution method for the diversity of interventions within their given context. This paper also documents the ways in which four programs selected and implemented four different attribution methods. It explains how ALCP assessed their impact in the livestock sector and why ALCP considers this particular attribution method the most appropriate way to assess the impact of their interventions. It also explains how they carried out the measurements.</p></div> SDC - Case Study - Facilitating Youth Employment in the IT Sector in Bosnia and Herzegovina - 2016<div class="toAlignListElmntOnPage"><p>This case study was done less than two years after the project started supporting key market actors in the IT sector. It was therefore unlikely to already demonstrate the full eventual impact of the IT firms on jobs for young women and men. Two leading actors of the IT sector in BiH – HUB 387 and Bit Alliance – were used as entry to stimulate broader changes in the sector. The MarketMakers project were able to bring about greater awareness of IT as a career choice and an increasing number of students choosing IT education; improved public-private dialogue for changing perceptions of the IT sector in Government and the growth of trust between the Government and the private sector; and trust and interaction among IT private firms where entrepreneurship and innovation are valued, encouraging small companies and start-ups to grow more aggressively.</p></div> MRM Guidance / Putting theory into practice – Experiences from market system development projects on ‘right-sizing’ MRM systems<div class="toAlignListElmntOnPage"><p><span lang="EN-GB" style='font-size:10.5pt;
107%;font-family:"Arial",sans-serif;mso-fareast-font-family:Calibri;
minor-latin;mso-ansi-language:EN-GB;mso-fareast-language:EN-US;'>The guidance aims to help the projects to successfully design and manage MRM systems that are both solid and realistic. Unlike other MRM manuals, the focus is not on what project should do, but on what projects can do when facing certain challenges during the design or implementation of the MRM system. We have tried to use many practical examples to illustrate the various MRM challenges our projects are experiencing and to describe the solutions or strategies that are being used to overcome these problems. Download a <a href="https://www.shareweb.ch/site/EI/Documents/HowTo/PSD%20Summary_Guidance_Rightsizing%20MRM%20system.pdf" target="_blank">summary version here</a>. You might also enjoy a <a href="http://blog.helvetas.org/learning-expedition-with-15-projects-on-monitoring-and-results-measurement/" target="_blank">blog post</a> on the "learning expedition" that has let to this publication. </span></p><div><div><div class="msocomtxt" id="_com_1" language="JavaScript"><!--[if !supportAnnotations]--><br></div><!--[endif]--></div></div></div> The Practitioners’ Notes in Monitoring and Results Measurement<div class="toAlignListElmntOnPage"><div>In November 2017 Alexandra Miehlbradt and Hans Posthumus conducted a <a href="https://www.shareweb.ch/site/EI/Pages/newsdetail.aspx?ItemID=672" target="_blank">training workshop with advanced practitioners in results measurement</a>. Based on the presentations and discussions, they developed five Practitioners’ Notes. Each Note outlines key challenges and provides solutions and tips from the field.</div><div><br></div><div><br></div><div><br></div><div>The topics are:</div><div>- Gathering Information from Businesses</div><div>- Using Technology in Monitoring and Results Measurement</div><div>- Monitoring</div><div>- Using Multipliers to Estimate Impact</div><div>- Assessing Systemic Change</div></div> SDC Synthesis paper on LED e-discussion 2018<div class="toAlignListElmntOnPage">The summary paper of the e-discussion recognizes that there are important synergies between work in local economic development and in democratization, decentralization and local governance (DDLG). LED is a relevant approach for SDC as the approach integrates inclusive economic development and local governance, two priority topics for SDC. LED allows SDC to have a closer connection to an area and its local communities. LED is a way to empower people and include them in decision-making, which can reduce causes for conflicts.</div> Impact_Bonds_in_Developing_Countries_report_092018<div class="toAlignListElmntOnPage"><p><strong>IMPACT BONDS IN DEVELOPING COUNTRIES: Early Learnings from the Field</strong></p><p>In 2015, the Brookings Institution published a report on the potential and limitations of impact bonds, which chronicled the development of the first 38 impact bonds in high income countries and analyzed the landscape (Gustafsson-Wright et al., 2015). This report takes the field further forward, exploring the lessons learned in the development of impact bonds in low- and middle income countries, bringing together the findings from interviews with stakeholders and research into the impact bond space conducted by the authors over the course of a year. In addition, the report draws on discussions from an intensive daylong workshop held in London in November 2016, in which impact bond practitioners from developing countries shared their experiences and early lessons learned. The report includes a Deal Book with detailed fact sheets for all impact bonds in developing countries, featuring both the four contracted and 24 in design phases, as of August 1, 2017.</p></div> ILO - Research Brief - Getting Africa’s youth working - 2020<div class="toAlignListElmntOnPage"><p>This research brief looks at characteristics of labour markets in sub-Saharan Africa (SSA) and draws on lessons from programmes that use a market systems approach to make these markets work better for young people. The brief provides a synthesis of key findings for those looking to take a systemic approach to working with youth and labour markets in SSA or those more broadly engaged with the challenge of decent work for young people. It draws on learnings from six market systems programmes. In doing so, it builds on existing research and compares multiple projects across countries and continents to help development practitioners understand how they can more effectively use a market systems approach to create more and better jobs for Africa’s youth.The brief provides a synthesis of key findings for those looking to take a systemic approach to working with youth and labour markets in sub-Saharan Africa or those more broadly engaged with the challenge of decent work for young people. </p><p>It draws on lessons learnt from six market systems programmes. It builds on existing research and compares multiple projects across countries and continents to help development practitioners understand how they can more effectively use a market systems approach to create more and better jobs for Africa’s youth.</p></div> A pragmatic approach to assessing system change (overview paper)<div class="toAlignListElmntOnPage"><p>This BEAM <a href="https://beamexchange.org/uploads/filer_public/1f/44/1f44ee59-59a4-4be0-8899-542a42c6e0c1/posthumus_et_al_2020_a_pragmatic_approach_to_assessing_system_change.pdf" rel="noopener noreferrer" target="_blank"><strong>short paper</strong></a> (19 pages) explores how to develop a system change strategy and intervention plans that lay the groundwork for system change assessment, including how to set system boundaries and how to identify the system changes a programme aims to catalyse; and assess system changes using both (i) an intervention lens focused on changes introduced by specific interventions, and (ii) a helicopter lens that provides a whole system view. </p><p><br></p><p>A<strong> BEAM </strong><a href="https://beamexchange.org/community/webinar/assessing-system-change"><strong>webinar</strong></a> where the four authors provided an overview and answered burning questions was attended by 166 practitioners. After that, the authors published a more depth version <a href="https://www.shareweb.ch/site/EI/Documents/PSD/MSD%20A%20Pragmatic%20Approach%20to%20Assessing%20System%20Change%20(long%20version).pdf" rel="noopener noreferrer" target="_blank">"<strong>A pragmatic approach to assessing system change, how to put it into practice</strong>"</a> (91-pages) . It explains in detail how to implement this pragmatic approach with worked examples and useful tips.</p></div> Added value of using the DCED Standard in Bangladesh from a donors perspectivehe overall objective of the consultancy was to explore whether the investments of SDC, DFID, CIDA, EKN (and soon Danida) in Bangladesh into the development and application of the DCED standard were meaningful and resulted in relevant added value for project design, steering, monitoring and evaluation by the funding agencies. More specifically, the effectiveness, efficiency and economy of the DCED Standard was to be assessed in achieving better results measurement and value for money on the basis of two concrete project examples, Katalyst and Samriddhi. Brick by Brick - The Herculean Task of Cleaning up the Asian Brick IndustryThis case study tells the story of cleaning up the Asian brick industry by introducing the Vertical Shaft Brick Kiln (VSBK). The brick and construction industry holds an enormous energy-saving potential that is of tremendous relevance to climate change. In addition, this new technology can also change the lot of the millions of poor workers in this sector. Introducing better technologies and social standards is a win-win situation for the workers, for the environment and for the society as a whole. Comparative Approaches to Private Sector Development - a MWW Perspecitve Paper (en)This document serves as a focus for discussions about the relationship between various private sector development fields. It addresses a common challenge in private sector development: how to reconcile apparently diverse concepts such as value chains, subsectors, clusters and networks, enabling environment and local economic development, and the approaches related to them. The document illustrates that recent thinking on making markets work for the poor rather than being a substitute for or in competition with these other concepts and approaches, is complementary to them, providing an overarching framework to aid understanding about their use in efforts to reduce poverty. Factsheet - Decent Work - A Target to Achieve the MDGs<div class="toAlignListElmntOnPage"><p><br></p><p>This focus note provides an excellent summary about the decent work agenda and its contributions to the Millenium Development Goals. It provides information about SDC's position and links to further reading. </p></div> Donor Intervention in Value Chain DevelopmentThese guidelines highlight the most important issues that development agencies need to consider when they engage in value chain development in rural areas. The paper offers guiding principles for development practitioners and policy makers, and points to further useful material. Ending Poverty with Water Control and Market AccessSmall farmers often have lower production costs but they are still not competitive because their transaction costs are high and they cannot produce what the market wants at the right time. Alongside other inputs such as seeds, they need affordable water control technologies and access to profitable markets. As more and more agricultural goods are sold through supermarkets, they need to deliver the qualities and quantities as and when they are needed. This publication discusses three pillars necessary to the support of small farmers: 1) access to affordable water control technologies, 2 ) private supply chains for irrigation hardware and agroinputs, and 3 ) access to new marketing channels. LED Quick Reference GuideThis quick guide is a a concise introduction for those new to the concept and implementation of local economic development. The publication is in addition available online in Spanish, French, Russian, Arabic, Portuguese, Bosnian/Serbian/Croatian and other languages under the following link: http://go.worldbank.org/2CETPLSRE0
Local Economic Development - A PrimerSeeks to provide municipalities, practitioners, businesses and communities with an understanding of what local economic development is, why it is practised and how so. Outcome Monitoring Concept SDC South CaucasusThis outcome monitoring concept provides guidelines on 1) meausring in quantitative terms the aggregated outcome of Swiss interventions in the field of E&I, 2) assessing and describe in qulaitative terms the achievements of rural development projects applying the M4P approach. It provides tools on how to develop a log frames, result chains and outcome "calculations", or on how to do reporting when using the M4P approach Pro-Poor Cluster Development MethodologyThis methodology document was sponsored by UNIDO- it draws extensively from a previous document: "Making Clusters Work- A UNIDO methodology (2006)". The author, Dr. Tamal Sarkar, is the director of the Foundation for MSME Clusters, New Delhi. As the title implies, unlike others, it has a special focus on pro-poor clusters. PSD Reader 2008 - Measuring and Reporting ResultsThis reader offers a brief overview of current understanding in the field of result measurement, including particularly the terms, indicators and methodologies in use. Examples are given of impacts measured in a standard format, including for example cost per job created. Case studies of different projects are provided. Quantifying Achievements in Private Sector Development - Control Points and Compliance CriteriaThis document outlines key elements in a practical process of estimating results of PSD that can be managed by programmes internally. It is complemented by practical guidelines (see above). This methodology helps projects to make it easier to measure and report on their results; to work towards a shared understanding of reasonable quality in the estimation of results; to measure a very small number of “universal indicators”. Value Chain Development for Decent Work (en)<div class="toAlignListElmntOnPage"><p>This guide for development practitioners, government and private sector initiatives gives guidance on how to address the underlying causes of failures in the performance of market systems, rather than looking at symptoms in individual chains. This guide addresses Value Chain development from a market development perspective with a unique focus on how to achieve Decent Work.</p></div> ValueLinks Manual - The Methodology of Value Chain PromotionThe ValueLinks Manual provides guidance on the whole project cyclce of a value chain promotion project. It provides several modules on: 1)setting the project boundaries, 2)chain analysis and stragety, 3)project implementation, and 4)monitoring. It is a must for each newcomer to value chain promotion! Where Farmer and Fashion Designer Meethis case study explores the economics of organic cotton production, by analysing how to absorb higher costs of production, certification and farmers’ premiums. The study describes several projects that managed to link farmer with mainstream markets. The paper presents projects in India, Tanzania, West Africa and Kyrgyzstan and discusses how to adapt fair trade practice to meet new challenges in highly complex value chains. ZEWO guidelines on outcome and impact assessmentThese guidelines are designed to help project managers to assess the outcomes of their projects and programmes. They demonstrate how development agencies can implement an appropriate outcome and impact assessment system. The Role and Impact of Radio in Reforming the Rural Business Environment in AfricaThis M4P case study is based on research aimed to understand the potential role of radio, and mass media more generally, in business environment reform processes and to understand the potential impact of radio at both policy and enterprise levels. Uganda was chosen as a case study because of its liberalized and diverse media. By analysing successful examples, the paper endeavours to understand the characteristics of success: what makes media effective in impacting on business policy, legislation and regulation and how donors can intervene to enhance the role of mass media in the business environment. ValueLinks Manual - The Methodology of Value Chain PromotionThe ValueLinks Manual provides guidance on the whole project cycle of a value chain promotion project. It provides several modules on: 1)setting the project boundaries, 2)chain analysis and strategy, 3)project implementation, and 4)monitoring. It is a must for each newcomer to value chain promotion! Guidelines on sector logic and impact logics, KatalystThe document explains the concept of sector logic and provides a checklist for developing impact logics. Examples for sector and impact logics are taken from the maize sector. The document is extracted from the annexes of the Monitoring and Result Measurement Manual of Katalyst Project in Bangladesh. Questionnaire on gender equalityAuthor: HELVETAS Swiss Intercooperation and Shen, Markets for Meghri project, Armenia
Data collection tool for gender equality survey Caja de Herramientas Desarrollo Económico Local con enfoque en Cadenas de ValorEl Programa de Gobernabilidad Local de la Cooperación Suiza con sede en Nicaragua y Honduras, inició su IV fase en el 2009, teniendo como fi nalidad contribuir al fortalecimiento de la institucionalidad, el desarrollo local, la participación ciudadana y al ejercicio de la gobernabilidad democrática en Honduras y Nicaragua. a través de la presente publicación “Caja de Herramientas” Desarrollo Económico Local, con enfoque de cadenas de valor, se entrega las principales herramientas que fueron utilizada en las diferentes fases de las experiencias: Selección de municipios participantes, concertación de actores y establecimiento de instancias públicos y privados para la elaboración del Plan de Desarrollo Económico Local Concertado, la Implementación de PLDEC, que incluye proyectos, redes empresariales y otras acciones. Guidelines on Developing Intervention and Scale-up Plans KatalystThe document provides guidance on the structure of an intervention plan, including explanations of cost calculation sheet, measurment plan, etc. It provides examples from the maize sector (contract farming) and the vegetables sector. Scale-up is defined and a format for scale-up plans proposed. The document is extracted from the annexes of the Monitoring and Result Measurement Manual of Katalyst Project in Bangladesh. Workflow diagram Alliances GeorgiaThe map illustrates the process of planing and implementing the Alliances project in Georgia. Specifically, it concerns the identification of market actors and clients as per intervention plan, the application and evaluation procedure leading to a grant agreement. Brief Overview of Monitoring and Results Measurement SystemThis document presents data collection tools and example of a calculation for a set indicator applied for measurement of results of the specific Project intervention, namely: the cattle artificial insemination (AI) in the framework of the “Livestock Development in the Syunik Region” Project. The document also contains a brief overview of the monitoring and results measurement system (including logic of the System, data collection sources & tools, data analysis tools applied etc.). Work flow charts for planning implementation and monitoringSeveral charts illustrate the steps and work flow relating to the overall system, sector selection, intervention design, testing and scale-up. Extracted from the Monitoring and Result Measurement Manual of the Katalyst project, Bangladesh ME work flow chartIllustration of information flows and roles in the M&E system, Rural Livelihood Development Programme (RLDP) M4P facilitation checklist within the working paper on Facilitating changeThe working paper is based on SDC's e+i Network e-learning cycles in 2010 and 2011. The last part of the working paper contains a checklist on facilitation which can serve as a guidance tool to think through the role of being a facilitator. It is suggested to use the checklist several times during a programme cycle. The checklist is designed both for the responsible persons in a donor agency as well as for the facilitation teams within projects. Staff Capacity Role CardsThese cards are designed to be a reminder of the different roles or ‘hats’ that a market facilitator is required to play over the course of a day, a week and a month. Sometimes, it is difficult to change from one role to another without a reminder or a reference. These cards are designed to highlight key ideas, ask important questions that staff should be asking themselves or their actors and provide visual reminders of core elements of market facilitation. They are part of a series of tools and are meant to be used in coordination with Being a Market Facilitator: A Guide to Staff Roles and Capacities and Market Facilitation in Practice: Case Studies for Implementers Tool Organizational Diagnostic Market FacilitationThis tool has two primary purposes: 1. To serve as a starting point for organizations to evaluate their current approach with respect to different components needed for effective market facilitation 2. To offer a platform for conversation about what changes might be required within an organization to take on a market facilitation approach Guide to Being a Market FacilitatorThere are two specific objectives of this guide: 1)Describe the roles that market facilitators must play in the course of their work and the corresponding attitudes and capacities they should demonstrate. 2)Detail the progression of competence in the roles of a market facilitator to help staff assess their performance and plan professional growth. Guidelines on reporting results, KatalystThe document distingishes between three basic target audiences for the information produced by the system. These are Katalyst’s Management, Katalyst’s donors and the wider community. The types of reporting for each target audience is explained. This es an extract from the Monitoring and Result Measurment Manual of the Katalyst project, Bangladesh. SDC - Mainstreaming Women’s Economic Empowerment in MSD - 2016 (fr)This thematic guidance sheet is one of a series written to support SDC staff in ensuring that gender issues are taken into account transversally in different thematic domains – in this case, focusing on market systems development (MSD). It outlines key gender issues regarding women’s economic empowerment in MSD and how these can be integrated in the design, implementation, monitoring and evaluation of cooperation strategies and project interventions. Some existing familiarity with MSD terminology is assumed. OCED Latin America Economic Outlook 2017 - Youth, Skills and EntrepreneurshipThe 2017 edition of the Latin American Economic Outlook explores youth, skills and entrepreneurship. Young Latin Americans embody the region’s promise and perils. They stand at the crossroads of a region whose once promising economy and social progress are now undergoing a slow down. The Outlook identifies potential strategies and policy responses to help Latin America and the Caribbean revive economic growth. World Bank - handbook - Impact Evaluation in Practice - 2016<div class="toAlignListElmntOnPage"><p>The second edition of the Impact Evaluation in Practice handbook is a comprehensive and accessible introduction to impact evaluation for policy makers and development practitioners. First published in 2011, it has been used widely across the development and academic communities. The book incorporates real-world examples to present practical guidelines for designing and implementing impact evaluations. Readers will gain an understanding of impact evaluations and the best ways to use them to design evidence-based policies and programs. The updated version covers the newest techniques for evaluating programs and includes state-of-the-art implementation advice, as well as an expanded set of examples and case studies that draw on recent development challenges. It also includes new material on research ethics and partnerships to conduct impact evaluation. The handbook is divided into four sections: Part One discusses what to evaluate and why; Part Two presents the main impact evaluation methods; Part Three addresses how to manage impact evaluations; Part Four reviews impact evaluation sampling and data collection. Case studies illustrate different applications of impact evaluations. The book links to complementary instructional material available online, including an applied case as well as questions and answers. The updated second edition will be a valuable resource for the international development community, universities, and policy makers looking to build better evidence around what works in development.</p></div> OECD FAO - Guidance - Responsible Agricultural Supply Chains - 2016 (en)<span>OECD and FAO have developed this Guidance to help enterprises observe standards of responsible business conduct and undertake due diligence along agricultural supply chains in order to ensure that their operations contribute to sustainable development. The<i> Guidance </i>comprises:<br>• A model enterprise policy outlining the standards that enterprises should observe to build responsible agricultural supply chains;<br>• A framework for risk-based due diligence describing the five steps that enterprises should follow to identify, assess, mitigate and account for how they address the adverse impacts of their activities;<br>• A description of the major risks faced by enterprises and the measures to mitigate these risks;<br>• Guidance for engaging with indigenous peoples.</span> OECD FAO - Guidance - Responsible Agricultural Supply Chains - 2016 (fr)<span>OECD and FAO have developed this Guidance to help enterprises observe standards of responsible business conduct and undertake due diligence along agricultural supply chains in order to ensure that their operations contribute to sustainable development. The<i> Guidance </i>comprises:<br>• A model enterprise policy outlining the standards that enterprises should observe to build responsible agricultural supply chains;<br>• A framework for risk-based due diligence describing the five steps that enterprises should follow to identify, assess, mitigate and account for how they address the adverse impacts of their activities;<br>• A description of the major risks faced by enterprises and the measures to mitigate these risks;<br>• Guidance for engaging with indigenous peoples.</span> SDC - Asia Brief - MARP Vietnam - 2016 (de)<div class="toAlignListElmntOnPage"><!--[if gte mso 9]><xml> <o:OfficeDocumentSettings> <o:AllowPNG></o:AllowPNG> </o:OfficeDocumentSettings></xml><![endif]--><!--[if gte mso 9]><xml> <w:WordDocument> <w:View>Normal</w:View> <w:Zoom>0</w:Zoom> <w:TrackMoves></w:TrackMoves> <w:TrackFormatting></w:TrackFormatting> <w:PunctuationKerning></w:PunctuationKerning> <w:ValidateAgainstSchemas></w:ValidateAgainstSchemas> 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Normal";mso-tstyle-rowband-size:0;mso-tstyle-colband-size:0;mso-style-noshow:yes;mso-style-priority:99;mso-style-parent:"";mso-padding-alt:0cm 5.4pt 0cm 5.4pt;mso-para-margin:0cm;mso-para-margin-bottom:.0001pt;mso-pagination:widow-orphan;font-size:10.0pt;font-family:"Times New Roman","serif";}</style><![endif]--><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>We have closed a programcalled Market Access for the Rural Poor program through value chain support (MARP)2012-2016. The project, results achieved and lessons learned are described inthe attached reader-friendly Asia Brief on the MARP project. With thepositive results achieved, we would like to share with you in this summarymessage the <strong>lessons learnt</strong> from the MARP and hope that it is useful foryou in design and implementation of similar projects. </span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;color:black;mso-ansi-language:EN-GB;">·</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>MARP model</span></strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>: </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Wingdings;color:black;mso-ansi-language:EN-GB;">Ø</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>Sound selection criteria of projects in atender process: sound market analysis, lean program management structure,business and management expertise available, efficient project managementsystem.</span></p><p class="MsoNormal" style="text-align:justify;text-indent:17.45pt;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Wingdings;color:black;mso-ansi-language:EN-GB;">Ø</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>Negotiation/joined work for improvingquality of project design before final approval</span></p><p class="MsoNormal" style="text-align:justify;text-indent:17.45pt;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Wingdings;color:black;mso-ansi-language:EN-GB;">Ø</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>All projects should have similar keyfeatures (indicators, data requirements, baseline requirements) to make acomparison possible and a feeding into the MARP program M&E. This was andshould be led by SDC by providing direct support and coach on M&E setup atproject levels and guidance for a good baseline study immediately after projectapproval (trigger for financial transfer).</span></p><p class="MsoNormal" style="text-align:justify;text-indent:17.45pt;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Wingdings;color:black;mso-ansi-language:EN-GB;">Ø</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>Implementing partners should have specificknowledge and skills on private sector and business management. This is crucialto facilitate the project, support private sector and identify the rightadjustment in time.</span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;color:black;mso-ansi-language:EN-GB;">·</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><strong><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>Ownership of partner enterprises in valuechains significantly impacts innovativeness and readiness for change</span></strong><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>: the private companies were significantlymore willing to change and improve than the state-owned enterprise supported bythe project. </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;color:black;mso-ansi-language:EN-GB;">·</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><strong><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>A project should avoid designing uniforminterventions for different implementation partners in different value chains: </span></strong><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>Capacity of partners, ownership structureof enterprises and its consequences on management decisions requiredtailor-made, enterprise- and context specific intervention. </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;color:black;mso-ansi-language:EN-GB;">·</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><strong><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>For reaching scale, value chain productswith high importance for local government should be selected.</span></strong></p><p class="MsoNormal" style="text-align:justify;background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Ifyou are interested in individual value chains, please let us know. We willconnect you to our partners for further direct exchange of information.</span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Besideslessons learnt above, we think the attached document may bring some interestinginformation for some of you. While details can be found in the documents, someinformation below will help you to better understand the background beforereading the attached papers. </span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span></p><p class="MsoNormal" style="background:white;"><strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>1/ MARP program</span></strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>: </span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span></p><p class="MsoNormal" style="background:white;"><span style="font-size:10.0pt;font-family:Wingdings;color:black;">Ø</span><span style="font-size:7.0pt;color:black;"> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Overall the program was designed in 2012 as a fund to reducepoverty of poor households, especially ethnic minorities, through thegeneration of additional income and employment in selected value chains inwhich the poor can participate.</span></p><p class="MsoNormal" style="background:white;"><span style="font-size:10.0pt;font-family:Wingdings;color:black;">Ø</span><span style="font-size:7.0pt;color:black;"> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>The selection of projects (value chains) to support was donethrough a bidding process. A two stage procedure was used based on pre-definedcriteria (If interested, please contact SDC Hanoi for further details). </span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>o</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>first round: concept note</span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>o</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>second round: full proposal</span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>o</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Final round: Negotiation and discussion for improving quality ofproposal (market research as basis for appropriate intervention strategies,M&E system, requirement for baseline data, ect. )</span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>o</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Projects under MARP started in April 2013 and end in June 2016.</span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>2/Results achieved</span></strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>: </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>-</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Results achieved from the report is for all value chains supportedand mainly recorded for participants who joined the projects for twoconsecutive years. That means, for those who only got support in the last year,impact on income has not materialized yet. The impact for rattan producers isexpected to materialize in a few years when the trees are harvested and sold toprocessing companies. Failure to have income increase has also been reported.</span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>-</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Results on systemic changes can also be found in the report, whichincludes: (a) transformation of resources (more investment); (b) changing thebehavior of key actors in the value chain; (c) improving the relations andtrust between actors; (d) enabling business environment; (e) system strengths:improving capacities and confidence of farmers, processors, governments to facefuture challenges</span></p></div> SDC - Asia Brief - MARP Vietnam - 2016 (fr)<div class="toAlignListElmntOnPage"><!--[if gte mso 9]><xml> <o:OfficeDocumentSettings> <o:AllowPNG></o:AllowPNG> 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Locked="false" Priority="72" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful List Accent 6"></w:LsdException> <w:LsdException Locked="false" Priority="73" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Grid Accent 6"></w:LsdException> <w:LsdException Locked="false" Priority="19" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis"></w:LsdException> <w:LsdException Locked="false" Priority="21" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis"></w:LsdException> <w:LsdException Locked="false" Priority="31" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference"></w:LsdException> <w:LsdException Locked="false" Priority="32" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"></w:LsdException> <w:LsdException Locked="false" Priority="33" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Book Title"></w:LsdException> <w:LsdException Locked="false" Priority="37" Name="Bibliography"></w:LsdException> <w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"></w:LsdException> </w:LatentStyles></xml><![endif]--><!--[if gte mso 10]><style> /* Style Definitions */ table.MsoNormalTable{mso-style-name:"Table Normal";mso-tstyle-rowband-size:0;mso-tstyle-colband-size:0;mso-style-noshow:yes;mso-style-priority:99;mso-style-parent:"";mso-padding-alt:0cm 5.4pt 0cm 5.4pt;mso-para-margin:0cm;mso-para-margin-bottom:.0001pt;mso-pagination:widow-orphan;font-size:10.0pt;font-family:"Times New Roman","serif";}</style><![endif]--><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>We have closed a programcalled Market Access for the Rural Poor program through value chain support (MARP)2012-2016. The project, results achieved and lessons learned are described inthe attached reader-friendly Asia Brief on the MARP project. With thepositive results achieved, we would like to share with you in this summarymessage the <strong>lessons learnt</strong> from the MARP and hope that it is useful foryou in design and implementation of similar projects. </span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;color:black;mso-ansi-language:EN-GB;">·</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>MARP model</span></strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>: </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Wingdings;color:black;mso-ansi-language:EN-GB;">Ø</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>Sound selection criteria of projects in atender process: sound market analysis, lean program management structure,business and management expertise available, efficient project managementsystem.</span></p><p class="MsoNormal" style="text-align:justify;text-indent:17.45pt;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Wingdings;color:black;mso-ansi-language:EN-GB;">Ø</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>Negotiation/joined work for improvingquality of project design before final approval</span></p><p class="MsoNormal" style="text-align:justify;text-indent:17.45pt;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Wingdings;color:black;mso-ansi-language:EN-GB;">Ø</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>All projects should have similar keyfeatures (indicators, data requirements, baseline requirements) to make acomparison possible and a feeding into the MARP program M&E. This was andshould be led by SDC by providing direct support and coach on M&E setup atproject levels and guidance for a good baseline study immediately after projectapproval (trigger for financial transfer).</span></p><p class="MsoNormal" style="text-align:justify;text-indent:17.45pt;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Wingdings;color:black;mso-ansi-language:EN-GB;">Ø</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>Implementing partners should have specificknowledge and skills on private sector and business management. This is crucialto facilitate the project, support private sector and identify the rightadjustment in time.</span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;color:black;mso-ansi-language:EN-GB;">·</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><strong><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>Ownership of partner enterprises in valuechains significantly impacts innovativeness and readiness for change</span></strong><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>: the private companies were significantlymore willing to change and improve than the state-owned enterprise supported bythe project. </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;color:black;mso-ansi-language:EN-GB;">·</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><strong><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>A project should avoid designing uniforminterventions for different implementation partners in different value chains: </span></strong><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>Capacity of partners, ownership structureof enterprises and its consequences on management decisions requiredtailor-made, enterprise- and context specific intervention. </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span lang="EN-GB" style="font-size:10.0pt;font-family:Symbol;color:black;mso-ansi-language:EN-GB;">·</span><span lang="EN-GB" style="font-size:7.0pt;color:black;mso-ansi-language:EN-GB;"> </span><strong><span lang="EN-GB" style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;mso-ansi-language:EN-GB;'>For reaching scale, value chain productswith high importance for local government should be selected.</span></strong></p><p class="MsoNormal" style="text-align:justify;background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Ifyou are interested in individual value chains, please let us know. We willconnect you to our partners for further direct exchange of information.</span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Besideslessons learnt above, we think the attached document may bring some interestinginformation for some of you. While details can be found in the documents, someinformation below will help you to better understand the background beforereading the attached papers. </span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span></p><p class="MsoNormal" style="background:white;"><strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>1/ MARP program</span></strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>: </span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span></p><p class="MsoNormal" style="background:white;"><span style="font-size:10.0pt;font-family:Wingdings;color:black;">Ø</span><span style="font-size:7.0pt;color:black;"> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Overall the program was designed in 2012 as a fund to reducepoverty of poor households, especially ethnic minorities, through thegeneration of additional income and employment in selected value chains inwhich the poor can participate.</span></p><p class="MsoNormal" style="background:white;"><span style="font-size:10.0pt;font-family:Wingdings;color:black;">Ø</span><span style="font-size:7.0pt;color:black;"> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>The selection of projects (value chains) to support was donethrough a bidding process. A two stage procedure was used based on pre-definedcriteria (If interested, please contact SDC Hanoi for further details). </span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>o</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>first round: concept note</span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>o</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>second round: full proposal</span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>o</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Final round: Negotiation and discussion for improving quality ofproposal (market research as basis for appropriate intervention strategies,M&E system, requirement for baseline data, ect. )</span></p><p class="MsoNormal" style="background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>o</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Projects under MARP started in April 2013 and end in June 2016.</span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>2/Results achieved</span></strong><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>: </span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>-</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Results achieved from the report is for all value chains supportedand mainly recorded for participants who joined the projects for twoconsecutive years. That means, for those who only got support in the last year,impact on income has not materialized yet. The impact for rattan producers isexpected to materialize in a few years when the trees are harvested and sold toprocessing companies. Failure to have income increase has also been reported.</span></p><p class="MsoNormal" style="text-align:justify;background:white;"><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>-</span><span style='font-size:7.0pt;font-family:"Helvetica","sans-serif";color:black;'> </span><span style='font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black;'>Results on systemic changes can also be found in the report, whichincludes: (a) transformation of resources (more investment); (b) changing thebehavior of key actors in the value chain; (c) improving the relations andtrust between actors; (d) enabling business environment; (e) system strengths:improving capacities and confidence of farmers, processors, governments to facefuture challenges</span></p></div> Kauffman Fondation - Study - measuring entrepeneurial ecosystem - 03 - 2015<p align="LEFT"><font size="1"><font face="Optima-DemiBold" size="1"><font face="Optima-DemiBold" size="1"><b>How do you measure your entrepreneurial ecosystem? </b></font></font><font face="Optima"><font face="Optima">How should you interpret the data about your</font></font></font></p><font face="Optima" size="1"><font face="Optima" size="1"><p align="LEFT">startup community? What economic indicators should matter for vibrancy and growth? These questions</p><p align="LEFT">come up repeatedly in conversations with entrepreneurs, program heads, event organizers, investors,</p><p align="LEFT">policymakers, and others. The frequency of these queries reflects the phenomenon: With the rapid</p><p align="LEFT">spread of efforts to build entrepreneurial ecosystems, it’s only natural to wonder what outcomes should</p><p>be tracked. And, what you track depends on what you’re trying to achieve.</p></font></font> CSS - Fundamentals of Modern Philanthropy - 2014Ein Orientierungswerk zu den Themen Philanthropie (Philantrophy), Venture Philanthropie, Impact Investing sowie Responsible Investing. Insbesondere soll das Handbuch dazu beitragen, gemeinnützigen Organisationen die verschiedenen Wirkungsmöglichkeiten ihrer Mittelverwendung als auch ihrer Mittelbeschaffung aufzuzeigen. ODI - Working Paper - Mixing Business and Social - 2013 (en)This Working Paper seeks to clarify what is a social enterprise in a developing country context. It is written from a broad public interest perspective rather than one of an investor in such enterprises. We review some of the alternative descriptions in the literature to offer a relatively narrow definition, combining the primacy of the enterprise’s social intent with robust financial viability thresholds. We then propose a rough-and ready questionnaire tool and scoring scale that tries to locate candidate enterprises on these twin axes of social impact and financial sustainability. We apply this tool to a first small batch of relatively well-known cases, and then draw some preliminary lessons as to its potential wider applicability. We conclude that this modest effort illustrates both the difficulties and the value of clarifying concepts and definitions, and suggest it be extended to broader portfolios of candidate enterprises to refine the methodology. DCED - Report - Creating an enabling environment for Inclusive Business - 2016 - en<p class="MsoNormal" style="margin: 0cm 0cm 0pt;"><font size="3"><font color="#000000"><font face="Calibri">Inclusive business support is a growing priority for manydonor and development agencies but views on the most effective support optionsvary. This scoping paper focuses on business environment reform: How canagencies help create an enabling environment for inclusive business in partnercountries? And how, if at all, does this differ from regulatory and policy reformto facilitate private investment in general? In order to help answer thesequestions, this paper summarizes a very large body of emerging evidence, structuringit into key debates for further exploration.<o:p></o:p></font></font></font></p> BEAM Exchange - Case Study - Applying multipliers in tourism - 2016The Promoting Private Sector Employment (PPSE) programme in Kosovo is testing a methodology to report wider impacts of its interventions in the tourism sector. PPSE combines intervention-based research with statistical data provided by international institutions, to develop multipliers to estimate the number of indirect and induced jobs, attributable to their interventions in the tourism sector DCED - Case Study - Maize production in Bangladesh with Katalyst - 2011<div class="toAlignListElmntOnPage"><p>This case profiles a programme which is advanced in its work towards the Standard. The case outlines Katalyst’s experience with each component of the Standard, providing examples of how results measurement has improved programme management. It also includes a detailed measurement plan.</p></div> SDC - Case Study - M4P - Improving the environmental for Small Businesses Indonesia Russia - 2006 (en)<div class="toAlignListElmntOnPage"><p><span lang="EN-GB" style='font-family: "Arial","sans-serif"; font-size: 9pt; mso-ascii-theme-font: minor-bidi; mso-hansi-theme-font: minor-bidi; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi;'>This case study is one of a series exploring the application of the M4P approach to different fields of private sector development. A consideration of business environment issues features prominently in M4P approaches, where an understanding of how the “rules of the game” influence whether market are pro-poor or not is the starting point for intervention, .it draws on a range of small-scale or pilot activities to improve the business environment in Indonesia and Russia. </span></p></div> SDC - MSD Guidance Document - eDiscussion Version - 2017<font face="Times New Roman" size="3">
</font><p class="MsoNormal" style="margin: 0cm 0cm 3pt;"><span lang="EN-GB">The Swiss Agency for Development and Cooperation
(SDC) has been championing the market systems approach – an approach also known
as Making Markets Work for the Poor (M4P). Market Systems Development (MSD) addresses
the underlying causes of poor performance in markets that matter to people living
in poverty and unemployment, in order to create lasting changes that have a
large-scale impact. It views a market as a system of multiple players
interacting with each other based on formal and informal rules and regulations
– each player fulfilling a particular market function. Optimising these market
functions and the rules that shape them to make the markets more effective and
at the same time contributing to poverty reduction is the central aim of MSD. <o:p></o:p></span></p>
<span lang="EN-GB" style='font-family: "Cambria","serif"; font-size: 11pt; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-theme-font: minor-fareast; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-GB; mso-fareast-language: DE; mso-bidi-language: AR-SA;'>The adaptive
and facilitative way of intervening that is typical for MSD makes managing
these projects different from projects following other approaches, both from an
implementer as well as from a donor perspective. This document will focus on
the latter.</span> Rethinking systemic change economic evolution and institutions<span lang="ES-PE" style='background: white; color: black; line-height: 107%; font-family: "Arial",sans-serif; font-size: 10.5pt; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-themecolor: text1; mso-ansi-language: ES-PE; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;'>This technical paper
provides an in-depth review of the fields of evolutionary economics, new
institutional economics and complexity and social change. It is argued that
economic development is a complex, non-linear and continuous evolutionary
process. Both market and non-market institutions matter greatly in shaping
economic performance. The paper explores the consequences of this
understanding for market development practice. It discusses how market
development practitioners can engage in and shape
an intentional change processes. A<span class="apple-converted-space"> </span></span><span lang="ES-PE" style='line-height: 107%; font-family: "Calibri",sans-serif; font-size: 11pt; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: ES-PE; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-ascii-theme-font: minor-latin; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Arial; mso-bidi-theme-font: minor-bidi;'><a href="https://beamexchange.org/resources/860" target="_blank"><span style='background: white; color: black; line-height: 107%; font-family: "Arial",sans-serif; font-size: 10.5pt; mso-themecolor: text1;'><u>discussion paper</u></span></a></span><span lang="ES-PE" style='background: white; color: black; line-height: 107%; font-family: "Arial",sans-serif; font-size: 10.5pt; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-themecolor: text1; mso-ansi-language: ES-PE; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;'> presents the key messages </span> Unpacking “impact investment” – what it’s and why it’s relevant<div class="toAlignListElmntOnPage"><div><span style="letter-spacing: 0.4px;">In this blog post, the authors unpack what impact investment entails and look into its relevance for sustainably financing development initiatives. </span>Looking back at the 1980s and 1990s: private investors often avoided developing country markets and did so for reasons – returns were too low especially for the level of risks; markets were not safe and attractive; and local investment climates were stifling and challenging.<br>Quick forward: new initiatives, in particular since 2007, have emerged to mitigate risks in investment while also leading to a significant and measurable improvement in the livelihoods of poor and disadvantaged women and men. Acclaimed as a “new frontier” in development finance, .. <a href="http://blog.helvetas.org/unpacking-impact-investment-what-its-and-why-its-relevant/" target="_blank">>>more </a></div></div> Causality and attribution in market systems developmentThe paper presents a view of current attribution practice in market systems development, drawing on several interviews with practitioners and experts as well as on practitioner oriented literature. It presents how causality is viewed in the theoretical evaluation literature. It suggests a typology of approaches based on different contexts and perspectives on change and discusses how this typology can be applied in market systems development and presents two programme case examples. Market systems facilitation, how good are you?This short note summarises learning generated by the Lab on the use of facilitation tactics by ILO market systems projects, examining what worked, what did not, and why. The paper explores six principles of facilitation, adapted from Engineers Without Borders, and walks you through each of them using two real-life projects to examine how they applied them. <a href="http://training.itcilo.org/delta/VALUECHAINDEV/story_html5.html" target="_blank">Test also your facilitation skills in an online game</a> (fun!), where you play the role of an analyst partnering with the private sector to grow more inclusive vegetable markets for poor smallholder. Presentation: Lean data for SDCIs lean data the solution to the measuring problem of aid effectivenes assesments? This presentation provides you with some thoughts about the topic. Market Systems Program Index<span lang="EN-GB" style="font-size:10.5pt;line-height:
107%;font-family:"Arial",sans-serif;mso-fareast-font-family:Calibri;mso-fareast-theme-font:
minor-latin;color:#403F42;mso-ansi-language:EN-GB;mso-fareast-language:EN-US;
mso-bidi-language:AR-SA">The BEAM Exchange has launched a new directory of
programmes around the world that use market systems approaches. The index
can be used to find information and resources about programmes by country or
sector focus.</span> Recent Research on Women’s Economic Empowerment<span lang="EN-GB" style="font-size:10.5pt;line-height:
107%;font-family:"Arial",sans-serif;mso-fareast-font-family:Calibri;mso-fareast-theme-font:
minor-latin;mso-ansi-language:EN-GB;mso-fareast-language:EN-US;mso-bidi-language:
AR-SA">This update brings together key findings from recent original studies on
constraints and solutions to women’s economic empowerment (WEE), as well as the
social and economic benefits of WEE.</span> How to create an enabling environment for inclusive businessDCED has reviewed more than 100 documents including empirical experience and emerging evidence – not only from inclusive business (IB) but also other private sector development programmes, such as market development, industrial policy or business environment reform. In two pages, DCEDs extensive review of experience and evidences is summarized and presented Towards strategic private sector engagement: A summary of innovations and institutional change in donor agencies<span lang="EN-GB" style="font-size:10.5pt;line-height:
107%;font-family:"Arial",sans-serif;mso-fareast-font-family:Calibri;mso-fareast-theme-font:
minor-latin;mso-ansi-language:EN-GB;mso-fareast-language:EN-US;mso-bidi-language:
AR-SA">This summary is based on a 34-page DCED report published in 2017 which
documents how development organisations are changing policies and procedures,
staff roles and team structures, as well as staff capacity and incentives to
enable private sector engagement.</span> Minimising the Risk of Negative Market Distortions in Private Sector Engagement: A practical frameworkPrivate Sector Engagement (PSE) has evolved into an important approach among donors. This report reviews how PSE interventions may give rise to negative market distortions, in three areas: Reinforcing the market power of targeted companies at the expense of other firms, raising barriers to market entry, and reinforcing information asymmetries. Such risks of negative market distortion can be actively countered if explicitly considered in PSE programming. Disruptive Technologies for Private Sector Development in the DRC<div class="toAlignListElmntOnPage"><p>Mesopartner has supported the UK Department for International Development (DFID) in the Democratic Republic of the Congo (DRC) to make sense of how they can use technology support to support their private sector development work.</p><p>The report makes the case for moving from a sole focus on the transfer of specific technologies to solve development problems, to a more broad-based, systemic technological development focus involving various actors and institutions in developing countries. More concretely, it recommends the use of an innovation systems approach to strengthen the technological capabilities of developing countries like the DRC. </p><p><br></p></div> SDC Factsheet YEP - Youth Employment Project<div class="toAlignListElmntOnPage">The focus of the Youth Employment Project is on
improving the work of the Public Employment Services (PES) by introducing new methods of work,
which will enable them to provide better services
to young people, to match them with prospective
employers and to encourage self-employment. Additionally, the project will contribute to raising general public awareness of youth employment issues.</div> Towards an Urban World. What does it mean for Private Sector Development - Synthesis Note<div class="toAlignListElmntOnPage"><p>According to the United Nations, 68% of the global population is expected to live in urban areas by 2050. In this context, SDG 11 exhorts countries to ‘make cities and human settlements inclusive, safe, resilient and sustainable’. This Synthesis Note defines key terms, considers urbanisation as a trend, and explores the implications for LED, Business Environment Reform, Market Systems Development and Private Sector Engagement.</p></div> Mapping private sector engagement along the migration cycle<div class="toAlignListElmntOnPage"><p>This summary draws on a wider report that maps private-sector activities relevant to migrants and explores how private and public-sector actors can engage jointly with migrants at various stages of the migration cycle.</p></div> 200604_Newsletter_Short Version_iDE Field Perspectives<div class="toAlignListElmntOnPage">This short Newsletter Brief highlights first experiences how iDE Mozambique responded to the humanitarian and development needs of the post-Idai cyclone context and the Covid-19 pandemic with the Farmer Resilience and Rebuilding Initiative (FRRI).</div> PSD DCED Tools for remote monitoring - 2020<div class="toAlignListElmntOnPage"><p>This is a free-standing document that is made to collate practioners' experience in doing remote or partly remote monitoring. It was triggered in response to the Covid-19 pandemic and is also useful to practitioners with other limitations on monitoring such as security or distance. However, it also aims to assist practitioners with improving monitoring efficiency, bearing in mind the trade-offs between remote and in-person monitoring.</p></div> Evaluation Market System Development in Agriculture 2013-2019 IED<div class="toAlignListElmntOnPage"><p>An independent evaluation assessing how SDC-financed MSD projects in agriculture were implemented from 2013 to 2019. SDC funded 275 projects in this period that had major elements of MSD in agriculture.</p><p>Overall the evaluators conclude that MSD was demanding on project teams and the Swiss Cooperation Offices (SCOs). A high level of skill was required to find market failures and define what to do. Ensuring actions needed to stimulate the private sector without distorting the market whilst avoiding the project becoming trapped as a permanent actor.</p><p>Over several phases, projects built up their skill base. They achieved this either by training their own staff or by building local NGO capacity. This gave rise to a slow start, but it paid dividends over the years with considerable skills being built up within the projects.</p><p>This report includes the management response. <a href="https://www.shareweb.ch/site/EI/Documents/HowTo/M4P/M4P%20Case%20Study/SDC%20-%20Factsheet%20-%20MSD%20in%20Agriculture%20Sector.pdf?web=1" rel="noopener noreferrer" target="_blank"><strong>Link </strong></a>to the factsheet.</p><p><br></p></div> Brief - Towards Transformational Impact - Synergies of PSE and MSD<div class="toAlignListElmntOnPage"><p>This brief offers insights into how PSE and MSD can contribute to transformational impact, with a focus on opportunities for more intentional, strengths-based collaboration and learning. It is intended as a launchpad forvadditional initiatives that offer targeted guidance and case studies, build capacity, and strengthen networks.</p></div> Case Study - Establishing Private Sector Capacity for Seed Inspection in Mozambique - 2021<div class="toAlignListElmntOnPage"><p>InovAgro launched its case study series to capture the knowledge it has gained on market systems development in Mozambique since 2011 and to share it widely among the agricultural development stakeholders including the government, market actors, and donor agencies. This case study on Establishing Private Sector Capacity for Seed Inspection in Mozambique is the seventh in the series and reviews the work of InovAgro between 2015 and 2021 to work with the National Seed Department (SD) of the Ministry of Agriculture, the government regulator, to improve delivery of seed certification services. InovAgro’s support included working with the SD to improve the regulatory framework for the certification of seed, and to pilot the training to demonstrate the value proposition for the private sector to invest in (i.e. pay for) training their staff to be able to inspect their own fields as part of the certification process and build a market for the training. It examines the issues around the current level of sustainability and the implications for the future.</p></div> Short Article - Establishing Private Sector Capacity for Seed Inspection in Mozambique - 2021<div class="toAlignListElmntOnPage"><p>The case study on Establishing Private Sector Capacity for Seed Inspection in Mozambique reviews the work of InovAgro between 2015 and 2021 to work with the National Seed Department (SD) of the Ministry of Agriculture, the government regulator, to improve delivery of seed certification services. InovAgro’s support included working with the SD to improve the regulatory framework for the certification of seed, and to pilot the training to demonstrate the value proposition for the private sector to invest in (i.e. pay for) training their staff to be able to inspect their own fields as part of the certification process and build a market for the training. It examines the issues around the current level of sustainability and the implications for the future.</p></div> SDC Guidance - Managing Projects Local Economic Development Projects LED<div class="toAlignListElmntOnPage"><p>The document brings together knowledge on Local Economic Development (LED) with current experiences of delivering LED within SDC. It aims to support design, implementation and steering of LED initiatives within SDC. After getting some initial understanding of what LED is this guidance will help you to deepen your understanding of the implications of LED for programme management within SDC’s Project Cycle Management (PCM).</p></div> SDC Guidance - Brief on Market System Development for Decision Makers<div class="toAlignListElmntOnPage"><p>This brief is specifically written for decision-makers who approve MSD projects – either entry proposals with opening credits or credits for main phases. It will guide you through the different phases of MSD projects and how they are linked to the SDC Project Cycle Management (PCM) – with a focus on phases relevant for approval.</p><p>Click <a href="https://www.shareweb.ch/site/EI/Documents/HowTo/M4P-MSD/SDC%20-%20Internal%20Guidance%20-%20Managing%20MSD%20Projects.pdf?web=1" rel="noopener noreferrer" target="_blank"><strong>here </strong></a>for the updated guidance for managing MSD projects (version 2022).</p></div> MSD_Guidance_Poster<div class="toAlignListElmntOnPage"><p>This poster that can be printed and displayed in your office to make people aware of the new guidance on Managing MSD projects – it includes QR codes for easy access to the PDFs.</p></div> Brief on Impact linked finance<div class="toAlignListElmntOnPage"><p><strong>Impact-Linked Finance </strong>holds a huge potential for public and catalytic funders to enable high-potential enterprises to optimize for impact and strengthen their commercial viability. It helps these enterprises attract private sector investment and significantly increase their positive impact. </p><p>This brief outlines the Impact-Linked Finance approach, describes its characteristics, modalities, and design principles, and thus helps public and catalyic funders to seize the opportunity. The brief was created by Roots of Impact on behalf of the <a href="https://ilf-fund.org/" rel="noopener noreferrer" target="_blank"><strong>Impact-Linked Finance Fund</strong></a> with support from the Swiss Agency for Development and Cooperation (SDC). The Impact-Linked Finance Fund, set up as a Dutch non-profit foundation, is acting as a capital provider and knowledge hub for the practice of Impact-Linked Finance. </p><p>It also advocates for embedding impact-related principles and terms in other areas of business, policy and finance. More at <a href="https://ilf-fund.org/" rel="noopener noreferrer" target="_blank"><strong>www.ilf-fund.org</strong></a></p></div> SDC Guidance - Social and Impact Enterprises in Development Outcomes<div class="toAlignListElmntOnPage">Private sector engagement (PSE) is a priority for the Swiss Agency for Development and Cooperation (SDC), as highlighted in the federal dispatch 2021-2024. </div><div class="toAlignListElmntOnPage">Within the universe of potential private sector partners, <strong>Social and Impact Enterprises (SIEs)</strong> – those enterprises with an intention to solve a social or environmental problem – are a natural ally for actors like SDC to achieve development outcomes. There are several reasons that make working with SIEs particularly interesting. There is an explicit alignment of vision and commitment to address a development challenge, when compared to other private sector partners. SIEs strive to be profitable and are sustainable beyond SDC support, when compared to not-for profit partners. They can therefore achieve high impact in a cost-effective way for SDC, since support is only supplemental and short-term. They can also promote highly innovative ways of achieving SDGs which can stimulate learning at SDC. </div><div class="toAlignListElmntOnPage">That said, PSE overall and SDC working with SIEs in particular, is a relatively new way of achieving development outcomes. Challenges include: questions on how to find the right partner, the ideal governance for a partnership, the best financial instruments to support the SIE, and impact management. Partnerships with SIEs require careful design and agile implementation management. This guidance paper, the first of its kind, highlights some of these emerging issues. While the insights presented here do not constitute conclusive guidance on how to successfully engage SIEs, we discuss noteworthy findings and potential solutions</div> Analysis of development assistance committee members' policies in support of women's economic empowerment<div class="toAlignListElmntOnPage"><p>This paper presents the findings of an examination of OECD Development Assistance Committee (DAC) members’ efforts to advance women’s economic empowerment (WEE) within their development cooperation and gender equality policies and strategies. It analyses the variety of definitions and sub-themes that address WEE and the different types of policies within which WEE is incorporated. It also highlights examples of good practices and offers policy options for development co-operation actors to support the advancement of WEE, and ultimately the realisation of the Sustainable Development Goals (SDGs) and SDG5 in particular.</p></div> SDC Evaluation of SIINC and Social Entrepreneurship projects in LAC<div class="toAlignListElmntOnPage"><p>The evaluation found that overall the programmes such as PES and SIINC LATAM, which promote both the social impact of small- and medium-sized enterprises and support a conducive social entrepreneurship ecosystem are highly relevant in the Latin American region.</p><p>Social entrepreneurs supported by PES and SIINC LATAM were mostly positive about the two programmes. Out of all the survey responses received, the enterprises are quasi-unanimously satisfied with the support they received from either of the programmes. Similarly, respondents mostly indicated that the programmes had a positive effect on the social impact that their business generates (81%), on improving the measurement of impact (75%), and on growth (78%). Regarding SEs’ access to necessary financing, both programmes had a substantial effect. </p><p>This evaluation report includes the management response by SDC. </p></div> Factsheet Investment Credit<div class="toAlignListElmntOnPage"><strong>Introducing the Investment Credit </strong></div><div class="toAlignListElmntOnPage"><strong><br></strong></div><div class="toAlignListElmntOnPage">The Swiss Agency for Development and Cooperation (SDC) has expanded its Private Sector Engagement (PSE) portfolio over the past years. In 2021, it introduced the Investment Credit designed to facilitate direct investments into structured funds or granting impact-linked loans. This credit aims to foster innovation, and leverage private finance to achieve the Sustainable Development Goals (SDGs), with a specific focus on Least Developed Countries (LDCs) and underserved sectors. Managed by the Competence Centre for Engagement with the Private Sector (CEP), this credit has already approved two investments in 2022 and 2023, respectively. As of 2024, 4.9 million CHF is available for investment, enabling the development of 1-2 ventures aligned with SDC’s objectives at the thematic or country levels. The SDC Investment Credit represents a strategic initiative to foster private sector investments for the SDGs. By leveraging private finance and embracing innovative ventures, SDC is committed to driving meaningful impact in LDCs and underserved sectors, while adhering to relevant criteria for investment selection and measurement.</div> 2023-09 ILO Compendium: Creating a Conducive Environment for Women’s Entrepreneurship Development<div class="toAlignListElmntOnPage">Women’s entrepreneurship development (WED) has an important role to play in achieving decent work and inclusive growth. Nevertheless, persistent gendered inequalities continue to create major disparities in opportunities to start and grow a business across the world. This compendium provides an overview of 19 recent ILO projects and programmes supporting women’s entrepreneurship and gender equality across different contexts and offers ILO field offices, colleagues and outside practitioners a wealth of experiences from which to draw ideas, inspiration, lessons learned and innovation. The findings and learnings from these interventions seek in addition to further inspire and guide the future strategic focus of the ILO-WED programme.</div> Slide deck: Employment More work to be done, because only dreaming of massive job creation doesn’t work<div class="toAlignListElmntOnPage"><p>Are you also concerned with unemployment rates? Are you also often disappointed with programs’ impacting under- and unemployment? Do you wish to make a difference for your target group? Then take 30 minutes to scan this <a href="https://www.shareweb.ch/site/EI/Documents/PSD/Psd%20Slide%20Deck%20Employment%20(Final)%20.pdf" rel="noopener noreferrer" target="_blank"><strong>slide deck </strong></a>that will help you to design and steer employment programs better. </p><p><br></p><p>It helps you to understand and address the real challenges in labour markets. It helps you to put labour markets central to your analyses and program design. It raises seven crucial issues and answering them will inform you how your programs should influence labour markets, with realistic expectations about the programs’ potential impact. This slide deck leans on existing and emerging concepts, approaches and tools and serves as a gateway to further readings.</p><p><br></p><p>Developing this <a href="https://www.shareweb.ch/site/EI/Documents/PSD/Psd%20Slide%20Deck%20Employment%20(Final)%20.pdf" rel="noopener noreferrer" target="_blank"><strong>slide deck</strong></a> raised discussions and we hope that this final version will also trigger further discussions in the field. That is what is needed if we are serious about unemployment. </p><p><br></p><p>Give us (<a href="mailto:Peter.Beez@eda.admin.ch"><strong>Peter Beez</strong></a> and/or <a href="mailto:hans@hposthumus.nl"><strong>Hans Posthumus</strong></a>) feedback, tell us what you wish to do, and tell us what you need to make the difference!</p><p><br></p><p style='margin:0cm;font-size:15px;font-family:"Calibri",sans-serif;'><br></p><p style='margin:0cm;font-size:15px;font-family:"Calibri",sans-serif;'><br></p></div> SDC - Guidance Sheet Productivity indicators are no proxy for target group’s well-being<div class="toAlignListElmntOnPage">Low productivity is often a key constraint in many sectors. Yet sector productivity is rarely a good indicator for improved livelihoods of target groups. It says nothing about the root causes of low productivity and it says nothing about the resulting benefits of increased sector productivity. A systemic approach is needed; defining relevant sector and target group performance indicators to assess why root causes change and how that affects the target groups’ well-being.</div> FSD - Promoting equal participation in sustainable economic developmentThe toolbox covers each e+i topic- VSD, PSD and FSD- with an entire
chapter. It comprises various tools of which each is briefly described
outlining expected impacts, key steps for implementation as well as
potential partners to work with. Most tools are illustrated with a good
practice example. <a href="http://www.enterprise-development.org/page/download?id=2690" target="_blank"> >Download this document</a> SDC - Internal Guidance - Managing MSD M4P Projects - 2017<div class="toAlignListElmntOnPage"><p>This document is an internal guidance paper for SDC head office and cooperation office staff.</p><p>The original guidance document (then called "<a href="https://www.shareweb.ch/site/EI/Documents/HowTo/SDC%20-%20Internal%20Guidance%20-%20Managing%20MSD%20M4P%20Projects%20-2014-05.pdf" target="_blank">Managing M4P/ MSD projects</a>") was developed in 2014 and had been received very positively. Nevertheless, in the beginning of April 2017 a dynamic e-consultation on the revised guidance for managing MSD projects in SDC has taken place. Network members from SDC as well as implementing agencies have very actively shared their observations on the revised guidance and their experiences and best practices in implementing MSD projects. Their observations have been incorporated and this is now the restructured, user friendlier and easier accessible version.</p></div> Making Markets Work for the PoorRural 21, June 2015. This article by Philippe Monteil (SDC) shows the
long track record of SDC on working with the MSD approach, illustrated
with the Rural Livelihood Development Programme in Tanzania. Thin Markets Thick Impact? The Boss Project in Timor-LesteThis paper shares lessons from Timor-Leste about making thin market
systems work better for the poor. It shows how the DCED Standard can be
used to verify impact through theory, and why this is particularly
useful when changes that were expected are not happening. Promoting the Business and Investment ClimateThis document contains 11 case studies from GTZ experience from the Philippines, Ghana and the South African Development Community, as well as a wide variety of topics such as designing local business environment reform programs, human resource development for a market economy, measuring the effect of a national economy promotion program, conducting a regional business climate survey, how a business membership organization can contribute to improving the business environment and eGovernment to improve the local business environment. Measuring Gendered Impact in Private Sector DevelopmentThe paper builds on the DCED's guidance on results measurement and its Measuring Women's Economic Empowerment in Private Sector Development: Guidelines for Practitioners.
The main focus of this very practical guide is: who to count as a beneficiary in programs targeting both men and women – and the gendered implications of this choice. The paper also contains several measurement tools and approaches to supplement sex-disaggregated DCED Standard indicators. On p.19 you'll find examples of WEE-specific indicators which are recommended for inclusion into logframes for private sector development projects and programs.
I hope you find this useful for your respective programs. It might be interesting to share and discuss this also with your project partners to make interventions more gender-sensitive and further improve our reporting on WEE.
Making apprenticeships work for small and medium enterprises (Cedefop Briefing Note)Small and medium-sized enterprises (SMEs) employ two thirds of the European workforce; one out of three creates new products and processes. They need to secure qualified workers to be competitive. But an unfavourable business environment, burdensome legislation and internal shortfalls make many of them reluctant to engage in training apprentices. Index Based Livestock Insurance in Mongolia - Report 2005-2015SDC co-financed during several years the Index Based Livestock Insurance project in Mongolia. Meant to be a response to the recurrent harsh winters, an index based livestock insurance scheme has been developed by the Government supported by the World Bank and different other international partners, including SDC. At the project end, the Mongolian parliament voted the index based livestock insurance law and the Ministry of Finance established the re-insurance company AGRIRE which has the aim to further develop the insurance portfolio for the rural area in Mongolia. The interesting report makes a review on the achievements and the results of the project over a period of the last 10 years. Topic Guide Urbanisation and Economic Development: Private Sector Linkages.This paper introduces the readers to the relationship between urbanization and economic development and then the relationship of these concepts to the private sector and discusses the two key questions what the role of the private sector is in promoting inclusive and sustainable economic development against the backdrop of rapid urbanisation and what it means in practice for policy-makers. PROGRAMME REGIONAL PROECCO - fiche technique"On July 1st 2016, SDC's Promoting off-farm employment and income in the Great Lakes Region through climate responsive construction material production (PROECCO) project will enter its second phase. The first phase was dedicated to technological transfer and adaptation to provide context specific business solutions in the construction material production sector. These business solutions will be tested and refined in the second phase to boost scaling up environmental and labor friendly production methods applying a MSD approach. The project will improve production technics in Rwanda, Burundi as well as South Kivu and serve a demand for construction materials fueled by the regions rapid urbanization. The State of Impact Investing in Latin AmericaThe Aspen Network of Development Entrepreneurs (ANDE), in partnership with the Latin American Private Equity & Venture Capital Association (LAVCA), and LGT Impact Ventures has released a report on the growing landscape of impact investing in Latin America. Impact investing is a relatively nascent industry, and this report aims to fill the data gap in key Latin American markets.
The report covers trends in regional impact investing with a focus on impact measurement, talent, and gender. It explores fundraising, deals, and exits, and takes a deep dive into impact investing in Brazil, Colombia, and Mexico. Getting there from here - Knowledge, Leadership, Culture, and Rules Toward Adaptive Management in Market Systems Programmes<p><span style="line-height: 107%; font-family: "Arial",sans-serif; font-size: 10pt; mso-ascii-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-bidi; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-GB; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;"><font color="#000000" style="line-height: 107%; font-family: "Arial",sans-serif; font-size: 10pt; mso-ascii-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-bidi; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-GB; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">This report examines the incentives and constraints to adaptive programming across the donor-implementer relationship – and how the behaviour that results influences market systems programming. </font></span></p><span style="line-height: 107%; font-family: "Arial",sans-serif; font-size: 10pt; mso-ascii-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-bidi; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-GB; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;"><p><font color="#000000"><span style="font-family: "Arial",sans-serif; font-size: 10pt; mso-ascii-theme-font: minor-bidi; mso-fareast-font-family: "Times New Roman"; mso-hansi-theme-font: minor-bidi; mso-bidi-theme-font: minor-bidi; mso-ansi-language: EN-GB; mso-fareast-language: EN-GB; mso-bidi-font-family: Arial;">There is also a blog post from Karry Byrne on </span><span><a href="https://beamexchange.org/community/blogs/2016/8/1/adaptive-management-team/ " target="_blank">the incentives and constraints to adaptive programming across the donor-implementer relationship</a>.</span></font></p><p></p></span><p> </p> blog: Breaking the barriers, how to be inclusiveThis blog, initiated by HELVETAS Swiss Intercooperation discusses four ways how to achieve inclusive changes for poor and disadvantaged women and men using a Market Systems Development approach, despite concerns that the approach does not necessarily benefit the poor and in particularly not the extreme poor or other disadvantaged people. <a href="http://blog.helvetas.org/breaking-the-barriers-how-to-be-inclusive/ " target="_blank">Please share your insights and opinions</a>. Changing the way we work - fostering sustainable change in implementation partnersThis short blog post by <span style="font-family: "Arial",sans-serif; font-size: 10pt; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-GB; mso-fareast-language: EN-GB; mso-bidi-language: AR-SA;"><font color="#000000">Nathalie Gunasekera </font></span>describes the experience of the youth employment project MarketMakers in Bosnia and Herzegovina, which has designed a unique co-facilitation model with Regional Development Agencies (RDAs) to foster sustainable change. It describes key factors that make the co-facilitation model work for <a href="https://beamexchange.org/practice/programme-index/109/" target="_blank">MarketMakers</a>. IISD - Report - Mining a Mirage - 2016<font size="2"><p>The concept of shared value is becoming a linchpin of the modern mining sector. It goes beyond companies focusing on community investment and philanthropy approaches, and argues that firms can bring value to both themselves and their host communities, regions and countries by any of three different means: </p><dir><dir><p>1) Reconceiving products and markets, innovating to ensure that their products serve market needs and do as little harm as possible. </p><p>2) Redefining productivity in the value chain, looking for improvements in logistics and in the use of energy and other resources. </p><p>3) Building supportive industry clusters at the company’s locations, focusing on mutually beneficial improvements in infrastructure, supplier capacity and human resources. </p></dir></dir><p>In this paper, we consider what changes in technology might mean for the third of these avenues, focusing specifically on the ways in which firms add value to economies through their procurement of goods and services, and through employment. These categories of expenditures in our two case studies amounted to 30 per cent and 80 per cent respectively of total expenditure, while payments of royalties and taxes to government—a category of value on which there is often greater focus—amounted to 3 per cent and 15 per cent respectively. </p></font><p><font size="2">Any disruptions to these major streams of expenditure may have important repercussions: the shared-value paradigm, by promising to deliver benefits to host communities, regions and countries, has become increasingly critical for mining companies in securing their social licence to operate.</font><font size="1">1 </font><font size="2">The delicate balance inherent in the shared-value paradigm is especially relevant for developing countries and other states where poverty eradication, social development and environmental protection are urgent development challenges. </font></p><p><font size="2">The research question we ask in this paper is: <i><font face="Plantin MT Pro,Plantin MT Pro" size="2"><font face="Plantin MT Pro,Plantin MT Pro" size="2">In the near and medium terms, what will happen to the local employment and procurement components of the shared-value paradigm—and, by extension, to the mining companies’ social licence to operate—if technological change radically alters the amount of money mining firms are spending on hiring, procurement and other practices regarded as creating shared value? </font></font></i></font></p> GRET - Glossary - appui aus petites entreprises et formation professionnelle - 2016 (fr)Ce glossaire bilingue français-anglais et anglais-français des termes de l'appui non financier aux entreprises et de la formation professionnelle a été créé pour les praticiens. Il est avant tout conçu comme un outil d'aide à la traduction, facilitant la compréhension du vocabulaire de référence, notamment pour les francophones qui souhaitent avoir accès aux ouvrages anglo-saxons. Il se compose de 42 fiches terminologiques dans les deux langues, d'un lexique d'une centaine de termes et d'une bibliographie commentée. The Swiss Confederation. A brief guide<p>‘The Swiss Confederation - a brief guide' contains information about Switzerland's political system, the administration and its judicial authorities. In addition to explaining the workings of the state it also provides an insight into the activities of the Federal Administration.</p><p>The Department of Foreign Affairs and its activities are presented on page 45 et seq.</p> Helvetas - Experiences form Smriddhi on Private Rual Services Provider System - 2013 (en)<p class="MsoNormal" style="margin-top:0cm;margin-right:0cm;margin-bottom:0cm;
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Private Rural Service Provider System and its facilitative impact on the
development of market linkages in livestock-related and medicinal plant value
chains in rural Bangladesh. Through an analysis of collective action in new
markets, the document analyses how the poor and extreme poor receive support to
increase their incomes and sustain their livelihoods.</p><p>
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<![endif]-->This conference paper
presents new research findings on the impact of commercial radio in Uganda on
the livelihoods of the rural poor through its role as an active driver of
change in business environment reform processes (limited to policy, legal,
regulatory and administrative reforms).</p><p>
<br></p> How to Integrate Gender and Women’s Economic Empowerment into Private Sector Development Programmes<div class="toAlignListElmntOnPage"><p class="MsoListParagraph" style="margin: 0cm 0cm 0pt 18pt; line-height: normal;"><span lang="ES-PE">This document draws together resources and guidance on integrating gender and WEE into PSD programmes. This guidance is based on the practical experience of economic growth programmes integrating WEE.The document is structured according to the elements of the DCED Standard (Version VII). >> <a href="http://www.enterprise-development.org/wp-content/uploads/DCED-WEEWG-How-to-integrate-gender-into-PSD-programmes.pdf" target="_blank">find it here</a></span></p></div> Video introduction to market systems development<div>What does market systems development mean? What does business and private enterprise have to do with reducing poverty? And how does this compare with more conventional aid?<br>Using a practical example, this short <a href="https://beamexchange.org/market-systems/video/" target="_blank">video </a>animation (4 minutes) explains the market systems approach: creating widespread and lasting improvements in access to income, jobs, services and products for people living in poverty.</div> Building capacity for market systems development - policy brief<p>Increasing use of market systems approaches in international development has led to a growing demand for skilled practitioners and high-performing teams. However, the current system of training and building capacity falls short of meeting the needs of programmes. This constraint threatens to undermine the effectiveness and credibility of the approach.</p><p>This paper is structured into three main parts: (i) the problem and the context; (ii) an analysis of possible solutions and (iii) recommendations.<br></p> Devex - Online article - Businesses can benefit from embracing WASH<div class="toAlignListElmntOnPage"><p>Despite acknowledging the importance of WASH's business role in providing better sanitation services, governments and donors haven’t sufficiently strengthened the structures and systems needed to adequately engage the private sector. To accelerate progress for consumers and countries, development efforts need to aggressively tap markets and engage the private sector to find solutions to deliver true impact by 2030. PSI’s Senior Technical Advisor for WASH, John Sauer, and Sanitation Solutions Group co-founder and CEO, Sherina Munyana, outline reasons for businesses to consider WASH as a growth area in this new Devex article.</p></div> Swisscontact - online - The Circular Economy, a proposal for economic reactivation<div class="toAlignListElmntOnPage"><p>In Latin America, only 10% of the 541,000 tons a day of solid waste produced is used, which means that the remaining 90% is discarded and creates large sources of contamination. However, in recent years a global trend towards Circular Economies has emerged and it recognises that the economic model of "extract, produce, waste" is already reaching the limit of its physical capacity. In addition to caring for the environment, Circular Economies open the possibility of green businesses with income opportunities for many people.</p></div> Swisscontact - online - A new Ecosystem Health Check for your Startup Community<div class="toAlignListElmntOnPage"><p>Building entrepreneurial ecosystems just got a little bit easier – Swisscontact and Startup Heatmap Europe have developed a self-assessment tool for startup ecosystems around the world.<br> It aims to measure the “health” of an entrepreneurial Ecosystem using 8 science-based metrics ranging from the availability of talent to diversity and questions of governance. The toolkit supports managers of startup programs, university incubators, ecosystem builder and policy makers in both in mature and developing ecosystems. This publication is a product of the Credit Suisse - Swisscontact initiative, which is financed by Credit Suisse, among other donors. As part of the Swisscontact Development Programme, it is co-financed by the Swiss Agency for Development and Cooperation (SDC). </p></div> Springfield Center<div class="toAlignListElmntOnPage"><p>The Springfield Center takes a systemic approach to development, offering advice, training and research in line with the ‘Market Systems Development (MSD)’ approach, which is also sometimes called ‘Making Markets work for the Poor (M4P). </p></div> Katalyst - an MSD Project in Bangladesh<div class="toAlignListElmntOnPage"><p>Between 2000 and 2017, Katalyst has benefitted 4.69 million SMEs and farmers with an income increase in USD 689 million. It is the largest market development project in South Asia.</p></div> The Donor Committee for Enterprise Development DCED<div class="toAlignListElmntOnPage"><p>The DCED is a forum for learning about the most effective ways to create economic opportunities for the poor, based on practical experience in Private Sector Development (PSD).</p></div> Podcast: Empower!<div class="toAlignListElmntOnPage"><p>Welcome to the "Empower!" podcast from the Swiss Agency for Development Cooperation (SDC), where we will be getting to know thought leaders from our programs, offices and partners pushing for more women economic empowerment.<br>This Podcast is created as a collaboration of the <a href="http://www.shareweb.ch/site/EI">E+E Economy and Education Section</a> and the <a href="http://www.shareweb.ch/site/Gender">Gender Network</a> at SDC.<br>For more details contact Miranda.fiedler@eda.admin.ch.<br>Podcast co-produced by Helvetas (Cesar.Robles@helvetas.org).<br>Intro track courtesy of Lavinia Negrete (www.lavinianegrete.com).</p></div> Guidance on how to manage MSD Projects<div class="toAlignListElmntOnPage"><p>In this video, you will find a short explanation and overview of the guidance paper on managing MSD projects for SDC head office and cooperation office staff. This document is also available in French.</p></div> Link to Project PES LATAM<div class="toAlignListElmntOnPage">Social entrepreneurship has become a driver of significant social change. The IED Team is funding a regional project in Latin America.</div> Blended Finance Principles Guidance<div class="toAlignListElmntOnPage"><p>At the DAC High Level Meeting on 31 October 2017, Members of the DAC adopted the <strong>five OECD DAC Blended Finance Principles </strong>for unlocking Commercial Finance for the SDGs. </p><p>Reflecting the development mandate of DAC donors, the Principles are targeted at the policy level, and aim to ensure that blended finance is deployed in the most effective way to address the financing needs for sustainable development, by mobilising additional commercial capital and enhancing impact. It should be noted that the OECD DAC Principles are a policy tool for all providers of development finance - donor governments, multilateral donors, development co-operation agencies, philanthropies and other stakeholders. The Principles were elaborated in close coordination with other international initiatives on blended finance, such as the DFI Enhanced Principles on Blended Concessional Finance for Private Sector Projects, which are targeted at the operational level </p></div> OECD Making Blended Finance Work for the SDGs <div class="toAlignListElmntOnPage">Blended finance involves the use of different financial instruments that can be used alone or together to address unfavourable risk-return profiles of investment in developing countries. This chapter outlines the main risks facing commercial investors in developing countries. It presents the types of financial instruments that can be used in blended finance and outlines the main mechanisms and structures that blending entails. The chapter presents examples to illustrate how different instruments and approaches come together to crowd in private, commercial investment for development outcomes.</div> SIINC White Paper<div class="toAlignListElmntOnPage"><p>Premium payments for real impact achieved can systematically close the gap between demand and supply. With Social Impact Incentives (SIINC), social enterprises are empowered to raise large amounts of investment and to grow sustainably while creating positive social impact at scale.</p><p>This whitepaper gives an overview of the rational behind SIINC and what to consider when setting up such an initiative.</p></div> Impact-Linked Finance primer<div class="toAlignListElmntOnPage"><p>Impact-Linked Finance holds a huge potential for public and catalytic funders to enable high-potential enterprises to optimize for impact and strengthen their commercial viability. It helps these enterprises attract private sector investment and significantly increase their positive impact. </p><p>This Primer elaborated by Roots of Impact with the support of SDC outlines the Impact-Linked Finance approach, describes its characteristics, modalities, and design principles, and thus helps public and catalyic funders to seize the opportunity.</p></div> MSD Tool Library BEAM Exchange<div class="toAlignListElmntOnPage"><p><strong>The MSD tool library offers:</strong> </p><ul><li><strong>Easy access for MSD practitioners at all levels of expertise</strong><br> It provides an entry point for individuals who are new to the MSD approach. It amplifies useful tools and facilitates dialogue by sharing contact details of tool authors.</li><li><strong>Tool classification and categorisation</strong><br> It helps users find the tool they need quickly using filters that search by tool type, theme and programme area. </li><li><strong>Regular updates including the latest innovations</strong><br>The library will be kept up to date through stocktaking and curation, approximately every two years.</li></ul></div> ILO - All analysis and no action?<div class="toAlignListElmntOnPage"><p><strong>Lessons from 64 ILO market systems analysis which can improve their use</strong> </p><p>Although the number of analyses is growing and this can be indicative of a broader shift to more systemic thinking in the ILO, a question persists – are MSAs worth the effort? This study aims to answer this question by unpacking key lessons from 64 MSAs that the ILO conducted from the start of 2020 through June 2022 and concluding with recommendations to help projects within the ILO and beyond ensure more effective resource use during this phase and, hopefully, more targeted MSD projects.</p></div>
Financial Sector Dev
FSD - Policy for Financial Sector Development<div class="toAlignListElmntOnPage"><p>SDC's financial sector policy describes the strategic orientation, operational principles and instruments of SDC's activities in financial sector development. A must for everybody working in an SDC financial sector project!</p></div> SDC - ei Medium term orientation 2015-2019<div class="toAlignListElmntOnPage"><p>The <strong>medium-term orientation </strong>defines the thematic and methodological priorities that SDC’s focal point and network on Employment and Income (e+i) for 2015 - 2019. </p><p>A new medium-term orientation is in discussion for the new section Economy & Education with the aim to start from 2023 and beyond.</p></div> Social Impact Bonds: What, why and how? SDC Seco Briefing Paper<div class="toAlignListElmntOnPage"><p>In this paper, Christian Brändli from SECO and Luca Etter from SDC provide an overview on Social Impact Bonds (SIB) and put light on this "new" instrument for donors, listing critical questions and factors to consider before setting up a SIB.</p><p> A very well written must-read for everybody who participated at the <a href="https://www.shareweb.ch/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2016-09-Blended-Finance.aspx" target="_blank">Savings and Credit Forum on "Blended Finance"</a> in September 2016, and is impatiently awaiting the next in <a href="https://www.shareweb.ch/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2017-03-Social-Performance.aspx" target="_blank">March 2017</a> on Social Performance Management and Reporting Practices of Financial Institutions and Microfinance Impact Investors.</p><p>Social Impact Bonds (SIB) are a relatively “new” instrument for donors to finance development interventions. SECO and SDC have both launched projects that use a variation of SIBs in their partner countries. This paper explains the most important aspects of SIBs and lists critical questions and factors to consider before setting up a SIB. The paper is work in progress and aimed as an input for colleagues who are considering an SIB. It does not represent an official position.</p></div> SDC - e+i Focal Point and Network activities 2017<div class="toAlignListElmntOnPage"><p>In this document the Focal Point e+i listed all planned activites and topics for 2017.
Important: there will be no global F2F in 2017! The Focal Point is planning to organize a F2F in spring 2018.</p></div> SDC - Factsheet - Financial Sector Development<div class="toAlignListElmntOnPage"><p>The SDC is investing around CHF 60 million per year in financial sector development with a special focus on the financial inclusion of the most vulnerable.</p><p>This Factsheet gives an overview about SDC FSD approach.</p></div> An introduction to market systems development (Video)<div class="toAlignListElmntOnPage"><p><span style="color: rgb(17, 17, 17); font-family: Roboto, Arial, sans-serif; font-size: 14px; letter-spacing: normal; white-space: pre-wrap;">This short, jargon-free video explains what the market systems approach is all about: how it differs from conventional aid, and how it can be used to help create widespread and lasting improvements in incomes, access to jobs, products and services for millions of people living in poverty.</span></p></div> SDC Guidance - Financial Inclusion of Migrants - Exploration paper<div class="toAlignListElmntOnPage">SDC's networks on Migration and Development (GPMD) and employment and income (e+i) have joint forces to draft this exploratory paper. It provides an insight into projects, programmes and initiatives worldwide, which aim at improving the financial inclusion of migrants (FIM) and refugees.<br><br>It starts with an overview of the current state of global migration and financial inclusion, followed by an overview of the financial needs of migrant persons and their constraints to accessing financial services, it also includes different types of interventions and concludes with a summary of potential solutions, main actors (public and private) which intervene on FIM and recommendations.<br><br>The paper is mainly directed at SDC staff and partner organisations who can use it in programme design.</div> Innovations in savings led input finance - the fundo agricola (The complexity of building a market for certified seeds)<div class="toAlignListElmntOnPage">Smallholder farmers (SHF) always have great problems accessing the financial resources needed at planting season to purchase improved seeds and other inputs, as well as pay for labor needed at this peak work period. There are both supply side, as well as demand side, set of issues. In Mozambique, it is not easy for financial institutions to lend to SHF. Financial institutions face many legal requirements to .... >> <a href="https://www.shareweb.ch/site/EI/Pages/Content/newsdetail.aspx?ItemID=1665" rel="noopener noreferrer" target="_blank">more</a></div> FSD Case study 7: Transfert d’argent des migrants: un service intéressant pour une institution de microfinance? (Français)<div class="toAlignListElmntOnPage"><p>Cette étude de cas a été réalisée dans le cadre d’un mandat de la DDC durant lequel des étudiants en Master d’Universités suisses ont eu l’opportunité de réaliser leur mémoire de fin d’études sur un sujet lié au programme de développement du secteur financier de la DDC dans les pays en transition et en développement. Ce mandat, exécuté par Intercooperation, s’insérait dans les activités de contribution de la DDC à l’Année de la Microfinance 2005 des Nations Unies.</p><p>Avec la contribution de Valeria Rìos, Universidad Privada Boliviana</p></div> FSD - Manual on Managing Programmes in Financial Sector Development<div class="toAlignListElmntOnPage"><p>This Manual for Strategic and Operational Project Cycle Management (PCM) aims at improving Accountability for Results in SDC Financial Sector Development cooperation projects. The manual provides practice-oriented guidance to development professionals dealing with FSD projects. The manual focuses on planning, monitoring, evaluating and steering FSD initiatives. Its main audience is SDC programme management staff and partner representatives with whom projects are planned, monitored and evaluated.<a href="https://www.shareweb.ch/site/EI/Pages/FSD-PcM-Manual.aspx"></a></p></div> FSD - SDC's management response to the SmartAid Index - Report - Letter - 2009-08A few years earlier, in 2003, SDC agreed to have a Donor Peer Review which you can download here. The document includes the appreciation of the Review by the Directorate of SDC and the resulting outline of the action plan based on the Review.
Do you have any resources that you find of importance and relevance to this network, so please let us know at: <a href="isabelle.dauner@helvetas.org">isabelle.dauner@helvetas.org</a> SDC Guidance - Insurance for smallholder farmers and vulnerable households against catastrophic events - Guiding principles for donors and governments<div class="toAlignListElmntOnPage"><p>SUBTITLE "Guiding principles for donors and governments". In 2010, SDC published a Project Cycle Management (PCM) handbook for preparing, implementing and evaluating financial sector development projects: A Manual on Managing Cooperation in Financial Sector Development. This paper provides complementary information specific to projects dealing with agricultural and catastrophe insurance (thereafter referred to as “ACI”). It aims to provide high-level guidance on designing or assessing ACI projects and includes a section on monitoring, too.</p></div> Conceptual Note on Social Performance - 2006This note presents all important concepts of social performance of microfinance institutions: definitions; benefits of social performance management; a presentation of social performance assessment approaches, including the presentation of 10 tools of poverty assessment/social performance management; the description of different social rating approaches. The publication contains boxes with case studies. GIZ Toolbox Promoting equal participation in sustainable economic development<div class="toAlignListElmntOnPage"><p>The toolbox ‘promoting equal participation in sustainable
economic development’ intends to close
this gap and to contribute to the wider dissemination
of knowledge and best practice examples, both
within GIZ and among partner organisations. Promoting
equal participation in economic development
and, in particular, equal opportunities in the
labour market is a challenging task that requires
a multiplicity of interventions.</p></div> SDC - Global Brief - Agricultural insurance: Offering hope for the future to smallholder farmers<p class="MsoNormal" style="margin: 0cm 0cm 0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;"><font style="font-family: "Arial","sans-serif"; font-size: 10pt;" color="#000000">The Global Programme Food Security and the Employment and Income Focal Point are pleased to share this Global Brief on “Agricultural Insurance: offering hope forthe future to smallholder farmers”. <o:p style="font-family: "Arial","sans-serif"; font-size: 10pt;"></o:p></font></span></p><p class="MsoNormal" style="margin: 0cm 0cm 0pt;"><i><span style="font-family: "Arial","sans-serif"; font-size: 10pt;"><o:p><font size="2" color="#000000"> </font></o:p></span></i><i><span style="font-family: "Arial","sans-serif"; font-size: 10pt;"><font color="#000000">For smallholder farmers in developing countries, extreme weather events, such as droughts or floods, can cause substantial losses and jeopardize their livelihoods. Supporting insurance schemes for smallholder farmers means offering them the possibility to manage the many risks confronting them more effectively, protecting their investments and increasing their resilience.</font></span></i></p> SDC - Case Study - M4P - Developing Financial Services Markets for the Poor FinMark South Africa - 2006 (en)<div class="toAlignListElmntOnPage"><p><span lang="EN-GB" style='font-family: "Arial","sans-serif"; font-size: 9pt; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-GB;'>This case study outlines the experience of the FinMark Trust, an organisation formed in 2002 to address the problem of access to financial services. FinMark saw the solution to improved access as engaging better functioning financial markets – with “making (financial) markets work for the poor” (M4P) – and this has been the focus of their work. Their initial experience indicates considerable success, with potentially major implications for financial services interventions globally. </span></p></div> SDC - Mobilizing Savings - Key issues and good practices in savings promotion<div class="toAlignListElmntOnPage">Back in 2004, the SDC published the first version of Mobilising savings– Key Issues and Good Practices in Promoting Savings. The document provided an overview of the needs and demands of low-income households for savings services, as well as savings mobilisation from the perspective of a financial institution and the regulatory financial authorities in developing and transition countries. It was conceived as a tool for SDC staff and partners as well as for all other persons involved in the promotion of savings services by financial institutions.</div><div class="toAlignListElmntOnPage"><br></div><div class="toAlignListElmntOnPage">This publication was updated in 2018, showing the progress of the topic since 2004, providing a deeper insight on new trends and highlighting once again the importance of mobilising savings. The Savings & Credit Forum on formal saving services held in September 2017 also revived the discussion on savings, from which insights fed into this document.</div><div class="toAlignListElmntOnPage"><br></div><div class="toAlignListElmntOnPage">The below versions in Spanish and French are still the ones from 2004. </div> FSD Case Studies - 13 Promoting Investors Social Performance Transparency (English)<div class="toAlignListElmntOnPage"><p>This study outlines a rating approach for microfinance investment vehicles as part of global initiatives supported by the Swiss Agency for Development and Cooperation (SDC) in<br>promoting accountability and transparency on social performance in microfinance. It forms part of a series of thematic case studies of SDC’s Employment + Income Network.</p></div> Financial Inclusion for Poverty Alleviation // Issues and Case Studies for Sustainable Development<p>Our colleague Zenebe Uraguchi (HELVETAS Swiss Intercooperation) has edited this book together with his colleague Essam Mohammed (IIED, London). </p><p><span style="font-size: 1.1em; letter-spacing: 0.4px;">The key objective of the book is to provide practical case studies of financial inclusion, rather than focus on academic debates such as the ideological basis of promoting microfinance. Using the recently adopted Sustainable Development Goals as an overall framing of the issues, it shows how poor and disadvantaged women and men can be bankable if the right facilitation for maximizing opportunities and addressing constraints are in place.</span><br></p><p><span style="font-size: 1.1em; letter-spacing: 0.4px;">>> read <a href="https://www.routledge.com/Financial-Inclusion-for-Poverty-Alleviation-Issues-and-Case-Studies-for/Mohammed-Uraguchi/p/book/9781138102767" target="_blank">more </a>and have a look at the table of contents </span><br></p><p><span style="font-size: 1.1em; letter-spacing: 0.4px;">>> or read the blog post: "</span><font color="#519aa1"><span style="font-size: 15.73px;"><u>We wrote a book and this is what we learnt about financial inclusion"</u></span></font><span style="font-size: 1.1em; letter-spacing: 0.4px;"> by Zenebe himself, giving the major findings of their book.</span></p><p><br></p> CAPEX Womens' financial inclusion (Summary ediscussion and webinar)<p><span style="color: rgb(68, 68, 68); font-family: Arial, Helvetica, sans-serif; font-size: 13px; letter-spacing: 0.4px; text-align: justify;">In November 2017, SDC’s Focal Points (FPs) on Employment & Income (e+i) and Gender decided to capitalize their experience on women’s financial inclusion. Both Focal Points realized that Women’s Financial Inclusion has little visibility in the strategic and operational work of SDC and that it is not always reported upon systematically. It has been decided to conduct a stock taking of SDC programs focusing on or contributing to women’s financial inclusion. 50 projects have been received and analyzed, out of which 10 were selected for an e-consultation and then, the working team opened the floor to a webinar and a two days long e-discussion to discuss women’s financial inclusion approaches – and what gaps need to be addressed and filled.</span><br></p> Igniting SDG Progress Through Digital Financial Inclusion<div class="toAlignListElmntOnPage"><p>This compendium identifies how digital financial inclusion can ignite faster progress toward the 2030 Sustainable Development Goals (SDGs), and create long-lasting social and economic impact for millions of people worldwide. If you are a decision-maker in government, business, or civil society this compendium could be of interest for you. It helps to make digital financial inclusion a priority, whether it is allocating financing to build digital infrastructure, digitizing your payments, or passing regulations to ensure digital financial services can be used by everyone.</p><p>Inclusive digital financial services refer to mobile money, online accounts, electronic payments, insurance and credit, combinations of them and newer fintech apps, that reach people who were formerly excluded. Digital financial inclusion, when provided responsibly and sustainably in a well- regulated environment, not only drives growth, but also enables faster progress toward many of the other SDGs, as this compendium shows.</p></div> Inclusive Insurance and the Sustainable Development Goals<p>The 2030 Agenda with its 17 Sustainable Development Goals seeks to complete what the Millennium Development Goals did not achieve, particular in reaching the most vulnerable. Inclusive insurance as a risk protection mechanism can arguably support many of the SDGs. Being an integral part of financial systems development, inclusive insurance is a cross-cutting approach, adopted to contribute to the goals of other development agendas, such as food security, agricultural, rural and private sector development and gender mainstreaming.</p><div class="toAlignListElmntOnPage"><br></div> FSD - SmartAid for Microfinance Index - Swiss agency for developpment and cooperation - SDC ResultsThe CGAP SmartAid for Microfinance Index measures and rates the way microfinance funders work. Its indicators assess five areas: strategic clarity, staff capacity, accountability for results, knowledge management, and appropriate instruments. An independent, external assessment, the Index highlights strengths and areas for improvement; it does not, however, evaluate the quality of programs on-the-ground. Ten funders—AECID, AFD, AfDB, EC, GTZ, IFAD, ILO, MIF, SDC, and UNCDF—participated in SmartAid 2009. These are the results of the assessment of SDC. More information on <a href ="http://www.cgap.org/p/site/c/template.rc/1.11.7956/">http://www.cgap.org/p/site/c/template.rc/1.11.7956/</a> Reasons for the possible failure of a Revolving Fund 11 Reasons for the Possible Failure of a Revolving Fund by W. Milligan is a classic in the literature on Revolving Funds and explains reasons, why Revolving Funds, which are set up for the support of small-scale farming and livestock activities, have often failed to be an effective and sustainable support instrument. Microfinance India State of the Sector Report 2008SDC co-financed the State of Sector Report of the Indian microfinance sector 2008. It presents major trends in the Indian microfinance sector in 2008, Highlighting current issues, investments and innovations. Microfinance in India A State of Sector Report - 2007SDC co-financed the State of Sector Report of the Indian microfinance sector 2007. This is the second of a series of report on the microfinance sector in India, prepared for presentation to the annual Microfinance India conference organized by ACCESS Development Services. Can Leasing Fill the Finance Gap General Principles and Experience from Pakistan<div class="toAlignListElmntOnPage"><p>This paper reflects the experience of SDC in supporting leasing to the micro and small enterprise (MSE) sector in Pakistan over the last four years. It also draws on experiences from elsewhere in order to provide points of comparison, but it is essentially based on lessons learned in Pakistan.</p></div> FSD - Protecting the Poor A Microinsurance Compendium Volume IIReviewing the progress of microinsurance This book looks at recent developments and achievements in microinsurance and considers where the industry stands now. It comes five years after the publication of the first volume of Protecting the Poor: A Microinsurance Compendium. FSD - Weather Index-based Insurance in Agricultural Development - A Technical GuideThis technical guide is intended as a practical reference tool to guide IFAD, WFP and other donors’ country programme management staff through the steps of implementing a weather index-based insurance programme. It looks at each phase of the process: from the first step of assessing whether WII is the right method of intervention and is feasible, through developing a pilot, to possible future areas that IFAD, WFP and other donors can support through scaling up. The guide includes background information, explanations and resource recommendations to help inform decision-making. Rating Guide - 2012This guide provides information on institutional rating methodologies in microfinance. It was put together by the Rating Initiative, with contributions from four microfinance rating agencies, namely M-CRIL, MicroRate, MicroFinanza Rating, and Planet Rating. The guide clarifies the difference between microfinance institutional ratings and other ratings such as credit ratings, social ratings, and certifications which are available for MFIs and their investors. It indicates how these ratings can be used. Users of ratings will find technical information in the appendices that will be useful for those that integrate ratings in their investment process. Swiss Microfinance Investments From Early Growth Stage to MaturityThe study was co-funded by Symbiotics and SDC. The idea for this study emerged from the 2011 annual policy dialogue of Swiss microfinance practitioners with the director of SDC, Ambassador Martin Dahinden, to better understand the role the Swiss private sector plays in expanding responsible financial services to poor households and small businesses in developing and emerging countries in the South and East. Audit of the Social Performance of Microfinance Institutions the SPI Questionnaire 3.1 - 2010This is a questionnaire that assesses principles, actions and corrective measures implemented by the MFI to achieve its social mission. It is composed of three main elements: 1) the identity of the MFI 2) the institutions’ own social mission and strategy. 3) the organizational processes in the light of four dimensions: a) outreach to the poor and excluded; b) adaptation of services and products to the target clients; c) improvement of the economic and social benefits for the clients and their families; and d) the institution's social responsibility The questionnaire is compatible with the Mix Market reporting and complemented with a guide in English, French and Spanish(see below) Implementing the Client Protection Principles A Technical Guide for Investors - 2009Client protection is a key issue in microfinance. The Client Protection Principles are a set of global principles aimed at ensuring microfinance clients are treated fairly and responsibly and do not become over-indebted. This Guide offers simple and straightforward guidance and tools for investors seeking to incorporate the Principles into their investment processes. It was compiled by CGAP, drawing on contributions from across the microfinance investor community. The Relationship Between Social and Financial Performance in MicrofinanceMicrofinance is driven by two objectives, social and financial: This brief analyses the relationship between these two objectives: is strong social performance a business asset, an unproductive expense, or a fashionable term with no effect on financial viability? The analysis is based on social and financial data from 126 MFIs (data on SPI audit tool and financial performance of a representative range of MFIs worldwide). The Role of Investors in Promoting Social Performance in Microfinance - 2009This publication of the European Microfinance Platform (e-MFP)discusses the role investors can play in introducing social performance. The publication was prepared by the Social Performance Working Group of e-MFP, and is partly based on a workshop for Microfinance Investment Vehicles (MIV) organised by SDC in Bern in March 2007. The French copy contains only the part on the MIV workshop - La copie française ne contient que les conclusions du séminare sur la pérformance sociale de mars 2007 à Berne. Social Performance Glossary - 2006This glossary defines key terms, concepts and best practice principles in social performance of microfinance institutions.The terms and definitions in the glossary are listed alphabetically. They are also listed by category at the back of the glossary. Social Performance Standards ReportThis Social Performance Standards Report was created by MIX to collect information on the 22 core indicators selected by The Social Performance Task Force. Part I of the report contains 13 indicators which mainly focus on an MFI's mission, products and services offered, social responsibility to clients and to staff, and clients outreach. Part II contains 6 indicators which focus on employment outreach, social responsibility to community and to environment, and children education. Finally, the table for poverty measurement contains the remaining 3 indicators on poverty levels. MFIs that want to update their profile on MIX Market with the social performance indicators are expected to be able to report information on the 13 indicators contained in Part I of the report. Finally, a glossary has been created to link those indicators which are most difficult to conceptualize and conform to a standard definition.
<a href="">[fr]</a><a href="">[es]</a> Rural Finance - Rural Finance What is so special about itThis synthesis looks at rural finance based on 5 points, from the supply and the demand sides to what is needed, including the framework conditions and the aspects to be considered. In the 70s and 80s, the government-owned development banks and some projects offered loans. Today, agricultural credit is usually related to cash crop production. The demand of rural households for financial services includes both farm and non-farm activities. The regulatory framework as well as government supervision have to take into account the specific liquidity requirements in remote areas, the problems of communication, risks, seasonality and social links in place. PERFORMANCE INDICATORS - A Handbook for Microinsurance Practitioners2nd edition - The second edition of this handbook includes the feedback and suggestions made by microinsurance practioners and experts, as well details on index-based and Takaful insurance. It summarises key principles and indicators for microinsurance providers. The handbook describes nine principles and ten key indicators, as well as the considerations to be given in evaluating performance for certain products. It also introduces benchmarking and explores the topic of social performance. SDC - Mainstreaming Women’s Economic Empowerment in MSD - 2016 (fr)This thematic guidance sheet is one of a series written to support SDC staff in ensuring that gender issues are taken into account transversally in different thematic domains – in this case, focusing on market systems development (MSD). It outlines key gender issues regarding women’s economic empowerment in MSD and how these can be integrated in the design, implementation, monitoring and evaluation of cooperation strategies and project interventions. Some existing familiarity with MSD terminology is assumed. World Bank - handbook - Impact Evaluation in Practice - 2016<div class="toAlignListElmntOnPage"><p>The second edition of the Impact Evaluation in Practice handbook is a comprehensive and accessible introduction to impact evaluation for policy makers and development practitioners. First published in 2011, it has been used widely across the development and academic communities. The book incorporates real-world examples to present practical guidelines for designing and implementing impact evaluations. Readers will gain an understanding of impact evaluations and the best ways to use them to design evidence-based policies and programs. The updated version covers the newest techniques for evaluating programs and includes state-of-the-art implementation advice, as well as an expanded set of examples and case studies that draw on recent development challenges. It also includes new material on research ethics and partnerships to conduct impact evaluation. The handbook is divided into four sections: Part One discusses what to evaluate and why; Part Two presents the main impact evaluation methods; Part Three addresses how to manage impact evaluations; Part Four reviews impact evaluation sampling and data collection. Case studies illustrate different applications of impact evaluations. The book links to complementary instructional material available online, including an applied case as well as questions and answers. The updated second edition will be a valuable resource for the international development community, universities, and policy makers looking to build better evidence around what works in development.</p></div> Beyond credits - financial inclusion in Bangladesh<p class="MsoNormal"><span style="color: rgb(34, 34, 34); font-family: Verdana, sans-serif; font-size: 10pt;">This blog, initiated by HELVETAS Swiss Intercooperation, discusses an experience from Bangladesh on addressing financial inclusion of poor and disadvantaged women and men. The experience shows that while the business model of microfinance institutions gave access tocredits to millions of users, this didn’t address, as discussed below, critical issues of financial inclusion.</span> <a href="http://blog.helvetas.org/beyond-credits-financial-inclusion-in-bangladesh/" target="_blank">Please share your insights and opinions</a>. <o:p></o:p></p> CSS - Fundamentals of Modern Philanthropy - 2014Ein Orientierungswerk zu den Themen Philanthropie (Philantrophy), Venture Philanthropie, Impact Investing sowie Responsible Investing. Insbesondere soll das Handbuch dazu beitragen, gemeinnützigen Organisationen die verschiedenen Wirkungsmöglichkeiten ihrer Mittelverwendung als auch ihrer Mittelbeschaffung aufzuzeigen. Unpacking “impact investment” – what it’s and why it’s relevant<div class="toAlignListElmntOnPage"><div><span style="letter-spacing: 0.4px;">In this blog post, the authors unpack what impact investment entails and look into its relevance for sustainably financing development initiatives. </span>Looking back at the 1980s and 1990s: private investors often avoided developing country markets and did so for reasons – returns were too low especially for the level of risks; markets were not safe and attractive; and local investment climates were stifling and challenging.<br>Quick forward: new initiatives, in particular since 2007, have emerged to mitigate risks in investment while also leading to a significant and measurable improvement in the livelihoods of poor and disadvantaged women and men. Acclaimed as a “new frontier” in development finance, .. <a href="http://blog.helvetas.org/unpacking-impact-investment-what-its-and-why-its-relevant/" target="_blank">>>more </a></div></div> Presentation: Lean data for SDCIs lean data the solution to the measuring problem of aid effectivenes assesments? This presentation provides you with some thoughts about the topic. Recent Research on Women’s Economic Empowerment<span lang="EN-GB" style="font-size:10.5pt;line-height:
107%;font-family:"Arial",sans-serif;mso-fareast-font-family:Calibri;mso-fareast-theme-font:
minor-latin;mso-ansi-language:EN-GB;mso-fareast-language:EN-US;mso-bidi-language:
AR-SA">This update brings together key findings from recent original studies on
constraints and solutions to women’s economic empowerment (WEE), as well as the
social and economic benefits of WEE.</span> Rural21-Magazine-WeatherIndexInsurance-2017Weather index insurance has often been hailed as a blessing for smallholder farmers to cope with climate shocks. These expectations were overblown. Generally, farmers’ uptake of index insurance remains low. But this does not mean that there is no potential. Research from Kenya shows that better tailoring index insurance to smallholder conditions could increase uptake with significantly positive effects for agricultural development. MicroFinance Gateway Guide to Women’s Financial InclusionOn the ocassion of <span lang="EN-US" style='font-family: "Calibri",sans-serif; font-size: 11pt; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: DE-CH; mso-bidi-language: AR-SA;'>International Women's Day 2018 the Microfinance Gateway has put togehter a g</span><span style="font-family: Verdana, sans-serif; font-size: 10pt;">uide to their most recent library resources on
digital financial services for women, policies for promoting women's financial
inclusion, reviews of impact evaluations on women's empowerment initiatives,
and client research on what women really want from their financial service
providers.</span> The Dawn of Insurtech<span style='margin: 0px; color: rgb(64, 64, 64); font-family: "Trebuchet MS",sans-serif; font-size: 10.5pt;'><b>do </b><strong><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>emerging
customers want covered</span></strong> and <strong><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>what type of
insurance</span></strong> product are they looking for? <strong><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>How
is technology helping</span></strong> to address their needs?<br>
<br>
In its latest publication, <strong><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>AXA</span></strong> <strong><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>looks
at the customer, the insurer and the result</span></strong> of <strong><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>combining
new data processing methods</span></strong>, <strong><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>breakthrough
technology</span></strong>, such as blockchain, <strong><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>and innovative
insurance models</span></strong> to respond to the needs of new customers. The
launch of <em><b><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>fizzy</span></b></em>, a <strong><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>live retail product</span></strong>, which <strong><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>combines
the parametric approach and blockchain</span></strong> may end up <strong><span style='margin: 0px; font-family: "Trebuchet MS",sans-serif;'>transforming
how customers interact with the insurance sector. </span></strong></span> Applying a Market Systems Approach to Savings GroupsThis learning brief proposes the application of the market systems approach to support the development of a well-functioning system where Savings Groups effectively reach all those who seek participation. Equally important, this paper proposes an agenda for sector stakeholders moving forward, envisaging a new role for development agencies through active coordination and proactive experimentation in the formation and operations of Savings Groups. Looking beyond traditional distribution channels to develop a nascent insurance market<div class="toAlignListElmntOnPage"><p>How do you expand the distribution of insurance in a nascent market? In a country where only 3.4% of adults actually have an insurance product? This was the challenge for NBC Mozambique in 2014, when it became the country's first microinsurer. Read this Emerging Insight to see how NBC Mozambique thought outside the box and developed partnerships with non-traditional distribution channels.</p></div> The SDC Portfolio in Financial Sector Development (FSD) 2015–2019 / Report Analysis<div class="toAlignListElmntOnPage">SDC’s Financial Sector Development (FSD) experts have carried out a project portfolio analysis for the years 2015–2019, which revealed the central role of FSD as enabler of many different SDGs.One of its results is a <a href="https://www.shareweb.ch/site/EI/Pages/Content/Profiles.aspx?SmartID=4388&item1=FSD%20Project%20Portfolio" rel="noopener noreferrer" target="_blank"><strong>project portfolio map</strong></a> that shows project-type interventions with expenditures related to financial sector development in 2019.</div> List of references - Inclusive health insurance<div class="toAlignListElmntOnPage">SDC’s Savings and Credit Forum Sustainable health financing through inclusive health insurance – public and private approaches Thursday, June 10th, 2021 / 10-12 CET (online) </div> SDC Guidance Sheet Gender Responsive Budgeting 2019<div class="toAlignListElmntOnPage"><p>This guidance sheet outlines key issues, analytical framework and good practices for mainstreaming socially inclusive and gender responsive budgeting (SIB/GRB) into the design of SDC's programmes and project interventions. The guidance sheet was made by SDC's Gender Equality Network and the Democratization, Decentralization and Local governance Network (DDLGN).</p></div> SCBF - Celebrating 10 years anniversary Publication<div class="toAlignListElmntOnPage"><p>As <strong>SCBF </strong>celebrates its<strong> tenth anniversary</strong>, it has provided 159+ grants, with at least 65 more planned in the next three years. During this time, SCBF has evolved from its original focus on microfinance to an expanded focus on the technology-driven models that are relevant in the current environment, over time increasing the focus on fintech and insurtech, reaching women, and designing for climate resilience.</p></div> E+E Guidance ARI Result Indicators all 5 of 5 for IC Strategy 2021-24<div class="toAlignListElmntOnPage"><p>To monitor the implementation of Switzerland's international cooperation strategy for 2021 - 2024, SDC has approved a set of ressult indicators according to the 10 sub-objectives of the strategy. Result indicators allow to assess outcomes and outputs achieved with SDC support. </p><p><strong>E+E has 5 ARIs - Aggregated Result Indicators.</strong></p><p><strong>2 ARIs for EDU</strong></p><p><strong>3 ARIs for IED</strong></p></div> FSD Guidance Sheet - Financial Education<div class="toAlignListElmntOnPage">This guidance sheet is part of a series of tools developed to support SDC staff and partners in designing and implementing projects aiming at financial inclusion. This specific guidance sheet introduces the concept and key aspects of financial education. It provides guidance on how to tackle financial education in the design, implementation, monitoring, and evaluation of SDC project interventions.</div> SDC Guidance Financial Sector Development - Presentation of the launch<div class="toAlignListElmntOnPage"><p><strong>The new SDC FSD Guidance was launched on 24 November 2021. </strong></p><p><strong>These are the presentation slides of the launch and k</strong><strong>ey take-aways</strong></p><p><strong>Financial services </strong>are <strong>key</strong> in helping poor people seize opportunities, protect assets, create new livelihoods, cope and mitigate risks, build resilience, and plan for the future. SDC fosters financial inclusion to leave no one behind and achieve the 2030 agenda.</p><p>The <strong>SDC Guidance Financial Sector Development</strong> shall support SDC staff and partners by clarifying key concepts, objectives and operational principles of FSD. </p><p>We are working on a practice-oriented <a href="https://www.shareweb.ch/site/EI/Pages/Content/Profiles.aspx?SmartID=5260&item1=FSD%20Toolbox" rel="noopener noreferrer" target="_blank"><strong>FSD toolbox</strong></a>. Please let us know your suggestions about what you would like to find in the FSD toolbox. >> <a href="mailto:ied@eda.admin.ch"><strong>contact us</strong></a></p><p>Link to the <a href="https://www.shareweb.ch/site/EI/Documents/Topics/IED%20Handbook/SDC%20Financial%20Sector%20Guidance%202021.pdf" rel="noopener noreferrer" target="_blank"><strong>SDC Guidance Financial Sector Development</strong></a><strong> </strong></p><p><br></p></div> Governance Tools for Financial Institutions for expert practitioner<div class="toAlignListElmntOnPage"><p>The <strong>GIF Toolbox for Governance and Financial Inclusion </strong>is designed to enable </p><p>financial institutions to implement and strengthen processes of Good Governance in their institutions. The Toolbox is based on SPTF universal principles and standards, and intermediary financial institutions governability principles, recommended by the Basel Commission on Banking Supervision. <strong>The toolbox is meant for the expert practitioner. </strong>GIF Instruments include three main areas: GOVERNANCE MANUAL & INTRODUCTION: What practices and standards should be incorporated? INSTRUMENTS FOR THE DIAGNOSIS & EVALUATION: Which are the main improvement areas for the financial institution? TOOLBOX WITH WORKING AIDS: How to incorporate best practices in the financial institution?</p></div> Summary of Governance Tools for Financial Institutions for the quick reader<div class="toAlignListElmntOnPage">The <strong>Project of Governance and Financial Inclusion (GIF)</strong> seeks Latin American Financial Institutions (IFI) to improve and strengthen their Governance and Quality Standards; and to become more sustainable and more inclusive. To this end, GIF has developed a toolbox with a set of instruments, based on international good practices, to assist the financial institutions in serving the needs of their low-income users with their financial and non-financial services.</div><div class="toAlignListElmntOnPage">This document provides a quick overview of the tools for the quick reader. </div> FSD Guidance Sheet - Financial Inclusion of Migrants<div class="toAlignListElmntOnPage"><p>This guidance sheet is part of a series of tools developed to support SDC staff and partners in designing and implementing projects targeting the promotion of financial inclusion. This specific guidance sheet introduces the concept and key aspects of the financial inclusion of migrants (FIM). It provides guidance on the design, implementation, monitoring and evaluation of SDC project interventions improving FIM.</p></div> FSD Guidance Sheet - Inclusive Agricultural Insurance<div class="toAlignListElmntOnPage">This guidance sheet is one of a series of tools written to support SDC staff and partners in designing and implementing projects aimed at financial inclusion. It outlines key issues regarding inclusive agricultural insurance and how to promote this approach within the overall framework of inclusive insurance throughout the design, implementation, monitoring and evaluation of cooperation strategies and project interventions.</div> Catalyzing Financial inclusion: Gender-Inclusive Fintech Solutions for Migrants Report<div class="toAlignListElmntOnPage"><p>Village Capital with the support of its partners at the Impact-Linked Finance Fund, the Swiss Agency for Development and Cooperation and the Austrian Development Agency have launched the Catalyzing Financial Inclusion: Gender-Inclusive Fintech Solutions for Migrants report. This report shares insight on the financial inclusion obstacles disenfranchised migrant populations (especially women migrants) face in Saharan Africa, the Middle East and North Africa, and South and Southeast Asia – and highlights innovative, tech-driven solutions to these challenges. </p></div> FSD Guidance Sheet - Health Insurance<div class="toAlignListElmntOnPage">This guidance sheet is part of a series of tools developed to support SDC staff and partners in designing and implementing projects targeting the promotion of financial inclusion. This specific guidance sheet explains why health insurance is key for low-income households, looks at how to implement health insurance projects and shows how to measure results in health insurance projects.</div> FSD Guidance Sheet - Responsible Credit<div class="toAlignListElmntOnPage"><p style='margin-top:0cm;margin-right:0cm;margin-bottom:8.0pt;margin-left:0cm;font-size:15px;font-family:"Calibri",sans-serif;'><span style='font-size:13px;font-family:"Segoe UI",sans-serif;color:#0E0E0E;background:white;'>This guidance sheet is part of a series of tools developed to support SDC staff and partners in designing and implementing projects aiming at financial inclusion.<br><br>This specific guidance sheet introduces the concept and key aspects of responsible credit. It provides guidance on how to design, prepare, implement, and monitor SDC projects effectively.</span></p></div> Landscape of Microinsurance Study<div class="toAlignListElmntOnPage"><p style='margin:0cm;font-size:15px;font-family:"Arial",sans-serif;'>The Landscape of Microinsurance 2022 Study, conducted by the Microinsurance Network (MiN), tracks the uptake of inclusive insurance products and services across 34 countries in Africa, Asia, Latin America and the Caribbean. The annual benchmark study includes data from 253 insurance providers reporting on 935 products and has become an invaluable reference for all stakeholders in the inclusive insurance arena. The report provides information that cannot be found elsewhere and includes details of market size and evolution, premiums, product development, social performance, reinsurance and claims. With an estimated potential value of $61.8bn, the microinsurance market is seen as one of opportunity, but also one of criticality to many at-risk families, MSMEs and smallholder farmers worldwide.</p></div> SDC Guidance Sheet - Digital Financial Services<div class="toAlignListElmntOnPage">This guidance sheet is part of a series of tools developed to support SDC staff and partners in designing and implementing projects aiming at financial inclusion.<br><br>This specific guidance sheet introduces the concept and key aspects of digital financial services. It provides guidance on how to design, prepare, implement, and monitor SDC projects effectively.</div> FSD - Promoting equal participation in sustainable economic developmentThe toolbox covers each e+i topic- VSD, PSD and FSD- with an entire
chapter. It comprises various tools of which each is briefly described
outlining expected impacts, key steps for implementation as well as
potential partners to work with. Most tools are illustrated with a good
practice example. <a href="http://www.enterprise-development.org/page/download?id=2690" target="_blank"> >Download this document</a> SDC Guidance - CGAP Donor Guidelines Market Systems Approach to Financial Inclusion<div class="toAlignListElmntOnPage"><p>These guidelines provide guidance for donors promoting financial inclusion or pro-poor financial services markets as part of their development mandate. The target audience includes multilateral and bilateral donors, development finance institutions, and foundations. CGAP (2015)</p><p>SDC is a member of CGAP.</p></div> The State of Impact Investing in Latin AmericaThe Aspen Network of Development Entrepreneurs (ANDE), in partnership with the Latin American Private Equity & Venture Capital Association (LAVCA), and LGT Impact Ventures has released a report on the growing landscape of impact investing in Latin America. Impact investing is a relatively nascent industry, and this report aims to fill the data gap in key Latin American markets.
The report covers trends in regional impact investing with a focus on impact measurement, talent, and gender. It explores fundraising, deals, and exits, and takes a deep dive into impact investing in Brazil, Colombia, and Mexico. GIF Project VideoGIF es una iniciativa que busca contribuir en la mejora de la gobernanza de instituciones queatienden a poblaciones vulnerables y de bajos ingresos en ALC. Success Factors for Scaling Innovation in Asset Finance for Small and Growing Agribusinesses<span class="title h3">Moving the Needle</span>Critical Success Factors for Scaling Innovation in Asset Finance for Small and Growing Agribusinesses.<br>With case studies from Kenya, Guatemala and India.<br>The investment opportunity in agribusiness assets in emerging economies runs into the billions of dollars. The social and environmental benefits that can be gained by reducing food losses, increasing employment and enterprise sustainability, as well as empowering women and rural communities, are equally significant. TrustLaw - Report - Legal Road Map for Social Impact Bonds - 2014<p>A Legal Road Map for Social Impact Bonds in Developing Countries looks at Social Impact Bonds (SIBs); a financial mechanism that enables investors to pay for a set of interventions to improve a social outcome in collaboration with the government.</p><p>The SIB model presents a rare opportunity for the private sector to work with governments to fund essential social programmes that address the community’s needs. The innovation of the bond is in the repayment – investors are only repaid if and when the social outcomes, such as reducing homelessness or prisoner rehabilitation, are achieved.</p> The Swiss Confederation. A brief guide<p>‘The Swiss Confederation - a brief guide' contains information about Switzerland's political system, the administration and its judicial authorities. In addition to explaining the workings of the state it also provides an insight into the activities of the Federal Administration.</p><p>The Department of Foreign Affairs and its activities are presented on page 45 et seq.</p> Unlocking the potential for women through Islamic finance in Pakistan<p><span style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; word-spacing: 2px;">Financial inclusion ensures the ease of access, availability and usage of formal and informal financial products and services for all members of a society. It is widely acknowledged that financial inclusion can effectively address the bottlenecks that prevent poor women (and men) from reaching their potential. Enabling disadvantaged women to benefit from financial inclusion has been more challenging, particularly in communities dominated by powerful middlemen where women have marginal roles and restricted rights. This is what the Livelihood Hindukush Programme (LPH) in Islampur valley of District Swat, Pakistan tried to sustainably address. >><a href="http://blog.helvetas.org/unlocking-the-potential-for-women-through-islamic-finance-in-pakistan/" target="_blank">read entire blog post </a></span><br></p> SDC Webinar Access to finance and insurance in the context of COVID-19<div class="toAlignListElmntOnPage"><p>In the interactive SDC-webinar we heard about emerging best practices from a project case in Bolivia in accessing finance & insurance and from a regional program supporting social entrepreneurs by introducing a blended finance set up in supporting them to access emergency loans at favorable conditions through Emergency Social Impact Incentives. </p><p>>> see the presentations of the webinar <a href="https://www.shareweb.ch/site/ei/Pages/Content/Event-Detail.aspx?ItemID=2017" rel="noopener noreferrer" target="_blank"> part one and two </a></p></div> Measuring Women’s Economic Empowerment in Financial Inclusion<div class="toAlignListElmntOnPage"><p>This publication serves as a reference guide for financial inclusion practitioners, researchers, and other stakeholders interested in applying WEE measurements to their work. The short (nine pages) guide maps out twelve WEE tools that allow users to quickly preview their content and assist them in selecting or developing measurement frameworks and approaches that meet their needs. </p></div> Working Paper - Open banking: How to design for financial inclusion<div class="toAlignListElmntOnPage"><p>Open banking regimes allow a wide range of users, including fintechs, to access the customer data locked inside banks and other financial institutions to develop innovative financial products and services that are lower cost and better suited to the needs of consumers. While many policy makers and regulators in emerging and developing markets recognize the potential benefits of open banking regimes, they are uncertain how to design them in ways that support their financial inclusion objectives. For this paper, CGAP has examined 12 regimes and identified the critical design components that are most likely to serve the needs of poor people.</p><p>Do you rather listen to the webinar? <a href="https://www.cgap.org/events/open-banking-how-design-financial-inclusion" rel="noopener noreferrer" target="_blank"><strong>Find the recording</strong></a><strong> </strong>of the webinar (October 14th, 2020): duration 1 hour</p><p><br></p></div> Website - CERISE Partner for Social Performance Management<div class="toAlignListElmntOnPage"><p>Created in 1998, <strong>CERISE</strong> is a French non-profit organization, pioneer in social performance management. CERISE is dedicated to responsible and ethical finance, willing to find solutions for mission-driven organizations to make their social goals a reality. </p><p>CERISE believes finance can be responsible, ethical and inclusive, as long as economic actors adopt approaches to measure and manage their social performance.</p><p>As a social innovator, CERISE works with actors in inclusive finance, social business and impact-investing to co-create social standards and social assessment tools that are free to all.</p><p>CERISE offers consultancy services to all types of mission-driven organizations equipping them with the skills and tools they need to define and achieve their impact thesis.</p></div> Guide - Social Performance Management for financial service providers<div class="toAlignListElmntOnPage"><p>The Universal Standards can be overwhelming and may leave you asking: how do I put these standards into practice? The <strong>Universal Standards for Social Performance Management Implementation Guide</strong> responds to this question, providing practical, actionable guidance for improving SPM. Its primary goal is to give users a “one-stop” guide for SPM, making it easier for all stakeholders to understand the Universal Standards and put them into practice.</p><p>The Guide is designed primarily for financial service providers (FSPs) who seek to achieve social goals, but it will also be useful to other stakeholders who need to understand SPM and how to evaluate it—including funders, auditors, raters, and TA providers.</p></div> Innovations and emerging trends in agricultural insurance for smallholder farmers – an update<div class="toAlignListElmntOnPage"><p>The last two decades saw a surge in policy interventions, innovative technologies, and new institutional approaches that spurred the growth of agricultural insurance programs in low- and middle-income countries (LMICs), where millions of smallholder farmers do not have a financial safety net. GIZ conducted a first stocktaking and analysis of this development in 2016 and repeated the exercise in 2020/2021 covering 52 national agricultural insurance programs and two regional programs in 32 LMICs.</p><p>This report provides an <strong>update </strong>of the state of agricultural insurance in these countries, and the policies, technologies, and innovations currently shaping it. As the collected data was mainly from 2020 and 2019, effects of the COVID-19 pandemic are not yet visible in the numbers. However, it is clear that with stretched government budgets, subsidy support for insurance schemes might be getting smaller.</p></div> Digital Banks- How can they be regulated to deepen financial inclusion-<div class="toAlignListElmntOnPage"><p>This reading deck describes three regulatory approaches used by policy-makers to regulate digital banks. It has a focus on harnessing the potential of digital banks to bring welcome competition and innovation to the banking sector and advance financial inclusion. It will help policy makers, especially in emerging markets and developing economies, to learn from other countries’ experiences as they decide how to regulate digital banks within their own countries.</p></div> SCBF 2022 Annual Report Resilience on the African continent<div class="toAlignListElmntOnPage">SCBF team had the privilege of meeting and interacting with many of its members and partners during its Annual General Meeting on 30th June 2023 in Zurich. SCBF Annual Report 2022 was approved and published thereafter. The overarching theme of the report is ‘Resilience on the African continent’. Till 2022, SCBF projects have been able to bring a positive impact in the lives of 3.4 million people across geographies with relevant financial products and services, of which 64% are women and 53% reside in rural areas.</div>
Vocational Skills Dev
Cost and benefits of apprenticeships - ILO report on CBA of training in England<p><br></p><div style="margin:0px;padding:0px;color:#000000;font-size:13px;background-color:#ffffff;font-family:"segoe ui", helvetica, arial, sans-serif;letter-spacing:normal;">
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<span lang="en-GB" style="margin:0px;padding:0px;">Please find a new research report on “<a href="/site/EI/Documents/VSD/Resource%20Box/04-2018-ILO-Cost_benefit_study_England-2.pdf" target="_blank" style="margin:0px;padding:0px;background-color:transparent;">Apprenticeship training in England – a cost-effective model for firms?”</a> by Prof. Dr. Stefan C. Wolter and Eva Joho of the ILO. The authors have used evidence from Germany, Switzerland and Austria to simulate the costs and benefits of an apprenticeship policy applied in an English context.<strong> In summary, this study analyses the question of whether an average English firm could expect a net benefit when training apprentices in a similar manner to Swiss firms but does not evaluate either current English apprenticeships or current policy measures.</strong></span></font></span></font></div><div style="margin:0px;padding:0px;color:#000000;font-size:13px;background-color:#ffffff;font-family:"segoe ui", helvetica, arial, sans-serif;letter-spacing:normal;">
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<span lang="en-GB" style="margin:0px;padding:0px;">1.</span><font face="Franklin Gothic Book,sans-serif" color="#1F4E79" style="margin:0px;padding:0px;"><span lang="en-GB" style="margin:0px;padding:0px;">Net benefits for firms when training younger apprentices- The chances for firms of breaking even at the end of the training period of an apprenticeship are highest for three-year programs assuming that the apprentices are younger than 19 years, because minimum wages increase substantially afterwards in England. </span></font></span></font></div><div style="margin:0px 0px 0px 36pt;padding:0px;color:#000000;font-size:13px;background-color:#ffffff;font-family:"segoe ui", helvetica, arial, sans-serif;letter-spacing:normal;">
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<span lang="en-GB" style="margin:0px;padding:0px;">3.</span><span lang="en-GB" style="margin:0px;padding:0px;">      </span><font face="Franklin Gothic Book,sans-serif" color="#1F4E79" style="margin:0px;padding:0px;"><span lang="en-GB" style="margin:0px;padding:0px;">Big firms could expect higher net benefits, whereas micro-companies may sometimes even face net costs in scenarios where the average firm can expect net benefits.</span></font></span></font></div>
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<span lang="en-GB" style="margin:0px;padding:0px;">4.</span><font face="Franklin Gothic Book,sans-serif" color="#1F4E79" style="margin:0px;padding:0px;"><span lang="en-GB" style="margin:0px;padding:0px;">Three occupations in the retail sector and the catering & hospitality sector (cooks, retail cashiers, and waiters) produce simulation outcomes that show difficulties for firms to break even. In the three cases, the skill premium observable today in the UK labour market is too low to guarantee favourable outcomes for firms and apprentices.</span></font></span></font></div><div style="margin:0px 0px 0px 36pt;padding:0px;color:#000000;font-size:13px;background-color:#ffffff;font-family:"segoe ui", helvetica, arial, sans-serif;letter-spacing:normal;">
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<br>
</p> CEMETS Blog Post: Implementing VET Reforms<div class="toAlignListElmntOnPage"><p>The team from CEMETS conducted an extensive literature review on implementing VET reforms. The main conclusions are summarized in a blog post... [<a href="http://www.cemets.ethz.ch/cemets-news/2018/03/entry-22--implementing-vet-reforms.html" target="_blank">more</a>]</p></div> youth employment series: kick-off event & e-talks!<p>the focal point e+i successfully launched the series on youth employment with it's kick-off event on the 15th of March 2018. <a href="/site/EI/Pages/Content/Profiles.aspx?SmartID=1572&item1=2018-03%20Youth%20employment%20promotion" target="_blank">Click here for a short summary and the presentations.</a></p><p>Moreover, stay up to date regarding the following e-Talks! about different topics around youth employment. For more information,<a href="/site/EI/Pages/Content/Profiles.aspx?SmartID=1579&item1=2018-03%20e-talks%20youth%20employment" target="_blank"> click here</a>. We count on your contribution!<br></p><p><br></p> Videos of the webinars on Local Economic Development in the SDC<div class="toAlignListElmntOnPage"><p>From 13 to 22 March, the e+i and DDLG Networks jointly hosted an e-consultation on Local Economic Development (LED). After three webinars in English, French and Spanish, Maja Rüegg und Marcus Jenal facilitated an e-discussion. The videos of the webinars are now published on the e+i Shareweb, a synthesis paper of the e-discussion will follow soon... <a href="/site/EI/Pages/PSD/ei_discussions_psd_all.aspx">[more on the PSD eDiscussion page]</a></p></div> Kick-off event: E-Talk series on youth employment promotion<div class="toAlignListElmntOnPage"><p>40 participants at the SDC HQ in Bern and many more connected through live-streaming attended the Youth Employment Kick-off event on 15 March with presentations by Matthias Herr, Stefan Butscher and Roman Troxler. Four eTalks are planned in the coming months. All potential participants are invited to suggest further topics.... [<a href="/site/ei/Pages/Content/Event-Profile.aspx?Event=2018-03%20Youth%20employment%20promotion" target="_blank">more</a>]</p></div> Job Offer: SHA-Secondment Asian Development Bank - Disaster Risk Financing Consultant Pakistan<p><b>The Divison Europe, Asia and Americas of the Humanitarian Aid of SDC is looking for a specialist in Disaster Risk Financing. </b>The most important points are: Experience with disaster risk financing required, Duty station: Islamabad - Pakistan, Swiss or EU nationals can apply only. <b></b><br></p><p>See the <a href="/site/DRR/Pages/Newsdetail.aspx?ItemID=285">detailed job description here.</a> </p><p><b>Contact person for more information:</b></p><p>Lotti Roth<br>Field Ressources H<br>lotti.roth@eda.admin.ch<br></p><p><b>Outputs</b><br></p><p><u>1. Inception Report covering;</u><br>a) Road map and timeline for preparation of DRF strategy, development of instruments and<br>deployment of one instrument on pilot basis.<br>b) Revised ToRs for disaster risk financing consultants/firms, as relevant<br>c) Initial scoping exercise capturing DRF activities completed, underway and planned by other<br>stakeholders.<br>d) Preliminary schedule of knowledge events (workshops) and related actions to support the<br>establishment of an insurance culture in the country.<br></p><p><u>2. Mid Term Progress Report covering;</u><br>a) Review of DRF activities and implementation status progress under the NDRMF and<br>contribution to wider efforts to strengthen the financial management of disaster risk in Pakistan.<br>b) Legal framework of DRF in Pakistan, gap assessment and recommendations for improvement<br>c) Revised road map, if required.<br>d) Draft guidelines on post-disaster budget execution.<br></p><p><u>3. Final Report covering;</u><br>a) Detailed review of DRF progress and achievements, including related challenges and<br>opportunities for further advancement.<br>b) Recommendations, including road map, for the design and deployment of further DRF<br>instruments and any additional DRF needs in support of the enhanced financial management<br>of disaster risk in Pakistan.<br>c) Final guidelines on post-disaster budget execution.</p><p><b>Qualifications</b><br><u>Education Requirements and Experience</u><br>I. Master's degree in Insurance, Risk Management, Actuarial Sciences, Economics Management,<br>ACII /FCII, Finance, Accounting, Statistics, Spatial Econometrics or other relevant fields of study<br>with specific experience of risk insurance and re-insurance.<br>II. The competent candidate should have a general experience of about 12-15years.<br>III. The candidate should have to demonstrate proven relevant experience of about 8-10 years<br>relevant to the assignment especially experience in the insurance, re-insurance sector,<br>preferably in a large re-insurance companies e.g. Munich Re Swiss, Re or any other.<br>IV. Must having track record of disaster related fiscal risk and the design of disaster risk financing<br>solutions.<br>V. Past experience of implementing similar projects in Asian countries and good understanding of<br>disaster risk financing in Pakistan, would be an advantage.</p><p><b>Start and duration</b><br>As soon as possible for 1 year (extendable)<br>Duty Station: Islamabad, Pakistan<br></p> VET programme in Bolivia successfully completed<p class="MsoNormal">From 2006 to 2017, the SDC contributed to the technical and
vocational training in Bolivia. The program focused on the objective of improved
access, relevance and quality of the vocational technical education and
training. It offered trainees and students of vulnerable populations, in
particular young people and women from rural and peri-urban areas, access to
agricultural, industrial and service oriented vocational skills courses.</p><p class="MsoNormal"><br></p><p class="MsoNormal"> </p>
<p class="MsoNormal">In addition, the program targeted producers and workers who
require additional training to improve their production and services.
Especially in the beginning, most interventions took place in rural areas, but
later various actions were also implemented in peri-urban areas.</p><p class="MsoNormal"><br></p><p class="MsoNormal">A total of 143 training centres were strengthened, 25’000
people graduated (54% women) and 77% of them were integrated into the labour
market. The Program also had a national scope by supporting to the
Plurinational System of Competence Certification (SPCC) of the Ministry of
Education, which deconcentrated its services into 5 departments, developed more
than 110 occupational standards and certified 36’000 workers.</p><p class="MsoNormal"><br></p><p class="MsoNormal"><b>Further information about the project</b></p><p class="MsoNormal">Documentation and products of the program are available on <a href="http://www.formaciontecnicabolivia.org" target="_blank">http://www.formaciontecnicabolivia.org</a>
(Spanish website). See the project's entry in our Portfolio Database <a href="/site/EI/memberarea/Pages/project-profile-archive.aspx?projectId=655&searchterm=">here</a>.</p> The SDC supports Serbia to reform the VET system<p>As first country in the region, Serbia has recently adopted a new Law on Dual Education. Inter alia, new profiles that are in line with European standards will be cerated in secondary schools .</p><p><br></p><p>The SDC has already supported the development of a dual education program in the wood industry in Užice, through its Private Sector Development program.</p><p><br></p><p>The SDC will remain committed to support the Government of Serbia to successfully implement the adopted Law on Dual Education through a new project with the Ministry of Education, Science and Technological Development. The project will include support to the regulatory framework, the introduction of the Monitoring & Evaluation and law promotion with continued advisory backstopping... [<a href="/site/EI/Documents/To%20SORT/Themes/VSD/SDC%20-%207F-08747%20-%20Newsletter%20contribution%20-%20201803(en).pdf" target="_blank">more</a>].</p><p><br></p><p><b>Further information about the project</b></p><p>See the project's Portfolio Database entry <a href="/site/EI/memberarea/Pages/project-profile-archive.aspx?projectId=128&searchterm=E2E">here</a>, visit <a href="http://veedapsd.rs/en">the project's own website</a> or <a href="http://veedapsd.rs/en/wood">watch a video about the project</a>. More information about the collaboration of Austria, Germany and Switzerland to support dual VET in Serbia is provided <a href="https://www.dcdualvet.org/en/mou-zwischen-schweizerischer-oesterreichischer-und-deutsche-zusammenarbeit-in-serbien/">here </a>and <a href="https://www.bibb.de/govet/de/62094.php">here</a>. </p><p><br></p><p style="text-align:left;letter-spacing:0.4px;"><font size="0.5">The photo is from the closing academy of the Education Caravan "The Spirit of Youth". <a href="/site/EI/PublishingImages/Page-Images/image_projectnews_serbia_news201803.jpg" target="_blank">Click here to enlarge it</a>.</font> </p><p></p> 13 march webinars on Local Economic Development (LED)<div class="toAlignListElmntOnPage"><p align="justify" class="MsoNormal" style="margin:0cm 0cm 8pt;"><span lang="EN-GB">The Focal Points of the employment and income (e+i) and Democratisation, Decentralisation, and Local Governance (DDLG) Networks are happy to welcome you to the jointly organised e-consultation on <strong>Local Economic Development (LED) in
SDC</strong>. Territorial approaches to economic development have become more important
both from an employment and income and from a Local Governance perspective.
Over the past few months, the Focal Point and backstopping team of the e+i
Network have been working on a stock taking of projects with a territorial
development focus (particularly LED projects) within and beyond SDC. The aim of
the stock taking was to learn what the current trends are in LED and how LED
can complement other PSD and VSD approaches like MSD/M4P, the strengthening of
employability, or improving local governance efforts.</span></p><p align="justify"><br></p><p align="justify" class="MsoNormal" style="margin:0cm 0cm 8pt;"><span lang="EN-GB">Now we want to share the results of the stock taking with you and get your feedback. The e-consultation will kick off on <strong>13 March
with webinars</strong> in three languages (English, French, Spanish), presenting the stock-taking and a number of case studies from within SDC. Join the webinar in your preferred language and learn about LED approaches both from an economic development and a local governance perspective! </span><span lang="EN-GB">open </span><a href="https://meet.helvetas.org/maja.rueegg/SGTVQS65" target="_blank"><span lang="EN-GB" style="line-height:107%;font-size:13.5pt;"><u>this link for the webinar</u></span></a></p><p align="justify"><br></p><p align="justify" class="MsoNormal" style="margin:0cm 0cm 8pt;"><span lang="EN-GB">Following the webinars, Maja Rüegg and Marcus Jenal of the e+i Network backstopping team will facilitate an e-discussion that will allow you to ask questions and contribute with your experiences with LED approaches. The <strong>e-discussion will run from 14 to 23 March</strong> and discuss questions that come out of the webinar as well as questions around the usefulness of LED approaches both from an economic development and a local governance perspective. If you have not received an invitation to the above webinars but would like to take part in the e-discussion, please write to Marcus Jenal </span><a href="mailto:mj@mesopartners.com" target="_blank"><span lang="EN-GB"><u>mj@mesopartners.com</u></span></a><span lang="EN-GB"> so that he can subscribe you to the email list.</span></p></div> How to build safe houses - a guide for masons<h4 align="justify">On 15 January 2018, Practical Action published the book "<a href="/site/DRR/Documents/Types%20of%20activity/Book_Masons_Guide_2018_SDC_Pratical_Action_English.pdf" target="_blank"><strong><u><font color="#0066cc">How to build safer houses with confined masonry - A guide for masons</font></u></strong></a>" with the longstanding experience of the SHA members Tom Schacher, Nadia Carlevaro and Guillaume Roux-Fouillet. </h4><h4 align="justify">This SDC-financed guide focuses on ‘confined masonry’, a construction system consisting of masonry walls (built first) and horizontal and vertical reinforced concrete elements (poured in subsequently) that confine the masonry wall panels on all four sides. This method has been developed by practitioners rather than engineers and responds well to the technical and financial capacities of self-builders. </h4><h4 align="justify">This easy-to-read pocket guide combines detailed illustrations and images with clear instructions to address construction issues. The guide acts as an ideal companion for masons, construction workers, contractors, technicians, architects and students of architecture and civil engineering completing practical training on building sites. ‘This unique guide illustrates construction of low-rise confined masonry buildings in a simple and user-friendly manner, and is expected to be an invaluable resource for house owners and builders of confined masonry houses in earthquake prone regions of the world.’</h4> Employment Fund Nepal featured in Swiss Newspaper<div class="toAlignListElmntOnPage"><p>The SDC project "Employment Fund" in Nepal and its innovative approach have recently been featured in the Swiss Geman newspaper Tages-Anzeiger. You can read the article <a href="/site/EI/Documents/News/022018-Newspaper-EF-Nepal-German.pdf" target="_blank">here </a>(only available in German)<a href="/site/EI/Documents/News/022018-Newspaper-EF-Nepal-German.pdf" target="_blank">.</a> According to a Worldbank survey, six month after the training more than 75% of the programme's participants have a salary which lifts them above the national poverty line. </p><p><br></p><p><strong>Further information about the project</strong><br>See the project's entry in our Portfolio Database <a href="/site/EI/memberarea/Pages/project-profile-archive.aspx?projectId=25&searchterm=Employment%20Fund">here</a> or visit the <a href="http://www.employmentfund.org.np/">project's website</a>. The project also has special focus on <a href="/site/EI/Pages/Content/Profiles.aspx?SmartID=495&item1=Gender%20in%20VSD" target="_blank">gender issues in VSD</a>. Read more about it <a href="/site/EI/Documents/Projects/7F-06976.01/SDC%20-%20Nepal%20-%20Employment%20Fund%20-%20Factsheet%20-%20Women%27s%20access%20to%20skills%20training.pdf">here</a> or watch this <a href="https://www.youtube.com/watch?v=OtmnOsRS8Zk">video</a>.</p></div> Out now: UNEVOC Bulletin 32 on ICTs in TVET<font face="Times New Roman" size="3">
</font><p class="MsoNormal" style="margin:0cm 0cm 0pt;-ms-text-autospace:;"><span lang="EN-GB" style=""><font face="Calibri"><font size="3">The 32</font><sup><font size="2">nd</font></sup><font size="3">
issue of the UNEVOC Bulletin focuses on ‘ICTs in TVET’ and presents
a selection of UNESCO-UNEVOC’s activities that have contributed in this
thematic area and our other engagements during the last quarter of 2017. </font></font></span></p><font face="Times New Roman" size="3">
</font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><font face="Calibri"><span lang="EN-GB" style=""><font size="3">Please note
that this edition of the Bulletin is available in all six UN languages on the
UNEVOC Website: </font></span><span lang="EN-US" style=""><a href="http://www.unevoc.unesco.org/bulletin/" target="_blank"><span lang="EN-GB" style=""><u><font color="#0563c1" size="3">http://www.unevoc.unesco.org/bulletin/</font></u></span></a><font size="3">
</font></span><span lang="EN-GB" style=""></span></font></p><font face="Times New Roman" size="3">
</font> CEMETS Blog Post: The tricky thing about NQFsNational Qualifications Frameworks (NQFs) are a very common type of VET reform. The blog post from the CEMETS team very briefly discusses some of the evidence—or lack thereof—for their hoped-for benefits and a few reasons they might help, or fail to do so. [<a href="http://www.cemets.ethz.ch/cemets-news/2018/02/entry-19--the-tricky-thing-about-nqfs.html" target="_blank">more</a>] Updated online introduction: Understanding and analysing VET systems<div class="toAlignListElmntOnPage"><p>Between Christmas and New Year's Eve we made the online version our introduction "Understanding and analysing VET systems"  - one of our <a href="/site/EI/Pages/VSD/Key%20Documents.aspx" target="_blank">key documents</a> - more user friendly.<br><br>We hope the online version of the introduction meets your learning habits. If not have a look at the videos on YouTube. You will find the links at the end of the chapters. <strong>Check out the online introduction <a href="/site/EI/Pages/VSD/VSD%20Resource%20Box/Core-Elements-Intro.aspx" target="_blank">here</a>.</strong></p></div> Videos about the effectivness of the SDC employment projects in 2017<p>The SDC produced five videos which explain on the basis of particular cases how its projects support employment. Watch all videos in <a href="https://www.eda.admin.ch/deza/en/home/results-impact/reports-effectiveness-annual/wirkungsberichte.html" style="" target="_blank">English</a>, <a href="https://www.eda.admin.ch/deza/fr/home/resultats-impact/rapports-efficacite-annuels/wirkungsberichte.html" style="" target="_blank">French</a>, <a href="https://www.eda.admin.ch/deza/it/home/risultati-effetti/rapporti-efficacia-annuali/wirkungsberichte.html" style="" target="_blank">Italien</a> or <a href="https://www.eda.admin.ch/deza/de/home/resultate_und_wirkung/wirkungs-_und_jahresberichte/wirkungsberichte.html" style="" target="_blank">German</a>.</p>
<div style="text-align:justify;"><iframe width="660" height="371" src="https://www.youtube.com/embed/uhSRtD1x3xU" frameborder="0" id="widget2" style="letter-spacing:0.4px;"></iframe></div>
Private Sector Dev
Securing Food Supply through a Digital Monitoring System - Rural Markets Project<div class="toAlignListElmntOnPage"><p>The global pandemic showed the fragility of food supply systems in many countries including Bolivia. Through the Inclusive Markets project, financed by SDC and SIDA, Swisscontact supported the Ministry of Rural Development and Lands with setting up a digital platform to monitor food supply and demand on a municipal level. More information <a href="https://www.swisscontact.org/en/news/securing-food-supply-through-a-digital-monitoring-system">here</a>.</p></div> State of the Smallholder Finance<p>Learn the newest developments, challenges and trends in the smallholder finance sector. Root Capital and other members of the Council on Smallholder Agricultural Finance (CSAF) hosted a webinar, as well as published an annual report. </p><p>Find everything on this <a href="https://www.csaf.net/state-of-the-sector/?utm_source=hs_email&utm_medium=email&utm_content=64838874&_hsenc=p2ANqtz-_QJZ-08Od5fs6jV3IIWkClu_ovscpFLIwSO3cBO_Ma8l3C_O9Ea2AJpBaPqhnS-uoNQePNWNGWo9ccmI1k6U8_GMCOdg&_hsmi=64838990">website. </a></p> SanMarkS: System-based approach in Sanitation<p style="text-align:center;"><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-09082.01_Improving%20Sanitation%20Market%20Systems%20Bangladesh%202017.PNG" style="width:488px;" /><span style="letter-spacing:0.4px;"><br></span></p><p><span style="letter-spacing:0.4px;"><br></span></p><p><span style="letter-spacing:0.4px;">The Sanitation Marketing Systems in Bangladesh (SanMarkS) has recently been awarded the </span><span style="letter-spacing:0.4px;"><a href="https://www.state.gov/r/pa/prs/ps/2017/09/274268.htm" target="_blank">prestigious P3 Impact Award</a> for its public-private partnership (P3) approach. </span></p><p></p><p></p><div><div><span style="letter-spacing:0.4px;"><br></span></div><div style="text-align:center;"><span style="letter-spacing:0.4px;">***********</span></div></div><div><br></div><div><span style="letter-spacing:0.4px;">SanMarkS</span><span style="letter-spacing:0.4px;"> applies Sanitation Marketing, Market Systems Thinking, and Human Centered Design to reach 450,000 poor and disadvantaged rural people by 2019 with better health and wellbeing through improved sanitation. The project began in November 2015 and is jointly funded by SDC and UNICEF and implemented by iDE-Bangladesh. </span><br></div><div><br></div><div>SanMarkS aims to build household demand and private sector supply of hygienic, affordable latrines by facilitating collaboration between national level manufacturers of latrine parts, local level entrepreneurs, municipalities and the Department of Public Health Engineering. The project promotes the integration of the private sector as a key stakeholder into the existing public and civil society platforms in the sanitation sector in rural areas. </div><div><br></div><div>SanMarkS builds the capacity of local latrine producers, their knowledge and technical know-how as well as market promotion strategies to increase their client base. </div><div><br></div><div>As a result, (341) local entrepreneurs are now organized. They have formed business associations (sanitary business associations SBA) to leverage their collective skills and buying power. This enables remote customers in villages to access hygienic latrines at affordable prices, while latrine producers who are a part of a business association have seen their sales of hygienic latrines almost double. The local government subsidies to help poor households build latrines are now used more effectively, as the local latrine producers deliver cheaper and more hygienic latrines. The sanitary business associations enforce quality standards among the members and have begun engaging with the local government to create national quality standards for improved latrines. National manufacturers are able to reach new customers who were inaccessible before due to the high cost and logistical challenges of marketing in remote areas. By engaging with a single point of contact from a business association representing several entrepreneurs, companies now have a simple and cost-effective way to distribute their products in sparsely populated rural regions. In this way, SanMarkS builds capacity of the private sector actors to develop products, messages and marketing techniques that will reach specific types of consumers based on household income, assets, lifestyles and other characteristics resulting in better health condi¬tions and well-being.</div><div><br></div><div>Interested to learn more?</div><div><br></div><div>>> <a href="https://youtu.be/2GYqMiAdV88" target="_blank">Brief video</a>     >> <a href="/site/EI/Documents/PSD/PSD%20SanMarkS%20Project%20Snapshot%20Nov16%20-%20Dec17.pdf?web=1" target="_blank">SanMarkS Fact Sheet </a>     >> <a href="/site/EI/Documents/PSD/PSD%20SanMarks%20Achieved-Target.pdf?web=1" target="_blank">SanMarkS Targets and Results</a>     >><a href="/site/EI/Documents/PSD/PSD%20iDE-IR_BD_PublicPrivateDevPartnrships.pdf?web=1" target="_blank">Solving Sanitation from all sides</a>  </div><div><br></div><p></p><p></p> Phase 2 for the Grain Post-harvest Loss Prevention Project (GPLP)<div><b><br></b></div><div><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-07726.02_Project%20Image_%20Grain%20Post-harvest%20Loss%20Prevention%20Project%20(GPLP).jpg" style="width:400.887px;height:226px;" /><b><br></b></div><div><b><br></b></div><div><b>Overall goa</b>l: GPLP aims at improving food security and income of small holder men and women farmers in the Central Corridor of Tanzania by addressing major constraints in post-harvest practice, access to improved technologies and adoption, knowledge sharing and related policies. Helvetas Swiss Intercooperation is implementing GPLP using a market system development approach and working through multi-stakeholder partnerships with private sector and public organizations.</div><div> </div><div><b>Context : </b><span style="letter-spacing:0.4px;">Postharvest Losses (PHL) in Tanzania are high and contribute to loss of income and food insecurity. PHL ranges between 15 to 40% for different crops, but are of particular concern for grains and pulses, which form the base for food and income for the majority. Knowledge and awareness on Post-Harvest Management (PHM) among farmers remains low. Extension services do not often include PHM training and farmers’ access to technologies remains limited. Farmers and MSME’s face difficulties to access financial services, which could allow them to invest in post-harvest technologies (PHT) or expansion of business. While women are highly involved in the PHM process, there is a wide gender-gap in rural communities, with women being in a disadvantaged position in relation to men, in access and control over resources as well as in decision-making. The Ministry of Agriculture, Livestock and Fisheries (MALF) has just come up with a National Strategy for Post-Harvest, which is expected to be launched end of 2017.</span></div><div><span style="letter-spacing:0.4px;"><br></span></div><div style="text-align:right;"><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-07726.02_Project%20Image_%20Grain%20Post-harvest%20Loss%20Prevention%20Project%20%20GPLP_Tanzania.jpg" style="width:400.887px;height:226px;" /><b><br></b></div><div><b><br></b></div><div><br></div><div style="text-align:right;"><br></div><div><b>Outcomes of the phase</b>: </div><div><span style="letter-spacing:0.4px;">1.</span><span style="letter-spacing:0.4px;white-space:pre;"> </span><span style="letter-spacing:0.4px;">Targeted smallholder farmers have access and adopt effective postharvest management practices and technologies</span></div><div>2.<span style="white-space:pre;"> </span>Postharvest policies and framework conditions are improved in Tanzania through implementation of PHM strategy and by-laws</div><div>3.<span style="white-space:pre;"> </span>Postharvest management stakeholders have access to information that enables decision making towards reducing postharvest losses</div><div> </div><div>>> <a href="https://tanzania.helvetas.org/en/activities/projects_tanzania/grain_post_harvest_loss_prevention/" target="_blank">more </a></div><div><br></div> youth employment series: kick-off event & e-talks!<p>the focal point e+i successfully launched the series on youth employment with it's kick-off event on the 15th of March 2018. <a href="/site/EI/Pages/Content/Profiles.aspx?SmartID=1572&item1=2018-03%20Youth%20employment%20promotion" target="_blank">Click here for a short summary and the presentations.</a></p><p>Moreover, stay up to date regarding the following e-Talks! about different topics around youth employment. For more information,<a href="/site/EI/Pages/Content/Profiles.aspx?SmartID=1579&item1=2018-03%20e-talks%20youth%20employment" target="_blank"> click here</a>. We count on your contribution!<br></p><p><br></p> Videos of the webinars on Local Economic Development in the SDC<div class="toAlignListElmntOnPage"><p>From 13 to 22 March, the e+i and DDLG Networks jointly hosted an e-consultation on Local Economic Development (LED). After three webinars in English, French and Spanish, Maja Rüegg und Marcus Jenal facilitated an e-discussion. The videos of the webinars are now published on the e+i Shareweb, a synthesis paper of the e-discussion will follow soon... <a href="/site/EI/Pages/PSD/ei_discussions_psd_all.aspx">[more on the PSD eDiscussion page]</a></p></div> Kick-off event: E-Talk series on youth employment promotion<div class="toAlignListElmntOnPage"><p>40 participants at the SDC HQ in Bern and many more connected through live-streaming attended the Youth Employment Kick-off event on 15 March with presentations by Matthias Herr, Stefan Butscher and Roman Troxler. Four eTalks are planned in the coming months. All potential participants are invited to suggest further topics.... [<a href="/site/ei/Pages/Content/Event-Profile.aspx?Event=2018-03%20Youth%20employment%20promotion" target="_blank">more</a>]</p></div> Job Offer: SHA-Secondment Asian Development Bank - Disaster Risk Financing Consultant Pakistan<p><b>The Divison Europe, Asia and Americas of the Humanitarian Aid of SDC is looking for a specialist in Disaster Risk Financing. </b>The most important points are: Experience with disaster risk financing required, Duty station: Islamabad - Pakistan, Swiss or EU nationals can apply only. <b></b><br></p><p>See the <a href="/site/DRR/Pages/Newsdetail.aspx?ItemID=285">detailed job description here.</a> </p><p><b>Contact person for more information:</b></p><p>Lotti Roth<br>Field Ressources H<br>lotti.roth@eda.admin.ch<br></p><p><b>Outputs</b><br></p><p><u>1. Inception Report covering;</u><br>a) Road map and timeline for preparation of DRF strategy, development of instruments and<br>deployment of one instrument on pilot basis.<br>b) Revised ToRs for disaster risk financing consultants/firms, as relevant<br>c) Initial scoping exercise capturing DRF activities completed, underway and planned by other<br>stakeholders.<br>d) Preliminary schedule of knowledge events (workshops) and related actions to support the<br>establishment of an insurance culture in the country.<br></p><p><u>2. Mid Term Progress Report covering;</u><br>a) Review of DRF activities and implementation status progress under the NDRMF and<br>contribution to wider efforts to strengthen the financial management of disaster risk in Pakistan.<br>b) Legal framework of DRF in Pakistan, gap assessment and recommendations for improvement<br>c) Revised road map, if required.<br>d) Draft guidelines on post-disaster budget execution.<br></p><p><u>3. Final Report covering;</u><br>a) Detailed review of DRF progress and achievements, including related challenges and<br>opportunities for further advancement.<br>b) Recommendations, including road map, for the design and deployment of further DRF<br>instruments and any additional DRF needs in support of the enhanced financial management<br>of disaster risk in Pakistan.<br>c) Final guidelines on post-disaster budget execution.</p><p><b>Qualifications</b><br><u>Education Requirements and Experience</u><br>I. Master's degree in Insurance, Risk Management, Actuarial Sciences, Economics Management,<br>ACII /FCII, Finance, Accounting, Statistics, Spatial Econometrics or other relevant fields of study<br>with specific experience of risk insurance and re-insurance.<br>II. The competent candidate should have a general experience of about 12-15years.<br>III. The candidate should have to demonstrate proven relevant experience of about 8-10 years<br>relevant to the assignment especially experience in the insurance, re-insurance sector,<br>preferably in a large re-insurance companies e.g. Munich Re Swiss, Re or any other.<br>IV. Must having track record of disaster related fiscal risk and the design of disaster risk financing<br>solutions.<br>V. Past experience of implementing similar projects in Asian countries and good understanding of<br>disaster risk financing in Pakistan, would be an advantage.</p><p><b>Start and duration</b><br>As soon as possible for 1 year (extendable)<br>Duty Station: Islamabad, Pakistan<br></p> 13 march webinars on Local Economic Development (LED)<div class="toAlignListElmntOnPage"><p align="justify" class="MsoNormal" style="margin:0cm 0cm 8pt;"><span lang="EN-GB">The Focal Points of the employment and income (e+i) and Democratisation, Decentralisation, and Local Governance (DDLG) Networks are happy to welcome you to the jointly organised e-consultation on <strong>Local Economic Development (LED) in
SDC</strong>. Territorial approaches to economic development have become more important
both from an employment and income and from a Local Governance perspective.
Over the past few months, the Focal Point and backstopping team of the e+i
Network have been working on a stock taking of projects with a territorial
development focus (particularly LED projects) within and beyond SDC. The aim of
the stock taking was to learn what the current trends are in LED and how LED
can complement other PSD and VSD approaches like MSD/M4P, the strengthening of
employability, or improving local governance efforts.</span></p><p align="justify"><br></p><p align="justify" class="MsoNormal" style="margin:0cm 0cm 8pt;"><span lang="EN-GB">Now we want to share the results of the stock taking with you and get your feedback. The e-consultation will kick off on <strong>13 March
with webinars</strong> in three languages (English, French, Spanish), presenting the stock-taking and a number of case studies from within SDC. Join the webinar in your preferred language and learn about LED approaches both from an economic development and a local governance perspective! </span><span lang="EN-GB">open </span><a href="https://meet.helvetas.org/maja.rueegg/SGTVQS65" target="_blank"><span lang="EN-GB" style="line-height:107%;font-size:13.5pt;"><u>this link for the webinar</u></span></a></p><p align="justify"><br></p><p align="justify" class="MsoNormal" style="margin:0cm 0cm 8pt;"><span lang="EN-GB">Following the webinars, Maja Rüegg and Marcus Jenal of the e+i Network backstopping team will facilitate an e-discussion that will allow you to ask questions and contribute with your experiences with LED approaches. The <strong>e-discussion will run from 14 to 23 March</strong> and discuss questions that come out of the webinar as well as questions around the usefulness of LED approaches both from an economic development and a local governance perspective. If you have not received an invitation to the above webinars but would like to take part in the e-discussion, please write to Marcus Jenal </span><a href="mailto:mj@mesopartners.com" target="_blank"><span lang="EN-GB"><u>mj@mesopartners.com</u></span></a><span lang="EN-GB"> so that he can subscribe you to the email list.</span></p></div> Practitioners Notes on Monitoring and Results Measurement<div class="toAlignListElmntOnPage"><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-GB" style="font-size:11pt;">Alexandra
Miehlbradt<span style="color:black;"> and </span>Hans Posthumus recently <span style="color:black;">conducted a
training workshop with advanced practitioners in results measurement.<span>  </span>Based on the presentations and discussions,
they developed five Practitioners’ Notes.<span>  </span>Each Note outlines key challenges and provides solutions and tips from
the field.</span></span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><br></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"> </p><p><strong><span lang="EN-GB" style="color:black;font-size:11pt;">The Practitioners’ Notes on Monitoring and
Results Measurement are available on the DCED website at</span></strong><strong><span lang="EN-GB" style="color:black;font-size:10pt;">:<span>  </span></span></strong><span lang="EN-GB"><a href="https://www.enterprise-development.org/measuring-results-the-dced-standard/implementing-the-dced-standard/" target="_blank"><strong><span style="font-size:9.5pt;"><u>https://www.enterprise-development.org/measuring-results-the-dced-standard/implementing-the-dced-standard/</u></span></strong></a></span><span lang="EN-GB" style="font-size:9.5pt;">.</span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"> </p><p><br></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"> </p><p><span lang="EN-GB">1 Gathering
Information from Businesses</span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-GB" style="font-size:11pt;">Private sector
development programs often find it challenging to gather information from
businesses on operations and performance.<span>  </span>Businesses do not always provide this information either because they
are not willing, or they are not able to.<span>  </span>It is important see the issues from a business’s perspective, to
determine what information a program really needs and to decide what is
realistic to ask a business for.<span>  </span>This
Practitioners’ Note outlines tips on how to start off on the right foot with
businesses and how to address challenges in information gathering that arise
during implementation.</span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-GB" style="color:black;font-size:8pt;"> </span></p><h2 style="margin:0cm 0cm 0pt 28.9pt;text-indent:-28.9pt;"><span lang="EN-GB">2 Using
Technology in Monitoring and Results Measurement</span></h2><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-GB" style="font-size:11pt;">Collecting, storing, analysing and presenting results measurement
information can be time consuming, costly and error-prone.<span>  </span>New hardware and software solutions are
helping practitioners to save time and money, improve accuracy and present
information more effectively to aid in decision-making.<span>  </span>This Practitioners’ Note profiles three types
of tools:<span>  </span>device-based data collection,
on-line questionnaires and analysis software products. It outlines the pros and
cons of each and provides tips from practitioners who have used them.</span></p><h2 style="margin:0cm 0cm 0pt 28.9pt;text-indent:-28.9pt;"><span lang="EN-GB" style="color:windowtext;font-family:"Calibri","sans-serif";font-size:10pt;"> </span></h2><h2 style="margin:0cm 0cm 0pt 28.9pt;text-indent:-28.9pt;"><span lang="EN-GB">3 Monitoring</span></h2><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-GB" style="font-size:11pt;">Monitoring is a
critical function to inform program improvements in interventions and
strategies.<span>  </span>However, programs often do
not pay enough attention to ensure that staff are monitoring effectively and
efficiently.<span>  </span>This Practitioners’ Note outlines tips to help programs implement good monitoring practices, ensuring it adds value for managers and helps to avoid common pitfalls. <span> </span>It also addresses issues in outsourcing
monitoring and co-facilitators’ monitoring.</span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-GB" style="font-size:8pt;"> </span></p><h2 style="margin:0cm 0cm 0pt 28.9pt;text-indent:-28.9pt;"><span lang="EN-GB">4 Using
Multipliers to Estimate Impact</span></h2><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-GB" style="font-size:11pt;">Multipliers can be
a cost-effective tool to estimate broader impacts such as employment
creation.<span>  </span>Programs need to validate
existing multipliers or need to develop their own sector and context specific
multipliers.<span>  </span>This Practitioners’ Note
aims to assist programs to assess when multipliers may be appropriate to use,
how to use existing multipliers and how to develop multipliers.<span>  </span>This Practitioners’ Note focuses on the
decision-making process; for the more technical aspects, reference is made to
other publications and case studies.<span>  </span></span></p></div> ANDE Report: State of Measurement in the SGB Sector<div class="toAlignListElmntOnPage"><p style="background:white;margin:0cm 0cm 0pt;"><span style="color:rgb(34, 34, 34);font-family:"Arial","sans-serif";font-size:10pt;">ANDE’s
Research and Impact team is excited to release the latest edition o</span><span style="color:black;font-family:"Arial","sans-serif";font-size:10pt;">f the</span><span style="color:blue;font-family:"Arial","sans-serif";font-size:10pt;"> <a href="http://click.icptrack.com/icp/relay.php?r=70026673&msgid=950946&act=CC10&c=337460&destination=http://www.andeglobal.org/measurement2017" style="color:rgb(0, 0, 255) !important;"><u>State of Measurement in the SGB Sector</u></a></span><span style="color:rgb(34, 34, 34);font-family:"Arial","sans-serif";font-size:10pt;">.</span></p><p style="background:white;margin:0cm 0cm 0pt;"><span style="color:rgb(34, 34, 34);font-family:"Arial","sans-serif";font-size:10pt;"> </span></p><p style="background:white;margin:0cm 0cm 0pt;"><span style="color:rgb(34, 34, 34);font-family:"Arial","sans-serif";font-size:10pt;">The
landscape of approaches to impact measurement has transformed since ANDE <a href="http://click.icptrack.com/icp/relay.php?r=70026673&msgid=950946&act=CC10&c=337460&destination=http://c.ymcdn.com/sites/www.andeglobal.org/resource/resmgr/Files/The_State_of_Measurement_Pra.pdf" style="color:rgb(0, 0, 255) !important;"><u>first investigated</u></a> how
and what our members measure in 2014. This paper provides an update on the
state of measurement practice in the SGB sector. Ultimately, we hope this
information can help develop more effective, rigorous, and actionable
measurement for the sector.</span></p><p style="background:white;margin:0cm 0cm 0pt;"><span style="color:rgb(34, 34, 34);font-family:"Arial","sans-serif";font-size:10pt;"> </span></p><p style="background:white;margin:0cm 0cm 0pt;"><span style="color:rgb(34, 34, 34);font-family:"Arial","sans-serif";font-size:10pt;">ANDE
surveyed 30 members about their measurement practices and found that:</span></p><ul><li class="MsoNormal" style="background:white;margin:0cm 0cm 0pt;color:rgb(34, 34, 34);"><span style="font-family:"Arial","sans-serif";font-size:10pt;">All investors and half of capacity development providers use IRIS.</span></li><li class="MsoNormal" style="background:white;margin:0cm 0cm 0pt;color:rgb(34, 34, 34);"><span style="font-family:"Arial","sans-serif";font-size:10pt;">Half of our sample collects household data.</span></li><li class="MsoNormal" style="background:white;margin:0cm 0cm 0pt;color:rgb(34, 34, 34);"><span style="font-family:"Arial","sans-serif";font-size:10pt;">Capacity development providers tend to focus on business performance outcomes for the SGB while investors more often focus on the SGB reach and quality.</span></li><li class="MsoNormal" style="background:white;margin:0cm 0cm 0pt;color:rgb(34, 34, 34);"><span style="font-family:"Arial","sans-serif";font-size:10pt;">Nearly all respondents spent less than 5% of their annual budget on measurement.</span></li><li class="MsoNormal" style="background:white;margin:0cm 0cm 0pt;color:rgb(34, 34, 34);"><span style="font-family:"Arial","sans-serif";font-size:10pt;">Organizations that collect household-level data spend about the same on measurement as those that do not.</span></li><li class="MsoNormal" style="background:white;margin:0cm 0cm 0pt;color:rgb(34, 34, 34);"><span style="font-family:"Arial","sans-serif";font-size:10pt;">Over half of ANDE organizations surveyed said they have no full-time staff person dedicated to measurement.</span></li><li class="MsoNormal" style="background:white;margin:0cm 0cm 0pt;color:rgb(34, 34, 34);"><span style="font-family:"Arial","sans-serif";font-size:10pt;"> </span></li><li class="MsoNormal" style="background:white;margin:0cm 0cm 0pt;color:rgb(34, 34, 34);"><span style="font-family:"Arial","sans-serif";font-size:10pt;"> <p align="center" style="margin:0cm 0cm 0pt;text-align:center;"><a href="http://click.icptrack.com/icp/relay.php?r=70026673&msgid=950946&act=CC10&c=337460&destination=http://www.andeglobal.org/measurement2017">Read the Report here.</a></p> </span></li></ul></div> DFID research project update: Enabling innovation and productivity growth in low income countries<font face="Times New Roman" size="3">
</font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><font size="3"><font face="Calibri"><span lang="EN-US" style="color:black;">This
5 -years research project in the field of economics, implemented by Tilburg
University, focuses on understanding the factors, institutions, and policies
that can increase business innovation and productivity growth, particularly in
manufacturing small and medium-sized enterprises in Africa and Asia. The
updated project website presents the latest research output including
scientific articles, policy briefs, short videos and databases. </span><span lang="EN-GB" style="color:black;"></span></font></font></p><font face="Times New Roman" size="3">
</font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><font size="3"><font face="Calibri"><span lang="EN-US" style="color:black;"> </span><span lang="EN-GB" style="color:black;"></span></font></font></p><font face="Times New Roman" size="3">
</font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="color:black;"><font face="Calibri" size="3">If
you are interested please visit: </font><a href="https://www.tilburguniversity.edu/dfid-innovation-and-development" target="_blank"><u><font color="#0563c1" face="Calibri" size="3">https://www.tilburguniversity.edu/dfid-innovation-and-development</font></u></a></span><span lang="EN-GB" style="color:black;"></span></p><font face="Times New Roman" size="3">
</font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><font size="3"><font face="Calibri"><span lang="EN-US" style="color:black;"> </span><span lang="EN-GB" style="color:black;"></span></font></font></p><font face="Times New Roman" size="3">
</font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="color:black;"><font face="Calibri" size="3">Or
see a brief introduction video: </font><a href="https://www.youtube.com/watch?v=pewGctAG1sY" target="_blank"><u><font color="#0563c1" face="Calibri" size="3">https://www.youtube.com/watch?v=pewGctAG1sY</font></u></a></span><span lang="EN-GB" style="color:black;"></span></p><font face="Times New Roman" size="3">
</font> New feature to easily share the results of your work!<div class="toAlignListElmntOnPage"><p class="MsoNormal"><span lang="EN-GB" style="line-height:107%;">O</span><span lang="EN-GB" style="line-height:107%;">ur brand new tool allows you to share your news and documents within seconds with the whole e+i community. No matter if you want to announce a job opening, a call for tenders or the start of a new project: it will just take few clicks to publish it on our Shareweb. </span>Go directly to the <a href="/site/EI/memberarea/Pages/share-your-knowledge.aspx" target="_blank">tool </a>or a look a the tutorial below:</p><div class="container" id="Ppt-Iframe_container" style="text-align:center;"><iframe align="middle" class="ppt_iframe class=" src="/site/EI/_layouts/15/WopiFrame.aspx?sourcedoc=/site/EI/Style%20Library/js/angular/AdventCalendar/Share%20your%20knowledge.pptx&action=embedview&wdAr=1.3333333333333333" width="660px" height="495px" frameborder="0">This is an embedded &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;a target=&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;_blank&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39; href=&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;http&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#58;//office.com&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;Microsoft Office&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;/a&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt; presentation, powered by &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;a target=&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;_blank&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39; href=&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;http&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#58;//office.com/webapps&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;Office Web Apps&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;/a&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;.</iframe> </div></div> Integration of BEAM Exhange into DECDAt DCED’s Annual Meeting in Rome, in June 2017, the DCED Working Group was formally established and is now chaired by Andrea Inglin of SDC and Susanne Thiard-Laforet of the Austrian Development Agency (ADA). It will build on the achievements to date of the BEAM Exchange, the facility for knowledge exchange and learning about market systems development, originally funded by The Department for International Development (DFID)  and SDC. The advantage of integrating BEAM Exchange into DCED, apart from the obvious synergies with PSD itself, other donors can participate easier and give BEAM a sound foundation for sustainability. <a href="https://www.enterprise-development.org/organisational-structure/working-groups/overview-market-systems-development-working-group/" target="_blank">>>more</a> Advanced Training Workshop in Results Measurement for PSD<div class="toAlignListElmntOnPage"><p>For a week in November, close to thirty experienced results measurement practitioners gathered in Bangkok to share ideas and lessons, build their capacity and contribute to improving results measurement in PSD.  A number of them were grateful recipients of partial scholarships from SDC. </p><p>The group tackled a range of topics in results measurement including effective monitoring, credible impact measurement, assessment of women’s economic empowerment, the use of modern technology, multipliers, assessment of systemic change and analyzing and using information for decision making.  More information in the <a href="http://www.miehlbradt.com/Resources/TrainingResources/Advanced%20Training%20Workshop%20in%20Results%20Measurement%20Nov%202017.pdf" target="_blank">course flyer</a>. The practitioners shared experiences on addressing challenges in results measurement, such as how to work with the private sector on data collection, how to monitor in remote or inaccessible areas, how to do results measurement in small programs and if and how to assess non-financial benefits.  The practitioners particularly appreciated learning about innovations such as ICT-based data collection and new on-line tools for data visualization, as well as complementary methods for investigation such as social network analysis.  The most hotly debated topic was assessment of systemic change with practitioners sharing and deliberating on various approaches and tips.  Many participants reported that they got new ideas and a greater appreciation for the need to assess systemic change.  </p><p>The workshop facilitators will prepare five brief good practice notes to share some of the learning from the workshop. These notes will soon be published here, on our e+i shareweb.</p><div><img style="width:571.21px;height:428.75px;" src="/site/EI/PublishingImages/Covers/Image%20Advanced%20Training%20RM%20for%20PSD.jpg" class="fr-fic fr-dii" /><br></div></div>
Financial Sector Dev
State of the Smallholder Finance<p>Learn the newest developments, challenges and trends in the smallholder finance sector. Root Capital and other members of the Council on Smallholder Agricultural Finance (CSAF) hosted a webinar, as well as published an annual report. </p><p>Find everything on this <a href="https://www.csaf.net/state-of-the-sector/?utm_source=hs_email&utm_medium=email&utm_content=64838874&_hsenc=p2ANqtz-_QJZ-08Od5fs6jV3IIWkClu_ovscpFLIwSO3cBO_Ma8l3C_O9Ea2AJpBaPqhnS-uoNQePNWNGWo9ccmI1k6U8_GMCOdg&_hsmi=64838990">website. </a></p> Videos of the webinars on Local Economic Development in the SDC<div class="toAlignListElmntOnPage"><p>From 13 to 22 March, the e+i and DDLG Networks jointly hosted an e-consultation on Local Economic Development (LED). After three webinars in English, French and Spanish, Maja Rüegg und Marcus Jenal facilitated an e-discussion. The videos of the webinars are now published on the e+i Shareweb, a synthesis paper of the e-discussion will follow soon... <a href="/site/EI/Pages/PSD/ei_discussions_psd_all.aspx">[more on the PSD eDiscussion page]</a></p></div> Kick-off event: E-Talk series on youth employment promotion<div class="toAlignListElmntOnPage"><p>40 participants at the SDC HQ in Bern and many more connected through live-streaming attended the Youth Employment Kick-off event on 15 March with presentations by Matthias Herr, Stefan Butscher and Roman Troxler. Four eTalks are planned in the coming months. All potential participants are invited to suggest further topics.... [<a href="/site/ei/Pages/Content/Event-Profile.aspx?Event=2018-03%20Youth%20employment%20promotion" target="_blank">more</a>]</p></div> Job Offer: SHA-Secondment Asian Development Bank - Disaster Risk Financing Consultant Pakistan<p><b>The Divison Europe, Asia and Americas of the Humanitarian Aid of SDC is looking for a specialist in Disaster Risk Financing. </b>The most important points are: Experience with disaster risk financing required, Duty station: Islamabad - Pakistan, Swiss or EU nationals can apply only. <b></b><br></p><p>See the <a href="/site/DRR/Pages/Newsdetail.aspx?ItemID=285">detailed job description here.</a> </p><p><b>Contact person for more information:</b></p><p>Lotti Roth<br>Field Ressources H<br>lotti.roth@eda.admin.ch<br></p><p><b>Outputs</b><br></p><p><u>1. Inception Report covering;</u><br>a) Road map and timeline for preparation of DRF strategy, development of instruments and<br>deployment of one instrument on pilot basis.<br>b) Revised ToRs for disaster risk financing consultants/firms, as relevant<br>c) Initial scoping exercise capturing DRF activities completed, underway and planned by other<br>stakeholders.<br>d) Preliminary schedule of knowledge events (workshops) and related actions to support the<br>establishment of an insurance culture in the country.<br></p><p><u>2. Mid Term Progress Report covering;</u><br>a) Review of DRF activities and implementation status progress under the NDRMF and<br>contribution to wider efforts to strengthen the financial management of disaster risk in Pakistan.<br>b) Legal framework of DRF in Pakistan, gap assessment and recommendations for improvement<br>c) Revised road map, if required.<br>d) Draft guidelines on post-disaster budget execution.<br></p><p><u>3. Final Report covering;</u><br>a) Detailed review of DRF progress and achievements, including related challenges and<br>opportunities for further advancement.<br>b) Recommendations, including road map, for the design and deployment of further DRF<br>instruments and any additional DRF needs in support of the enhanced financial management<br>of disaster risk in Pakistan.<br>c) Final guidelines on post-disaster budget execution.</p><p><b>Qualifications</b><br><u>Education Requirements and Experience</u><br>I. Master's degree in Insurance, Risk Management, Actuarial Sciences, Economics Management,<br>ACII /FCII, Finance, Accounting, Statistics, Spatial Econometrics or other relevant fields of study<br>with specific experience of risk insurance and re-insurance.<br>II. The competent candidate should have a general experience of about 12-15years.<br>III. The candidate should have to demonstrate proven relevant experience of about 8-10 years<br>relevant to the assignment especially experience in the insurance, re-insurance sector,<br>preferably in a large re-insurance companies e.g. Munich Re Swiss, Re or any other.<br>IV. Must having track record of disaster related fiscal risk and the design of disaster risk financing<br>solutions.<br>V. Past experience of implementing similar projects in Asian countries and good understanding of<br>disaster risk financing in Pakistan, would be an advantage.</p><p><b>Start and duration</b><br>As soon as possible for 1 year (extendable)<br>Duty Station: Islamabad, Pakistan<br></p> SCBF end-November 2017 to end-February 2018<h1 style="text-align:center;">Approved Projects</h1><h4>E-Saving club Akiba Mexico</h4><p>The aim of this project is to digitalise the loan origination process of the partner financial institutions Pretmex and offer Akiba´s own digital MicroCreditLine product (MCL). Online lending is a relatively new concept in Mexico with only few providers covering mainly the consumer lending sector and at usury rates. The MCL product specifically targets the funding need of low-income employees who often have to borrow at very high costs and unreasonable conditions when facing short-term financial emergencies. >> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2017-12-E-Savings.club-Akiba-Mexico_Factsheet.pdf" target="_blank">more</a></p><p><br></p><h4>J.Wipf  Guardian Life Insurance Limited (GLIL) Bangladesh</h4><p>The SCBF support of one year is meant to enhance the partners´ GLIL and BRAC capacities to develop and develop microinsurance products, one preferably with savings-linked component, offered to one or more segments of BRAC´s diverse and vast membership (it has the largest microfinance programme in the world). >> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-01-John-Wipf-Guardian-Life-Bangladesh-Factsheet.pdf" target="_blank">more</a></p><p><br></p><h4><span style="font-size:1.1em;letter-spacing:0.4px;">WWB Lead Foundation Egypt (automation)</span></h4><p>The main objective of the project is to transform Lead´s microinsurance operations to make them digital and automated, through the design and development of a fraud robot able to detect fraudulent insurance pay-out claims. Upon project completion, the insurance process automation solution should enable Lead to expand its client base from currently 180,000 to 318,000 clients in 2019 and manage high scale operations without adding more staff. >> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-02-WWB-Lead-Egypt-automation-Factsheet.pdf" target="_blank">more</a></p><p><br></p><h4>WWB Lead Foundation Egypt (family)</h4><p>Lead Foundation aims to develop at least one family health insurance product and roll it out to its currently over 200,000 clients and their families, expanding its beneficiary base to 950,000 by end of 2019, and thus enhancing their resilience in face of unexpected health crises and hospital emergencies. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2018-03-WWB-Lead-Egypt-family-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>Venture South Biashara na Fedha Tanzania</h4><p>Biashara na Fedha and Simusolar aim to develop, test and scale up customised loan products designed to finance the acquisition of solar-powered water pumps by smallholder farmers around Lake Victoria, reaching out to 1,000 farmers by 8.2019, and intending to reach 17,000 farmers three years after the support. The customisation will take into account the crop cycles and smallholder farmer credit profiles. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-04-Venture-South-Tanzania-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>Symbiotics MicroCred DRC</h4><p>The purpose of the product up-scaling support is to upgrade the existing loan products of MicroCred, esp. the roll-out of the local currency loan product in Congolese Francs (CDF). Secondly, the support will be focused on developing and launching deposit products, and providing to clients financial education on the spectrum of services (savings and loans). This is expected to lead to outreach of 7,500 CDF clients (2,000 new) and 17,000 deposit clients by end of 2018.          <span style="font-size:14.3px;letter-spacing:0.4px;">>> more</span></p><p><br></p><h4>Habitat Banco Solidario Ecuador</h4><p>Banco Solidario plans to redesign its existing housing microfinance product and adjust mobile tools to support credit officers in selling the products, improving the living conditions of at least 1,794 clients and their families at project end and 4,000 clients by December 2021. The technical assistance will also trigger a capital investment of USD 11 mil. for home improvements. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-06-Habitat-Banco-Solidario-Ecuador-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>Habitat COAC JA Ecuador</h4><p>COAC JA (Calculadora de Ahorro y Credito – Jardin Azuayo) aims to redesign its existing housing microfinance product and introduce a new micro-mortgage product, improving the living conditions of at least 2,000 / 500 clients and their families with the housing microloan and mortgage product (respectively) at project end and 6,000 / 1,200 clients by December 2021. Upon project completion, app. USD 8 mil. capital for home improvements will be mobilised. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-07-Habitat-COAC-JA-Ecuador-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>Habitat LOMC Sri Lanka</h4><p>With this technical assistance LOMC Sri Lanka aims to expand its housing portfolio by reaching out to new customer segments and build the capacity of product management within the institution. It is expected that by end of the project, 7,200 clients with families will have access to improved financial products and services for home improvement and app. USD 14 mil. will be invested in home improvements. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-08-Habitat-LOMC-Sri-Lanka-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>Habitat LOLC Cambodia</h4><p>Over 18-month period LOLC intends to introduce a new micro mortgage product and grow and manage its housing portfolio by gaining inputs on product level strategy and product management principles. Upon project completion, 2,520 families/clients will have access to improved financial products and services for home improvements/construction and approximately USD 8.4 mil. capital will be invested in home improvements. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-09-Habitat-LOLC-Cambodia-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>BFC NUCAFE Uganda</h4><p>NUCAFE is a coffee farmer organization with a total of 200 member organizations, which translates into over 1 million individual coffee farmers. This financial education campaign is designed to raise awareness and understanding of agricultural insurance (Relative Evapotranspiration Index Drought Insurance) for smallholder farmers and their general financial education to improve their financial capacities and change their attitude towards formal financial services. By project end, 70,000 smallholder coffee farmers (including 17,000 young farmers and 17,000 female farmers) will be able to better manage business activities as well as understand the importance of savings and risk management tools (including agricultural insurance). <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF_FEW-14-Nucafe-Uganda-Factsheet-.pdf" target="_blank">more</a></span></p><p><br></p> SCBF end-November 2017 to end-February 2018<h1 style="text-align:center;">
<b>Completed Projects</b></h1><h4>
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<b>WWB Al Amana Morocco</b></h4><div>Al Amana redesigned and rebranded its existing health insurance product to “Tayssir Al Amana” and developed a strong marketing campaign leading to an increase in uptake and usage of the product. That, in concert with the supportive management systems for product monitoring and evaluation resulted in a substantial growth of Al Amana´s microinsurance portfolio from 2013 through 2016. >>
<a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2013-05_FinalReport_Morocco_Al-Amana-WWB-edited.pdf" target="_blank">more</a></div><div>
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<img src="/site/EI/PublishingImages/Page-Images/Image_Project_SCBF%20end-November%202017%20to%20end-February%202018_0.jpg?RenditionID=5" alt="" style="width:479px;" />
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</div><div>“Rkia, client of Al Amana in Morocco, who makes her living through embroidery and sewing“</div><div>©Courtesy of Al Amana<br></div><div>
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<span style="letter-spacing:0.4px;color:inherit;font-family:"helvetica neue", helvetica, arial, sans-serif;">Positive Planet  Al Barid Bank  Morocco</span><br></h4><div>Al Barid Bank intended to develop a new payment agent network to deliver social benefits (G2P – government to people) to rural areas in Morocco through adapting its existing mobile banking platform (developed with the SCBF support 2013-01). However, this switch from cash-based to mobile-based distribution system was thwarted by changes in regulatory framework. <span style="letter-spacing:0.4px;">>>
<a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2013-08_Final-Report_Morocco_ABB_PlanetFinance-edited.pdf" target="_blank">more</a></span></div><h4>
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<b>Alliance Myanmar</b></h4><div>Alliance for Microfinance and Myanmar successfully developed, piloted and rolled out a successful Small Enterprise loan product, leading to an uptake of 10,713 loans by project end and aiding the successful development of the institution in the past two years. The SE loans now comprise 41% of the total loan portfolio and yielded 40% income for AMFIM in 2017. <span style="letter-spacing:0.4px;">>>
<a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF-FE_Final-Report-Alliance-30-12-2017-edited.pdf" target="_blank">more</a></span></div><div>
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<b>Alliance Myanmar</b></h4><div>AMFIM succeeded in designing a system where financial education is an integrated part of its business model and does not depend on the access to external funding after the initial phase of development. AMFIN adapted the content of the programme to serve the varying needs of its group loan clients and small enterprise loan clients. At project end, all group loan clients (over 45,000) have been trained with the presentation guide and at least 20,000 clients have watched the video at disbursement. For small enterprise loans, at least 1,500 clients have watched the disbursement video and 225 took part in one or more financial education training sessions. <span style="letter-spacing:0.4px;">>>
<a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF-FE_Final-Report-Alliance-30-12-2017-edited.pdf" target="_blank">more</a></span></div><div>
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<b>KiWi Mexico</b></h4><div>As part of the financial education campaign, KiWi Mexico designed a variety of tools and materials, such as user manuals, videos on YouTube, FAQ, and new scripts explaining how the digital platform for micro-merchants works (see reference to 2016-01) and how it contributes to better financial control, credit-worthiness and sales. <span style="letter-spacing:0.4px;">>>
<a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF-FEW-10-KiWi-Mexico-Final-Report-edited.pdf" target="_blank">more</a></span></div><div>
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<img src="/site/EI/PublishingImages/Page-Images/Image_Project%20SCBF%20end-November%202017%20to%20end-February%202018_1.jpg?RenditionID=5" alt="" style="width:479px;" />
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</div><div>“Rkia, client of Al Amana in Morocco, who makes her living through embroidery and sewing“</div><div>©Courtesy of Al Amana<br></div><div>
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</div> Article on Weather Index Insurance<p>Weather index insurance has often been hailed as a blessing for smallholder farmers to cope with climate shocks. These expectations were overblown. Generally, farmers’ uptake of index insurance remains low. But this does not mean that there is no potential. Research from Kenya shows that better tailoring index insurance to smallholder conditions could increase uptake with significantly positive effects for agricultural development. </p><p>You can read the full article <a href="/site/EI/Documents/FSD/Topics/Micro-Insurance/rural21-Magazine-WeatherIndexInsurance-2017.pdf" target="_blank">here.</a></p> 2017 Symbiotics MIV Survey<font face="Times New Roman" size="3">
</font><h3 style="margin:0cm 0cm 7.5pt;"><span style="color:rgb(255, 101, 0);font-family:"Arial","sans-serif";font-size:12pt;">2017 Symbiotics MIV Survey</span></h3><font face="Times New Roman" size="3">
</font><p style="line-height:150%;"><span style="color:rgb(80, 80, 80);line-height:150%;font-family:"Arial","sans-serif";font-size:10.5pt;">The 2017 <a href="https://sptf.info/administrator/components/com_civicrm/civicrm/extern/url.php?u=2390&qid=142455"><u><font color="#0000ff">Symbiotics
MIV survey</font></u></a> is now available. The survey, which is done on an annual basis,
provides comprehensive market trends and peer group analysis on microfinance
off-shore investments.</span></p><font face="Times New Roman" size="3">
</font><span style="color:rgb(80, 80, 80);font-family:"Arial","sans-serif";font-size:10.5pt;">This is the second
year that SPTF has partnered with <a href="https://sptf.info/administrator/components/com_civicrm/civicrm/extern/url.php?u=2391&qid=142455"><u><font color="#0000ff">Symbiotics</font></u></a>
to add questions to the MIV survey that look at how MIVs incorporate various
aspects of social performance into their activities. The questions cover
policies, tools, and initiatives related to the work of the SPTF and its <a href="https://sptf.info/administrator/components/com_civicrm/civicrm/extern/url.php?u=2363&qid=142455"><u><font color="#0000ff">Social
Investor Working Group</font></u></a> in the pursuit of ensuring responsible investment in
inclusive finance.</span> 20th anniversary of our Savings and Credit Forum<p><span style="font-size:14px;letter-spacing:0.4px;">This autumn we had the chance to have an inspiring and insightful Savings and Credit Forum on "<a href="/site/EI/Pages/Content/Profiles.aspx?SmartID=1768&item1=SC-Forum%202017-09" target="_blank">Why and how formal savings services matter to low-income and vulnerable households</a>"! We were lucky to celebrate the 20th anniversary of this unique event series for continuous learning, exchange and networking. Nathalie Wyser took the opportunity to give a very special thanks to Ruth Egger who had initiated the Forum and had guided it very wisely during many years, still being involved with helping to make this one on "Savings Services" outstanding again.  </span></p><p><span style="font-size:14px;letter-spacing:0.4px;"><br></span></p><p><img src="/site/EI/PublishingImages/Page-Images/Image_20th%20anniversary%20Save%20Credit%20Forum%20Group%20Photo.jpg" style="width:576.333px;height:337.349px;" /><span style="font-size:14px;letter-spacing:0.4px;"><br></span><br></p><p>from left to right:<br>Alexandre Berthaud (E-Savings), Peter Beez (FP e+i), Ruth Egger (formerly Intercooperation, now Board member HELVETAS Swiss Intercooperation), Nathalie Wyser (FP e+i), Graham Wright (MicroSave).</p><p><br></p><p>Did you get curious about our long history of Savings and Credit Fora? Find out <a href="/site/EI/Pages/FSD/Events/SC-Forum/savings-and-credit-forums.aspx" target="_blank">more</a><br></p><p><br></p> New feature to easily share the results of your work!<div class="toAlignListElmntOnPage"><p class="MsoNormal"><span lang="EN-GB" style="line-height:107%;">O</span><span lang="EN-GB" style="line-height:107%;">ur brand new tool allows you to share your news and documents within seconds with the whole e+i community. No matter if you want to announce a job opening, a call for tenders or the start of a new project: it will just take few clicks to publish it on our Shareweb. </span>Go directly to the <a href="/site/EI/memberarea/Pages/share-your-knowledge.aspx" target="_blank">tool </a>or a look a the tutorial below:</p><div class="container" id="Ppt-Iframe_container" style="text-align:center;"><iframe align="middle" class="ppt_iframe class=" src="/site/EI/_layouts/15/WopiFrame.aspx?sourcedoc=/site/EI/Style%20Library/js/angular/AdventCalendar/Share%20your%20knowledge.pptx&action=embedview&wdAr=1.3333333333333333" width="660px" height="495px" frameborder="0">This is an embedded &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;a target=&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;_blank&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39; href=&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;http&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#58;//office.com&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;Microsoft Office&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;/a&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt; presentation, powered by &amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;a target=&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;_blank&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39; href=&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;http&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#58;//office.com/webapps&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;#39;&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;Office Web Apps&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;lt;/a&amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;amp;gt;.</iframe> </div></div> SCBF mid-August to end of November 2017<h1 style="text-align:center;">Approved projects: </h1><p><br></p><h3>Advans Ghana</h3><p>This intervention will enable Advans Ghana to conduct a post pilot review of the rural expansion done so far and based on the conclusions of the review roll-out the rural services (loans and savings) through alternative delivery channels (mobile solutions, mobile money, point of sales and agri-value chains). By April 2019, it is expected that at least 10,000 rural clients (3,300 borrowers) will be served and a rural portfolio (micro & SME) will represent 22% of the total loan portfolio. <a href="http://scbf.ch/wp-content/uploads/2011/03/20179721-SCBF_2017-06-Symbiotics-Advans-Ghana-Factsheet_final.pdf" target="_blank">>>more</a> </p><p><span style="font-family:inherit;font-size:17px;letter-spacing:0.4px;">Zingsure Malawi</span><br></p><p>Zingsure will build up the local human resources (2,700 members as agents) to assist the Muslim Association of Malawi to register its members and to collect monthly premium contributions from them. Upon project completion, Zingsure should be in a position to provide initial life insurance group scheme cover to 1 million members in Malawi.<a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_Factsheet_PUW_2017-07-Zingsure-Malawi.pdf" target="_blank"> >>more</a></p><div><br><span style="font-family:inherit;font-size:17px;letter-spacing:0.4px;">Advans Tunisie</span><br></div><div><div>Advans Tunisie aims to expand its outreach and impact in rural areas via the expansion / launch of two types of lending services: 1) rural lending through alternative delivery channels, and 2) agri-lending with farmer and value chain centric approach. It aims to reach 500 rural and 113 agricultural clients by project end, representing 5% of the lending portfolio, and over 3,000 such new clients by 2020. <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2017-08-Advans-Tunisie-factsheet.pdf" target="_blank">>>more</a> </div><div><br></div><div><span style="font-family:inherit;font-size:17px;letter-spacing:0.4px;">Financiera Fundeser  Nicaragua </span><br></div></div><div><div>The objective is to promote an appropriate financial product for access to low-pressure irrigation technologies to modernise agricultural methods and increase income of small producers in Nicaragua, reaching 140 credit placements by end of pilot, and 5,000 three years thereafter. <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2017-09-Fundeser-iDeal-Nicaragua-Factsheet.pdf" target="_blank">>>more</a> </div></div><div><br></div><div><h3>Sèvis Finansye Fonkoze  Haiti</h3><div>The overall goal of this intervention is to sustainably scale up SFF´s individual small business loan product, with loans ranging from HTG 45,000 to HTG 6 mil., from current 4,718 to 13,532 clients by 2020. To accomplish this, it is essential for SFF to review the operations of the current product, to identify the critical weaknesses, staff capacity and design, and to identify several options for the product going forward. <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2017-10-OI-Fonkoze-Haiti-Factsheet.pdf" target="_blank">>>more</a></div><div><br></div><div><span style="font-family:inherit;font-size:17px;letter-spacing:0.4px;">Zingsure Zambia</span><br></div><div><div>To start its greenfield insurance operations in Zambia, Zingsure will build up the local human resources of three affinity groups to register their members and to collect quarterly membership fees from their members incl. the distribution of membership cards with the Zingsure embedded insurance offering. Upon project completion, Zingsure should be in a position to provide initial life insurance group scheme cover to 1 million members in Zambia. <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2017-11-Zingsure-Zambia-Factsheet.pdf" target="_blank">>>more</a></div></div></div><div><br></div><div><h3>Zingsure Zimbabwe </h3><div>The aim of this financial education campaign is to build and train the needed local human resources in Zimbabwe (133 financial education consultants, 367 micro entrepreneur agents, and 117 assessors) who will act as the focal point to provide information on insurance and financial services on an ongoing basis to the millions of members of large faith-based affinity groups and their extended family. <a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF_Factsheet_FEW-13-Zingsure-Zimbabwe.pdf" target="_blank">>>more </a></div></div><div><br></div><div><br></div><div><br></div><div><br></div> SCBF mid-August to end of November 2017<p></p><h1 style="text-align:center;">Completed projects:</h1><p></p><h3>
<span style="font-size:1.1em;letter-spacing:0.4px;"><b>E-Tontine La Poste du Benin</b></span><img data-filename="E-tontine Benin.png" alt="" style="font-family:inherit;letter-spacing:0.4px;" /></h3>The goal of the intervention was to use technology to increase formal micro-savings at La Poste du Benin by digitising and building bridges with traditional savings practices known as ‘tontines’. Over the short duration of the project 6,680 savings accounts were opened. The project was prematurely closed due to UNCDF intervening with a promise of substantial donor funding to piggy-back on this innovative, high-potential market entry of E-Savings.club. As a result, La Poste´s commitment to E-Savings.club weakened, leading to its crowding out from the market.
<a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2015-01_Final-Report_Benin_Post-_edited1.pdf" target="_blank">>> more</a> 
<p></p><p></p><p>
<br>
</p><div class="row"><div class="col-sm-3">
<img src="/site/EI/PublishingImages/Page-Images/Image_SCBF%20-2017-12.png" alt="" style="width:178px;height:72px;" />" </div><div class="col-sm-9"><p>“The first client of E-tontine (lady to far left) at La Poste du Benin. She is a travelling market trader who does not have enough money to own a stall, and therefore moves around the market selling glasses and small electric appliances. She started her E-tontine with FCFA 500 as she was eager to find a place to save.” ©Courtesy of E-Savings.club<br></p></div></div><h3>
<b><br>Syngenta  ACRE Africa  Tanzania</b></h3><div><div>ACRE Africa (formerly Kilimo Salama) developed a financial education strategy on how to reach smallholder farmers in several agricultural value chains through microfinance institutions, input companies, mobile network operators, and contract growers for agribusinesses. Over 70,000 farmers combined were trained in the Arusha and Iringa regions, with 27,500 taking up insurance within the two years of a related SCBF product up-scaling intervention 2014-01-02.
<a href="http://scbf.ch/wp-content/uploads/2014/04/FE-02-03-ACRE-Tanzania_edited1.pdf" target="_blank">>> more</a></div></div><div>
<br>
</div><div>
<img src="/site/EI/PublishingImages/Page-Images/Image_Project%20SCBF-2017-12-picture-Picture1.png" alt="" />
</div><div>“Ms Mwajuma, client of ACRE Africa in Tanzania, assessing the damage on her farm“ ©Courtesy of ACRE Africa</div><div>
<img src="/site/EI/PublishingImages/Page-Images/Image_Project%20SCBF%20Group%20Photo%202017-12.png" alt="" />
</div><div>“The farmers in Tanzania display their insurance certificates” ©Courtesy of ACRE Africa<br></div><p></p> LED? TED? Stocktaking<div class="toAlignListElmntOnPage"><p>The e+i Network is putting together a stocktaking on local economic development (LED) and territorial economic development (TED) initiatives in SDC. If you are engaged in any projects with a local/territorial focus – whether you call them LED/TED or not – please briefly let us know <a href="https://www.surveymonkey.com/r/2S9QXFP" target="_blank">here</a>. Thank you very much!</p></div> NADEL: Registration for courses in 2018 is open<div class="toAlignListElmntOnPage"><div>For over 20 years, the NADEL Center for Development and Cooperation at the Swiss Federal Institute of Technology (ETH Zürich) has been offering specialized courses to professionals working in NGOs, bilateral organizations, international organizations, foundations, and the private sector. <span style="letter-spacing:0.4px;">Further details about the program can be found </span> <a href="http://www.nadel.ethz.ch/education/individual-courses-for-professionals.html" style="background-color:#ffffff;letter-spacing:0.4px;" target="_blank">here</a><span style="letter-spacing:0.4px;">.</span></div><p><br></p></div> Satellite technology expedites insurance payouts in India’s crop insurance programme<p class="MsoNormal"><span lang="EN-US">Farmers in
several districts in Tamil Nadu are receiving payouts because their losses had
been identified by satellite data.</span></p>
<p class="MsoNormal"><span style="letter-spacing:0.4px;">Chennai,
(July 19th, 2017) Early insurance payouts were surging during the recent Rabi
cropping season in Tamil Nadu, a state in the south of India. For the first
time in India, a state government made use of satellite data in assessing
various damages and offered compensation to farmers under the prevented sowing
feature of the 2.8 bn USD-heavy national crop insurance programme. Under this
prevented or failed sowing cover famers received an average pay-out of around
200 EUR if in their village rice could only be sown in less than 25% of the
rice growing area because of too little or too much rain.</span><span style="letter-spacing:0.4px;">  <a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2017-09-spotlight2.aspx" target="_blank">>> entire press release</a></span><br></p> Project highlights in May to mid-August 2017<p>Please read the most interesting brief summaries on the <b>completed projects</b> (Zingsure Zimbabwe and KiWi Morocoo) and the <b>newly approved projects</b> (<span style="letter-spacing:0.4px;">approved projects: KiWi Mexico, Grameen Crédit Agricole RMCR Mali, Biashara na Fedha Kenya, Habitat FUDEMI & FUNDENUSE Nicaragua, Lead Foundation Egypt). <a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2017-09-spotlight1.aspx" target="_blank">>>here</a></span></p><p><br></p> 2 new microinsurance specialists join SCBF<div class="toAlignListElmntOnPage"><div>SCBF has had the pleasure to welcome new representatives of 2 current member organisations:</div><div><b style="letter-spacing:0.4px;">Martin Hintz</b><span style="letter-spacing:0.4px;"> (Allianz) previously worked in Jakarta for 7 years where he had grown microinsurance from 0 to 500,000 customers. Since 2011, he has been overseeing 12 active markets in Latin America, Africa and Asia, growing the customer base from 4 mil. to over 50 mil.</span></div><div><span style="letter-spacing:0.4px;"><strong>Bilal Mughal</strong></span><span style="letter-spacing:0.4px;"> (Zurich Insurance Group) recently joined Blue Marble Microinsurance on secondment from Zurich Insurance as a Head of Ventures with responsibility for venture design and operations and brings a plethora of expertise for SCBF. </span></div><div><span style="letter-spacing:0.4px;">Both Martin and Bilal strongly reinforce SCBF´s expertise in inclusive insurance services. </span></div></div> SCBF General Assembly Meeting at Swiss ReOn June 27, SCBF held its bi-annual general assembly meeting, with a thematic window on financial education, featuring two panellists: Juan Vega Gonzales (financial education specialists) and Alexandre Berthaud (SCBF vice-chair and in charge of a financial education campaign related to savings in Mexico). Furthermore, the <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2016-Annual-Report-FINAL.compressed.pdf" target="_blank">SCBF annual report</a> 2016 was presented.  Five brand new glossaries from the e+i Focal Point<div>The e+i Focal Point has developed five glossaries with key terms for Private Sector Development (PSD), Financial Sector Development (FSD), Systemic Change (MSD/M4P), Vocational Skills Development (VSD) and Monitoring and Results Measurement (MRM). The documents will help us to understand each other better until we rely completely on intelligent algorithms like the
<a href="https://www.deepl.com/translator" target="_blank">DeepL Translator</a>.<br></div><div>Below we listed some of the highly used terms in the respective fields. Do you have the same understanding of the terms as we do? Feedback is highly appreciated.</div><div>
<br>
</div><div class="table-responsive"><table class="table ms-rteTable-5" width="100%" cellspacing="0" style="background-color:#ffffff;color:#444444;font-family:arial, helvetica, sans-serif;letter-spacing:0.4px;"><tbody><tr class="ms-rteTableHeaderRow-5"><th class="ms-rteTableHeaderEvenCol-5" rowspan="1" colspan="5" style="padding:7px 5px 6px;border-top-color:#519aa1;width:624px;background-color:#519aa1 !important;">
<strong>Do you know what these terms mean in your field?</strong></th>
</tr><tr class="ms-rteTableOddRow-5" style="border:1px solid #519aa1;"><td class="ms-rteTableEvenCol-5" style="border-top-color:#009ac3;padding:7px 5px 6px;width:156px;">
<strong></strong><span lang="EN-GB" style="font-size:11pt;font-family:calibri, sans-serif;"><strong>Local Economic Development</strong></span></td><td class="ms-rteTableOddCol-5" style="border-top-color:#009ac3;padding:7px 5px 6px;width:156px;">
<strong></strong><span lang="EN-US" style="font-size:11pt;font-family:calibri, sans-serif;"><strong>Green Growth</strong></span></td><td class="ms-rteTableEvenCol-5" style="border-top-color:#009ac3;padding:7px 5px 6px;width:156px;">
<strong></strong><span lang="EN-US" style="font-size:11pt;font-family:calibri, sans-serif;"><strong>Institutions</strong></span></td><td class="ms-rteTableOddCol-5" style="border-top-color:#009ac3;padding:7px 5px 6px;width:156px;">
<strong></strong><span lang="EN-GB" style="font-size:11pt;font-family:calibri, sans-serif;"><strong>Blended Finance</strong></span></td><td class="ms-rteTableEvenCol-5" style="border-top-color:#009ac3;padding:7px 5px 6px;"><strong>Dual VET</strong></td></tr><tr class="ms-rteTableEvenRow-5" style="border:1px solid #519aa1;"><td class="ms-rteTableEvenCol-5" style="border-top-color:#009ac3;padding:7px 5px 6px;">See the <a href="/site/EI/Documents/PSD/Tools/Resource_Box/SDC%20-%20Glossary%20-%20PSD%20Terminologies%20-%202017-04.pdf" target="_blank">PSD glossary</a>.</td><td class="ms-rteTableOddCol-5" style="border-top-color:#009ac3;padding:7px 5px 6px;"><span style="letter-spacing:0.4px;">See the <a href="/site/EI/Documents/HowTo/M4P-MSD/SDC%20-%20Glossary%20-%20Systemic%20Change%20(MSD,%20M4P)%20Terminologies%20-%202017-04.pdf" target="_blank">MSD glossary</a>.</span></td><td class="ms-rteTableEvenCol-5" style="border-top-color:#009ac3;padding:7px 5px 6px;"><span style="letter-spacing:0.4px;">See the <a href="/site/EI/Documents/HowTo/Result%20Measurement/SDC%20-%20Glossary%20-%20Result%20Measurement%20-%20Terminologies%20-%202017-04.pdf" target="_blank">MRM glossary</a>.</span></td><td class="ms-rteTableOddCol-5" style="border-top-color:#009ac3;padding:7px 5px 6px;"><span style="letter-spacing:0.4px;">See the <a href="/site/EI/Documents/FSD/Tools/SDC%20-%20Glossary%20-%20FSD%20Terminologies%20-%202017-04.pdf" target="_blank">FSD glossary</a>.</span></td><td class="ms-rteTableEvenCol-5" colspan="1" style="border-top-color:#009ac3;padding:7px 5px 6px;"><span style="letter-spacing:0.4px;">See the <a href="/site/EI/Documents/VSD/Tools/SDC%20-%20Glossary%20-%20VSD%20Terminologies%20-%202017-04.pdf" target="_blank">VSD glossary</a>.</span></td></tr></tbody></table></div>
<br>
<br>
<br><br> S & C Forum: Why and how formal savings services matter to low-income and vulnerable households<div><span style="font-size:14px;">Our next Savings and Credit Forum will take place on </span><span style="letter-spacing:0.4px;font-size:14px;">Thursday, 28th September 2017 in Berne.</span></div><div><span style="font-size:14px;">Low-income households do not only need credit, they also need savings, insurance and money transfer services. </span><span style="letter-spacing:0.4px;font-size:14px;">Low-income households save. </span><span style="letter-spacing:0.4px;font-size:14px;">How do they save and what for? What obstacles... >><a href="/site/EI/Pages/Content/Event-Profile.aspx?Event=SC-Forum 2017-09" target="_blank">more</a></span></div> Microinsurance solutions to adress climate change<p>
</p><p class="MsoNormal"><span style="">The 2017 edition of
the journal takes a closer look at <b>microinsurance solutions for climate
change</b>, focusing on pioneering ideas in the way microinsurance is being
designed and offered, and highlighting key lessons learned from a range of
different programs and initiatives. </span></p><p class="MsoNormal"><span style="">It is a pleasure to
share <a href="/site/EI/Documents/FSD/Topics/Micro-Insurance/State%20of%20Microinsurance%202017_Microinsurance%20Network.pdf" target="_blank"><span style="">The State of
Microinsurance 2017 – Microinsurance solutions to address climate change</span></a>,
the third edition of the <b>Microinsurance Network’s Annual Journal </b>with
the insights into the microinsurance industry’s latest developments. </span></p><p class="MsoNormal"><b>Please draw special attention to the following articles,
where three initiatives that SDC supports are presented:</b><span style=""><br></span></p><ul><li><span style="">P.14: An integrated
risk Management Approach against climate risks: the R4 Rural Resilience
initiative in Senegal</span></li><li><span style="">P. 22:Rethinking
agricultural insurance: Lessons learnt from the Agriculture and climate Risk
Enterprise (ACRE) Africa</span></li><li><span style="">P.41: Overcoming the
challenges in designing natural hazard microinsurance products: a MICRO
experience in Central America</span></li><li><span style="">P.45: Risk reduction
and Adaption to climate Change for low-income farmers in India: "Climate
Resilience through Risk Transfer" (RES-Risk)</span></li></ul><p>
</p><p>
</p> Learning Session: When Governments get insured to build their resilience<font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">Dear all</span><font size="3"><font face="Calibri"><span lang="EN-US" style=""> </span><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"></span></font></font></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"><font size="2"> </font></span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">The e+i Focal Point for Financial Inclusion has the pleasure to invite you to the following learning session: </span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"><font size="2"> </font></span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><b><span lang="EN-US" style="color:rgb(84, 141, 212);font-family:"Arial","sans-serif";font-size:14pt;">When Governments get insured to build their resilience </span></b></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"><font size="2"> </font></span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">Low-income households and smallholder farmers need insurance: for example health insurance and/or agriculture insurance.</span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"><font size="2"> </font></span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><b><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">How does it work when Governments get insurance for example for the devastating effects of drought? How is the payout triggered? In the case of an event, how does the payout of the insurance reach the low-income households?</span></b></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"><font size="2"> </font></span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">Our colleagues Nadia Benani, Manuel Flury and Frank Bertelsbeck will provide us with valuable insights on two examples of macro insurance solutions and their link to Disaster Risk Management (DRM): </span><b><span lang="EN-US" style="color:rgb(84, 141, 212);font-family:"Arial","sans-serif";"><font size="3">the African Risk Capacity (ARC)</font></span></b><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"> and the </span><font size="3"><b><span lang="EN-US" style="color:rgb(84, 141, 212);font-family:"Arial","sans-serif";">Pandemic Emergency Finance Facility (PEFF)</span></b><span lang="EN-US" style="font-family:"Arial","sans-serif";">,</span></font><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"> as well as on the work of the </span><b><span lang="EN-US" style="color:rgb(84, 141, 212);font-family:"Arial","sans-serif";"><font size="3">Global Facility of Disaster Risk Reduction GFDRR</font></span></b><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">, providing Governments with support to improve their Disaster Risk Management (DRM).</span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"><font size="2"> </font></span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">The inputs focus on the organizations, their roles, their mechanisms at work and how they integrate DRM and insurance solutions.</span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"><font size="2"> </font></span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">For downloading Manuel Flury’s presentation on the ARC, please click <a href="/site/EI/_layouts/15/WopiFrame.aspx?sourcedoc=/site/EI/Documents/Events/2017%20-%20FSD%20Events/2017%20-%2006%20-ARC%20170621.pptx&action=default">here</a>. </span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">For downloading Nadia Benani’s presentation on the PEFF, please click <a href="/site/EI/_layouts/15/WopiFrame.aspx?sourcedoc=/site/EI/Documents/Events/2017%20-%20FSD%20Events/2017%20-06%20-PEFF.ppt&action=default">here</a>. </span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">For downloading Frank Bertelsbeck’s presentation on the GFDRR, please click <a href="/site/EI/_layouts/15/WopiFrame.aspx?sourcedoc=/site/EI/Documents/Events/2017%20-%20FSD%20Events/2017%20-%2006%20-%20GFDRR%20%2B%20Insurance%20Solutions.pptx&action=default">here. </a></span><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"> </span></p><font face="Times New Roman" size="3"> </font><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"><font size="2"> </font></span></p><font face="Times New Roman" size="3"> </font> Dynamic e-consultation on the revised guidance for managing Market Systems Development (MSD) projects in SDC<p>Beginning of April a dynamic e-consultation on the <strong>revised guidance for managing MSD projects in SDC</strong> has taken place. Network members from SDC as well as implementing agencies have very actively shared their observations on the revised guidance and their experiences and best practices in implementing MSD projects<em>.</em> Their observations have been incorporated into this  restructured, user friendlier and easier accessible document. Find it >><a href="/site/EI/Documents/PSD/Topics/Value%20Chain%20Development/SDC%20MSD%20Guidance%20Document%20revised%202017-06%20(en).pdf" target="_blank">here</a></p><p><br></p><p><br></p> News from SCBF<div><b>Project highlights in March to May 2017</b></div><div><b>Approved Product Upscaling Projects:  </b><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2017-01_FactSheet_Cambodia-Amret.pdf" target="_blank">Enhancing client value through microinsurance offerings by AMRET in Cambodia</a> and <a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF_FEW-11-EMI-Laos-Factsheet.pdf" target="_blank">Ekphatthana Microfinance Institution in Laos: Financial education on Credit Life Plus</a>. There are also several <strong>projects in the pipeline</strong> in Tunisia, Egypt, Bangladesh, Kenya, Nicaragua, Haiti, Zambia, Ivory Coast, Zimbabwe/Malawi, Madagascar and Mali.<br></div><div><b>SCBF General Assembly Meeting at SDC on March 2nd<br></b>SCBF held its bi-annual General Assembly meeting on March 2nd at SDC in Bern. The morning session included a thematic window with Marc Tison (MD ZingSure), Jason Perthel (Zing Founder & CEO) and Alex Mion (Zing CTO), with highly relevant presentation on their current and planned activities in Zimbabwe and Malawi. <br></div><div><strong>InsureCo</strong> <br>SCBF supported ZingSure initiative in setting up an insurance company “InsureCo”, a partnership between ZingSure Limited and the Apostolic Council of Churches of Zimbabwe to increase insurance penetration and stimulate wealth creation. The partnership is in line with financial inclusion vision of the Zimbabwean government as contained in the Zimbabwe Agenda for Sustainable Socio-Economic Transformation (ZimAsset – 2013). </div><div><br>>> <a href="/site/EI/Pages/News/Newsletter/SCBF-news-from-programmes-and-projects.aspx" target="_blank">what is SCBF? </a><br></div> Online course: Do you speak social finance?<div class="toAlignListElmntOnPage"><p class="MsoNormal" style="text-align:justify;line-height:150%;"><span style="color:rgb(32, 32, 32);font-family:"Helvetica","sans-serif";">Roots of Impact is excited to announce the launch of their online course <a href="https://pcdnetwork.org/forums/topic/125257/" target="_blank"><span style="color:rgb(43, 170, 223);text-decoration:none;">Access to Impact Investment for Social Enterprises</span></a> on May
3rd! It is the first ever FREE online course guiding social entrepreneurs
through entire journey of attracting impact investment and registrations are now ope</span>n. For more information discover the online course experience <span style="color:rgb(32, 32, 32);font-family:"Helvetica","sans-serif";font-size:12pt;"><a href="http://www.socialenterprisecourse.org/" target="_blank"><span style="color:rgb(43, 170, 223);text-decoration:none;">here</span></a>.</span><span style="color:rgb(32, 32, 32);font-family:"Helvetica","sans-serif";"><br> <br><strong><span style="font-family:"Helvetica","sans-serif";">What will you gain?</span></strong></span></p><ul><li class="MsoNormal" style="text-align:justify;color:rgb(32, 32, 32);line-height:150%;"><span style="font-family:"Helvetica","sans-serif";">A comprehensive, systematic step-by-step framework </span></li><li class="MsoNormal" style="text-align:justify;color:rgb(32, 32, 32);line-height:150%;"><span style="font-family:"Helvetica","sans-serif";">Valuable tools and knowledge to get investment-ready </span></li><li class="MsoNormal" style="text-align:justify;color:rgb(32, 32, 32);line-height:150%;"><span style="font-family:"Helvetica","sans-serif";">Insights into the right investor search profile and approach </span></li><li class="MsoNormal" style="text-align:justify;color:rgb(32, 32, 32);line-height:150%;"><span style="font-family:"Helvetica","sans-serif";">Guidance about the most appropriate financing instruments </span></li><li class="MsoNormal" style="text-align:justify;color:rgb(32, 32, 32);line-height:150%;"><span style="font-family:"Helvetica","sans-serif";">A wealth of tools, expert views, worksheets and case studie</span><span style="color:rgb(32, 32, 32);font-family:"Helvetica","sans-serif";font-size:12pt;">s</span><span style="font-family:"Helvetica","sans-serif";"> </span></li></ul></div> Swiss Microfinance Funds and savings accounts for our beneficiaries<p>Listen to our colleagues Rochus Mommartz (responsability) and Annette Kraus (Center for Microfinance, University of Zurich) being interviewed on the issue of Microfinance Funds. The 5 minutes long interview was aired on Swiss National Radio on March 15th 2017. It is in German. Among other highlights of this interesting interview, please don’t lose the moment (at 59 seconds) when Rochus gets all exited about <strong>2017 being the first year ever that Microfinance beneficiaries in India have the possibility to open a savings account at their Microfinance Institution</strong>: <a href="https://www.srf.ch/play/radio/popupaudioplayer?id=af14b82b-0811-461e-b883-c010dae48b41" target="_blank"><strong>here</strong> </a></p><p><img style="margin:5px;vertical-align:middle;float:right;" alt="" src="/site/EI/PublishingImages/Page-Images/Image_Radio%20Swiss%20Microfinance%20Funds.PNG" /></p> Savings and Credit Forum on Social Performance <p>On March 16th we held a Savings and Credit Forum on:</p><p><strong>What are Social Performance Management and Reporting Practices of Financial Institutions and Microfinance Impact Investor?</strong></p><div>please have a look at the different inputs from our colleagues. You can find the programme and the presentations<br>>> <a style="background-color:rgb(255, 255, 255);" href="/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2017-03-Social-Performance.aspx" target="_blank">here</a>.<br></div> Get your personal support. Free of charge, no administrative work<div class="toAlignListElmntOnPage"><p><br></p><p>It is a highly complex task to design and implement projects in the field of international development cooperation. This is one of the reasons why everyone who works in the field relies on useful resources and regular exchange with peers. Therefore, the Focal Point offers SDC e+i network members expert support for up to 8 hours. Learn more about this service <a data-cke-saved-href="https://www.shareweb.ch/site/ei/Pages/about/e-i-Expert-support.aspx" href="/site/ei/Pages/about/e-i-Expert-support.aspx" target="_blank">here</a> (we've even produced a short video for you).</p></div> Swiss Capacity Building Facility (SCBF)<div class="toAlignListElmntOnPage"><p><em>The Swiss Capacity Building Facility (SCBF) is a public-private development partnership dedicated to improving the lives and livelihoods of low-income people and micro-entrepreneurs in developing and emerging economies. It is a grant-making organisation with the objective to promote financial inclusion as a strategy for alleviating poverty.</em></p><p><em>SCBF currently unites 19 Switzerland-based member organisations, including SDC as the public partner and core funder. The members greatly contribute through their expertise, ensuring SCBF stays focused and selects high-impact projects for capacity building support. This creates a unique partnership working to help partner financial institutions to enhance their outreach to financially excluded populations, as part of social and economic development work.</em></p><p><strong>Project highlights in Product upscaling </strong>(November 2016 to February 2017)</p><p><img alt="" src="/site/EI/PublishingImages/Page-Images/Projects/7F-07719.02_SCBF%20Swiss%20Capacitiy%20Building%20Facility%20Mexico_2017.png" class="fr-fil fr-dii" /></p><p><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-PU-2016-01-KiWi-Mexico-Final-Report-edited1.pdf" target="_blank">KiWi </a>– making fintech work for micromerchants in Mexico: How technology can transform the microfinance industry</p><p>“KiWi card payment solution for micromerchants in Mexico“ ©Courtesy of KiWi<br> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p>  </p><p><br>Optimising claims under the <a href="http://scbf.ch/wp-content/uploads/2011/03/Final-Report-2016-03-Stonestep-Myanmar-edited.pdf" target="_blank">PGMF Beneficiary Welfare Programme</a> in Myanmar: <img style="width:288.4px;height:320.6px;" alt="" src="/site/EI/PublishingImages/Page-Images/Image_%20Project%202017%20SCBF%20Myanmar%20Village.png" class="fr-fir fr-dii" />“PGMF borrower impacted by a high-wind event.  The loan officer conducting a damage assessment“ (picture to the right) © Courtesy of Stonestep</p><p> There are several projects in the pipeline in Tunisia, Egypt, Bangladesh, Laos, Cambodia, Myanmar, Kenya, Colombia, Nicaragua, Haiti, Zambia, Kenya, Ivory Coast, and the Democratic Republic of the Congo.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p>  </p><p><strong>Opportunity International Switzerland joined the SCBF</strong></p><p> <img style="width:131.84px;height:76.5px;" alt="" src="/site/EI/PublishingImages/Logos/logo%20opportunity%20international%20schweiz.PNG" class="fr-fil fr-dii" />SCBF has cordially welcomed Opportunity International Switzerland as a new member, which joined in the second half of 2016. With that, SCBF´s membership base has grown to 19 organisations.</p><p>Opportunity International Switzerland (charitable Swiss foundation) is associated partner of the Opportunity International Network. Since 1971, OI has provided access to loans, savings and insurance to help women grow small businesses; teachers build local schools and smallholder farmers to increase their crop yields. Opportunity is actively serving 12 million hardworking entrepreneurs in 25 countries around the world.</p><p> </p></div> Overview of Impact Investment in Latin America<p style="margin:0cm 0cm 0.0001pt;"><span style="font-size:10pt;font-family:"trebuchet ms", sans-serif;color:black;">The Aspen Network ofDevelopment Entrepreneurs, Latin American Venture Capital Association & LGTImpact Ventures with the support of other partners, launched in late August the<b><span style="font-family:"trebuchet ms", sans-serif;"><a href="http://click.icptrack.com/icp/relay.php?r=69524546&msgid=935682&act=JSA1&c=337460&destination=http://www.andeglobal.org/blogpost/737893/255213/The-State-of-Impact-Investing-in-Latin-America" style="color:#0000ff !important;">Landscape of Impact Investment in LatinAmerica </a> </span></b>with a deep dive in Brazil, Colombia andMexico. </span></p><p style="margin:0cm 0cm 0.0001pt;"><span style="font-size:8.5pt;font-family:"trebuchet ms", sans-serif;color:black;"> </span></p><p style="margin:0cm 0cm 0.0001pt;"><span style="font-size:10pt;font-family:"trebuchet ms", sans-serif;color:black;">As part of this broaderproject ANDE shared today an <b><span style="font-family:"trebuchet ms", sans-serif;"><a href="http://click.icptrack.com/icp/relay.php?r=69524546&msgid=935682&act=JSA1&c=337460&destination=http://c.ymcdn.com/sites/www.andeglobal.org/resource/resmgr/CAM_1_pager_on_ImpInv.pdf" style="color:#0000ff !important;">Overview of Impact Investment in Central America</a>. </span></b></span></p><p style="margin:0cm 0cm 0.0001pt;"><span style="font-size:8.5pt;font-family:"trebuchet ms", sans-serif;color:black;"> </span></p><p style="margin:0cm 0cm 0.0001pt;"><span style="font-size:10pt;font-family:"trebuchet ms", sans-serif;color:black;">Enjoy! </span></p> SCBF<p> <img src="/site/EI/PublishingImages/Logos/Logo_SCBF.PNG" height="88" width="467" alt="" style="height:65px;" /> </p><p style="text-align:right;"> <br style="text-align:right;"></p><p>  </p><p style="text-align:left;">The Swiss Capacity Building Facility (<a href="http://scbf.ch/" target="_blank" style="text-align:left;">SCBF</a>) is a public-private development partnership dedicated to improving the lives and livelihoods of low-income people and micro-entrepreneurs in developing and emerging economies. It is a grant-making organisation with the objective to promote financial inclusion as a strategy for alleviating poverty.</p><p>SCBF currently unites 18 Switzerland-based member organisations, including SDC as the public partner and core funder. The members greatly contribute through their expertise, ensuring SCBF stays focused and selects high-impact projects for capacity building support. This creates a unique partnership working to help partner financial institutions to enhance their outreach to financially excluded populations, as part of social and economic development work.</p><p> <br></p><h5 style="text-align:left;"> <b style="text-align:left;">Project highlights in September & October 2016</b></h5><p> <b>Approved projects</b></p><p> <span style="font-size:1.1em;">Product up-scaling: </span><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_Factsheet_2016-09-FINCA-Haiti.pdf" target="_blank">Strengthening outreach to rural clients <span style="font-size:1.1em;">with e-wallets by FINCA Haiti: Integrating disbursements and improving delivery channels structure</span></a><br></p><p style="text-align:center;"> <img src="/site/EI/PublishingImages/Page-Images/Image_Project%20Group%20of%20agri-loan%20clients%20in%20Gros-Morne%20Haiti.png" alt="" style="margin:5px 0px;vertical-align:middle;" /> </p><p> <i style="font-size:1em;">Caption for the attached image: “A group of agricultural loan clients in Gros-Morne (Artibonite) in Haiti, about an hour inland from the FINCA branch on a dirt road. These clients repay their loans using mobile money.”</i><br></p><p> <span style="font-size:15.4px;">There are also several projects in the pipeline in Kenya, Colombia, Zambia, Ivory Coast, and the Democratic Republic of Congo.</span></p><p> <span style="font-size:15.4px;"><br></span></p><p> <b>Closed projects</b><br></p><p> <span style="font-size:1.1em;">Product up-scaling: </span><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2013-13_Final-Report_CIH_Morocco_edited1.pdf" target="_blank">CIH Bank in Morocco – Downscaling to target small enterprises</a><span style="font-size:1.1em;">.<br></span></p><p></p> Luca Etter: new member of the Advisory Committee for the Capital Aggregation Learning Lab at ANDE<p class="MsoNormal"><span>Our colleague <a target="_blank" href="/site/EI/memberarea/Pages/contact-profile-limited.aspx?k=Luca%20Etter">Luca Etter</a> has recently become member of the Advisory Committee for the CapitalAggregation Learning Lab at <a target="_blank" href="http://www.andeglobal.org/">ANDE</a>.</span></p><p class="MsoNormal"><span>ANDE's Learning Labs, formerly our Working Groups, are neutral convening spaces for diverse practitioners to share best practices and new research, discuss hot topics, andlearn from one another. The Labs can also offer a venue for joint research oraction on key issues.</span></p><p class="MsoNormal">About this lap: All ANDE Members have challenges accessing appropriate capital. This learning lab provides a space to capture knowledge ofthe spectrum of available finance along the continuum from grant funding todirect investment. Members include those providing and looking to accesscapital and aims to help differing SGB financing approaches to work together inthe most efficient way possible.</p> Advent, Advent...<div class="toAlignListElmntOnPage"><p><span style="font-size:12px;"></span></p><p>The focal point e+i has a special W<span style="color:#3d85c6;"><strong>e+i</strong></span>hnachtszeit treat for you! Every day you get the chance to explore, learn, laugh or just relax until it is Christmas (=We+ihnachten).</p><p>Make sure you don’t miss any stars to be opened and let us know in case you have questions or inputs.</p><p>>> <a href="/site/EI/Pages/Home.aspx" target="_blank">here</a> <<</p><p><span style="color:#3d85c6;">Your e+i focalpoint</span>.</p><p></p></div> Register now for the NADEL courses 2017<p></p><span style="font-size:12px;"> <p style="font-size:12px;"></p> <span style="font-size:12px;"> <p>NADELs course programme covers a wide range of relevant topis for practitioners in the field of e+i. Besides this, the courses are unique opportunity to engage with other peers, experts, policy makers, and in particular with the Swiss development cooperation community. The course programm, the registration forms, and more information about the admission requirements are available on<span style="font-size:13.2px;"> NADEL's </span><a href="http://www.nadel.ethz.ch/education/individual-courses-for-professionals.html" target="_blank">website</a>.<span style="font-size:13.2px;"> </span><br></p></span></span><span style="font-size:12px;"><span style="font-size:12px;"> <p>For professionals in the field of VET two courses are  especially recommended:</p> <p></p> <ul><li><p><a href="/site/EI/Pages/Events/event-detail.aspx?ItemID=147" target="_blank">M4P – Making Markets Work for the Poor (27.03. – 31.03.2017)</a><br></p></li><li><p><a href="/site/EI/Pages/Events/event-detail.aspx?ItemID=148" target="_blank">VET between Poverty Alleviation and Economic Development is (24.04. - 28.04.2017)</a><br></p></li></ul> <p></p> <p> </p> <p>Registration for the spring semester 2017 starts on October 31, and for the autumn semester 2017 it starts on May 29, 2017.<br></p></span> <p style="font-size:12px;"></p></span><p></p> New Report: ANDE - The State of Impact Investing in Latin AmericaThe <a href="http://www.andeglobal.org/">Aspen Network of Development Entrepreneurs</a> (ANDE), in partnership with the <a href="https://lavca.org/" target="_blank">Latin American Private Equity & Venture Capital Association (LAVCA)</a>, and <a href="https://www.lgtiv.com/en/" target="_blank">LGT Impact Ventures</a> has released a report on the growing landscape of impact investing in Latin America. Impact investing is a relatively nascent industry, and this report aims to fill the data gap in key Latin American markets. <p>The report covers trends in regional impact investing with a focus on impact measurement, talent, and gender. It explores fundraising, deals, and exits, and takes a deep dive into impact investing in Brazil, Colombia, and Mexico.</p><p>Click <a href="http://www.andeglobal.org/blogpost/737893/255213/The-State-of-Impact-Investing-in-Latin-America">here</a> to find the report in different languages.<br></p> Unlocking Blended Finance for Social Entrepreneurs, Savings and Credit Forum in Bern<p>This Savings & Credit Forum was organized by SDC in partnership with Ashoka - the largest network of social entrepreneurs and Obviam, manager of the SIFEM, the Swiss development Finance Institution. We looked at the topic of blended finance (also called hybrid finance by Ashoka) for social entrepreneurs and how to bridge the gap between public sector/ philanthropy and social impactor investors and investees. >><a href="/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2016-09-Blended-Finance.aspx" target="_blank"> find out more</a> </p> e+i Shareweb: New, exciting feature – Smartsearch<span lang="EN-US" style="font-family:arial, sans-serif;font-size:10pt;"><font color="#000000" style="font-family:arial, sans-serif;font-size:10pt;">Finding relevant documents, project examples and interesting events has now become much easier and faster with the new Smartsearch available on the e+i Shareweb. Discover it <a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2016-09-spotlight1.aspx" target="_blank" style="font-family:arial, sans-serif;font-size:10pt;">here</a>.</font></span> SDC on Swiss national news: 10vor10<p class="MsoNormal" style="margin:0cm 0cm 0pt;"><font face="Calibri" size="3" color="#000000">SDC finances the </font><a target="_blank" href="http://eye-kosovo.org/"><font face="Calibri" size="3" color="#0563c1">Enhancing Youth Employment (EYE)</font></a><font face="Calibri" size="3" color="#000000"> project in Kosovo with the aim of increasing the employment opportunities for young women and men who graduate from Vocational Education and Training (VET) schools and universities. EYE helps facilitating their transition from school into the workforce. The project, implemented by HELVETAS Swiss Intercooperation and MDA, uses a systemic approach to the labour market and works in the VSD and in the PSD domain. The popular Swiss TV news show “10vor10” has recently broadcasted a </font><a target="_blank" href="http://tp.srgssr.ch/p/portal?urn=urn:srf:ais:video:7d3dc25a-f616-4c92-8ac0-58ac16735641&autoplay=true&legacy=true&width=640&height=360&playerType="><font face="Calibri" size="3" color="#0563c1">5-minutes clip</font></a><font size="3"><font color="#000000"><font face="Calibri"> (in German) about one of the interventions of the project, which collaborates with Kosovar media companies.  <a target="_blank" href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2016-12-spotlight1.aspx">>> more</a></font></font></font></p> Study : Landscape of Microinsurance in Latin America and Caribbean<p class="MsoNormal"></p><p>Dear colleagues</p><p>It is a pleasure to send you <a href="http://www.microinsurancenetwork.org/groups/landscape-microinsurance-latin-america-and-caribbean-2014" target="_blank">The Landscape Study of Microinsurance in Latin America and the Caribbean</a> – a Changing Market, published the Microinsurance Network and the MunichRe Foundation.</p><p>The study is an update of the one of 2011, hence offers very interesting facts and figures as well as insights in the latest market developments. What are the dynamisms characterizing the market? I would like to share the following summary points:</p><ul><li>Significant product shifts. </li></ul><p>30 companies launched new products. Microinsurance products that continued since the previous study experienced dramatic but altogether positive shifting. Such significant product shifts are not limited to programs with very little outreach but include those with millions of clients, demonstrating that no program is exempt from assessment and restructuring. </p><ul><li>Increasing focus on mass markets. -> chapter 3 page 16 on Mass versus Micro</li></ul><p>The region is increasingly focusing on mass markets, with insurers either shifting to the mass market from micro insurance or entering the market focused specifically on the mass market. Mass insurance is addressing a wide ranging client base, micro insurance does address the low-income segment and their protection needs.</p><p>Example of an often repeated conversation between the authors of the study and several seniors insurers:</p><p>Author: <i>Do you offer any microinsurance? </i>Insurer: <i>No, we have insurance for everyone.</i></p><p>Author<i>: Anything for the low-income market? Insurer: They have access to our mass market products.</i></p><p>This is a dynamic we will have to further monitor with regards to the benefits and the value for low-income clients.</p><ul><li>The important role of distribution channels</li></ul><p>It is becoming clear that micro and mass insurance expansion is being driven massively by the availability and motivation of distribution channels. MFIs are no longer the key distribution channel in terms of premiums, with alternative channels (mobile network operators etc.) reaching up to 60% more people per product and exhibiting the greatest expansion since the 2011 study.</p><p><a href="/site/EI/memberarea/Pages/contact-profile-limited.aspx?k=Nathalie%20Wyser">Nathalie Wyser Vizcarra</a></p><p>Policy Advisor - Financial Inclusion</p> Swiss Capacity Building Facility (SCBF)<p align="center"> <img src="/site/EI/PublishingImages/Logos/Logo_SCBF%20Swiss%20Capacity%20Building%20Facility.JPG" alt="" style="margin-top:5px;margin-right:5px;margin-left:5px;" /> </p><p>The SwissCapacity Building Facility (SCBF) is a public-private development partnershipdedicated to improving the lives and livelihoods of low-income people and micro-entrepreneurs in developing and emerging economies. It is a grant-making organisation with the objective to promote financial inclusion as a strategy for alleviating poverty.</p><p>SCBF currently unites 18 Switzerland-based member organisations, including SDC as the public partner and core funder. The members greatly contribute through their expertise, ensuring SCBF stays focused and selects high-impact projects for capacity building support. This creates a unique partnership working to help partner financial institutions to enhance their outreach to financially excluded populations, as part of social and economic development work.</p><h3 style="text-align:center;">Project highlights in Q2 & Q3 2016</h3><h3 style="text-align:center;"> <b>Approved projects</b></h3><p class="col-sm-4"> <img src="/site/EI/PublishingImages/Page-Images/Image_Project%20SCBF%20Agriculture%20NL%202016%2009.jpg" alt="" style="width:200px;height:302px;" /> </p><p class="col-sm-8"> <i style="line-height:1.4285;">Product up-scaling:</i> </p><p> <a href="http://scbf.ch/wp-content/uploads/2011/03/2016-05-Factsheet-Jordan-WWB.pdf" target="_blank">Gender-focused savings-linked insurance for Microfund for Women in Jordan</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/2016-06_Factsheet_PUW_Acre-Kenya-amended.pdf" target="_blank">Phone ergonomics for improved uptake of Acre Africa´s mobile microinsurance in Kenya</a>  <br><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2016-07-WWB-Egypt-Factsheet.pdf" target="_blank">CareGiver insurance roll-out at Lead Foundation in Egypt</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2016-08_FactSheet_MFW-RefugeePilot.pdf" target="_blank">Expanding outreach of group lending and non-financial services to Syrian women refugees by Microfund for Women in Jordan</a> </p><p> <i> Financial education <br> </i> <a href="http://scbf.ch/wp-content/uploads/2014/04/FEW-10-Factsheet-Mexico-KiWi.pdf" target="_blank">KiWi – digital platform for micromerchants in Mexico</a> </p><p>There are also several projects in the pipeline in Ivory Coast, Haiti, Zambia and the Democratic Republic of the Congo.</p><p><br></p><p><br></p><p></p><br> <h3 style="text-align:center;"> <b>Completed projects</b> </h3><p> <i> Product up-scaling <br> </i> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2012-06-Apoyo-Guatemala-Final-Report-edited1.pdf" target="_blank">Institutional strengthening to scale up financial intermediation and financial inclusion by Apoyo Integral in Guatemala</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/2013-03_Pride_Tanzania-Final-Report_edited.pdf" target="_blank">Access to water and energy through microfinance by PRIDE RFW in Tanzania</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_Final-report_2013-07-PAMIGA-Ethiopia_edited.pdf" target="_blank">Access to water and energy through microfinance by Buusaa Gonofaa & Wasasa MFI in Ethiopia</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2011-06-2013-12_Tanzania_Swisscontact_Equity-Bank_Final-Report_edited.pdf" target="_blank">Promotion of women-run small businesses by Equity Bank Tanzania: Launch of Fanikisha+ loan product</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-Final-Report-2014-04-Ghana-Microfinanza-edited-public1.pdf" target="_blank">Introduction and up-scaling of microloans for the distribution of biochar stoves by ASA in Ghana</a> </p> save the date! "Unlocking Blended Finance for social entrepreneurs and social businesses": 21 September 2016<p></p><p>SDC's Employment and Income (e+i) Network invites you to the next Savings & Credit Forum on</p><p> </p><p><strong>Unlocking Blended Finance for social entrepreneurs and social businesses</strong></p><p> </p><p>organized by the SDC in partnership with Ashoka - the largest network of social entrepreneurs - and Obviam, manager of the SIFEM, the Swiss development Finance Institution. The topic is on blended finance (also called hybrid finance by Ashoka) for social entrepreneurs and how to bridge the gap between public sector/philanthropy and social impactor investors and investees.</p><p> </p><p>The conference will gather several speakers among which Markus Freiburg from the Financing Agency for Social Entrepreneurship (FASE) and Björn Strüwer from Roots of Impact who will present the ecosystem of blended finance and the different solutions already existing enabling investors to invest in social entrepreneurs and business. A successful social entrepreneur from the Ashoka network will also join and present how he/she developed a blended business model and how it helped the scaling of its impact. In the afternoon, we will break down in groups to go a step further, and collectively identify how we can each contribute to filling the gap of blended financing.</p><p> </p><p>The conference will take place on <strong>21st September 2016</strong> in Bern, close to SDC headquarters in Ausserholligen.</p><p> </p><p><strong>Further information <a href="/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2016-09-Blended-Finance.aspx" style="text-decoration:underline;">>>here</a></strong></p><p>We very much hope to see you in Bern and start the movement of unlocking much needed blended finance for social entrepreneurs and businesses.</p> Swiss Capacity Buildung Facility (SCBF) <div class="ExternalClassF60DD6BB264B43E9AFF9EC84C4E2F196"><p><a href="http://scbf.ch/" target="_blank"><img src="/site/EI/PublishingImages/Logos/Logo_SCBF.JPG" alt="" style="margin:5px;vertical-align:middle;float:right;" /></a> </p><p>The Swiss Capacity Building Facility (SCBF) is a public-private development partnership dedicated to improving the lives and livelihoods of low-income people and micro-entrepreneurs in developing and emerging economies. It is a grant-making organisation with the objective to promote financial inclusion as a strategy for alleviating poverty.</p><p> </p><p>SCBF currently unites 18 Switzerland-based member organisations, including SDC as the public partner and core funder. The members greatly contribute through their expertise, ensuring SCBF stays focused and selects high-impact projects for capacity building support. This creates a unique partnership working to help partner financial institutions to enhance their outreach to financially excluded populations, as part of social and economic development work.</p><p> </p><p><a href="http://scbf.ch/about-scbf/annual-reports/" target="_blank"><img src="/site/EI/PublishingImages/Covers/SCBF%20Annual.JPG" alt="" style="margin:5px;width:101px;vertical-align:middle;float:left;" /></a>On June 28, SCBF had its general assembly meeting, welcoming two new Swiss members: Venture South and responsAbility. Both joined in the first half of 2016 and reinforce SCBF's expertise in inclusive financial services. Furthermore, the <a href="http://scbf.ch/about-scbf/annual-reports/" target="_blank"><strong>annual report 2015 </strong></a>was presented. With this publication SCBF marks its first step towards reporting consolidated outreach figures. You can expect more on this very soon.</p></div> the 10 years report on the Index-Based Livetsock Insurance Project is now available<p>Dear colleagues</p><p>we are happy to share the <span lang="EN-US" style="font-family:arial, sans-serif;font-size:12pt;"><font color="#000000">10 years report on Index-Based Livestock insurance project (IBLIP).</font></span></p><p><span lang="EN-US" style="font-family:arial, sans-serif;font-size:12pt;"><font color="#000000">Please view it <a href="/site/EI/Documents/To%20SORT/Themes/PSD/7F-06642.02-Report%20-%20Index%20Based%20Livestock%20Insurance%20-%202005-2015-en.pdf">here</a>. </font></span></p><p> </p><p><span lang="EN-US" style="font-family:arial, sans-serif;font-size:12pt;"><font color="#000000"></font></span> </p> Agriculture Insurance: Forum, 11th May 2016<p>Our next Savings and Credit
Forum will feature 6 case studies from the field that hightlight different
aspects of "Progress
and Challenges in Inclusive Agriculture Insurance Market Development". We
have the privilege to get these Studies presented by experts who will
join us from the field. They will introduce us to experiences from
Eastern Africa, Bangladesh, Central America, Haiti, and two
regional approaches. (<a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2016-04-spotlight1.aspx" target="_blank">read more</a>)</p> Summit on Sustainable Finance<div class="ExternalClass7DD62429353D4925A0EEDC1A73BAADA9"><p><img src="/site/EI/PublishingImages/Page-Images/Image_Geneva%20Summit%20on%20Sustainable%20Finance_2016-03-22.JPG" alt="" style="margin:5px;width:90px;height:104px;vertical-align:middle;float:left;" />The programme and the presentations of the 3rd Geneva Summit on Sustainable Finance can be downloaded <a href="http://www.geneva-summit-on-sustainable-finance.ch/program-2016/">here</a>. The event took place on 22nd March 2016.</p></div> S&C Forum <div class="ExternalClass2A7B5ECA52464CE9927241D213C325FB"><p><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-05829.02_PAMIGA%20Water%20and%20Microfinance%20Initiative%20West%20Africa.JPG" alt="" style="margin:5px;width:144px;vertical-align:middle;float:left;" />The Savings and Credit Forum on: <strong>Inclusive finance promoting high impact solutions for low income populations in rural communities:</strong><strong>The PAMIGA model for improved access to water and energy</strong></p><p>was held on March 3, 2016. All the presentations can be downloaded <a href="/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2016-03-Inclusive-Finance.aspx" target="_blank">here</a>.</p></div> News from the Swiss Capacity Building Facility (SCBF)<p class="ExternalClass9F9FC33EF8714E8DB072B2170552B9BB"></p><p>The <a href="http://www.scbf.ch/" target="_blank">SCBF</a> is SDC’s major public-private development partnership with the Swiss financial sector to promote financial inclusion in the South. Activities under management since inception in 2011: </p><p></p><p><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-07719.02_SCBF%20Swiss%20Capacitiy%20Building%20Facility_Global.jpg" alt="" style="margin:5px;width:100px;vertical-align:middle;float:left;" /><a href="http://scbf.ch/product-upscaling-interventions/" target="_blank">Product Up-scaling interventions</a>: Approved interventions: 56 / Overall volume: CHF 11.80 mio / Approved SCBF contributions: CHF 7.00 mio / Self-contribution by partner financial intermediaries and third parties: CHF 4.8 mio (41%)</p><p><a href="http://scbf.ch/feasibility-studies/" target="_blank">Feasibility Studies</a>: Approved studies: 15 / Overall volume: CHF 2.15 mio / Approved SCBF contributions: CHF 1.39 mio / Self-contribution by partner financial intermediaries and third parties: CHF 0.76 mio (avg 35%)</p><p><a href="http://scbf.ch/financial-education-campaigns/" target="_blank">Financial Education Campaigns</a>: Approved campaigns: 9 / Overall volume: CHF 1.92 mio / Approved SCBF contributions: CHF 1.13 mio / Self-contribution by partner financial intermediaries and third parties CHF 0.79 mio.  (avg 41%)</p><p> </p><p><b>Highlights since the last newsletter:</b></p><p></p><p></p><p>Myanmar: SME lending<br>Mexico: digital payment platform<br>Zimbabwe: microinsurance greenfielding<br>Myanmar: microinsurance claims optimization<br>Mexico: digital ROSCA platform</p><p></p><p></p> Rethinking Good Practices in Land and Water Management <p>Why do watersheds matter when it comes to poor people’s livelihoods, their access to water or their protection from disasters and climate change? People living in watersheds know each other, they know their environment and their income depends on the watersheds.     50 development professionals from Latin America and the Caribbean, and from SDC Head Office, comprising five thematic knowledge networks, met for one week in Nicaragua to generate evidence on successful watershed management interventions. <a title="https://www.shareweb.ch/site/Agriculture-and-Food-Security/news/Documents/2015_12_f2f_nicaragua.pdf Ctrl+Click or tap to follow the link" href="/site/Agriculture-and-Food-Security/news/Documents/2015_12_f2f_nicaragua.pdf" target="_blank" style="color:#666666;font-weight:normal;text-decoration:underline;-ms-word-wrap:break-word;"> Read the 10 key messages at the beginning of the report! They will make a difference in your next project design.</a> (English) >> <a href="http://www.aguaycambioclimatico.info/evento-multiredes-cosude/sintesis-tematica.html" target="_blank" style="color:#666666;font-weight:normal;text-decoration:underline;-ms-word-wrap:break-word;"> Síntesis temàtica </a>(Español)<br>   </p> Access to finance - A micro credit bank supported by SDC is showing promising results<div class="ExternalClass605BCA8A49BD462C98C2C55D1C45E504"><div><img src="/site/EI/PublishingImages/Page-Images/Image_Project%20MBFM%201%20Workshop.jpg" alt="" style="margin:5px;width:100px;height:150px;vertical-align:middle;float:left;" />SDC Mozambique private and financial sector domain aims at improving access to finance. Since 2012, SDC has supported an innovative private public partnership to create a rural green-fielding institution called Microbanco Fides Moçambique SA (MBFM) whose technical assistance is provided by Financial Systems Development Services (FIDES). In this context of the PPDP, Swiss Microfinance Holding (SMH) acted as the private sector investor. MBFM is a formally licensed micro bank under the prudential regulation and supervision of central bank. The partnership between SDC, FIDES and SMH was designed to leverage scarce public resources and to reach 15’000 poor clients that could not be targeted through a standard project. In addition to MBFM, and as part of the project, an Inclusive Finance and Insurance Academy (INFINA) was established to train young Mozambican to staff MBFM. SDC is represented by the COOF at MBFM board of Directors.<a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2015-12-spotlight6.aspx" target="_blank"> >> more</a></div></div> News from the Swiss Capacity Building Facility (SCBF)<p class="ExternalClassDF7D0556FD0945B7AD9FC7A5EE78717F"></p><p>The <a href="http://www.scbf.ch/" target="_blank">SCBF</a> is SDC’s major public-private development partnership with the Swiss financial sector to promote financial inclusion in the South. Activities under management since inception in 2011: </p><p></p><p style="line-height:14.93px;"><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-07719.02_SCBF%20Swiss%20Capacitiy%20Building%20Facility_Global.jpg" alt="" style="margin:5px;width:100px;height:151px;vertical-align:middle;float:left;" /><b><a href="http://scbf.ch/product-upscaling-interventions/" target="_blank">Product Up-scaling interventions</a>: </b>Approved interventions: 52 / Overall volume: CHF 10.75 mio / Approved SCBF contributions: CHF 6.53 mio / Self-contribution by partner financial intermediaries and third parties: CHF 4.22 mio (39%)</p><p style="line-height:14.93px;"><b><a href="http://scbf.ch/feasibility-studies/" target="_blank">Feasibility Studies</a>:</b> Approved studies: 15 / Overall volume: CHF 2.17 mio / Approved SCBF contributions: CHF 1.42 mio / Self-contribution by partner financial intermediaries and third parties: CHF 0.75 mio (avg 31%)</p><p style="line-height:14.93px;"><b><a href="http://scbf.ch/financial-education-campaigns/" target="_blank">Financial Education Campaigns</a>:</b> Approved campaigns: 8 / Overall volume: CHF 1.75 mio / Approved SCBF contributions: CHF 0.97 mio (avg 40%)</p><p style="line-height:14.93px;"><b>Highlights since the last newsletter </b><br><span style="line-height:1.6;font-size:14px;">A</span><span style="line-height:1.6;font-size:14px;">pproval of one product up-scaling intervention in Haiti and feasibility</span><span style="line-height:1.6;font-size:14px;"> studies in Myanmar and Bangladesh. There are also several proj</span><span style="line-height:1.6;font-size:14px;">ects</span><span style="line-height:1.6;font-size:14px;"> in the pipeline.</span></p><p style="line-height:14.93px;"><span style="line-height:1.6;font-size:14px;"><br>Completion of six product up-scaling interventions including one in <a href="http://scbf.ch/wp-content/uploads/2015/10/SCBF_2011-07_Final-Report_Egypt_ABA_PlaNet-Finance_19-10-15_final-version1.pdf" target="_blank">Egypt</a>, Morocco, <a href="http://scbf.ch/wp-content/uploads/2015/10/2012-11_Nepal_NMB_M-Cril_final-version_27-10-15.pdf" target="_blank">Nepal</a>, Senegal, Haiti and Peru.</span></p><p></p><p><br> </p><p></p> The SCBF is SDC’s major public-private development partnership with the Swiss financial sector<p class="ExternalClass7A863909A79A410AAC0FADFB788D2773"></p><p>The <a href="http://www.scbf.ch/" target="_blank">SCBF</a> is SDC’s major public-private development partnership with the Swiss financial sector to promote financial inclusion in the South.<br>Activities under management since inception in 2011:</p><p> <br> <b>Product Up-scaling interventions: </b>Approved interventions: 50 / Overall volume: CHF 10.5 mio / Approved SCBF contributions: CHF 6.4 mio / Self-contribution by partner financial intermediaries and third parties: CHF 4.2 mio (36%)</p><p> <br> <b>Feasibility Studies:</b> Approved studies: 13 / Overall volume: CHF 1.8 mio / Approved SCBF contributions: CHF 1.3 mio / Self-contribution by partner financial intermediaries and third parties: CHF 0.5 mio (30%)</p><p> <br> <b>Financial Education Campaigns:</b> Approved campaigns: 8 / Overall volume: CHF 1.7 mio / Approved SCBF contributions: CHF 1 mio / Self-contribution by partner financial intermediaries and third parties: CHF 0.7 (40%)<br><b>Highlights:</b></p><p> </p><p>Completion of product up-scaling interventions in <a href="http://scbf.ch/wp-content/uploads/2015/05/SCBF-2013-02_Final-Report_Palestina_CAB_GAF_final.pdf" target="_blank">Palestine</a>, <a href="http://scbf.ch/wp-content/uploads/2013/11/2013-09_FactSheet_Honduras_Bamboo_Banco-Popular1.pdf" target="_blank">Honduras</a>, <a href="http://scbf.ch/wp-content/uploads/2015/01/2013-11_FactSheet_El-Salvador-Honduras_Habitat.pdf" target="_blank">El Salvador/Honduras</a>, <a href="http://scbf.ch/wp-content/uploads/2013/12/2012-06_FactSheet_Guatemala_Apoyo-Integral.pdf" target="_blank">Guatemala</a> and <a href="http://scbf.ch/wp-content/uploads/2014/12/2014-05_FactSheet_Nepal_PlaNetFinance_Manushi.pdf" target="_blank">Nepal</a>. Multiple interventions are currently in the pipeline for fall. </p><p>You might also want to have a look at the <a href="http://scbf.ch/about-scbf/annual-reports/" target="_blank">Annual Report 2014</a>.<br></p><p></p><p></p> Cash transfers to address acute malnutrition in emergency contexts<div class="toAlignListElmntOnPage"><p><em><span lang="EN-US" style="color:#666666;font-family:helvetica, sans-serif;font-size:10pt;">[by André Dürr, SDC]</span></em> There are multtiple causes for malnutrition in emergency and transitional contexts. Hence understaing the pre-emergency and emergency-specific causes of malnutrition is essential to plan a sensible intervention. Humanitarian agencies are increasingly using cash transfers to address acute malnutrition. <a href="/site/Agriculture-and-Food-Security/news/Documents/2015_09_cash_transfers_duerr.pdf" target="_blank"> <strong>But what does the evidence say?</strong></a></p></div>
Vocational Skills Dev
Course on the Mangement of Training Institutions<div class="ExternalClass055B46BCD3FC4387AE5C07FA9E7C8CEE"><div class="toAlignListElmntOnPage"><div class="ExternalClass33332C7D069C431FB23B0528AECD50A6"><p><span lang="EN-US" style="line-height:115%;font-family:"arial",sans-serif;font-size:11pt;">The training is organized and implemented by the ILO International Traininc Centre in
Turin. This course is over, but will be repeated later, so you might want to check out the site anyway.&nbsp;&nbsp;&nbsp;<a href="https://prezi.com/zlixdg0gqvm-/management-of-training-institutions-itc-ilo/" target="_blank">&gt;&gt;more</a></span></p></div></div></div> Latin America regional network meeting (on invitation only)<div class="ExternalClass1F1F2DE15DBD41CB939D02CB1244B1A8"><div class="toAlignListElmntOnPage"><div class="ExternalClass7F7FB334678648B2A96FF394E412A58D"><p class="ExternalClassFE1103765AD84557AB109D85B918E77C"><br></p><p>A regional SDC-workshop on vocational skills development (VSD) will take place in Colombia in February 2016. It will gather heads of SDC's VSD projects in Latin America and the Caribbean as well as the people responsible for this theme in Embassies/Cooperation Offices. The focus will be placed on school-to-work transitions and on coordination with the private sector. Part of the workshop will be held with SDC's gender regional network and will address the interplays between gender and VSD/employment issues. Participation only upon invitation. Results will be shared within the network.</p><p><br></p></div></div></div> Vocational Skills Development in the context of Violent Extremism – Technical Workshop<div class="ExternalClass4FC0B61B27FF4553B6FEBB6933285F64"><div class="toAlignListElmntOnPage"><div class="ExternalClass4092964AC9E14E39B7ABB0BB04976F01"><p class="ExternalClass3271774CAC7043CEBB4B57B0A3C4EBF5"><br></p><p><b style="font-size:1.1em;line-height:1.5;text-align:justify;">On 16-17 March 2016 a technical workshop on vocational skills development (VSD) in the context of violent extremism took place in Geneva. It gathered high-level practitioners, policy-makers and researchers, who discussed the potential contribution of VSD to the prevention of violent extremism (PVE). The workshop focused on targeting youth 'at risk' and on finding the most promising approach and design of vocational skills programmes. It also tackled the question of transition from training to employment in order to assure stable social and labour market integration of young people 'at risk'. The workshop's results served as input to the international policy conference on the implementation of the UN Action Plan to Prevent Violent Extremism held on 7/8 April 2016 in Geneva.</b></p><p><br></p><p style="text-align:justify;"><strong>Please find here the </strong><a href="/site/EI/Documents/Events/Events%20by%20date/2016-03%20Workshop%20VSD%20PVE%20-%20Geneva/160307_PVE_Workshop%20Program_final.pdf" target="_blank"><strong>workshop programme</strong></a><strong> and </strong><a href="/site/EI/Documents/Events/Events%20by%20date/2016-03%20Workshop%20VSD%20PVE%20-%20Geneva/2016-03%20-%20VSD%20in%20the%20context%20of%20PVE%20-%20Workshop%20Geneva%20-%20Participants.pdf" target="_blank"><strong>participation list</strong></a></p><p><strong>Day 1, Setting the stage: The drivers of violent extremism – and can vocational skills development address them?</strong></p><p><strong>Opening</strong></p><p style="text-align:justify;">Roger Denzer, Head of the Staff of the Directorate and Member of the Directorate of the Swiss Agency for Development and Cooperation (SDC), opened the technical workshop by emphasising the importance of an improved understanding of the drivers of violent extremism, and how VSD can potentially address them. He confirmed that PVE is high on both the international agenda and the Swiss foreign policy agenda. Denzer explained that the SDC's main contribution to PVE is to tackle fragility and insecurity issues and strengthen good governance. According to Denzer, VSD is one instrument to address PVE. He affirmed that education, VSD and employment facilitation are within the SDC's priorities for the coming years. To date, the SDC facilitated several projects in West Africa, Western Balkans and Honduras promoting vocational skills trainings in fragile and conflict-affected regions with the goal to facilitate the integration of youth into the labour market and providing an alternative to the deceptive lure of radicalization. By this workshop, Denzer has wished to move the discussion forward and help to gain deeper understanding of the key elements to take into account in SDC's vocational skills activities.</p><p><span lang="EN-GB"><strong>Find the opening speech </strong></span><a href="/site/EI/Documents/Events/Events%20by%20date/2016-03%20Workshop%20VSD%20PVE%20-%20Geneva/2016-03%20-%20VSD%20Workshop%20Geneva%20-%20Opening%20Speech%20by%20DRG.pdf" target="_blank"><span lang="EN-GB"><strong>here</strong></span></a></p><p><strong> </strong></p><p><strong>Keynote Speech: Preventing violent extremism: Defining the issues, tackling the problems</strong></p><p style="text-align:justify;">Mohammad-Mahmoud Ould Mohamedou, Deputy Director and Academic Dean of the Geneva Centre for Security Policy (GCSP) and Adjunct Professor at the Graduate Institute of International and Development Studies, highlighted in his speech the complexity of the subject matter and the lack of a common conception of PVE. PVE lacks a clear definition and clear boundaries from other fields, concepts and approaches. Given that radicalization is not a novel phenomenon, he raised the question of where today's extremism differs from earlier forms of violent extremism. According to him, extremism is a continuous multifaceted process, which is expanding, growing in complexity and density, and becoming more lethal. It needs to be understood universally. For those reasons, he pointed at our need of a refined policy thinking resulting in well-crafted operational planning and practices. He thinks a successful strategy for prevention should have an ownership at the grassroots level. The subsequent discussion focused on the need for a better understanding of the phenomenon by research and practice, the question of the goal of PVE programs and the difficulty of generalizing from other cases.</p><p><strong>To watch the Opening and Keynote Speech click </strong><a href="https://www.youtube.com/watch?v=gRX8Qnutqcs&feature=youtu.be" target="_blank"><strong>here</strong></a></p><p> </p><p><strong>Panel discussion: What is the role of vocational skills development in preventing violent extremism and how can it best be implemented?</strong></p><p style="text-align:justify;">The following panellists participated in the discussion:</p><ul style="font-size:14px;"><li><p><strong>Rudolf Batliner</strong>, Senior Scientist at NADEL, Centre for Development and Cooperation, ETH Zurich</p></li><li><p><strong>Shannon Green</strong>, Director and Senior Fellow, Human Rights Initiative, Centre for Strategic and International Studies (CSIS)</p></li><li><p><strong>Khalid Koser</strong>, Executive Director, Global Community Engagement and Resilience Fund (GCERF)</p></li><li><p><strong>Mohammad-Mahmoud Ould Mohamedou</strong>, Deputy Director and Academic Dean of the Geneva Centre for Security Policy (GCSP) and Adjunct Professor at the Graduate Institute of International and Development Studies</p></li><li><p><strong>Marc Probst</strong>, Executive Director of the Swiss Academy for Development (SAD)</p></li></ul><p style="text-align:justify;">The panel discussion evolved around the potential and limits of VSD as a response to PVE, the form and design of vocational skills programmes as well as the complex issue of targeting. It quickly became apparent that the factors fostering violent extremism are multiple and complex, situated on the structural, societal and individual levels. Hence, the panel agreed that VSD cannot be the sole response to preventing violent extremism. Common ground was established on the importance of inclusive and holistic program approaches to tackle the issue of PVE and long-term engagement of donors. Following a comprehensive strategy, programmes should not be limited to technical trainings but also include personal development (e.g. life resilience and empowerment skills) and labour market integration measures. Moreover, programmes are thought to be most effective if developing from the local/communal and grass-root level.</p><p><strong>Find the panel discussion on video </strong><a href="https://www.youtube.com/watch?v=ijrZojQsHHQ&feature=youtu.be" target="_blank"><strong>here</strong></a></p><p style="line-height:22.4px;"><br></p><p><br><a href="https://www.youtube.com/watch?v=ijrZojQsHHQ&feature=youtu.be" target="_blank"></a></p><p style="text-align:justify;"><strong>Day 2, Designing effective programmes: Focusing on the right people and skills for preventing violent extremism</strong></p><p style="text-align:justify;"><strong>Keynote Speech:</strong> <strong>Challenges of violent extremism for education policy frameworks</strong></p><p style="text-align:justify;">Michel Carton, Executive Director of the Network for international policies and cooperation in education and training (NORRAG) and Joost Monks, Managing Director of NORRAG, addressed the potential and limits of education and training policies to prevent violent extremism. In particular, they raised the question of the role of state and non-state actors. They also highlighted the importance of contextualising programs and policies. They especially called for further research in order to gain an improved understanding of violent extremism and the potential of education and training to address it.</p><p><strong>Find the keynote speech </strong><a href="/site/EI/Documents/Events/Events%20by%20date/2016-03%20Workshop%20VSD%20PVE%20-%20Geneva/2016-03%20-%20VSD%20Workshop%20Geneva%20-%20Presentation%20NORRAG.pdf" target="_blank"><strong>here</strong></a></p><p style="text-align:justify;"><strong> </strong></p><p style="text-align:justify;"><strong>Round table 1: Targeting: Which beneficiaries for PVE and poverty reduction? How to identify and reach out to them?</strong></p><p style="text-align:justify;">First, Martine Zeuthen, Team Leader of the EU-funded Strengthening Resilience to Violent Extremism programme (STRIVE) at the Royal United Service Institute (RUSI) shared her thoughts on identifying youth 'at risk' of radicalisation and recruitment based on her first-hand experiences of the <em>STRIVE Horn of Africa</em> Project in Kenya and Somalia. STRIVE is an attempt to identify youth 'at risk' and the criteria putting the 'violence-prone' youth at risk of being radicalized. These experiences show that radicalization is associated with a reduction of social networks in which young people are involved. The discussion following her presentation, however, showed how difficult it is to define such criteria and target groups while avoiding stigmatization and discrimination.</p><p style="text-align:justify;">Subsequently, Marc Probst, Executive Director of the Swiss Academy for Development (SAD) shared in his presentation on "Targeting youth at risk for VSD: A synthesis of experiences from the Middle East, Africa and Asia" practice experiences of the SAD's highly inclusive and contextualized programme approach. His main argument claimed that VSD does not work in isolation of other educational initiatives. He particularly highlighted the importance of tailored trainings to various educational backgrounds exceeding technical trainings and time frames. This includes personal development trainings, coaching and mentoring and goes beyond traditional project cycles and programme completion deadlines. Bringing together trainees with different backgrounds, including people considered 'at risk', is a way of avoiding stigmatization and experimenting peaceful diversity. In the discussion, participants agreed on the importance of context and the resulting complexity of generalizing or scaling up context-specific programmes and approaches.</p><p><br></p><blockquote style="padding:0px;margin-bottom:0px;margin-left:40px;border:none;line-height:22.4px;"><p><br></p><p><br></p><p><br></p><p><br></p><p style="text-align:center;"><strong>Martine Zeuthen, RUSI:</strong> <a href="/site/EI/Documents/Events/Events%20by%20date/2016-03%20Workshop%20VSD%20PVE%20-%20Geneva/2016-03%20-%20VSD%20Workshop%20Geneva%20-%20Presentation%20-%20.pdf" target="_blank"><strong>Identifying youth 'at risk' of radicalisation and recruitment – lessons from Somalia and Kenya</strong></a></p><p style="text-align:center;"><strong>Marc Probst, SAD:</strong><strong> </strong><a href="/site/EI/Documents/Events/Events%20by%20date/2016-03%20Workshop%20VSD%20PVE%20-%20Geneva/2016-03%20-%20VSD%20Workshop%20Geneva%20-%20Targeting%20Youth%20at%20Risk%20for%20VSD%20-%20Speeach%20Probst.pdf" target="_blank"><strong>Targeting youth at risk for VSD: A synthesis of experiences from the Middle East, Africa and Asia</strong></a></p><p><br></p></blockquote><p style="line-height:22.4px;"><br></p><p style="text-align:justify;"><br></p><p style="text-align:justify;"><strong><strong>Round table 2: Delivery: What kind of training and which skills are needed to improve young people's resilience and social cohesion?</strong></strong></p><p style="text-align:justify;"><strong>Tara Noronha, Senior Advisor on Youth Employment and Market Systems Development at Mercy Corps, presented a Mercy Corps VSD project for the Afghan youth and pointed at the need to be transparent about our success and failures to gain a better understanding of what works and what does not. She pointed at the need to design programmes in an explicit and youth-led manner. Her main lessons learnt were that programs need to provide more than jobs and have to be in balance with supply and demand. Gustavo Payan, Project Director, Education Development Center (EDC) underlined the importance of a holistic skills development approach for the youth 'at risk'. Hence, the EDC developed a skill curriculum to foster resilience of 'at risk' youth, among which vocational skills are just one of eight skill sets such as personal development, interpersonal communication, leadership, financial fitness, safety and health at work, worker and employer rights and responsibilities, introduction to entrepreneurship and work habits and conduct. Subsequently, Payan presented two youth projects in Kenya and Mali in which EDC applied their integrated model.</strong></p><p style="text-align:justify;"><strong>The subsequent discussion evolved around the effects of the increasing securitisation of development on education programs. Participants debated questions like what basic values and ethics in the whole security/VSD debate are, whether actors are honest about their intentions and what the role of the state in providing trainings is. In the discussion, three urgent needs were identified: 1) structural change of today's donor programming logic by longer timelines, 2) more donor flexibility, and 3) support to pilot-based approaches and inception phases of projects. Agreement was reached that trainings should go beyond technical skills but at best consist of a combination of VSD, life skills, socio-pedagogical support, youth work and urban development.</strong></p><p><br></p><blockquote style="padding:0px;margin-bottom:0px;margin-left:40px;border:none;line-height:22.4px;"><p><br></p><p><br></p><p><br></p><p><br></p><p style="text-align:center;"><strong><strong>Tara Noronha, Mercy Corps:</strong>  <a href="/site/EI/Documents/Events/Events%20by%20date/2016-03%20Workshop%20VSD%20PVE%20-%20Geneva/2016-03%20-%20VSD%20Workshop%20Geneva%20-%20presentation%20Tnoronha.pdf" target="_blank"><strong>Does youth employment build stability? Lessons from Afghanistan</strong></a></strong></p><p style="text-align:center;"><strong><strong>Gustavo Payan, EDC:</strong> <strong><a href="https://prezi.com/mnb3nu8r4dos/fostering-resilience-in-at-risk-youth-through-skills-develop/?utm_campaign=share&utm_medium=copy" target="_blank">Fostering resilience in at-risk youth through skills development: The EDC experience</a></strong></strong></p><p><br></p></blockquote><p style="line-height:22.4px;"><br></p><p><strong><br></strong></p><p style="text-align:justify;"><strong><strong>Round table 3: Integration: How can skills development programmes facilitate labour market integration and thereby societal integration of graduates?</strong></strong></p><p style="text-align:justify;"><strong>Annette Hoffmann, Research Fellow on private sector development and peace building at the Conflict Research Unit (CRU) of the Netherlands Institute of International Relations 'Clingendael', indicated in her presentation on "Skills training and labor market integration as a violence reduction tool", that labor markets and skill trainings are highly affected by questions of access and power. She pointed at the complexity of comprehensive integration due to its different levels. By offering skills training and employment, programmes may lead to economic integration while political and societal integration are still not granted. Following, Rachel Awad, Associate Director, Employment, Silatech emphasized the need for integrated programmes in collaboration with employers and the private sector. She argued that focusing on entry-level jobs in particular would best increase the attractiveness of the youth for enterprises.</strong></p><p style="text-align:justify;"><strong>The discussion circled around the basic premises of the VSD/PVE nexus: the idea that education leads to critical thinking and that employment leads to decreasing radicalization proneness. The participants agreed that it is for these reasons that comprehensive approaches are needed, alongside more research testing these assumptions.</strong></p><p><br></p><blockquote style="padding:0px;margin-bottom:0px;margin-left:40px;border:none;line-height:22.4px;"><p><br></p><p><br></p><p><br></p><p><br></p><p style="text-align:center;"><strong><strong>Annette Hoffmann, CRU:</strong> <a href="/site/EI/Documents/Events/Events%20by%20date/2016-03%20Workshop%20VSD%20PVE%20-%20Geneva/2016-03%20-%20VSD%20Workshop%20Geneva%20-%20Clingendeal%20-%20Presentation%20-%20Skills%20training%20and%20labour%20market%20integration.pdf" target="_blank"><strong>Skills training and labour market integration as a violence reduction tool: Pitfalls and success factors</strong></a></strong></p><p style="text-align:center;"><strong><strong>Rachel Awad, Silatech: </strong><a href="/site/EI/Documents/Events/Events%20by%20date/2016-03%20Workshop%20VSD%20PVE%20-%20Geneva/2016-03%20-%20VSD%20Workshop%20Geneva%20-%20Presentation%20-%20silatech.pdf" target="_blank"><strong>Job creation and employment for Arab youth – the Silatech experience</strong></a></strong></p><p><br></p></blockquote><p style="line-height:22.4px;"><br></p><p style="text-align:justify;"><br></p><p style="text-align:justify;"><strong><strong><strong>Wrapping up the workshop's findings</strong></strong></strong></p><p style="text-align:justify;"><strong><strong>Wolfgang Schlegel, Managing Director of INBAS and moderator of the day, wrapped up the main insights of the discussions of the two days. He asserted the complexity, lack of definitions and unclear terminology that PVE implies. Regarding VSD, he determined that no "one-size-fits-it-all-solution" can be applied. Rather, development approaches including VSD and PVE have to be contextualized and target group specific. His conclusion of the first roundtable was that targeting is crucial but very difficult since it holds a lot of risk indicators and the challenge to avoid stigmatization and discrimination. Hence, he stressed that agreement about targeting should be local and community-driven. About delivery, he stated that VSD has to go beyond technical skills: it has to be completed by life skills, socio-pedagogical support, youth work, urban development etc. Furthermore, delivery has to go beyond labour market orientation but offering real prospects and potential attractive occupations, because otherwise, there is a major risk of raising expectations, which can, if they are not met, easily lead to frustration. On the issue of integration, support at the transition from learning to work is essential for successful integration. In addition, he highlighted the need of social integration alongside labour market integration. Finally, he wrapped up four main challenges: 1) the question of how to mainstream PVE specific approaches or whether to include it in the main education pathways, 2) the question of how to reconcile the different aspects of social inclusion, scale, systemic change and sustainability, 3) challenges regarding adequate time horizons and resources, 4) the difficulty of implementing such approaches in the framework of today's donor programming logic.</strong></strong></p><p style="text-align:justify;"><strong><strong> </strong></strong></p><p style="text-align:justify;"><strong><strong><strong>The way forward: Defining next steps</strong></strong></strong></p><p style="text-align:justify;"><strong><strong>Frédérique Weyer, on behalf of the Focal Point Employment & Income, Swiss Agency for Development and Cooperation (SDC), provided the audience with an outlook on the next steps: The results of this workshop serve as a basis for the Workshop on Education, VSD and Labour Market Integration at 7/8 April Geneva Conference on the Implementation of the UN Action Plan on PVE. Furthermore, the results will be discussed internally in the SDC.</strong></strong></p><p style="text-align:justify;"><strong><strong>Weyer found that the workshop's results generally confirm the SDC' approach. A holistic approach that goes beyond technical skills, ensuring relevance through a sound analysis of contexts and needs/demands of the target groups, and long-term engagement is already part of SDC's support in VSD.</strong></strong></p><p style="text-align:justify;"><strong><strong>VSD is one of SDC's instruments to address violent extremism. It needs to be linked with other issues on which SDC is already active: basic education and transition to work in the first place, but also fragility, governance and human rights. The new message on Development Cooperation to the Swiss Parliament will place emphasis on fragility. More funds for basic education and VSD are also foreseen. In addition, a new education strategy, that includes both basic education and VSD, will be launched at the end of 2016. <strong> </strong></strong></strong></p><p><strong><strong><strong>Please find the whole presentation including wrap-up and next steps </strong><a href="/site/EI/Documents/Events/Events%20by%20date/2016-03%20Workshop%20VSD%20PVE%20-%20Geneva/2016-03%20-%20VSD%20Workshop%20Geneva%20-%20Presentation.pdf" target="_blank"><strong>here</strong></a></strong></strong></p><p><br></p><p><strong><strong><strong><strong>Interviews with participants</strong></strong></strong></strong></p><p><strong><strong><a href="https://youtu.be/fQdcCe_yaPY" target="_blank"><strong><em>Katerina Ananiadou, UNESCO-UNEVOC</em></strong></a></strong></strong></p><p><strong><strong><a href="https://www.youtube.com/watch?v=58nGahUFz5I&feature=youtu.be" target="_blank"><strong><em>Gustavo Payan, EDC</em></strong><br></a></strong></strong></p><p><strong><strong><a href="https://youtu.be/SgUr5G9FkcU" target="_blank"><strong><em>Roger Denzer, SDC</em></strong></a></strong></strong></p><p><strong><strong><a href="https://youtu.be/xilfv37t6Qc" target="_blank"><strong><em>Michel Carton, NORRAG</em></strong></a></strong></strong></p><p><strong><strong><a href="https://www.youtube.com/watch?v=vnuxkremk8M&feature=youtu.be" target="_blank"><strong><em>Mohammad-Mahmoud Ould Mohamedou, GSCP</em></strong></a><br></strong></strong></p><p><br></p><p><br></p><p><br></p></div></div></div> Webinar: New Ways of Learning – Integrating IT and social media in vocational skills development<div class="ExternalClass485C30AF89C642E5B240415CB198D4AA"><div class="toAlignListElmntOnPage"><div class="ExternalClassD088AA5F900F4718B444428B8B485AF2"><p class="ExternalClass3479AB487994408BA52DC769612CE993">Have you ever wondered how we can use the internet and information and communication technology (ICT) to enhance the skills of unemployed youth and to create more job opportunities? Or would you like to know how Facebook and other social media can be used to coach apprentices during work-place based training? On 31 March 2016  two experienced experts presented in a webinar innovative ideas of SDC projects and other real life examples from Sub-Saharan Africa, Nepal and Albania on how IT and social media can be used in vocational training and education.<br><br></p><p><strong>Webinar contents</strong></p><p style="text-align:justify;">Based on three cases, Urs Gröhbiel showed how ICT can support vocational training and work-based learning effectively. He concentrated on low threshold opportunities of using mobile devices to train unqualified workers in remote Nepalese villages, coach apprentices in Zimbabwe, and support midwives in training in rural South Africa. On this basis, he illustrated some typical challenges and success factors of ICT use in disadvantaged areas.</p><p>Ridvan Aliu talked about how he established a platform for Massive Open Online Courses (What is a MOOC? <a href="https://en.wikipedia.org/wiki/Massive_open_online_course" target="_blank">Read more</a>, or watch this <a href="https://commons.wikimedia.org/wiki/File:What_is_a_MOOC.ogg" target="_blank">video</a>) to change the way we learn and get access to jobs and careers in the global labour market. He illustrated the importance of peer-learning in our connected world and presented the case of a MOOC in Albania that signed up over 47'000 students in just over a year.</p><p><strong>Please find the webinar recordin</strong><strong>g</strong> <a href="https://youtu.be/6ss8eA5jO3M" target="_blank"><strong>here</strong></a> (parts of the recording have to be re-recorded owing to unsufficient audio quality and will follow shortly).</p><p><strong>Additional webinar material</strong>: <a href="https://eduongo.com/new-web/downloadables/EDUonGo-Almooc-case-study.pdf" target="_blank">Documentation</a>, <a href="/site/EI/Documents/Events/Trainings/2016-03%20Webinar%20Online%20Learning%20VSD/2016-03%20-%20Webinar%20-%20IT%20social%20media%20and%20VSD%20-%20SNBI%20Presentation.pptx" target="_blank">P</a><a href="/site/EI/Documents/Events/Trainings/2016-03%20Webinar%20Online%20Learning%20VSD/2016-03%20-%20Webinar%20-%20IT%20social%20media%20and%20VSD%20-%20SNBI%20Presentation.pptx" target="_blank">resentation of Urs Gröhbiel</a>, <a href="/site/EI/Documents/Events/Trainings/2016-03%20Webinar%20Online%20Learning%20VSD/2016-03%20-%20Webinar%20-%20ALMOOC%20-%20Albanian%20Massive%20Open%20Online%20courses%20-%20Presentation.pptx" target="_blank">P</a><a href="/site/EI/Documents/Events/Trainings/2016-03%20Webinar%20Online%20Learning%20VSD/2016-03%20-%20Webinar%20-%20ALMOOC%20-%20Albanian%20Massive%20Open%20Online%20courses%20-%20Presentation.pptx" target="_blank">resentation of Ridvan Aliu</a>, <a href="/site/EI/Documents/Events/Trainings/2016-03%20Webinar%20Online%20Learning%20VSD/2016-03%20-%20Webinar%20-%20VSD%20and%20IT%20-%20Q%20and%20A.pdf" target="_blank">Q&A</a>.</p><p><strong>The presenters</strong></p><p><br></p><p><br></p><p><strong>Urs Gröhbiel </strong>(Dr. rer.pol.) is based in Basel as the director of the <a href="http://snbi.ch/" target="_blank">Swiss Network for Educational Innovation</a> (SNBI) and founder of the learning.lab at the <a href="http://www.fhnw.ch/business" target="_blank">School of Business FHNW</a>. His research focuses on the innovative use of mobile technologies for learning and problem solving in disadvantaged areas. He provides consultancy to governments and NGOs in the areas of eLearning management, strategic management, innovation, quality development and monitoring in education. He is responsible for international development and cooperation, and supports interdisciplinary research & development activities at FHNW.</p><p><br></p><p class="ExternalClass3479AB487994408BA52DC769612CE993"> </p><p><strong><img src="/site/EI/PublishingImages/Portraits/Ridvan_Aliu_Photo.jpg" alt="" style="width:104px;height:127px;" class="fr-fic fr-dii" />Ridvan Aliu </strong>(M.S. in Computer Science), originally from Kosovo and based in Seattle, USA, is the founder and CEO of <a href="http://eduongo.com/" target="_blank">EDUonGo</a>, a company that offers an eLearning platform to help anyone create online courses without the need of programming. He is the creator of <a href="http://almooc.com/" target="_blank">ALMOOC</a>, an initiative that offers free training to Albanian speaking countries and offers them employment opportunities on the global IT market.</p><p>He is an enthusiast of Education Technology, and has previously worked as a Sr. Solution Architect for Microsoft, Amazon and Disney.</p><p>The webinar will be facilitated by HELVETAS Swiss Intercooperation. For queries, please contact Sonja Hofstetter, Adviser for Skills Development and Education, <a href="mailto:sonja.hofstetter@helvetas.org" target="_blank">sonja.hofstetter@helvetas.org</a>. </p><p><br></p></div></div></div> Donor Committee for dual Vocational Education and Training (DC dVET)<div class="ExternalClassEE1F113864884E45A5C83959BC03EE93"><div class="toAlignListElmntOnPage"><div class="ExternalClass1A360CFBF92C4274A51B1F61089B1923"><p class="ExternalClass80B4AB0A6AA94414B2D8F69334B07767">The founding event and symposium of the Donor Committee for dual Vocational Education and Training (DC dVET) is taking place on Thursday 14th of April 2016 in Lucerne (Switzerland). <span style="line-height:1.6;">The event will start with the public launch of the Donor Committee. With great pleasure we announce that Ambassador Thomas Greminger, Deputy Director SDC, will host this founding ceremony. In the afternoon at the symposium we will discuss selected questions on dual vocational education and training in development cooperation. Please f</span><span style="line-height:1.6;">ind more information </span><a href="http://www.dcdualvet.com/founding-event-of-the-donor-committee-for-dual-vocational-education-and-training/" style="line-height:1.6;" target="_blank">here</a><span style="line-height:1.6;">. </span><span style="line-height:1.6;">We will be very happy to welcome you at the event and ask you to register by using the </span><a href="https://kek.su.datacoll.net/nq.cfm?q=03C22F5F-AA36-4502-BEAF-5F68C58CD8AB" style="line-height:1.6;" target="_blank">Online Registration</a><span style="line-height:1.6;"> or via </span><a href="http://www.dcdualvet.com/" style="line-height:1.6;" target="_blank">www.dcdualvet.com</a><span style="line-height:1.6;">. <br><br>Find the videos of the event <a href="https://www.youtube.com/channel/UCiJW8TsGYn2oIGgM4cK-wvA/videos" target="_blank">here</a>.<br></span></p></div></div></div> Introduction to the Swiss Vocational Education and Training System & SDC’s approach to Vocational Skills Development world-wide<div class="ExternalClass1A004CC1872A4859AF823DE7893082B3"><div class="toAlignListElmntOnPage"><div class="ExternalClass08EE3C19C65043CCA8A886B491AD8569"><p class="ExternalClassB5857BF2530B40F69F0851347CB3C1CC">On June 20th 2016, in the context of the 2nd International Congress on Vocational and Professional Education and Training held in Winterthur, SDC offered a special program for its partners. The program attracted high-level policy makers and implementers from over 25 countries.</p><p class="ExternalClassB5857BF2530B40F69F0851347CB3C1CC"><br>The morning program offered both an overview of SDC's involvement and visions related to VET, and an introduction into the particularities of the Swiss dual system. In his <a href="/site/EI/Documents/Events/Events%20by%20date/2016-06%20SDC%20VSD%20Day%20and%20International%20Congress%20on%20VPET/2016-06%20-%20SDC%20VSD%20Day%20-%20Welcome%20Speech%20GRT%20-%20en.pdf" target="_blank">contribution</a>, Ambassador Thomas Greminger, Deputy Director General of SDC focused on the tremendous challenge of integrating thousands of young people in the labour market and the need in many countries to reform the VET-system to meet the requirements of the labour market and to ensure the inclusion of marginalized people.</p><p class="ExternalClassB5857BF2530B40F69F0851347CB3C1CC"><br>Prof. Cornelia Oertle, Director General of the Swiss Institute for Vocational Education and Training (SIVET) <a href="/site/EI/Documents/Events/Events%20by%20date/2016-06%20SDC%20VSD%20Day%20and%20International%20Congress%20on%20VPET/2016-06%20-%20SDC%20VSD%20Day%20-%20Presentation%20-%20Oertle%20-%20en.pdf" target="_blank">explained</a> the Swiss dual VET-system and in particular its permeability, which allows various ways of moving from basic education to higher education up to university level, even when starting off with an apprenticeship. She pointed at the expertise which the SIVET can offer to partner countries, namely curricula development and teacher's training, always with a focus on getting the private sector involved.</p><p class="ExternalClassB5857BF2530B40F69F0851347CB3C1CC"><br>Asked about the key ingredients for the success of the Swiss Dual VET-system, which could be relevant for other countries, Ambassador Greminger and Prof. Oertle mentioned the following features: a) Getting the private sector on board, b) Show that the partnership is producing a "win-win-win" situation and c) Create an enabling environment for the private sector to have an incentive for offering apprenticeships. In Switzerland good professionals are making careers which is one of the reasons, why VET enjoys a reputation that is equal to a university career. It is considered "a smarter way to get a job and make money". However, building this reputation is a difficult endeavour. It is necessary to show the benefits to companies in terms of productivity and of defining training contents in order to get appropriately qualified workers/professionals.</p><p class="ExternalClassB5857BF2530B40F69F0851347CB3C1CC"><br>In a second part Brigitte Colarte-Dürr, VSD Specialist and Senior Policy Advisor Employment and Income at SDC Berne <a href="/site/EI/Documents/Events/Events%20by%20date/2016-06%20SDC%20VSD%20Day%20and%20International%20Congress%20on%20VPET/2016-06%20-%20SDC%20VSD%20Day%20-%20Presentation%20SDC%20VSD%20Portfolio%20-%20Colarte%20-%20en.pdf" target="_blank">presented</a> examples of SDC's principles in VET, i.e. integrating traditional and modern VET, improving access to VET, quality and permeability. Four guests and partners from Burkina Faso, Nepal, Bolivia and Laos illustrated the practical implementation of these principles with stories from their projects.</p><p class="ExternalClassB5857BF2530B40F69F0851347CB3C1CC"><br>Rounding off the morning, Sybille Schmutz, Head of Secretariat of Donor Committee for Dual Vocational Education and Training introduced the newly formed Donor Committee for Dual VET and showed how the Committee intends to promote the case of Dual VET.</p><p class="ExternalClassB5857BF2530B40F69F0851347CB3C1CC"><br>Ambassador Thomas Greminger in his closing remarks <a href="/site/EI/Documents/Events/Events%20by%20date/2016-06%20SDC%20VSD%20Day%20and%20International%20Congress%20on%20VPET/2016-06%20-%20SDC%20VSD%20Day%20-%20Presentation%20-%20DCdVET%20-%20en.pdf" target="_blank">stressed</a> the need for a strong labour market orientation of VET, which makes public-private partnerships mandatory and requires sound policies and institutions. SDC is ready to support partner countries in their endeavour of reforming the VET-system.</p><p class="ExternalClassB5857BF2530B40F69F0851347CB3C1CC"><br>The afternoon program offered opportunities to experience the Swiss Dual VET-system in action. One group of participants visited the Agriculture Training Center and Farm Strickhof, to see <a href="/site/EI/Documents/Events/Events%20by%20date/2016-06%20SDC%20VSD%20Day%20and%20International%20Congress%20on%20VPET/2016-06%20-%20SDC%20VSD%20Day%20-%20Presentation%20-%20Strickhofe%20-%20en.pdf" target="_blank">VET in agricultural professions</a>, ranging from animal husbandry to viniculture.</p><p class="ExternalClassB5857BF2530B40F69F0851347CB3C1CC"><br>A second group, visiting the <a href="/site/EI/Documents/Events/Events%20by%20date/2016-06%20SDC%20VSD%20Day%20and%20International%20Congress%20on%20VPET/2016-06%20-%20SDC%20VSD%20Day%20-%20Presentation%20-%20STFW%20-%20de.pdf" target="_blank">Swiss Technical Training Center STFW </a>was provided with insights into the functioning of VET in Switzerland, including the specific role of associations in this system. In a tour through the school the infrastructure available for training and various forms of training were explained and could be observed live. To get an understanding of the supplementary functions of training centre-based training and workshop training, the group was taken to <a href="/site/EI/Documents/Events/Events%20by%20date/2016-06%20SDC%20VSD%20Day%20and%20International%20Congress%20on%20VPET/2016-06%20-%20SDC%20VSD%20Day%20-%20Presentation%20-%20ENGIE%20-%20en.pdf" target="_blank">ENGIE Services</a>, a company for building technology. Here, young trainees showed the skills that they had already acquired and the management presented the training concept of the company, emphasizing that the industry has a genuine interest in quality training, because it ensures the basis for maintaining a competitive edge in the global economy.     </p><p>Please find the detailled programme <a href="/site/EI/Documents/Events/Events%20by%20date/2016-06%20SDC%20VSD%20Day%20and%20International%20Congress%20on%20VPET/2016-06%20-%20SDC%20VSD%20Day%20-%20Program%20-%20en.pdf" target="_blank">here</a>. Here you find the <a href="/site/EI/Documents/Events/Events%20by%20date/2016-06%20SDC%20VSD%20Day%20and%20International%20Congress%20on%20VPET/2016-06%20-%20SDC%20VSD%20Day%20-%20Participants%20List%20-%20en.pdf" target="_blank">pariticipant list</a> and <a href="/site/EI/Documents/Events/Events%20by%20date/2016-06%20SDC%20VSD%20Day%20and%20International%20Congress%20on%20VPET/2016-06%20-%20SDC%20VSD%20Day%20-%20Directions%20-%20en.pdf" target="_blank">directions</a>.</p></div></div></div> 2nd International Congress on Vocational and Professional Education and Training<div class="ExternalClassD16222FADA774F61A7A665A364D5911C"><div class="toAlignListElmntOnPage"><div class="ExternalClassCF5DA3E1DA9846F1B31CBE7822863152"><p><span lang="EN" style="line-height:115%;font-family:arial, sans-serif;font-size:11pt;">The theme to be explored by&nbsp;this edition is <em><span style="font-family:arial, sans-serif;">«From Skills to Prosperity – Sharing
Elements of Success»</span></em>. Its focus lies on the international exchange
of successful principles within different VPET systems. Prominent speakers from
both Switzerland and abroad will take part in this congress, including top
political, economic, scientific figures responsible for decision-making on
vocational education and training matters.&nbsp;</span></p><p>You find furhter information on the congress <a href="http://www.vpet-congress.ch/?q=en">here</a><span style="color:#000000;line-height:16.86px;font-family:arial, sans-serif;font-size:14.66px;">. </span></p><p> </p></div></div></div> United Nations World Youth Skills Day <div class="ExternalClassC398321C8D8E442DA6E946BF16DC35CF"><div class="toAlignListElmntOnPage"><div class="ExternalClassD5DC5B844E954D24810FE82D8A584F6E">To raise awareness about the importance of youth skills development, UNESCO-UNEVOC will join the world in celebrating United Nations World Youth Skills Day on 15 July 2016! Join the celebrations and get active by:<br><p>Sharing articles about your institution’s celebrations. Email us your stories at <a href="http://www.unevoc.unesco.org/info.tvet%40unesco.org" target="_blank" title="info.tvet@unesco.org">info.tvet@unesco.org</a><img src="http://www.unevoc.unesco.org/pix/link_ext.gif" width="8" border="0" height="8" alt="" class="fr-fic fr-dii" /> and get featured on our website or social media. Find more information <a href="http://www.unevoc.unesco.org/go.php?q=Join%20us%20and%20celebrate%20World%20Youth%20Skills%20Day%20on15%20July%202016%21">here</a>.</p></div></div></div> Western Balkans regional f2f network meeting (on invitation only)<div class="ExternalClassEDC164001346489F84AE5BFB296A471E"><div class="toAlignListElmntOnPage"><div class="ExternalClass7A05EB47EC604ED3B4FC6FDC5B291FFC"><p class="ExternalClass1BCA868AE9ED4E4CB6CE5977E22585B6"><br></p><p class="ExternalClass02D18EAF440641A1A92F33A9915E353D"><br></p><p>Update: Read a summary of the event <a href="/site/EI/Documents/Events/Events%20by%20date/2016-09%20F2F%20Pristina/20160930%20SDC%20%20EI%20F2F%20Report%20Prishtina%2020-23%20Sept%20(en).pdf" target="_blank">here</a>. A regional SDC workshop will take place from 29 August to 2 September 2016 in Prishtina, Kosovo. It targets SDC staff and invitees from the Western Balkan Region and will be dealing with Vocational Skills Development. A detailed agenda is currently under development. Participation only upon invitation. Results will be shared within the network.</p><p><br></p><p><br></p></div></div></div> Discussion on the dispatch on international cooperation of Switzerland 2017-2020<div class="ExternalClass2179372B4509432D93212D7E25DBEE03"><div class="toAlignListElmntOnPage"><div class="ExternalClassD525949CFF1E49B9AB0C9A25169F9D43"><p class="ExternalClassE2F7691C843044FA90B01884211D1EDF"><br></p><p class="ExternalClassC7938D05D4744771A457E8522B7FA4B5"><br></p><p>Update: A summary of the event is available <a href="/site/EI/Documents/Events/Partner%20Activities/VSD%20partner%20activities/VSD/20160830%20FoBBIZ%20Botschaft%20Internationale%20Zusammenarbeit%20Zusammenfassung%20(de).pdf" target="_blank">here</a> (german only). The discussion on the dispatch on international cooperation of Switzerland 2017-2020 has been postponed to the 30th August 2016 at the Kulturlokal ONO in Berne. Please save the date and register <a href="http://www.fobbiz.ch/de/aktuell/2016/06/30/diskussion-botschaft-iza-ch-2017-20/" target="_blank">here</a>. </p><p><br></p><p><br></p></div></div></div> 5 years FoBBIZ anniversary celebaration - a mutuel glimpse into the future<div class="ExternalClass04D92495EDD9423293FF9E47FB467D3D"><div class="toAlignListElmntOnPage"><div class="ExternalClass395EFE8EEB6044BE86B9CBCA67737928"><p class="ExternalClass1D3632137BEE4781A4412C0189F95545"><br></p><p>We would like to invite you to the anniversary celebration of FoBBIZ. We would like to celebrate the achievements of FoBBIZ in the five past years. The celebration is accompanied by the muscian and pedagogue Bruno Bieri. At the same time, we would like to use this event to receive your ideas and suggestions for the next five years of FoBBIZ. We appreciate your registration on the following <a href="http://www.fobbiz.ch/de/aktuell/2016/06/30/jubilaeum-5-jahre-fobbiz/" target="_blank">link</a>.</p><p><br></p></div></div></div> Book Launch: Vocational and Professional Education and Training in Switzerland<div class="ExternalClass347E991425344E75A14EAACD4A5B889F"><div class="toAlignListElmntOnPage"><div class="ExternalClass90AD70AEA7844C39A46FB1C0CF2F1D1A"><p class="MsoNormal" style="margin:0cm 0cm 10pt;line-height:14.15pt;"><span lang="EN-GB" style="letter-spacing:0.2pt;font-family:arial,sans-serif;font-size:10pt;">Dear Sir/Madam,</span></p><p class="MsoNormal" style="margin:0cm 0cm 10pt;line-height:14.15pt;"><span lang="EN-GB" style="letter-spacing:0.2pt;font-family:arial,sans-serif;font-size:10pt;">On behalf of SFIVET, I would like to invite you to the launch of the new book "Vocational and Professional Education andTraining in Switzerland". Written in English, this book offers a clear overview of the Swiss system of upper-secondary level vocational education andtraining and tertiary-level professional education. The book also compares theSwiss VPET system with other VET systems in Europe and presents specificexamples where dual-track approaches to VET have been transferred to other countries.</span></p><span lang="EN-GB" style="letter-spacing:0.2pt;font-family:arial,sans-serif;font-size:10pt;">Together with authors Rudolf H. Strahm, BrunoGeiger and Erik Swars, I look forward to welcoming you to SFIVET campus inZollikofen on 12 September at 16h00. You can find the order form for the book <a href="/site/EI/Documents/Events/Partner%20Activities/VSD%20partner%20activities/VSD/Book%20Strahm%20VPETS%202016%20(en)%20(de).pdf">here</a>.</span><p class="MsoNormal" style="margin:0cm 0cm 10pt;line-height:14.15pt;"><span lang="EN-GB" style="letter-spacing:0.2pt;font-family:arial,sans-serif;font-size:10pt;">Yours sincerely,</span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><strong><span style="color:black;font-family:arial,sans-serif;font-size:10pt;">Prof. Dr. Cornelia Oertle </span></strong></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="IT-CH" style="color:black;font-family:arial,sans-serif;font-size:10pt;">Director</span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><strong><span lang="DE-CH" style="color:black;font-family:arial,sans-serif;font-size:10pt;">Eidgenössisches Hochschulinstitut für Berufsbildung EHB</span></strong></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><strong><span lang="FR-CH" style="color:black;font-family:arial,sans-serif;font-size:10pt;">Institut fédéral des hautes études en formation professionnelle IFFP</span></strong></p></div></div></div> Brown Bag Lunch: Velafrica <div class="ExternalClassCC92F65DAE014A8CA495904B3DD4F382"><div class="toAlignListElmntOnPage"><div class="ExternalClass74DD0D626A4F452F8BA6E099CAC907E7"><p class="ExternalClass01CB6C9B81F946499F0439F4A1A2141E"><br></p><p class="ExternalClass97CE73CB12974F2495E14FD0F93D5D3D"><br></p><p class="ExternalClass30D36779371B4647920016257CECCBE8">Velafrica will present their business model and show how they support social entrepreneurs in Africa.</p><p>For further information about the BBL please click <a href="/site/EI/Documents/Events/Events%20by%20date/2016%20BBL/BBL%202016-09%20Velafrica%20%20-%20Flyer.pdf" target="_blank">here</a>. <a href="/site/EI/Documents/Events/Events%20by%20date/2016%20BBL/BBL%202016-09%20Velafrica%20Input%20Fabiana.pdf">Here</a> you can find the introduction PPP and <a href="/site/EI/Documents/Events/Events%20by%20date/2016%20BBL/BBL%202016-09%20Velafrica%20Praesentation.pdf">here</a> the presentation of Velafrica.</p><p><br></p><p><br></p></div></div></div> Germany's dual system of vocational education<div class="ExternalClass654C7F6873C34D7A8302FD7F9B259BB6"><div class="toAlignListElmntOnPage"><div class="ExternalClass2A1DED3626A54D44807CDA7B809D9A38"><p class="ExternalClassBAB14DE98A284A9898C482F08E9B7B43"><br></p><p class="ExternalClass1AC8FDAAA5A842A0B58B795F286728E3"><br></p><p class="ExternalClassE2F1A5EA776D4E6AB5F104ED5358BC05"><br></p><p class="ExternalClass4708DF2603C74BFF9EB8BD52AB6B2910"><br></p><p class="ExternalClassD3D2F16D349B484B8DAE73A9939A703E"><br></p><p>The symposium addresses five core elements of the german dVET system: the private-public partnership, learning during the workflow, the acceptance of standards, the qualification of the <span lang="EN-US">voc</span><span lang="EN-US">at</span><span lang="EN-US">iona</span><span lang="EN-US">l training p</span><span lang="EN-US">erso</span><span lang="EN-US">nn</span><span lang="EN-US">el and the institutionalization of research and consultancy. </span><span lang="EN-US">The event is organized by the GIZ in collaboration with Federal Institute for Vocational Education and Training. Read <a href="https://www.bibb.de/de/50190.php" target="_blank">more </a>(german only). </span></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p></div></div></div> SBFI Herbsttagung<div class="ExternalClassF86ED070938F49E4B1F5DA63CA74A3F6"><div class="toAlignListElmntOnPage"><div class="ExternalClass48551E3672A14DE3BD6A2C635A3DB1A9"><div><div><div><p><span lang="DE-CH">Sehr geehrte Damen und Herren</span></p><p><span lang="DE-CH">Gerne laden wir Sie ein zur <strong>SBFI Herbsttagung derBerufsbildung am Dienstag, 15. November 2016</strong>.</span></p><p><span lang="DE-CH">Weitere Informationen entnehmen Sie bitte dem <a href="/site/EI/Documents/Events/Partner%20Activities/VSD%20partner%20activities/VSD/SBFI%20Herbsttagung%20Invitation%202016-11%20(It)%20(de).pdf">Einladungsschreiben</a> wie auch der </span><a href="https://www.sbfi.admin.ch/sbfi/de/home/aktuell/veranstaltungskalender-2016/herbsttagung.html"><span lang="DE-CH">Websitezur Herbsttagung</span></a><span lang="DE-CH">. Auf der Website können Sie sich </span><a href="https://www.sbfi.admin.ch/sbfi/de/home/aktuell/veranstaltungskalender-2016/herbsttagung/online-anmeldung.html"><span lang="DE-CH">online</span></a><span lang="DE-CH"> zur Teilnahme an der Tagung anmelden.</span></p><p><span lang="DE-CH">Wir freuen uns, Sie in Bern begrüssen zu dürfen!</span></p><p><span lang="DE-CH" style="font-family:arial, sans-serif;">_____________________________________</span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;">Mesdames, Messieurs,</p><p>Nous avons le plaisir de vous convier à la <strong>Conférence d'automne du SEFRI sur la formation professionnelle le 15 novembre 2016</strong>.</p><p>Vous trouverez toutes les informations utiles dans <a href="/site/EI/Documents/Events/Partner%20Activities/VSD%20partner%20activities/VSD/SBFI%20Herbsttagung%20Invitation%202016-11%20(It)%20(fr).pdf">l'invitation</a> ainsi que sur la <a href="https://www.sbfi.admin.ch/sbfi/fr/home/actualite/calendrier-des-manifestations-2016/herbsttagung.html"><span lang="FR-CH">page web de la Conférence</span></a>. Merci de vous inscrire <a href="https://www.sbfi.admin.ch/sbfi/fr/home/actualite/calendrier-des-manifestations-2016/herbsttagung/online-anmeldung.html"><span lang="FR-CH">en ligne</span></a>.</p><p>Meilleures salutations</p><p><span lang="FR-CH"><span lang="FR">Danielle Jeanneret </span></span><span lang="FR-CH"><span lang="FR"><span lang="DE-CH"><a href="mailto:danielle.jeanneret@sbfi.admin.ch"><span style="text-decoration:underline;">danielle.jeanneret@sbfi.admin.ch</span></a></span>                                                                    </span><br><br><span lang="FR">Collaboratricespécialisée unité politique de la formation professionnelle</span></span></p><p><span lang="FR-CH"><span lang="FR">Secrétariat d’Etatà la formation, à la recherche et à l’innovation</span></span></p></div></div></div></div></div></div> Education That Pays For Itself<div class="ExternalClassF6B31863B10046A99AA4B1D88BC67214"><div class="toAlignListElmntOnPage"><div class="ExternalClass4BE9AC5FEB8E4E7F89A8771A67D9BB4A"><p class="ExternalClassCCE63E5CE9F64D48AFBC26333185093E"><br></p><p class="ExternalClass43E45BA7155F499DA8BF863046813F43"><br></p><p>The conference is organized by Teach A Man To Fish in association with Fundación Paraguaya. This year's theme is "Schools For Success: Educating Tomorrow's Entrepreneurs". The list of speakers includes leaders of business, enterprise and sustainable education from Paraguay, South Africa and the UK. The winners of the School Enterprise Challenge 2015 from Zambia, India, the Ukraine and Scotlandwill also participate. Read more <a href="http://www.educationthatpaysforitself.org/" target="_blank">here</a>.</p><p class="ExternalClass3C5A4F82FFE44811B27E8330B5EA104B"><br></p><p class="ExternalClass3B8A825BB4674F8A889580FC9C6C357B"><br></p><p class="ExternalClass86A61B11A54B46E4B44282DD2165C6DC"><br></p><p class="ExternalClass1F9D5EF8FCF0403C932CD03C2A30552A"><br></p><p class="ExternalClass7B3E4D8586E84EBB929A87BB9DDD0A85"><br></p><p class="ExternalClassB6A076519619498E8F67B2E383BE8E59"><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p></div></div></div> OEB 2016<div class="ExternalClass828BE3A416FE4F35814ADAD71D35CAB9"><div class="toAlignListElmntOnPage"><div class="ExternalClass92E80C9AEE8D4023B8069492A9AAFCF0"><p class="ExternalClass8AEFC17AFE7642758FF518DF0DC13AFB"><br></p><p>The global, cross-sector conference on technology supported learning and training Berlin. For more information click <a href="http://www.online-educa.com/" target="_blank">here</a>.</p><p><br></p></div></div></div> Schweizer Forum für Berufsbildung und Internationale Zusammenarbeit (FoBBIZ) Annual Conference<div class="ExternalClassB014A5D68A494C278BA267E85366A6D7"><div class="toAlignListElmntOnPage"><div class="ExternalClassD730D2B365EB419783B86F704A355D85"><p><strong>Update:</strong> All presentation slides are avaiblabe <a href="http://www.fobbiz.ch/de/veranstaltungen/archiv-veranstaltungen/" target="_blank">here</a> (german only).</p><p>This years annual meeting will focus on the use of new media in the field of vocational education. In addition to the workshops and speeches, the book "Exportartikel Berufsbildung? Internationale Bildungszusammenarbeit zwischen Armutsreduktion und Wirtschaftsförderung“ will be launched at the event. Please click <a href="http://www.fobbiz.ch/de/aktuell/2016/10/12/jahresveranstaltung-2016/" target="_blank">here </a>to register for the event. To read the full invitation click <a href="/site/EI/Documents/Events/Events%20by%20date/2016-12%20FoBBIZ%20annual%20conference/2016-12-FoBBIZ-Jahresanlass%20Einladung-de.pdf" target="_blank">here</a>. </p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p></div></div></div> FAR International seminar on the formation of agriculture and rural areas<div class="ExternalClassE3E33CDA56D4470EBA920EC6807E45B8"><div class="toAlignListElmntOnPage"><div class="ExternalClassA586580EFFB54F89B4B016F7C6912725"><p class="ExternalClass0577B3428AFF44078EB8B9A385494E66"><br></p><p>[Only in FRENCH] La rénovation des dispositifs nationaux de FAR est bien engagée dans un nombre croissant de pays, leurs stratégies d’intervention étant pour la plupart d’entre eux clairement posées, en ligne avec les stratégies nationales de développement agricole et rural. Une des questions majeures reste toutefois posée : comment faciliter l’ancrage de ces dispositifs de formation et leur contextualisation dans leurs territoires de manière durable. </p><p>Objectifs :</p><p style="padding-left:10px;"><br></p><ul><li>Développer un langage commun sur la territorialisation des dispositifs de la FAR à partir du partage d’expériences sur la réalité et les enjeux de la décentralisation ;</li><li><p>Expliciter les niveaux différents auxquels l’ancrage de la FAR peut se faire en fonction des situations nationales ;</p></li><li><p>Définir, dans une logique de partenariat et du point de vue des collectivités, les différentes formes d’organisation et de financement envisageables pour cet ancrage ;</p></li><li><p>Définir une grille d’analyse aidant à guider la construction et la pérennisation d’une offre régionale de formation adaptée à la demande locale et procurant des services appropriés aux différentes catégories de bénéficiaires.</p></li></ul><p><br></p><p><a href="/site/EI/Documents/Events/Partner%20Activities/VSD%20partner%20activities/2016-12%20-%20FAR%20-%20Concept%20Note%20-%20Seminaire%20International%20sur%20la%20Formation%20Agricole%20et%20Rurale%20-%20Concept%20Note%20-%20fr.pdf" target="_blank">Read more</a>. </p><p><br></p></div></div></div> GIZ Thementag Bildung, Berufliche Bildung und Arbeitsmarkt<div class="ExternalClassF04835C1CBA444118E464316DEA954E1"><div class="toAlignListElmntOnPage"><div class="ExternalClassC8537EC8A107467EAE85ED0CC0003356"><p class="ExternalClass581CC931CF2A4C4BB835743F794FB699"><br></p><p class="ExternalClassCDDEB192CC3D4F07AAF8C94361698E2A"><br></p><p class="ExternalClassCE11BAEBDEAE420899CA761BD3B9F824"><br></p><p class="ExternalClass25B27D1ED56D4B0B96B402E3023CA7C5"><br></p><p class="ExternalClass625BC998792744218ACE4D2D8BA00443"><br></p><p class="ExternalClassB21F0A61F9614499BB3DFDF521EB5E85"><br></p><p class="ExternalClass8E00ECC809FA46B58AD2503F15094268"><br></p><p class="ExternalClassA525C8E78B5E4802BF6894D08D0C03DA">This years GIZs annual theme day for education and labor market is dedictated to the ongoing digitalisation of education and vocational training. Registration deadline is December 6. Read more <a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2016-12-spotlight4.aspx" target="_blank">here</a>.</p><p class="ExternalClassA525C8E78B5E4802BF6894D08D0C03DA"><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p></div></div></div> Learning Event: Impact Evaluation in Practice<div class="ExternalClass6F0590AA75974856A0C4F955BB4D5DC5"><div class="toAlignListElmntOnPage"><div class="ExternalClass1329111AA0334B31A0D69091D6F34892"><p class="ExternalClass7FE5B59665B34DD0ABD1B6C9A2CC093F"><br></p><p class="ExternalClass37E7B231A21244FD8824119076AD8B38"><br></p><p class="ExternalClassD9D519A9F19F4B4BB2500D6883858011"><br></p><p class="MsoNormal"><span lang="DE-CH">Liebe Kolleginnen und Kollegen</span></p><p class="MsoNormal"><span lang="DE-CH">Gerne laden wir euch zum ersten <strong> <em>E+C Learning Event</em></strong> zum Thema „Impact Evaluation in Practice“ am <strong>22. Dezember </strong>in der DEZA im A2038 ein. Patrick Premand, Senior Economist bei der Weltbank,wird einen Einblick in sein </span> <a href="https://openknowledge.worldbank.org/bitstream/handle/10986/25030/9781464807794.pdf?sequence=2&isAllowed=y" target="_blank"> <span lang="DE-CH">gleichnamiges Buch</span></a><span lang="DE-CH"> geben und den Ansatz anhand eines Beispiels eines Youth Employment Projekts in Côte d’Ivoire illustrieren. Wir würden uns sehr über eure Teilnahme freuen.</span></p><p class="MsoNormal"><span lang="DE-CH">Übrigens könnt ihr euch bereits den Termin für den zweiten E+C Learning Event reservieren: 19. Januar, 15:30 bis 17 Uhr zum Thema „Unintended effects of international cooperation“.</span></p><p class="MsoNormal"><span lang="DE-CH">Liebe Grüsse</span></p><p class="MsoNormal"><span lang="DE-CH">Sektion Evaluation und Controlling</span></p><p><br></p><p><br></p><p><br></p><p><br></p></div></div></div> BBL: SNV - Sustainable Nutrition for All & OYE<div class="ExternalClassD39C718C9CD546109219CDECB5B72A87"><div class="toAlignListElmntOnPage"><div class="ExternalClassD29527695A1B4062BB6A667FFB2A85B7"><p class="ExternalClass42FE395E3F574010916748BFF7341A6F"><br></p><p>SNV Netherlands Development Organisations will present results and experiences from their work on</p><p>- Sustainable nutrition for all</p><p>- Opportunities for youth employment</p><p>Please join us for this brown bag meeting on <strong>Tuesday</strong><strong>, January 24th from 12:45 - 14:00 at Freiburgstrasse 130, Room A 3038 </strong>with speakers from SNV.</p><p>Please click <a href="/site/EI/Documents/Events/Events%20by%20date/2017%20BBL/BBL%20-%20SNV%20-%20Sustainable%20Nutrition%20Opportunities%20for%20Youth%20Employment%20-%2024-2017.pdf">here</a> for further information.</p><p><br></p></div></div></div> Webinar: Facilitating inclusive labour market systems for youth employment<div class="ExternalClass68256A6181464D1EB35B1BA9BE12CB53"><div class="toAlignListElmntOnPage"><div class="ExternalClass7FAE4CB5742E4AD0BE51030BDCFC52F8"><p class="ExternalClassFA73E555B5D44C22AC567DAF58447C42"><br></p><p class="ExternalClassF798A1949973420785D498895E29A912"><br></p><p class="ExternalClassDB1F57673D56492B9EDA507B41150D20">The BEAM Exchange and HELVETAS Swiss Intercooperation would like to invite to a webinar on '<strong><em>Facilitating inclusive labour market systems for youth employment.</em></strong>' We will have two speakers, Gavin Anderson (Independent Consultant) and Jon Burns (Director, The Springfield Centre) using two independent case studies from SDC's RisiAlbania and EYE Kosovo projects. The webinar is moderated by Merten Sievers of the ILO, who is the Global Coordinator of Value Chains and Entrepreneurship.</p><p>Click here to <a href="https://goo.gl/forms/fSc5s0ILcjAobs8d2"><span lang="EN-GB" style="text-decoration:underline;"><em><strong>Register</strong></em></span></a> . Read more here: <a href="https://beamexchange.org/community/events/details/591/"><span lang="EN-GB" style="text-decoration:underline;">https://beamexchange.org/community/events/details/591/</span></a></p><p><br></p><p><br></p></div></div></div> Annual Conference of Swiss Humanitarian Aid and the Swiss Humanitarian Aid Unit<div class="ExternalClassFD71DFE9C42E43B2A4AC521C34FAFA33"><div class="toAlignListElmntOnPage"><div class="ExternalClass342F481082E846078C1248A7B52CDB3B"><p class="ExternalClass76F94FB33E3840A990BF455F14C5CEBF">The 2017 Annual Conference of Swiss Humanitarian Aid and the Swiss Humanitarian Aid Unit will <strong>focus on hope for children and young people in humanitarian crises</strong>. Participants include Federal Councillor Didier Burkhalter, Pierre Krähenbühl, General Commissioner of the United Nations Relief and Works Agency for Palestine Refugees in the Near East (UNRWA), Elhadj As Sy, Secretary General of the International Federation of Red Cross and Red Crescent Societies (IFRC), Ambassador Manuel Sager, Director General of the SDC and Ambassador Manuel Bessler, Delegate for Swiss Humanitarian Aid and Head of the SHA. More information and the registration form is available <a href="https://www.eda.admin.ch/deza/en/home/news/events.html/deza/en/meta/agenda/2017/3/jahrestagung-hh-skh-2017" target="_blank">here</a>.</p></div></div></div> ILO Webinar: Entrepreneurship Education in Afghanistan<div class="ExternalClass9C339599BC9E40B89F7FC7D09E1EF122"><div class="toAlignListElmntOnPage"><div class="ExternalClassF90DDC85478C494BA407FD6F13D9D25E"><p>The <a href="http://promo-dev.itcilo.org/eras/index.php?entryPoint=campaign_trackerv2&track=b3bef22f-6a72-645a-a8f4-58d0f76b06df" target="_blank">International
Training Center of the ILO</a>’s initiative “Promotion of Decent Work in
Situations of Fragility” is organising a cycle of webinars.<br>The first one will be held on March 30, 2017 at 11.00 a.m. (CET) and will focus on Entrepreneurship education in Afghanistan as a means to help the country move from fragility towards peace and resilience.</p><p>The speaker, Ms Kirsty Ramsbottom from The Development Alchemists, will
discuss some key findings from the recent study on Entrepreneurship Education
in Afghanistan, published by ITCILO.</p><p>Send an email to <a href="mailto:fragilestates@itcilo.org" target="_blank">fragilestates@itcilo.org</a> to
enrol for FREE, or check out the website to find out more: <a href="https://fragilestates.itcilo.org/2017/03/06/join-us-free-webinar" target="_blank">https://fragilestates.itcilo.org/2017/03/06/join-us-free-webinar</a>.</p></div></div></div> NADEL course: VET between Poverty Alleviation and Economic Development<div class="ExternalClassF2483E424FA24CAA9B5F477A99609B6B"><div class="toAlignListElmntOnPage"><div class="ExternalClassC8C0D5400B7447B38A858964502E8613"><strong>Course Objective </strong><p> </p><p>Rooted in Switzerland’s own unique and strong system, vocational education and training (VET) has been one of the key pillars in Swiss international cooperation ever since itsbeginnings. After a slack period, VET is back on the agenda of international cooperation.The aim of the training course is to strengthen the capacity of the participants in portfoliomanagement for VET, skills development and active labor market policies.<span style="font-size:1.1em;"> </span>Please visit NADEL's <a href="http://www.nadel.ethz.ch/education/individual-courses-for-professionals.html" target="_blank">website</a> for the registration forms or more information about the admission requirements. </p></div></div></div> FoBBIZ award 2017: Award ceremony<div class="ExternalClassAD46DA258B14453F956C6097A7C96BCA"><div class="toAlignListElmntOnPage"><div class="ExternalClass466D64C13FDA4999B6B04C5FB02A6EF2"><p>The Swiss Forum for Skills Development and International Cooperation (FoBBIZ) annually awards a price for successful, innovative and sustainable international skills development projects and concepts.Particularly, the FoBBIZ Prize is intended to draw attention to ideas,experiences or outcomes in this field within an international context. The prize is awarded to concepts, projects or developments that can be implemented at different levels (i.e. at the education system level, the institutional level or in teaching-learning processes).</p><p>Under this link:<span style="font-family:"Calibri","sans-serif";font-size:11pt;"> <a href="http://www.fobbiz.ch/de/fobbiz-preis/"><u>http://www.fobbiz.ch/de/fobbiz-preis/</u></a> you can find the documentation of the event.</span></p><p><br></p></div></div></div> ILO-ITC: Academy on skills development<div class="ExternalClass329524F8185A46F9B168A39EB7A399D0"><div class="toAlignListElmntOnPage"><div class="ExternalClassB3105F85791B402DA2AC2BA54CF0EF01"><p class="ExternalClass859407BF3B4E4E94BE699CD95183B57A">This Academy is a unique learning, knowledge-exchange and networking opportunity for everyone who wants to make a difference in the area of skills development and TVET in developing and emerging economies. It is directed at policy makers, government officials, social partner representatives and other experts and practitioners working in national institutions and NGOs, but also at experts working at the regional and international level. The Academy aims at stimulating learning and knowledge exchange on policies, challenges and options for building effective, responsive and inclusive skills development and TVET systems. Read more <a href="http://www.itcilo.org/en/areas-of-expertise/skills-development-and-vocational-training/academy-on-skills-development" target="_blank">here</a>. Deadline for application is 20 March 2017.</p></div></div></div> 1. Meeting of the EAC Technical Committee on Technical Vocational Education and Training<div class="ExternalClassC324C65260D340C5A6E0F4B61CC65A34"><div class="toAlignListElmntOnPage"><div class="ExternalClassA89954631D9B49E2A17E5999E8B2C9CE"><div>The purpose of the 1st meeting of the TVET TECHOM is to provide a platform for regional experts, policy makers and selected key stakeholders working in the TVET sub - sector to share information about the opportunities, challenges, lessons learnt and record good practices on harnessing TVET to promote citizens' mobility within and among member countries through the facilitation of a national and regional harmonization and mutual recognition of TVET. Please register before April 12, 2017 [<span style="font-size:11pt;background-color:#ffffff;">blondine-uwimana.eya-nchama[at]eda.admin.ch].</span></div></div></div></div> ILO: International Conference on Jobs and Skills Mismatch<div class="ExternalClassCFCC6D71F78144AA8FB2775836A9F822"><div class="toAlignListElmntOnPage"><div class="ExternalClass3C4F7D774E9A4E0E84D31BEA27EF0DC5">The conference aims to deepen understanding of the labour market effects of various types of skill mismatch and how they can be best measured in different country contexts. It will include ILO research and also present the work of other partner international organizations. For more information and the registration form click <a href="http://www.ilo.org/skills/events/WCMS_538198/lang--en/index.htm" target="_blank">here</a>.</div></div></div> Launch of SDC new Education Strategy - VSD and Basic Education<div class="ExternalClassD6A52F657F9B47D681D0DE94FEE79602"><div class="toAlignListElmntOnPage"><div class="ExternalClassA4BE539778C34AF68E1DAD1C0DDCD783"><p><br>For more Information about the event, click <a href="/site/EI/Pages/Content/Event-Profile-CQ.aspx?Event=2017-05-SDC%20Education-Strategy-Launch">here</a>.</p></div></div></div> Changing skills for changing world<div class="ExternalClass242DAA088958413E8505D34E735A90C8"><div class="toAlignListElmntOnPage"><div class="ExternalClass039C124EB4F84F8CBD057B280E15BFA7">The Torino Process international conference takes place on June 7-8, bringing together a broad spectrum of stakeholders in Turin, working together to drive vocational education outcomes forward. The ‘Changing Skills for a Changing World’ agenda is packed full of interesting topics, workshops, and a market place of ideas to showcase innovative projects by young people from ETF partner countries. Innovation through vocational education and training (VET) is a key theme throughout, setting the stage for keynote speaker Marianne Thyssen, European Commissioner for Employment, Social Affairs, Skills and Labour Mobility. The conference is also an opportunity for ETF partner countries to discuss progress, achievements, and challenges of Torino Process round 4 – the ETF’s flagship programme driving VET outcomes forward. Visit ETF's <a href="https://blog.torinoprocess.eu/schedule/" target="_blank">Torino Process website</a> for more information or to watch the live stream of the event.</div></div></div> ILO-ITC: Course on career guidance policy and practice<div class="ExternalClass2A7C6765E5474F9595912CDB016F9EE1"><div class="toAlignListElmntOnPage"><div class="ExternalClass0EEA608BAE154774911CC3394871862D"><p class="ExternalClass253C1981E6FC4D08886AA52D5906E8B7"><br></p><p class="ExternalClass083C75E7A1704707AD8CAF31E03B0AA3"><br></p><p class="ExternalClass72EA10A821C5474CA6A7EC63179044C6"><br></p><p class="ExternalClass33DF286ECE714628AC2A60FDD6E4B75A"><br></p><p class="ExternalClass0021D722D673427CB23DBCBF3799910C"><br></p><p class="ExternalClassB8C53B7BF91947CF98C361644E343CE6"><br></p><p class="ExternalClassAB85F5850E6B4F4A9CA6239D7C297381"><br></p><p class="ExternalClass9E1B5B41FB364940A973E0FE05154C1A"><br></p><p class="ExternalClass9CD40F545ABE4584AE2062CC109E76F5">The course will aim to make planners and policy-makers more aware of the importance and positive impact of careers guidance in developing and emerging economies. The target group are directors of public and private training institutions; representatives of employers'/workers' organizations representatives of ministries of labour and education. Application deadline is May 5. Read more <a href="http://www.itcilo.org/en/areas-of-expertise/skills-development-and-vocational-training/academy-on-skills-development" target="_blank">here</a>.</p><p><br></p></div></div></div> FoBBIZ Event: Training and education for VET teachers<div class="ExternalClass55F00F8A8A3C488A8F86FB1260453B8F"><div class="toAlignListElmntOnPage"><div class="ExternalClass56DB572C545C489D8C8BCDE65B8651C7">This symposium is part of the FobBBIZ event series "Support of qualification and professionalism of VET teachers and trainers". Read more about the event <a href="http://www.fobbiz.ch/de/aktuell/2017/04/18/themenreihe_2017/" target="_blank">here</a> [german only]. Registration deadline is May 31.</div></div></div> Annual Conference SDC-SECO on the topic of vocational skills development and employment<div class="ExternalClassFE30072675E9495A93F204B36A486880"><div class="toAlignListElmntOnPage"><div class="ExternalClass431F01ECA7F24BC7B9A643816353563B"><span style="color:#444444;font-family:verdana, arial, sans-serif;"> <div class="ExternalClass431F01ECA7F24BC7B9A643816353563B">This year’s Annual Swiss Development Cooperation Conference takes a look at vocational education and training in different countries, sheds light on specific challenges and shows how vocational education and training can create local prospects for people. The focus is on young people who are affected by unemployment and underemployment. The aim is to work with these young people to find ways to help them access employment, an approach which fights poverty while strengthening the economy Please find everything you need to know about the upcoming annual conference in the <a href="/site/EI/Documents/Events/Events%20by%20date/2017-06%20Annual%20conference%20SDC%20SECO/SDC%20SECO%20-%20Invitation%20-%20Invitation%20annual%20conference%20-%202017(fr)(de).pdf" target="_blank">invitation</a> (click <a href="/site/EI/Documents/Events/Events%20by%20date/2017-06%20Annual%20conference%20SDC%20SECO/SDC%20SECO%20-%20Invitation%20-%20Invitation%20annual%20conference%20-%202017(it)(en).pdf" style="margin:0px;padding:0px;background-color:#ffffff;" target="_blank">here </a>for the english version). We are looking forward to welcome you.</div></span></div></div></div> DC dVET Regional Workshop: Western Balkans, Republic of Moldova & South Caucasus<div class="ExternalClass7D5C2B3537B34A818D9A0CAA4C1DF09E"><div class="toAlignListElmntOnPage"><div class="ExternalClassC0F3EB77A8D9488D870712E98BF4E2B7">The workshop provides a platform for the DC dVET members (ADA, BMZ, LED & SDC) and their projects for mutual exchange, learning and joint action.<br>Based on prior exchanges the exchange will focus on the two thematic areas:<br>1. Experiences and challenges in reforming VET systems with regards to dual Elements.<br>2. Shared responsibility between the state and private sector, focusing on the role of the private sector.<br>Personal invitations to the workshop have been sent out by mid-Mai 2017. Eligible to participate are DC dVET members and implementing agencies in the Western Balkans, Republic of Moldova & South Caucasus. For more information visit the dedicated <a href="https://www.dcdualvet.org/" target="_blank">website</a>.</div></div></div> Conference on youth employment interventions<div class="ExternalClass7CE584C46A8F42AAA3590D3BE9D94160"><div class="toAlignListElmntOnPage"><div class="ExternalClassAE65D61395AA4F7F9F9E827465D988E2"><p>The conference brings together policy makers and government officials, practioners from NGOs, experts from international organizations, and researchers working on aspects of helping disadvantaged youths find quality employment. The focus of the conference is to learn about effective youth policies. The conference takes place at the GIZ-Haus in the heart of Berlin and is part of a research Project that RWI-Leibniz Institute for Economic Research is conducting together with GIZ - Sector Project Employment Promotion, the International Labour Organization ILO, the World Bank, and the Inter-American Development Bank IDB.</p><p>For more information and Registration, check out the<a href="http://www.rwi-essen.de/youth-employment-conference/" target="_blank"> website.</a></p></div></div></div> Präsentation und Diskussion: Buch "Exportartikel Berufsbildung?"<div class="ExternalClass26636036A4E8491DADC511C2DAD2B06A"><div class="toAlignListElmntOnPage"><div class="ExternalClass0450CA2D3B874F33894F85D26E2AC769"><p class="MsoNormal"><br></p><p class="MsoNormal"><span lang="DE"><strong>Update</strong>: A summary of the event is available <a href="/site/EI/Documents/News/SDC%20-%20Summary%20of%20discussion%20-%20Book%20launch%20Exportartikel%20Berufsbildung%20-%202017(en).pdf" target="_blank">here</a>.</span></p><p class="MsoNormal"><span lang="DE">Ende 2016 publizierten Matthias Jäger, Markus Maurer und Martin Fässler mit ihrem Buch “Exportartikel Berufsbildung” eine neue Pflichtlektüre für Berufsbildungsexperten in der Schweiz und darüber hinaus. Die Autoren diskutieren auf 200 Seiten Praxis und Potenzial der Schweizerischen Berufsbildungszusammenarbeit im Spannungsfeld zwischen Armutsreduktion und Wirtschaftsförderung. Dabei schlagen sie den Bogen von den ersten internationalen Berufsbildungsprojekten bis zu einer nächsten Projektgeneration und äussern stellenweise auch Kritik an der derzeitigen Herangehensweise der DEZA. </span></p><p class="MsoNormal"><span lang="DE">Die
Veranstaltung soll die zentralen Aussagen des Buches vorstellen und eine
Diskussion mit den Autoren ermöglichen. So sollen zum Beispiel Schnittstellen
zwischen Berufsbildungs- und Entwicklungspolitik, sowie die daraus
möglicherweise ergebende Zielkonflikte, thematisiert werden.</span></p><p class="MsoNormal"><span><a href="/site/EI/Pages/Content/Event-Profile.aspx?Event=2017-09%20Exportartikel%20Berufsbildung" target="_blank"><span>Read more</span></a>...</span></p><p><br></p></div></div></div> ITCILO Course "Developing a monitoring and evaluation framework for youth employment programmes"<div class="ExternalClassA1101DD45AD5432985043E3FAD4D531A"><div class="toAlignListElmntOnPage"><div class="ExternalClass29E6ADB04FB74A3FBCBBBB34068CF5C1"><p>The International Training Centre of the ILO set up this course with the ultimative objective to support the design and implementation of youth employment programmes, by incorporating rigorous monitoring and evaluation plans.</p><p>More and more programmes have been implemented to promote decent jobs for young people but the impact of these interventions is still not enough documented and is often very much open to debate. Yet policymakers and practioners  need evidence for effective design and implementation. Recognizing the need to mainstream youth employment in policy making and to rely on strong evidence about the impact of programmes and projects, the ILO's Youth Employment Programme and the ITCILO are joining forces to offer a course on monitoring and evaluation of employment programmes with a focus on youth.</p><p>For more information, please see the <a href="https://www.youtube.com/watch?v=k56f2-y08bgvideo">video </a>or refer to the course <a href="http://promo-dev.itcilo.org/eras/index.php?entryPoint=campaign_trackerv2&track=6bbbbcdd-4127-d8ab-f4a6-591079d5b3d7" target="_blank">flyer</a>.  </p></div></div></div> r4d Forum Employment<div class="ExternalClass9EEF3E346499489591B60718DBF3944E"><div>The r4d Forum 2017 Employment takes place with the aims:</div><div>- To provide the opportunity for research team members to meet and exchange about their (planned) research</div><div>- To provide the opportunity for Panel members to to interact with the research teams</div><div>- To familiarize the new research teams with the r4d programme</div><div>- To build and enlarge the r4d community</div></div> r4d forum Employment<div class="ExternalClassD85E632D91474A62AE9F16150F22D2BA"><div class="toAlignListElmntOnPage"><div class="ExternalClassBFFEA33FEF1D4D67AADD139806FFDC3C"><p>The r4d Forum 2017 Employment takes place with the aims:</p><p>• To provide the opportunity for research team members to meet and exchange about their (planned) research</p><p>• To provide the opportunity for new and existing Panel members to meet and to interact with the research teams</p><p>• To familiarize the new research teams with the r4d programme</p><p>• To build and enlarge the r4d community</p></div></div></div> Second national stakeholder conference regarding international cooperation in VPET<div class="ExternalClass90B8DD38A81E44CEA0EC39485380211F"><div class="toAlignListElmntOnPage"><div class="ExternalClassB8A51551A7C74547A836DE0C66399A93">The objective of the conference is to forster the coherence and coordination between federal agencies (SERI, SDC, SECO, directorate for political affairs, SEM and SFIVET). All stakeholders, that contribute actively to international cooperation in VPET or show interest for this field, are invited to participate. The conference will take place in Biel, 14 September  2017. Conference languages are german and french. Simultaneous translation will be provided. Registration is possible from June 2017. For further Information, check out<a href="/site/EI/Documents/News/2017-09-IBBZ-Stakeholdertagung-Programm-DE.pdf" target="_blank"> the brochure in German</a> and the <a href="/site/EI/Documents/News/201709-CIFP-Programme-FR.PDF">brochure in French</a>.</div><div class="ExternalClassB8A51551A7C74547A836DE0C66399A93"> </div><div class="ExternalClassB8A51551A7C74547A836DE0C66399A93"><strong>Click </strong><strong><a href="https://www.sbfi.admin.ch/sbfi/en/home/topics/international-cooperation-in-education/swiss-international-cooperation-in-vpet--ic-vpet-/anmeldung-ibbz-stakeholdertagung.html" target="_blank">here</a> for Registration until the 23th of August! </strong></div></div></div> R4D Forum<div class="ExternalClassB0618E0101FB45B683357E52F9B624C2"><div class="toAlignListElmntOnPage"><div class="ExternalClassFBE05B4462A24A808028A4821A50CC45"><p><br></p></div></div></div> 11th Annual Global Youth Economic Opportunities Summit<div class="ExternalClass7B62A01FF6BE4F97B43221694FFF9698"><div class="toAlignListElmntOnPage"><div class="ExternalClass6C392195127A484493E4B6173A5CEEAD"><p><br></p><p>Each year, over 500 youth and economic development experts from more than 50 countries gather at the GYEO Summit to connect, exchange, and collaborate. The 2017 Global Youth Economic Opportunities Summit theme will explore what the future of work holds for young people in developing contexts and for professionals working to expand youth economic opportunities globally in a changing world of work. >><a href="http://www.youtheosummit.org/" target="_blank">more</a></p></div></div></div> ILO course: Promotion of youth employment in fragile settings<div class="ExternalClass8A15969EFA8A49FF9C02F8D0892B67D0"><p>The training provides participants with a range of integrated approaches, tools and methodologies used in real-life cases to promote employment and decent work for youth in situations of conflict and disaster. </p><p>The new ILO standard on "Employment and decent work for peace and resilience" and the ILO's Flagship programme on "Jobs for peace and resilience" will be at the core of the course (<a href="http://www.itcilo.org/en/areas-of-expertise/enterprise-development/promotion-of-youth-employment-in-fragile-states" target="_blank">learn more</a>).<br></p><p><br></p></div> ITC-ILO Course on Financing Skills Development<div class="ExternalClassC9E6C884FCC440418A29C5C0732B2443"><div class="toAlignListElmntOnPage"><div class="ExternalClass60455698C39C4FB5B07DADC2ADA61660"><h4 class="ExternalClass8823A87E80BB418FB9D1C1610C2F2AE0"><p class="MsoNormal">This training course will take place on the 16-20th of
October in Turin and deadline for application is the 8th of September.</p><p class="MsoNormal">The main objective of this course is to strengthen
participants’ capacities to analyse and review the systems and mechanisms for
financing skills development and TVET, as well as to find entry points for
improving financing mechanisms, both at the system-level, as well as at the
level of TVET Centres.</p><p class="MsoNormal">For more Information and course content , check out <a href="/site/EI/Documents/Events/Trainings/Crouse%20-%20ITCILO%20-%20TVET%20Financing.pdf" target="_blank">the brochure</a>.</p></h4></div></div></div> Learning Session: Jobs and Income through Sustainable Tourism<div class="ExternalClass8A4F71814D7445F8AE6AF29797DEA004"><div class="toAlignListElmntOnPage"><div class="ExternalClass9E8D2284DC3942F2AD4B1735278E3987"><p>The learning lesson is organized by the focal Point employment + income (e+i) and the Division for Institutional Partnerships (IP). Main topics are the "Agenda 2030 and Tourism" and "Role of the private sector in sustainable development of tourism" . In addition, the selected projects and general regional insights on
employment and income in the tourism sector will be presented.</p><p>Date: <span style="letter-spacing:0.4px;"> </span><span style="letter-spacing:0.4px;">October 26, 2017 / </span><span style="letter-spacing:0.4px;">Room: </span><span style="letter-spacing:0.4px;">Deza, A2023</span></p><p><br></p><p>Learn more about the session on this <a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2017-09-spotlight4.aspx" target="_blank">page</a> or have a look at the <a href="/site/EI/Documents/PSD/Topics/Local%20Economic%20Development/PROGRAM.pdf" target="_blank">program</a>. </p><p><br>[Photo is from a Swisscontact project in Laos]</p><p class="MsoNormal"><br></p><p><br></p></div></div></div> 1st Annual Conference of the Swiss Civil Society Platform on Migration and Development<div class="ExternalClassAB8FCA0ACB054142A7ADBB96CD5C30A2"><div class="toAlignListElmntOnPage"><div class="ExternalClassEC46EE60C2C84F829571A2C82ADD4FF5"><p>This first national conference of mdplatform.ch will illuminate the relationship between migration and
development. It will present the current state of the discussion and allows discussing the future priorities for
Swiss actors. The conference also aims to promote the exchange of civil society experience in the area of
migration and development, as well as to strengthen the role of migrants as actors in development.
International and national speakers will also outline elements of future international migration governance, as
well as their observations and expectations regarding national policy coherence in the area of migration.</p><p>More information and registration form:<a href="http://mdplatform.ch/wordpress/mdplatform-annual-conference-2017/" target="_blank"> http://mdplatform.ch/wordpress/mdplatform-annual-conference-2017/</a></p></div></div></div> Philanthropy in Education: Inagural Symposium<div class="ExternalClassB4E546EC049E435EA08F97CDD1A47CF4"><div class="toAlignListElmntOnPage"><div class="ExternalClass59BC5CC8322B4A8FB4330661FA0C24E4"><div>The symposium series Philanthropy in Education: Global Trends, Regional Differences and Diverse Perspectives is a new initiative launched and co-sponsored by NORRAG, the Sheikh Saud bin Saqr Al Qasimi Foundation and the Open Society Foundations. It seeks to facilitate greater understanding and collaboration between philanthropic organizations, national policymakers, representatives of international organizations and academics working in the field of education. The series consists of an inaugural symposium in Geneva, six regional symposia, and a closing symposium. In addition to the overall symposium theme, the regional symposia will address topics that are relevant for the specific region. Click <a href="http://www.norrag.org/fileadmin/Newsletters/images/FINALPhilanthropy%20and%20Education_3%20pager_Call%20for%20Papers%20for%20Inaugural%20Symposium.pdf" target="_blank">here</a> for more information.</div></div></div></div> FoBBIZ Jahresveranstaltung: Berufsbildung, Flucht und Migration<div class="ExternalClassD1E427B2E6844651A47012C4179A179F"><div class="toAlignListElmntOnPage"><div class="ExternalClassD559B85C3725448EBD0699413A35DEA2"><p>Im Rahmen der FoBBIZ-Jahresveranstaltung werden unter anderem die folgenden Punkte diskutiert: Wie legitim und realistisch sind die Forderungen und Erwartungen der Politik an die Entwicklungszusammenarbeit? Was wird genau erwartet? Was kann in Fluchtkontexten vor Ort tatsächlich getan werden, damit die Leute eine sinnvolle Perspektive erhalten? Welche Instrumente – insbesondere im Bereich Berufsbildung – sind dabei besonders wirksam? Wie können Berufsbildungsmassnahmen gestaltet werden, um Perspektiven vor Ort zu schaffen?</p><p><strong>Anmeldeschluss ist der 6. November.</strong><br><span style="text-align:justify;">Mehr Informationen und Anmeldeformular:</span><span style="font-family:Arial;font-size:13px;letter-spacing:0.4px;text-align:justify;"> </span><a href="http://fobbiz.ch/de/aktuell/2017/10/09/flucht-und-migration-2017/" style="font-family:Arial;font-size:13px;letter-spacing:0.4px;background-color:rgb(255, 255, 255);">http://fobbiz.ch/de/aktuell/2017/10/09/flucht-und-migration-2017/</a></p><p><br></p><p><br></p></div></div></div> FoBBIZ Jahresveranstaltung: Berufsbildung – Flucht – Migration – Gewaltsamer Extremismus<div class="ExternalClass209717C8B01C4572AF577CFDA734670A"><div class="toAlignListElmntOnPage"><div class="ExternalClassD9A82062F1874D21A1ADFE23242FEE27"><p><span style="font-size:small;"><span style="font-family:Arial;"><strong><em>Berufsbildung – Flucht – Migration – Gewaltsamer Extremismus: </em></strong>In der entwicklungs-politischen Diskussion wird Berufsbildung im Kontext von Migration, Flucht und Extremismus zunehmend als Instrument zur Schaffung von Perspektiven für junge und arbeitslose Menschen propagiert. Auch im humanitären Bereich und in Krisensituationen werden die Berufsbildungsansätze immer häufiger eingesetzt. Können damit die grossen Hoffnungen erfüllt werden – und wie schnell? Wir untersuchen und diskutieren dies an unserer Jahresveranstaltung gemeinsam mit Praxis und Politik.</span></span></p><p><span style="font-family:Arial;"><span style="font-size:small;">Datum/Zeit:  </span><span style="font-size:small;">23. November, 15:00 – 18:00, mit anschliessendem Apéro</span></span></p><p><span style="font-family:Arial;font-size:small;">Ort: BFH Gesundheit, Schwarztorstr. 48, 3007 Bern</span></p><p><span style="font-family:Arial;font-size:small;">Für mehr Informationen: <a href="http://www.fobbiz.ch/de/veranstaltungen/">http://www.fobbiz.ch/de/veranstaltungen/</a> </span></p></div></div></div> ITCILO Course: Management of Vocational Training Centres<div class="ExternalClass466E76BAB2EF41FCB7902FC68A31D78E"><div class="toAlignListElmntOnPage"><p><a href="http://www.itcilo.org/en/areas-of-expertise/skills-development-and-vocational-training/management-of-vocational-training-centres?set_language=en" target="_blank">ITC-ILO Training course on Management of Vocational Training Centres</a></p><p>27 November- 01 December 2017 | Turin, Italy</p><p>Languages: English</p><p>We have the pleasure to announce that the International Training Centre of the ILO (ITC-ILO) is offering a training course on “Management of Vocational Training Centres”. The course flyer, which can be downloaded <a href="http://www.itcilo.org/en/areas-of-expertise/skills-development-and-vocational-training/management-of-vocational-training-centres?set_language=en" target="_blank">here</a>, can give you further information on the programme and the application procedures. </p><h3>Costs</h3><p> The total participation cost is € 2,180 per participant. This comprises training fees and subsistence costs, including full board and lodging at the ITC-ILO Campus. The fee does not include the cost of travel to and from the ITC-ILO, Turin. </p><p>ITC-ILO has a limited number of partial fellowships of € 1,000.- each available. To apply for a fellowship, please follow the procedures set out in the course flyer.</p><h3>Deadline for application</h3><p> 20 October 2017<br>The final confirmation of acceptance in the course and award of fellowships will be given by 27. October 2017.<br>We encourage applications by women and persons with disabilities.</p></div></div> Launch of the Global Education Monitoring Report 2017<div class="ExternalClassD35F884943314D519C297EAB306BF8D4"><div class="toAlignListElmntOnPage"><div class="ExternalClassAAF96690A13F443AA9687B2138930B5B"><p><u>In German</u></p><p><br></p><p align="center" class="MsoNormal" style="margin:6pt 0cm;text-align:center;"><strong><span style="font-family:"Arial","sans-serif";font-size:15pt;">EINLADUNG</span></strong></p><p align="center" class="MsoNormal" style="margin:6pt 0cm;text-align:center;"><strong><span style="font-family:"Arial","sans-serif";font-size:15pt;"><strong><span style="line-height:150%;font-family:"Arial","sans-serif";font-size:12pt;">Schweizer Lancierung des Global Education
Monitoring Reports 2017</span></strong></span></strong></p><p><br></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 0pt;text-align:center;line-height:150%;"><strong><span style="line-height:150%;font-family:"Arial","sans-serif";font-size:12pt;">“Rechenschaft im Bildungsbereich: unseren
Verpflichtungen nachkommen”</span></strong></p><p><br></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 0pt;text-align:center;line-height:150%;"><span style="line-height:150%;font-family:"Arial","sans-serif";font-size:12pt;">13. Dezember 2017, 09:15-13:30 Uhr</span></p><p><br></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 0pt;text-align:center;"><span style="font-family:"Arial","sans-serif";font-size:12pt;">Berner Generationen
Haus, Bahnhofplatz 2, Bern</span></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 0pt;text-align:center;"><br></p><span style="font-family:"Arial","sans-serif";font-size:12pt;"><p align="center" class="MsoNormal" style="margin:0cm 0cm 0pt;text-align:center;"><a href="/site/EI/Documents/Events/Partner%20Activities/VSD%20partner%20activities/VSD/Invitation%20GEMR%20launch%202017_Deutsch%20(2).pdf">(Mehr Informationen und offizielle Einladung)</a></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 0pt;text-align:center;"><br></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><strong><span style="font-family:"Arial","sans-serif";font-size:10pt;">Der Globale Bildungsbericht 2017-2018</span></strong></p><p align="justify" class="MsoNormal" style="margin:0cm 0cm 0pt;text-align:center;"><span style="letter-spacing:0.4pt;font-family:"Arial","sans-serif";font-size:10pt;">D<span lang="DE" style="font-family:"Arial","sans-serif";font-size:10pt;">er Globale Bildungsbericht (GEMR) 2017-2018 widmet sich dem Thema „Rechenschaft im Bildungsbereich“. Zur Erreichung des Bildungsziels 4 (SDG 4) der Agenda für Nachhaltige Entwicklung 2030 "Gewährleistung einer gerechten, inklusiven und hochwertigen Bildung für alle und Möglichkeiten für lebenslanges Lernen" sind weltweit alle im Bildungssystem aktiven Akteure zur Handlung aufgefordert.  </span></span></p><p align="justify" class="MsoNormal" style="margin:0cm 0cm 0pt;text-align:center;"><span style="font-family:"Arial","sans-serif";font-size:10pt;"><span lang="DE" style="color:rgb(34, 34, 34);font-family:"Arial","sans-serif";font-size:10pt;">Der Bericht analysiert, was Rechenschaft in Bildung bedeutet
und untersucht die Rolle der relevanten Bildungsakteure – Regierungen, Schulen,
Lehrer, Eltern, die internationale Gemeinschaft, der Privatsektor etc. – 
zum Erreichen einer inklusiven, chancengerechten und hochwertigen Bildung. Nach
einer Analyse von Politiken und Faktoren, welche Verantwortung und Rechenschaft
stärken oder schwächen, schließt der Bericht mit konkreten Empfehlungen.
Darüber hinaus beleuchtet der GEMR die Fortschritte des SDG 4 der Agenda 2030.</span></span></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 0pt;text-align:center;"><br></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 0pt;text-align:center;"> </p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><br></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 0pt;text-align:center;"> </p><p><br></p></span><p><br></p></div></div></div> FoBBIZ Veranstaltung: Qualifizierung von Ausbildungsverantwortlichen in Betrieben<div class="ExternalClass507CA450EA114F38B6407E1A81B4CE84"><div class="toAlignListElmntOnPage"><div class="ExternalClassD869102029D74E428D03EECB52428C78"><p>Der Fokus der Veranstaltung liegt auf der betrieblichen Ausbildung und geht folgenden Fragen nach: Was ist Qualität in der betrieblichen Ausbildung? Wie kommt sie zustande? Welche Methoden werden wir in Zukunft in der betrieblichen Ausbildung einsetzen können? Wie kann Transfer von schweizerischen Erfahrungen gelingen?</p><p><span style="letter-spacing:0.4px;"><strong>Anmeldeschluss ist der 6. Dezember. </strong><br></span><span style="letter-spacing:0.4px;">Mehr Informationen und Anmeldeformular: <a href="http://www.fobbiz.ch/de/aktuell/2017/09/14/themenreihe-12/" target="_blank">http://www.fobbiz.ch/de/aktuell/2017/09/14/themenreihe-12/</a></span></p></div></div></div> FoBBIZ Themenreihe Event: Qualifizierung von Ausbildungsverantwortlichen in Betrieben<div class="ExternalClass3895CEA721AC4F03B469C8AF1CEC2DED"><div class="toAlignListElmntOnPage"><div class="ExternalClass47C0AA7A6B15426FBC04627E7725EFB6">Veranstaltung in dieser Themenreihe legt das Hauptgewicht auf die Bildungsverantwortung seitens der Lehrmeister. Mit welchen Mitteln deren Bildungsqualitäten gefördert, welche Unterstützung seitens der Betriebe dafür notwendig sind und ob diese Erwartungen den tatsächlichen Möglichkeiten der Privatwirtschaft in diesen Bereichen entsprechen, soll in Interviews und Diskussionen erörtert werden.<p><span style="font-family:Arial;font-size:small;">Datum/Zeit: 18. Dezember 2017, 15:00 – 18:00 </span></p><p><span style="font-family:Arial;font-size:small;">Ort: EHB IFFP Zollikofen </span></p><p><span style="font-family:Arial;font-size:small;">Für mehr Informationen: <a href="http://www.fobbiz.ch/de/veranstaltungen/">http://www.fobbiz.ch/de/veranstaltungen/</a> </span></p></div></div></div> M4P – Making Markets work for the Poor (26.2. - 2.3 2017)<div class="ExternalClass042FF8C715124DFAA928869EF55A1EDB"><div class="toAlignListElmntOnPage"><div class="ExternalClass39590056068E489DB6C5E5490E84BD03"><div>The interactive course provides an introduction to key frames and principles of the M4P approach and their systematic application to project implementation and consultancy in different thematic contexts. M4P increasingly serves as a strategic framework beyond private sector development, also for development work in other thematic fields (public services, education, health care, environment etc.), shaping the discourse about effective intervention strategies with varying goals. <a href="http://www.nadel.ethz.ch/education/spring-semester-2018/m4p.html" target="_blank">>> more </a></div><div> </div></div></div></div> FoBBIZ: Qualifizierung von Ausbildungsverantwortlichen in Betrieben<div class="ExternalClassC2915C232B07416397BE5316E0943BBB"><p><strong>Qualifizierung von Ausbildungsverantwortlichen in Betrieben</strong></p><p><font size="3">Qualität in der Berufsbildung ist abhängig von zahlreichen Faktoren. Pädagogisch-didaktisch gut geschultes Berufsbildungspersonal, das auch über Erfahrung in der Arbeitswelt verfügt, ist zweifellos ein Schlüsselfaktor. Das FoBBIZ geht in dieser Reihe der Frage nach, wie die Berufsbildung zu qualitativ hochstehendem, professionellem Personal kommt – und es auch behalten kann. </font></p><p><font size="3">
</font></p><p><font size="3">Der zweite Anlass dieser Themenreihe findet am EHB statt, welches international zu diesem Thema in zahlreichen Projekten Expertise einbringt. Der Fokus liegt dieses Mal auf der betrieblichen Ausbildung und geht folgenden Fragen nach: </font><b><font face="Calibri,Calibri" size="3"><font face="Calibri,Calibri" size="3">Was ist Qualität in der betrieblichen Ausbildung? Wie kommt sie zustande? Welche Methoden werden wir in Zukunft in der betrieblichen Ausbildung einsetzen können? Wie kann Transfer von schweizerischen Erfahrungen gelingen? </font></font></b></p><p><b><font face="Calibri,Calibri" size="3"><font face="Calibri,Calibri" size="3"> </font></font></b></p><p><b><font face="Calibri,Calibri" size="3"><font face="Calibri,Calibri" size="3">Mehr Informationen zum <a href="http://www.fobbiz.ch/de/aktuell/2018/01/08/themenreihe-12/">Programm</a> und zur <a href="http://www.ehb.swiss/deutsche-schweiz">Anreise. </a></font></font></b></p></div> NADEL course: VET between Poverty Alleviation and Economic Development<div class="ExternalClassA6926AB5864D4E4C8C66D611E8350D07"><div class="toAlignListElmntOnPage"><div class="ExternalClass23DDE4B188374C0C89574B4FEF6136D9"><p>Rooted in Switzerland’s own unique and strong system, vocational education and training (VET) has been one of the key pillars in Swiss international cooperation ever since its beginnings. The aim of the module is to strengthen the competence in portfolio management for VET, skills development and labor market policies.</p><p><strong>Key Topics</strong><br>1. Basic concepts and terms Differences and commonalities between VET and neighboring systems<br>2. Planning, assessment and counseling of interventions with different objectives (e.g. econ. development, poverty, ...)<br>3. Analysis of VET as a cooperation system of stakeholders with different duties, interests and competencies<br>4. Swissness and specific Swiss strengths in VET: potentials and limitations of transferring the dual VET system to other contexts 5. Background, the potential use and the limitations of (national) qualification frameworks<br>6. Half-day visit to important “players” of the Swiss VET landscape</p><p><strong>Duration:</strong> 12.03. – 16.03.2018<br><strong>Course Coordinators:</strong><span style="font-size:14px;letter-spacing:0.4px;"> Dr. Rudolf Batliner (NADEL), Franz Kehl (KEK-CDC Consultants), Prof. Dr. Markus Maurer (PHZH)</span></p><p><strong> Course fee:</strong> CHF 950.-<br><strong>ECTS Points:</strong> 2<br><strong>More information</strong>:<span style="font-size:14px;letter-spacing:0.4px;"> </span><a href="http://www.nadel.ethz.ch/education/spring-semester-2018/vet.html" style="font-size:14px;background-color:rgb(255, 255, 255);letter-spacing:0.4px;" target="_blank">http://www.nadel.ethz.ch/education/spring-semester-2018/vet.html</a></p></div></div></div> Kick-off event: Youth employment promotion<div class="ExternalClass533D981969FE413D922CD870DA9EA5B2"><div class="toAlignListElmntOnPage"><div class="ExternalClass758385691ACD4D21ADF56C5B26DFDF95"><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-attachment:initial;background-origin:initial;background-clip:initial;"><br></p><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-attachment:initial;background-origin:initial;background-clip:initial;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;letter-spacing:0.3pt;"><strong>Update: </strong></span>A<span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;letter-spacing:0.3pt;"> summary of the event and all slides are available <a href="/site/EI/Pages/Content/Profiles.aspx?SmartID=1572&item1=2018-03%20Youth%20employment%20promotion" target="_blank">here</a>.</span></p><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-attachment:initial;background-origin:initial;background-clip:initial;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;letter-spacing:0.3pt;"><strong>Millions of young people are unemployed worldwide</strong>; In addition, youth are disproportionally affected by poor working conditions. On top of this, the world of work is changing and requires new and innovative solutions that offer employment and income for future generations. The Swiss Agency for Development and Cooperation (SDC) has gained experiences which contribute to the SDGs and offer <strong>valuable insights on how to effectively promote youth employment</strong>. It is characterized by a holistic intervention in different labour market dimensions and a systemic approach.</span></p><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-attachment:initial;background-origin:initial;background-clip:initial;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;letter-spacing:0.3pt;">Join us for a kick-off event that will provide an introduction and will be followed by a series of interactive online meetings – we call them e-Talk! (<strong>e-Talks!</strong> will link experts with (field) practitioners to discuss different topics and practical solutions related to youth employment)</span></p><p class="MsoNormal paraMargin0" style="margin-bottom:0.0001pt;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-attachment:initial;background-origin:initial;background-clip:initial;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;letter-spacing:0.3pt;"> <strong>Agenda (SDC, Room A2023, 15:00 -16:45)</strong></span></p><p class="MsoNormal paraMargin0" style="margin-bottom:0.0001pt;line-height:normal;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">15.00    Start and welcome</span></p><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">15:10    Intro “Youth employment and development response” by Matthias Herr (E+I Backstopper Helvetas Swiss Intercooperation)</span></p><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">15:30    Country Examples:</span></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">            - Stefan Butscher (SDC E+I regional advisor Balkans)</span></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">            - Roman Troxler (E+I Backstopper KEK Consultants and former SDC JPO Greater Laker Region)</span></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">16:10    Q&A and Discussion</span></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">16:35    Introduction of e-talks (with Peter Beez and Brigitte Colarte, from SDC’s e+I focal point)</span></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><br></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><span style="font-size:10pt;font-family:arial, sans-serif;">16:45    Apero</span></p></div></div></div> CIMQUSEF'14: 14TH INTERNATIONAL CONFERENCE ON QUALITY MANAGEMENT IN EDUCATION AND TRAINING SYSTEMS<div class="ExternalClass75E7E027B0CC44ACBCAED607D0EE5993"><p style="">Throughout the last 14 years, the International Conference of Quality Management in Education and Training Systems (CIMQUSEF) has evolved into an internationally renowned scientific event, and an unavoidable annual meeting, allowing  researchers and experts from all over the world to address issues Quality and issues related to Education, Training and Scientific Research.</p><p style="">In 2018, and within the framework of the strategic orientations of Morocco, CIMQUSEF'14 has set itself the central objective of addressing the major issues that challenge the future of the African continent. To this end, the Moroccan Association for the Improvement of the Quality of Education (AMAQUEN), and the Research Group in Organizational Management (GREGO) of the Cadi Ayyad University, have agreed jointly, To put on the agenda of CIMQUSEF'14 the theme of the role of Education Systems, Training and Scientific Research in achieving the Sustainable Development Goals (SDGs2030) and those of the Agenda 2063 for Africa... [<a href="https://cimqusef.amaquen.org/ocs/index.php/cimqusef14/SDG">more</a>].</p></div> Unesco Mobile Learning Week 2018 Paris<div class="ExternalClassFC8CB43B66974973A021E3F050CC17CE"><div class="toAlignListElmntOnPage"><div class="ExternalClass92021678A28C4DD296AB6BC9ED77B5B8">Mobile Learning Week is UNESCO’s flagship ICT in education conference. Mobile Learning Week 2018 is being organized in partnership with the International Telecommunication Union (ITU), the United Nations specialized agency for ICT. The event will be held from 26 to 30 March at UNESCO Headquarters in Paris. The 2018 event will be organized under the theme “Skills for a connected world”. Participants will exchange knowledge about the ways governments and other stakeholders can define and achieve the skills-related targets specified by Sustainable Development Goal 4 (SDG 4)... [<a href="https://en.unesco.org/mlw/2018">more</a>]</div></div></div> ITC-ILO course: Skills Needs Anticipation and Matching<div class="ExternalClassDCAB47929DE3405DA4248426E0631BC8">The course on <b>Skills Needs Anticipation and Matching</b> will take place from <b>April 16 – 20, 2018</b> at the ITC-ILO Campus in Turin (Italy).
The participation cost is Euro 2215.- and the <b>registration deadline is March 13, 2018</b>. For more information on the course contents, partial fellowships and the application procedures, please consult our <a href="http://promotion.itcilo.org/index.php?entryPoint=campaign_trackerv2&track=46b98910-05ea-11e8-88c9-005056b95b9b&identifier=478fa9e5-5433-e5c6-ef13-5a7372d25a67">course flyer</a>.</div> Pre-event VPET congress: The SDC VSD Event 2018<div class="ExternalClass2E9CC9CA4732406092CB935884807493"><div class="toAlignListElmntOnPage"><div class="ExternalClass40C8581EA4B44FD3AC0D56B187392365">In the run-up to the VPET congress, on June 6, the SDC holds its biennial international VSD event. The event is a great possibility to learn more about the SDC's VSD strategy and its projects. In addition to the key notes and visits of companies that provide VET, you will also have plenty of time to network with colleagues from all over the world. More than 70 experts, implementers, SDC staffers and ministers from 30 different countries participated in the last event... [<a href="/site/EI/Pages/Content/Event-Profile.aspx?Event=2018-06%20SDC%20VSD%20Event" target="_blank">more</a>]</div></div></div> 3rd International Congress on Vocational and Professional Education and Training<div class="ExternalClass3EF7EAF0FE0944228672D6D0A49ED0BD"><div class="toAlignListElmntOnPage"><div class="ExternalClass59856CB13E2D463F9935A22FD3C5092D"><span style="color:black;font-family:"Helvetica","sans-serif";font-size:15pt;">3rd International
Congress on VPET in 2018</span><p style="line-height:130%;"><span style="color:black;line-height:130%;font-family:"Helvetica","sans-serif";font-size:9pt;">6 - 8 June
2018.</span></p><p style="line-height:130%;"><span style="letter-spacing:0.4px;line-height:130%;font-family:Helvetica, sans-serif;font-size:9pt;">VPET specialists from over 80 nations took part in the last edition of the congress and shared their knowledge over three days. Memories we do not want to miss! You can find them in the chapter <em><span style="font-family:"Helvetica","sans-serif";">review </span></em>on the official <a href="http://newsletter.vpet-congress.ch/t/i-l-utjhitd-btllujdij-i/" target="_blank"><span style="color:rgb(148, 176, 83);"><u>congress website</u></span></a>.<br></span><span style="letter-spacing:0.4px;line-height:130%;font-family:Helvetica, sans-serif;font-size:9pt;">The heading of the next congress will be "Careers through Skills". </span><span style="letter-spacing:0.4px;font-family:Helvetica, sans-serif;font-size:12px;">Click here for <a href="http://vpet-congress.ch/call-for-proposals" target="_blank"><span style="color:rgb(148, 176, 83);"><u>more info</u></span></a>.</span><span style="letter-spacing:0.4px;font-size:1.1em;"> </span><span style="letter-spacing:0.4px;font-size:1.1em;"> </span></p><p style="line-height:130%;"><span style="color:black;line-height:130%;font-family:"Helvetica","sans-serif";font-size:9pt;">Follow the congress on <a href="http://newsletter.vpet-congress.ch/t/i-l-utjhitd-btllujdij-d/" target="_blank"><span style="color:rgb(148, 176, 83);"><u>Twitter </u></span></a>and <a href="http://newsletter.vpet-congress.ch/t/i-l-utjhitd-btllujdij-h/" target="_blank"><span style="color:rgb(148, 176, 83);"><u>Facebook </u></span></a>and spread the news about #VPET18.</span></p></div></div></div> ETH Zurich Summer Institute 2018<div class="ExternalClassC69B1C2629B34EABA6E808EB02F33DD1"><div class="toAlignListElmntOnPage"><div class="ExternalClassD6A8C2C1AF3C45629DFD1F6058B40293"><p>The Center for the Economics and Managment of Education and Training Systems offers the <strong>Summer Institute 2018: Economic Policy Development Research Program for Education Reform Leaders</strong></p><p>Application Deadline is 1st of April 2018. For more Information, see the <a href="/site/EI/Documents/News/201712-ethzurich-summerinstitute2018.pdf" target="_blank">Flyer here. </a><strong><a href="/site/EI/Documents/News/201712-ethzurich-summerinstitute2018.pdf" target="_blank"> </a></strong></p></div></div></div> World Youth Skills Day<div class="ExternalClass890F5D17945D4D66BE94A4782B5EDDD9"><div class="toAlignListElmntOnPage"><div class="ExternalClassF48F69261CD34D38BF30EFE9A8AF2460">The event aims to discuss how the academic fields of Science, Technology, Engineering and Math
(STEM) can contribute to the empowerment of youth - with a special focus on young women and girls - by
eliminating the gender gap in education and skill-development, and by providing equal employment
opportunities, as a strategy to reduce overall inequalities, eradicate poverty and promote peace and
prosperity for all... [<a href="http://www.un.org/en/events/youthskillsday/index.shtml" target="_blank">more</a>].</div></div></div> eLearning Africa: 13th International Conference on ICT for Development, Education & Skills<div class="ExternalClassE3415A21E5E64160999AC47F96D218D5"><div class="toAlignListElmntOnPage"><div class="ExternalClass08C997D87B39403F8E42BDD953993F5C"><p>Africa’s largest conference and exhibition on technology supported learning, training and skills development. eLearning Africa is a network of experts, professionals and investors, committed to the future of education in Africa.</p><p>The conference is being organised by ICWE GmbH and the Rwanda Convention Bureau under the patronage of the Rwandan Government... [<a href="http://www.elearning-africa.com/" target="_blank">more</a>]</p><p><br></p></div></div></div> e-Talk! youth employment - JobClubs<div class="ExternalClassD7A8A9EB9281492896A2D1EB2A6171E7"><div class="toAlignListElmntOnPage"><div class="ExternalClass508EB746AF2B4A84934C22D1193F78C7"><strong><span lang="en-US" style="font-size:10pt;">What is an e-talk?</span></strong><span lang="en-US" style="font-size:10pt;"><strong> </strong>An e-talk is a tool that the E+I network has launched and which should serve to discuss a particular issue in smaller group, but is expected to be more interactive than the regular webinars tend to be. Participation is limited around 10 people. </span><h3><a href="/site/ei/Pages/Content/Event-Profile.aspx?Event=2018-03%20e-talks%20youth%20employment">Find out more about the format of e+i's e-Talk! here. </a></h3><p style="text-align:justify;"><span style="font-size:10pt;font-family:Arial, sans-serif;letter-spacing:normal;text-indent:-18pt;color:rgb(0, 0, 0);font-weight:normal;">For the proposed e-talk, GOPA will present its innovative approach of employment counselling that they implement in the <a href="/site/EI/Documents/VSD/About/Project%20Portfolio%20Analysis/GOPA%20-%20Project%20description%20-%20Job%20Clubs%20and%20group%20counselling%20in%20BiH%20-%202018(en).pdf">SDC youth employment project in BiH</a>. Employment counselling is carried out through individual counselling or JobClubs of the employment bureau - the form of group counselling. In particular the latter way can be of interest to other countries, as Labor market insertion is part of many of our projects and sometimes, working with PES is quite challenging.</span></p><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><span style="font-size:11pt;"><span lang="en-US" style="font-size:10pt;">Please have a look at the <strong><a href="/site/EI/Documents/VSD/Topics/Youth%20Employment/082018-etalkJobClubs-Group%20counselling%20services%20for%20young%20unemployed%20in%20BiH%20Public%20Employment%20Services.pdf">background reading</a></strong><a href="/site/EI/Documents/VSD/Topics/Youth%20Employment/082018-etalkJobClubs-Group%20counselling%20services%20for%20young%20unemployed%20in%20BiH%20Public%20Employment%20Services.pdf"> </a>as preparation for the e-talk!. We hope this will trigger some question on the topic. Also, for your information, </span><span lang="en-US" style="font-size:10.5pt;">find below success stories from several last years, unfortunately only in local language. </span></span></div><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><span style="font-size:11pt;"><a href="https://sms-eda-owa2010.ras.admin.ch/f5-w-68747470733a2f2f63617361727261792e6564612e61646d696e2e6368$$/owa/redir.aspx?C=y4SFmrl83flZbvKAzARoE-6QCPXGlgUYpzuhRyEpeMlG_S5CSxLWCA..&URL=http://yep.ba/wp-content/uploads/brosure/Uspjesne_Price.pdf" target="_blank"><span style="font-size:10.5pt;"><span lang="en-US">http://yep.ba/wp-content/uploads/brosure/Uspjesne_Price.pdf</span></span></a></span></div><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><span style="font-size:11pt;"><a href="https://sms-eda-owa2010.ras.admin.ch/f5-w-68747470733a2f2f63617361727261792e6564612e61646d696e2e6368$$/owa/redir.aspx?C=k9V-bwWfg9bmlZwVgyXn-i836RrYsioyMGEcPAK9kFpG_S5CSxLWCA..&URL=http://yep.ba/wp-content/uploads/brosure/YEP-Uspjesne-price-2015.pdf" target="_blank"><span style="font-size:10.5pt;"><span lang="en-US">http://yep.ba/wp-content/uploads/brosure/YEP-Uspjesne-price-2015.pdf</span></span></a></span></div><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><span style="font-size:11pt;"><a href="https://sms-eda-owa2010.ras.admin.ch/f5-w-68747470733a2f2f63617361727261792e6564612e61646d696e2e6368$$/owa/redir.aspx?C=vd32IlVEAT1CR1i0hgkjsHZ5fo_rbbmpUSgRcQNcznlG_S5CSxLWCA..&URL=http://yep.ba/wp-content/uploads/2016/11/YEP-Price-o-uspjehu-2017.pdf" target="_blank"><span style="font-size:10.5pt;"><span lang="en-US">http://yep.ba/wp-content/uploads/2016/11/YEP-Price-o-uspjehu-2017.pdf</span></span></a></span></div><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><span style="font-size:11pt;"><a href="https://sms-eda-owa2010.ras.admin.ch/f5-w-68747470733a2f2f63617361727261792e6564612e61646d696e2e6368$$/owa/redir.aspx?C=vPVt2R9960r7mGNr73i_YCX8bxd3iyQIg9Sa8fNmt_hG_S5CSxLWCA..&URL=http://yep.ba/wp-content/uploads/2017/12/YEP-Uspje%25C5%25A1ne-pri%25C4%258De-2017.pdf" target="_blank"><span style="font-size:10.5pt;"><span lang="en-US">http://yep.ba/wp-content/uploads/2017/12/YEP-Uspje%C5%A1ne-pri%C4%8De-2017.pdf</span></span></a></span></div><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><span style="font-size:11pt;"><span lang="en-US" style="font-size:10pt;"><br></span></span></div><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><span style="font-size:11pt;"><span lang="en-US" style="font-size:10pt;">We hope that at least from each SCO one Program officer can attend. If, after reading the teaser, <strong>you think that your project partner would also benefit from engaging in this discussion, please forward the invitation</strong> with the link to them (and of course to other people in your office, should you think this might be of interest to all). </span></span></div><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><span style="font-size:11pt;"><span lang="en-US" style="font-size:10pt;"><br></span></span></div><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><span style="font-size:11pt;"><span lang="en-US" style="font-size:10pt;">If you have any questions, get in touch with andrea.inglin@eda.admin.ch</span></span></div><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><span style="font-size:11pt;"><span lang="en-US" style="font-size:10pt;"> </span></span></div><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><br></div><div style="font-family:'Segoe UI', Helvetica, Arial, sans-serif;letter-spacing:normal;"><br></div></div></div></div> World Skills Amsterdam<div class="ExternalClass07D3899374A4465CA58BFC7F3B5052D0"><p><span style="color:rgb(51, 51, 51);font-family:FrutigerLTW04, Frutiger, Arial, sans-serif;font-size:16px;letter-spacing:normal;">Aligning with WorldSkills’ Vision 2025, WorldSkills General Assembly 2018 will incorporate engagement and input from external stakeholders. This will be realized by transitioning from the WorldSkills Leaders Forum to the WorldSkills Conference guided by the WorldSkills Conference Coalition, hosting working group discussions related to WorldSkills’ focus areas, and increasing the structure and profile of the Marketing and Communications areas... [<a href="https://worldskills2018.com/">more</a>]</span></p></div>
Private Sector Dev
Summer Academy on territorial economic development<div class="ExternalClass5FA743644EDC46BA9AA92B5343439FD3"><div class="toAlignListElmntOnPage"><div class="ExternalClassBD445127EDD842ACA75BB93987D2646A"><div>This Summer Academy of Mesopartner will address Local and Regional Economic Development and emphasize on integrating different priorities, perspectives and challenges faced by sub-national regions where industries, communities and government programmes co-evolve.</div></div></div></div> Advanced Seminar on the use of the DCED Standard<div class="ExternalClass844B9B81784B42BF8C419D65FA67B297"><div class="toAlignListElmntOnPage"><div class="ExternalClass0ED5881717374C658CCBAD4A6E8ABD0D"><p>This will be a peer learning event for programmes that have made progress toward complying with the Standard. More information: write to Admin@Enterprise-Development.org</p></div></div></div> The Seep Network Annual Conference: Inclusion and Resilience - The next challenge<div class="ExternalClass9F9E91962EDF43A387BE8B0AB3171D5D"><div class="toAlignListElmntOnPage"><div class="ExternalClass25170840584A472786808B68C90FF84D"><p>The Seep Network Annual Conference. For more information visit: <a href="http://www.seepnetwork.org/annual-conference-pages-20008.php" target="_blank"> <span style="text-decoration:underline;"> http://www.seepnetwork.org/annual-conference-pages-20008.php</span></a></p></div></div></div> Workshop: An orientation to market systems development and its implementation in the Asia –Pacific<div class="ExternalClassAE35AF563241456C9CC87B123EB9ACBF"><div class="toAlignListElmntOnPage"><div class="ExternalClass91B710CA2C2E412F999A432C1718917D"><p>Workshop: An orientation to market systems development and its implementation in the Asia –Pacific. Hosted by GRM International and Swisscontact, the workshop introduces the market systems development approach by using the examples from the fields. Participants will get to know the principles of the MSD approach as well as obstacles and realities across the Asia Pacific. <a href="http://www.grminternational.com/newsroom/news/workshop_an_orientation_to_market_systems_development_and_its_implementatio" target="_blank"> <strong>>Read more</strong></a></p></div></div></div> Four week online course on using the DCED Standard<div class="ExternalClass85EB11777E874808BFD0624BBE8EAE24"><div class="toAlignListElmntOnPage"><div class="ExternalClassF1B85E0EB31E46298E52D862CCFCB562"><p class="ExternalClass4B2A91616E704D949EEEE4360C276279"><br></p><p>The course will provide you with the skills and knowledge to use the DCED Standard for Results Measurement <a href="http://rmonlinetraining.com/" target="_blank"> <strong>>Read more</strong></a></p><p><br></p></div></div></div> Making Markets Work - Springfield Centre - Two-week training programme <div class="ExternalClassA2DC8DA8A38E4E189BDA03476A9E7BD5"><div class="toAlignListElmntOnPage"><div class="ExternalClassA4F511FD9FAD4BB595AAE09B079866C1"><p class="ExternalClass5666280D353648CEB8D039FBC7E02F5A"><br></p><p>The Springfield Centre is organising a two-week training programme that focuses directly on a key challenge facing governments and development agencies: how to improve market systems for businesses and for poor people? <a href="http://www.springfieldcentre.com/training/current-programmes/" target="_blank"><strong>>Read more</strong></a></p><p><br></p></div></div></div> Results Measurement for Program Managers<div class="ExternalClassA2B7BB518D854AE2A0E52CA65AD96C86"><div class="toAlignListElmntOnPage"><div class="ExternalClass06B9C257BDEC4B34B5983A354E37B71F"><p><span lang="EN-US" style="line-height:107%;font-family:"arial",sans-serif;font-size:10pt;">This course will introduce program managers of implementing agencies to the key principles, practices and tips that will enable them to lead effective results measurement for learning, management and reporting. >> <a href="http://www.enterprise-development.org/page/download?id=2710" target="_blank">more</a></span></p></div></div></div> Global Seminar on the DCED Standard for Results Measurement<div class="ExternalClass97E80D34DC824CA8BFE520E6B6A30571"><div class="toAlignListElmntOnPage"><div class="ExternalClassD9FF5C77DF8243439A29DD35851CC777"><p>The third global seminar will offer different sessions which include plenaries and break-outs, with time for discussion between the expected 100 participants. <a href="http://enterprise-development.org/page/download?id=2693" target="_blank">>> more information</a> and >><a href="http://www.enterprise-development.org/page/download?id=1736" target="_blank">application form</a></p></div></div></div> Training Course for Results Measurement for Sustainable Private Sector Development<div class="ExternalClassB6EAC49251C34967AEA34EAF90E67786"><div class="toAlignListElmntOnPage"><div class="ExternalClassC292596338C8432DA619CA88C43F56E4"><p><span style="line-height:107%;font-family:arial, sans-serif;font-size:10.5pt;">This course will assist you to apply the Donor Committee for Enterprise
Development (DCED) Standard and monitoring and results measurement methods and
tolls in your organisation and PSD projects. <a href="http://www.enterprise-development.org/page/download?id=2709" target="_blank">&gt;&gt; more</a></span></p></div></div></div> M4P training at NADEL (ETH Zurich)<div class="ExternalClass68C37EDCB7514024B4B2639254D0E30D"><div class="toAlignListElmntOnPage"><div class="ExternalClassED8C582984EE4273B22B50CD886AF5BE"><p class="ExternalClass13AE54055FB3469F93D586E7B85D09AD"><br></p><p><span lang="EN-US" style="line-height:107%;font-family:arial, sans-serif;font-size:10.5pt;">withfacilitators from Swisscontact and Helvetas Swiss Intercooperation. Thetraining will be in English.&nbsp; <a href="http://www.nadel.ethz.ch/education/spring-2016/m4p.html" target="_blank">&gt;&gt; more</a> </span></p><p><br></p></div></div></div> Making Markets Work - a two-week training programme (Deadline is over)<div class="ExternalClass41613E1C4FC546E2992B11D57ED5116E"><div class="toAlignListElmntOnPage"><div class="ExternalClass55B9B873875345A2B63F6378E4DFF6D0"><p class="ExternalClass416D2237BBF34358A5D58C493D13939B"><br></p><p>The Springfield Center offers the next two-week training programme on Making Markets Work in Bangkok, Thailand.<br><br>Closingdate for applications was 18th February 2016<br>>> <a href="/site/EI/Documents/PSD/Springfield-Training-MMW-2016-en.pdf">download the brochure</a></p><p><br></p></div></div></div> Private Sector Involvement in Development Cooperation<div class="ExternalClass5977FCFC1F4B49B7B30B24A97BEFC04F"><div class="toAlignListElmntOnPage"><div class="ExternalClassB4B9C100175348AF91CB10CFEF8A40EA"><p class="ExternalClassC6076E0E4394414386C931C42ECBEA17">Issues on the agenda:</p><div class="ExternalClass9241C13B92934A6A9140E8692A3CEAB9"><ol><li><div class="ExternalClassC6076E0E4394414386C931C42ECBEA17">Result-Based Financing (RBF) using the examples of EnDev and SDC</div></li><li><div class="ExternalClassC6076E0E4394414386C931C42ECBEA17">Private sector cooperation using the examples of EnDev and SDC</div></li></ol></div><p> </p><p>Energising Development (EnDev) is an energy access partnership currently financed by seven donor countries: the Netherlands, Germany, Norway, Australia, United Kingdom, Switzerland and Sweden. EnDev promotes sustainable access to modern energy services that meet the needs of the poor - long lasting, affordable, and appreciated by users. As of December 2015, EnDev works in 25 countries in Africa, Asia and Latin America. Since 2005, EnDev has facilitated energy access for 15.5 million people, promoting access to Sustainable Energy for All.</p><p> </p><p class="ExternalClassC6076E0E4394414386C931C42ECBEA17">Objective of the event: Knowledge and strategic discussion with colleagues of SDC.</p><p class="ExternalClassC6076E0E4394414386C931C42ECBEA17">Format: Brief input presentations and a moderated discussion</p><p class="ExternalClassC6076E0E4394414386C931C42ECBEA17"> </p><p class="ExternalClassC6076E0E4394414386C931C42ECBEA17">For more information about the event please click <a href="/site/EI/Documents/Events/Events%20by%20date/2016-05%20Workshop%20-%20Private%20Sector%20Involvement%20-%20Bern/2016-05%20Bern%20Workshop%20-%20Private%20Sector%20Involvement%20-%20Announcement.pdf">here</a>.<br>Please register for this event <a href="https://docs.google.com/forms/d/1_uEbz4VU8UzO6uCjWAbINV2uBb7Qj687Xhiw2GP31Zk/viewform?c=0&w=1">here</a> as soon as possible since places are limited</p><p class="ExternalClassC6076E0E4394414386C931C42ECBEA17">***SDC staff: If the registration form is blocked, please use your private computer or send an email to Jolanda Nasi***</p><p class="ExternalClassC6076E0E4394414386C931C42ECBEA17">Contact person: Jolanda Nasi NMX - <a href="mailto:jolanda.nasimauron@eda.admin.ch">jolanda.nasimauron@eda.admin.ch</a><span lang="FR-CH" style="font-family:"arial","sans-serif";font-size:10pt;"> </span></p></div></div></div> The Beam International Conference<div class="ExternalClassDAADCCCDBFA3468B86D2A03D0765826A"><div class="toAlignListElmntOnPage"><div class="ExternalClass4A9579C897724EB68B7AE325D5265D18"><p class="ExternalClass654CDC8CCF4849298A797AA5C99ABE5E"><br></p><p><span style="line-height:107%;font-family:arial, sans-serif;font-size:10pt;">The Beam International Conference (19-20 May), preceeded by MSD Training (18 May).</span></p><p><span style="line-height:107%;font-family:arial, sans-serif;font-size:10pt;">The BEAM Conference is a must attend conference for senior-level staffworking in development and utilising, or interested in using, market systemsapproaches to reduce poverty. The conference focuses on evidence, results andinsights and innovative practices and will provide a platform for networking, learningfrom and sharing experiences as well as for influencing the market systemsagenda.</span></p><p><span style="line-height:107%;font-family:arial, sans-serif;font-size:10pt;">In order to get the most out of the event, BEAM is supporting <strong>two key market systems focused training sessions</strong> on Wednesday, 18 May, the day before the conference officially opens. The training run by MEDA deals with women's economic empowerment and market systems programmes and the training run by HELVETAS deals with how to address youth employment promotion in a systemic manner. Further information and registration</span></p><p><span style="line-height:107%;font-family:arial, sans-serif;font-size:10pt;"> <a href="https://conference.beamexchange.org/">Further information and registration</a></span></p><p><br></p></div></div></div> BEAM Exchange International Conference<div class="ExternalClass4D54D525FB724A77AD9ADDFCCFB9A4E9"><div class="toAlignListElmntOnPage"><div class="ExternalClass5862D572AF5D42B5B88086D652D177D5"><p><span style="line-height:107%;font-family:arial, sans-serif;font-size:10pt;">The new date and location of the BEAM Exchange International Conference 2016 has been confirmed. it will take place on 19-20 May 2016 in Lusaka, Zambia. It is set to be a landmark event in the calendar for market systems development practitioners. <a href="https://beamexchange.org/conference/" target="_blank">>> more</a></span></p><p> </p></div></div></div> Mesopartner Summer Academy 2016<div class="ExternalClass37E72D0BAC1E4EF291A8C7540CD195B4"><div class="toAlignListElmntOnPage"><div class="ExternalClassCCB2400FD025486089BC822E1591B830"><p><span lang="EN" style="line-height:107%;font-family:"arial",sans-serif;font-size:10pt;">The annual Summer Academy of Mesopartner has become an important
capacity-building event for economic development practitioners around the
world. This year the theme of the Summer Academy will be Territorial Economic
Development, with a specific emphasis on green economic development and climate
change implications in territories. <a href="http://www.mesopartner.com/capacity-building/academy">For more information and registration</a></span></p></div></div></div> Mesopartner Summer Academy 2016<div class="ExternalClassF6B2E93CD04640C58DFC89EF4DCA3950"><div class="toAlignListElmntOnPage"><div class="ExternalClass03AA5F89891847E2BC569AEF84F762E8"><p><span style="line-height:107%;font-family:"arial",sans-serif;font-size:10pt;">The annual Summer Academy of Mesopartner has become an important capacity-building event for economic development practitioners around the world. This year the theme of the Summer Academy will be Territorial Economic Development, with a specific emphasis on green economic development and climate change implications in territories. >> <a href="http://www.mesopartner.com/capacity-building/academy/" target="_blank">more information</a></span></p></div></div></div> Webinar: Millennials and Impact Investment<div class="ExternalClassB1CEF7D149A94E3498FD66D68D23DC0E"><div class="toAlignListElmntOnPage"><div class="ExternalClassB0EC65B4C11846858EFE4D0ED8C2548C"><p class="ExternalClassA8F93D22CA174CD3932F6AF7498E20B7"><br></p><p>A few months ago the SDC joined ANDE (Aspen Network for Development Entrepreneurs).</p><p>On Monday, July 25<sup>th</sup> ANDE together with Toniic will organize a webinar about millennials and impact investment.</p><p>For further information and to register for the event please click on this link: <a href="https://attendee.gotowebinar.com/register/6388508179064582913" target="_blank"><span style="text-decoration:underline;">https://attendee.gotowebinar.com/register/6388508179064582913</span></a></p><p><br></p></div></div></div> Results Measurement for Sustainable Private Sector Development<div class="ExternalClass85E9BC14E3194EBE9B8E346E67E69789"><div class="toAlignListElmntOnPage"><div class="ExternalClassE936BA9340344894AEE0DF634217C732"><p><span style="line-height:107%;font-family:"arial",sans-serif;font-size:10pt;">This five-days training coursecovers all aspects of setting up a practical results measurement system for internal learning and communicating credible results. It will draw on the Donor Committee for Enterprise Development (DCED) Standard for Results Measurement and will be conducted by Hans Posthumus and Phitcha Wanitphon. The course is almost fully booked. >> <a href="http://www.enterprise-development.org/wp-content/uploads/Course-Results-Measurement-August-2016.pdf" target="_blank">more information</a></span></p></div></div></div> Value Chain Development. Moving from analysis to action.<div class="ExternalClass38ABFCD572644BB6A7BBDBB96334D9FE"><div class="toAlignListElmntOnPage"><div class="ExternalClass3FC2E397C33045A9B5B54A3D8DEB35CA"><p><span style="line-height:107%;font-family:arial, sans-serif;font-size:10pt;"><span style="color:black;">The 5-days training course builds on the ILO’s experience in Value Chain Development to provide an overview of fundamental frameworks and principles, and focuses on practical skills for the design and implementation of Value Chain Development initiatives using a facilitative approach. >> <a href="http://www.ilo.org/wcmsp5/groups/public/---ed_emp/---emp_ent/---ifp_seed/documents/event/wcms_463175.pdf" target="_blank">more information</a></span></span></p></div></div></div> Brown Bag Lunch: Velafrica <div class="ExternalClassCC92F65DAE014A8CA495904B3DD4F382"><div class="toAlignListElmntOnPage"><div class="ExternalClass74DD0D626A4F452F8BA6E099CAC907E7"><p class="ExternalClass01CB6C9B81F946499F0439F4A1A2141E"><br></p><p class="ExternalClass97CE73CB12974F2495E14FD0F93D5D3D"><br></p><p class="ExternalClass30D36779371B4647920016257CECCBE8">Velafrica will present their business model and show how they support social entrepreneurs in Africa.</p><p>For further information about the BBL please click <a href="/site/EI/Documents/Events/Events%20by%20date/2016%20BBL/BBL%202016-09%20Velafrica%20%20-%20Flyer.pdf" target="_blank">here</a>. <a href="/site/EI/Documents/Events/Events%20by%20date/2016%20BBL/BBL%202016-09%20Velafrica%20Input%20Fabiana.pdf">Here</a> you can find the introduction PPP and <a href="/site/EI/Documents/Events/Events%20by%20date/2016%20BBL/BBL%202016-09%20Velafrica%20Praesentation.pdf">here</a> the presentation of Velafrica.</p><p><br></p><p><br></p></div></div></div> The SEEP Network annual conference: “Expanding Market Frontiers”<div class="ExternalClass704E9569DDF84DA49BB205D4D0FD0722"><div class="toAlignListElmntOnPage"><div class="ExternalClass2EDD17CF71C24CB9B15A8DE4219439DE"><p><span style="line-height:107%;font-family:"arial",sans-serif;font-size:10pt;">The conference will be focusing on four learning tracks: Enhancing <span style="color:black;">food security for communities and households living in poverty; Integrating marginalized populations into financial markets; Enabling market development in fragile and conflict affected environments; and examining the role of research and evidence in advancing learning and scaling impact. >> <a href="https://www.regonline.com/Register/Checkin.aspx?EventID=1837730" target="_blank">more information</a>  </span></span></p></div></div></div> Forum: Economic Empowerment of Women & Girls<div class="ExternalClass05C3F516BC1E483FAF063135E611CAB5"><div class="toAlignListElmntOnPage"><div class="ExternalClass82BD2C6A024F4B2488232CAC0329D6F3"><p class="ExternalClass5114B43B3983481CA5DDDEA2A13C08D4"><br></p><p>The NGO CSW Geneva with the support of the Swiss Agency for Development and Cooperation (SDC)  cordially invites representatives from governments & mission, NGOs, academics and the private sectors to a one-day Forum on</p><strong>the Economic Empowerment of Women & Girls in a Sustainable Perspective</strong><p>The Forum will take place: on 10 October 2016 at the Palais des Nations, Geneva.</p><p>For more information (program, registrations) please click <a href="http://www.ngocsw-geneva.ch/home/one-day-forum-on-the-economic-empowerment-of-women-girls-10-october-2016/">here</a>.</p><p><br></p></div></div></div> DCED Standard for Results Measurement<div class="ExternalClass3DE77F91789D440F95BE1535A25FE488"><div class="toAlignListElmntOnPage"><div class="ExternalClass09147ED2B2694FEFAFF31BA092B36D34"><p class="ExternalClass70691CAE3E724B519CDAC2E8F37A8D9A"><br></p><p class="ExternalClassBF527F9E51644C8A9830D6CBAC19C7D6"><br></p><p class="ExternalClass756AB391C3494DDFABE0951B4B24647D"><br></p><p class="MsoNormal">This four week online training course will provide you with the skills and knowledge to measure the results of your programme using the DCED Standard for Results Measurement. Participants are expected to spend at least a day a week working on the course. Learning materials will include online lectures, a course forum, live discussions, and guided exercises. Participants will receive a certificate of completion at the end of the course. <a href="http://devlearn.org/?page_id=69%20" target="_blank">>> more</a></p><p><br></p><p><br></p><p><br></p></div></div></div> Private Sector Development in Fragile and Conflict-affected Settings<div class="ExternalClass1D7C1A593C3E467FA7DADD48D63C79E2"><div class="toAlignListElmntOnPage"><div class="ExternalClass4062EA4C452A435691E7E32B2AFB60FA"><p class="ExternalClass9949801C63434807AA046A293BDB25B1"><br></p><p class="ExternalClassA3CA3551CD1A48ACB6101314EAC404DA"><br></p><p class="ExternalClassA7408F607D0A491580B71AD9F6FD73B1"><br></p><p class="ExternalClass1AA6C96A47C14F67869C321E17E1D6AC">This course is based on the DCED framework to design and implement PSD interventions in a conflict-sensitive way, and understand the linkages and contribution of PSD to all aspects of peace-building and development. It is jointly organized by the ILO's Training Centre and GIZ under the auspices of the DCED. More information and registration <a></a><a href="http://www.itcilo.org/en/areas-of-expertise/enterprise-development/private-sector-development-in-fragile-and-conflict?set_language=en">here</a>.</p><p><br></p><p><br></p><p><br></p></div></div></div> ANDE Weabinar: Moving the Needle - Critical Success Factors for Scaling Innovation in Asset Finance for Small and Growing Agribusinesses<div class="ExternalClassECC388DCFC214032BD12F4A24CD9B6B9"><div class="toAlignListElmntOnPage"><div class="ExternalClass06A465B115264914A4258B34E2785FE9"><p class="ExternalClass9E711367D0924B5AA86048421993D0A2"><br></p><p class="ExternalClassBBF8CCFE4D93415684575E272B580192"><span style="background:white;color:#555555;">.</span> Inorder to accommodate various time zones, we will be having two webinars atdifferent times. More information on the topic is below.</p><span style="font-family:tahoma, sans-serif;font-size:10pt;"><p class="ExternalClass19F6A7658016456BBF46960E42105DB4"><strong><span style="background:white;color:black;font-family:tahoma, sans-serif;font-size:10pt;">Webinar 1:</span></strong><span style="background:white;color:black;font-family:tahoma, sans-serif;font-size:10pt;"> Monday,November 14 at 11 am Central Standard Time (Mexico City Time). <a href="http://www.andeglobal.org/link.asp?e=fabiana.margadant%40eda.admin.ch&job=2682745&ymlink=58922989&finalurl=http://www.andeglobal.org/events/EventDetails.aspx?id%3D880538%26group%3D85486">Clickhere</a> for more information and for the link to join.</span></p><p class="ExternalClass21799DF91E8B4B0EA71D7A9C0E92FABA"><span><strong><span style="background:white;color:black;font-family:tahoma, sans-serif;font-size:10pt;">Webinar 2: </span></strong><span style="background:white;color:black;font-family:tahoma, sans-serif;font-size:10pt;">Thursday, November 17 at 2 pm Eastern Africa Time. <a href="http://www.andeglobal.org/link.asp?e=fabiana.margadant%40eda.admin.ch&job=2682745&ymlink=58922989&finalurl=http://www.andeglobal.org/events/EventDetails.aspx?id%3D880640%26group%3D">Clickhere</a> for more information and for the link to join.</span></span></p><p class="ExternalClass21799DF91E8B4B0EA71D7A9C0E92FABA"> </p></span><p class="ExternalClass21799DF91E8B4B0EA71D7A9C0E92FABA"><span style="background:white;color:black;font-family:tahoma, sans-serif;font-size:10pt;">JoinJack Luft and Tim Chambers of Epven for a discussion of their recent report onscaling up asset finance options for small and growing agribusinesses. Althoughacquiring productive assets can bring significant economic and impact gains forsuch businesses, few are able to obtain the necessary financing. Jack and Timwill discuss key findings from their recent report, which reflects thefirst-hand experiences of over 70 asset finance experts, on how to reverse thisfinancing gap. </span></p><p><br></p></div></div></div> PSD Results Measurement for Program Managers<div class="ExternalClass9DCB98D596D64A3FACD5F4913D30A064"><div class="toAlignListElmntOnPage"><div class="ExternalClassB0D4899645FF4B9491B09E3F109F5366"><p class="ExternalClass3517B3291B3946C2A2F8018AE24B05B3"><br></p><p class="ExternalClassB13888A851D8445EA1137E0D29DE45F0"><br></p><p>This course – exclusively for PSD program managers of implementing agencies – will introduce you to the key principles, practices and tips that will enable you to lead effective results measurement for management, learning and reporting in your program.</p><p>The course will draw on the <a href="http://www.enterprise-development.org/measuring-results-the-dced-standard/">Donor Committee for Enterprise Development Standard for ResultsMeasurement</a>, (DCED), a practical framework, based on proven good practice, to improve program performance and enable you to communicate credibleresults.<br><br>For more information and registration to the course plesase click <a href="/site/EI/Documents/Events/Partner%20Activities/PSD%20partner%20activties/2016-11%20-%20DCED%20-%20PSD%20Training%20-%20Results%20Measurement%20-%20Bangkok.pdf">here</a>.</p><p><br></p><p><br></p></div></div></div> ANDE Webinar<div class="ExternalClassB71CF06E4D5F43ECBABDE48C6777C008"><div class="toAlignListElmntOnPage"><div class="ExternalClassAD4E2BD11D5045CBA602B56BB6785CC2"><p class="ExternalClass61C600B0ED67410EB7FF0AC52E0743B3"><br></p><p class="ExternalClassA0EF46DB13924A61BD816EDA53FD6F9C"><br></p><p class="ExternalClassE17A6B932BBD4B799FCC10DBF954AE5B"><br></p><p class="ExternalClass6B479440C22F4E27BCDB6A423A847EB1"><br></p><p style="text-align:justify;margin-bottom:0pt;"><span style="color:black;">Catherine Wijnberg, Founder and Director, Fetola</span></p><p style="text-align:justify;margin-bottom:0pt;"><span style="color:black;">Tanner Methvin, Managing Partner, Impact Amplifier </span></p><p> </p><p>Join ANDE members as they discuss 'Supporting Green SGBs' in South Africa. ANDE SA will also discuss their recently released "Impact Inventing – Green Report”.</p><table border="0" cellpadding="0" cellspacing="0" class="ViewTable1"><tbody><tr><td class="caption"><strong>When:</strong></td><td style="text-align:left;vertical-align:top;">Tuesday, November 22, 2016<br>2:30 PM SAST<br></td></tr><tr><td class="caption"><strong>Where:</strong></td><td>https://attendee.gotowebinar.com/register/4544635978403798532<br></td></tr><tr><td class="caption"><strong>Contact:</strong></td><td>Kingsley Mphahlele<br><a href="mailto:kingsley.mphahlele@aspeninst.org">kingsley.mphahlele@aspeninst.org</a></td></tr></tbody></table><p><br></p><p><br></p><p><br></p><p><br></p></div></div></div> Education That Pays For Itself<div class="ExternalClassF6B31863B10046A99AA4B1D88BC67214"><div class="toAlignListElmntOnPage"><div class="ExternalClass4BE9AC5FEB8E4E7F89A8771A67D9BB4A"><p class="ExternalClassCCE63E5CE9F64D48AFBC26333185093E"><br></p><p class="ExternalClass43E45BA7155F499DA8BF863046813F43"><br></p><p>The conference is organized by Teach A Man To Fish in association with Fundación Paraguaya. This year's theme is "Schools For Success: Educating Tomorrow's Entrepreneurs". The list of speakers includes leaders of business, enterprise and sustainable education from Paraguay, South Africa and the UK. The winners of the School Enterprise Challenge 2015 from Zambia, India, the Ukraine and Scotlandwill also participate. Read more <a href="http://www.educationthatpaysforitself.org/" target="_blank">here</a>.</p><p class="ExternalClass3C5A4F82FFE44811B27E8330B5EA104B"><br></p><p class="ExternalClass3B8A825BB4674F8A889580FC9C6C357B"><br></p><p class="ExternalClass86A61B11A54B46E4B44282DD2165C6DC"><br></p><p class="ExternalClass1F9D5EF8FCF0403C932CD03C2A30552A"><br></p><p class="ExternalClass7B3E4D8586E84EBB929A87BB9DDD0A85"><br></p><p class="ExternalClassB6A076519619498E8F67B2E383BE8E59"><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p></div></div></div> ANDE Webinar: Amplify Impact Investing: The INGO Value Proposition for Impact Investing<div class="ExternalClass09EC4D823C1C4535BE1F7F5061566A25"><div class="toAlignListElmntOnPage"><div class="ExternalClass9F689449ED1A4EE2907C2CFC0A3E55AF"><p class="ExternalClassA5AEA17E14674240A790602E39CBE48D"><br></p><p class="ExternalClass061FE75BD6324AF3926D4A916B411B6B">During this webinar, Stephanie Marienau and Scott Onder will present the key findings of the Amplify Report, including the unique value that INGOs offer as well as the actions required to accelerate the ongoing development of impact investing to deliver and sustain mission benefits.<br><br><strong>When:</strong> Thursday, 1st December 2016, 6 : 00 PM - 7 : 00 PM EAT<br><strong>Where:</strong> <a href="https://attendee.gotowebinar.com/register/6557254630089816068">https://attendee.gotowebinar.com/register/6557254630089816068</a><br><strong>Presenter:</strong> Stephanie Marienau and Scott Onder<br><strong>Contact:</strong> Khatuchi Khasandi, <a href="mailto:khatuchi.khasandi@aspeninst.org" target="_blank">khatuchi.khasandi@aspeninst.org</a><br><br>For more information please click <a></a><a href="http://www.andeglobal.org/events/EventDetails.aspx?id=891840&group=">here</a>.</p><p><br></p></div></div></div> International conference on agri-chains and sustainable development: linking local and global dynamics<div class="ExternalClass43EB14FF34214FFB922984109BF0F294"><div class="toAlignListElmntOnPage"><div class="ExternalClass7F41B705B7CC4061A5D354566AB1E0DD"><p class="ExternalClassFCFE9D43D7C44403B5BADCC149D7E543"><span>The conference is organized by CIRAD, the French Centre for Agricultural Research for Development. It will provide space to debate the role of agricultural value chains in implementing global and local frameworks and partnerships for translating the Sustainable Development Goals into reality. >> </span> <a href="http://acsd2016.cirad.fr/" target="_blank"> <span style="font-family:arial, sans-serif;font-size:10pt;"> more </span></a></p></div></div></div> ANDE in Rwanda<div class="ExternalClass1F99ED69341D440BBF79BF5861A7C2DC"><div class="toAlignListElmntOnPage"><div class="ExternalClassE4DFC9CC1FD843DB82DDA4D89CFB6D1E"><p><strong><span style="font-family:tahoma, sans-serif;font-size:10pt;">Date:</span></strong><span style="font-family:tahoma, sans-serif;font-size:10pt;"> Thursday, 16<sup>th</sup>February 2017<br><strong>Venue:</strong> TBC, Kigali, Rwanda<br><a href="http://www.andeglobal.org/link.asp?e=selina.haeny%40eda.admin.ch&job=2745298&ymlink=72898461&finalurl=http://www.andeglobal.org/events/EventDetails.aspx?id%3D903589%26group%3D85488">RSVPHere</a><br><strong>Agenda</strong>- Networking reception for the ANDE community. If you plan to bein Kigali on the 16<sup>th</sup> please do join us.</span></p></div></div></div> ANDE Webinar South Africa: Youth & Entrepreneurship<div class="ExternalClass114252FC2BAA44A6A8151FE168144E8F"><div class="toAlignListElmntOnPage"><div class="ExternalClass88E9A3436706483885BB75799B8CB653"><p>ANDE SA invites interested parties to a webinar on youth and entrepreneurship in South Africa. The webinar will discuss models in youth skills development and the acceleration of youth enterprises in South Africa. South African youth have been under the spotlight for the past two years with the #feesmustfall campaign, which has highlighted some of the major challenges that the largest demographic group in South Africa faces, such as a high youth unemployment rate of 54%, low skills development accompanied by a slow formal tertiary admission for the majority of youth. Join us as we discuss youth entrepreneurship development and employment with ANDE members, <a href="http://www.andeglobal.org/link.asp?e=fabiana.margadant%40eda.admin.ch&job=2771152&ymlink=80966612&finalurl=http://www.columba.org.za/"><span style="text-decoration:underline;">Columba Leadership</span></a> and <a href="http://www.andeglobal.org/link.asp?e=fabiana.margadant%40eda.admin.ch&job=2771152&ymlink=80966612&finalurl=http://www.allangrayorbis.org/"><span style="text-decoration:underline;">Allan Gray Orbis Foundation</span></a>.</p><p><span style="font-family:tahoma, sans-serif;font-size:10pt;">(<em><strong><span style="font-family:tahoma, sans-serif;">RSVP <a href="http://www.andeglobal.org/link.asp?e=fabiana.margadant%40eda.admin.ch&job=2771152&ymlink=80966612&finalurl=http://www.andeglobal.org/events/EventDetails.aspx?id%3D900715%26group%3D"><span style="text-decoration:underline;">Here</span></a></span></strong></em>)</span></p></div></div></div> DCED-BEAM Exchange Global Seminar<div class="ExternalClassE7C6603E232245B0AC985DC51F95C061"><div class="toAlignListElmntOnPage"><div class="ExternalClassB974FB0D12454365802CB6B9C6763C1F"><p><br></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";"><strong>A new event with joint themes of results measurement
(particularly around the DCED Standard), and market systems development in
cities.</strong></span></p><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";"><h4 class="MsoNormal" style="margin:0cm 0cm 0pt;"><br></h4><h4 class="MsoNormal" style="margin:0cm 0cm 0pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;">The Donor Committee for Enterprise Development and the BEAM Exchange are pleased to announce a two-day event in 2018 for policy makers, funders, practitioners of market systems development, and private sector development results measurement professionals. </span></h4><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;"><h4 class="MsoNormal" style="margin:0cm 0cm 0pt;"><br></h4></span></span><h4 class="MsoNormal" style="margin:0cm 0cm 0pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;">The Seminar will feature a lively interactive programme drawing on practical field experience and insights from research and policy-makers. There will be plenty of space for networking and informal conversations. </span></span></span></h4><h4 class="MsoNormal" style="margin:0cm 0cm 0pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;"> </span></span></h4><h4 class="MsoNormal" style="margin:0cm 0cm 0pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;"> <span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;">Priority themes include applying the market systems approach to employment creation in cities, adapting RM to adaptively managed programmes and using qualitative methods for causal Analysis. Click <a href="https://docs.google.com/forms/d/e/1FAIpQLSdg2lpMz3xSE3aSc9ux0Pq-wGjoBg2jUVOHgqqJVbkIKqb7ow/viewform">here for the application</a>. </span></span></span></h4><h4 class="MsoNormal" style="margin:0cm 0cm 0pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;"> </span></span></span></h4><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;"><span style="color:rgb(64, 63, 66);font-family:"Arial","sans-serif";font-size:10pt;"><h4>Further Information: <span style="color:white;font-family:"Arial","sans-serif";"><a href="http://r20.rs6.net/tn.jsp?f=001kNj5F5IyhYh1fFUlRGJ6pTXc6J03xUBSubwx_-FSJxxk-z0UmmFzhFYwKjyxmsm_O2SBcJj6e3D7v2S26yrETx9ZRePoqTbqBV1iaN6dK9JZ3Mzr2J9V06P9rFpba8Fa4rCG5JiE-Dxckwy929aVj-98t_haQceY8ks9YbfcuTLN8lvCuUNYG5LQZQ9rsz3C288VNSUR-sexVf-DtDSX266S313pm2je&c=ccdap-2h7CGyQZ_zapAjrISfTF5g2k8yMdJNc7MfNo7AxIt3P1_s6Q==&ch=OqIOP-UzDUx1wCn2v0N7eIT3Gkx1Eg7NI5dgVkJUkOxvnjurSvH1Ww==" target="_blank"><span style="color:rgb(114, 191, 255);">https://www.enterprise-development.org/dced-beam-seminar-2018/</span></a></span></h4><p><br></p></span></span><p><br></p></div></div></div> Webinar: Facilitating inclusive labour market systems for youth employment<div class="ExternalClass68256A6181464D1EB35B1BA9BE12CB53"><div class="toAlignListElmntOnPage"><div class="ExternalClass7FAE4CB5742E4AD0BE51030BDCFC52F8"><p class="ExternalClassFA73E555B5D44C22AC567DAF58447C42"><br></p><p class="ExternalClassF798A1949973420785D498895E29A912"><br></p><p class="ExternalClassDB1F57673D56492B9EDA507B41150D20">The BEAM Exchange and HELVETAS Swiss Intercooperation would like to invite to a webinar on '<strong><em>Facilitating inclusive labour market systems for youth employment.</em></strong>' We will have two speakers, Gavin Anderson (Independent Consultant) and Jon Burns (Director, The Springfield Centre) using two independent case studies from SDC's RisiAlbania and EYE Kosovo projects. The webinar is moderated by Merten Sievers of the ILO, who is the Global Coordinator of Value Chains and Entrepreneurship.</p><p>Click here to <a href="https://goo.gl/forms/fSc5s0ILcjAobs8d2"><span lang="EN-GB" style="text-decoration:underline;"><em><strong>Register</strong></em></span></a> . Read more here: <a href="https://beamexchange.org/community/events/details/591/"><span lang="EN-GB" style="text-decoration:underline;">https://beamexchange.org/community/events/details/591/</span></a></p><p><br></p><p><br></p></div></div></div> Results Measurement for Privat Sector Development<div class="ExternalClass74C6C5E9FBCB40D5B268F6CE50280D0D"><div class="toAlignListElmntOnPage"><div class="ExternalClass2BD1F3E7E5EB44AD9450C81D0533EC7B"><p class="ExternalClassB2A8051A68AF4E2CBFEB693A1112707C"><br></p><p class="ExternalClassFAE4ABDC37B341AE9884F851700D7B72"><br></p><p class="ExternalClass0FA8B64727E54249BDD61A2C3B91E987"><br></p><p class="ExternalClassC2319A75D47C4D4E8057E207C673859E"><br></p><p class="ExternalClass54FF555FDB1D467BB864659ED25B1D95"><br></p><p class="ExternalClassE19CCB2658224E4A9BB1B2F6B1500215"><br></p><p class="ExternalClass8D40495EA91E40F386364AF7CF645D86"><br></p><p class="MsoListParagraph" style="margin:0cm 0cm 0pt 18pt;line-height:normal;text-indent:-18pt;"><span lang="ES-PE" style="margin:0cm 0cm 0pt 18pt;line-height:normal;text-indent:-18pt;">This training course offers a comprehensive and in-depth understanding of all aspects that PSD practitioners need to set up a practical results measurement system for internal learning and communicating credible results.  This course targets intervention and results measurement staff and managers. The course is offered by HPC with Hans Posthumus and Phitcha Wanitphon as lead trainers. <span style="margin:0cm 0cm 0pt 18pt;text-indent:-18pt;"><a href="http://www.hposthumus.nl/Hans_Posthumus_Consultancy_%28HPC%29/News.html" style="margin:0cm 0cm 0pt 18pt;text-indent:-18pt;" target="_blank">>> more</a></span></span></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p></div></div></div> Advanced Course in Results Measurement<div class="ExternalClass73EAFDA039A347ED8FAE8E219447CDD3"><div class="toAlignListElmntOnPage"><div class="ExternalClassFE161771055D4863AC0931006576783F"><p class="ExternalClass25BACA611A394A8DA3C65507E06254AA"><span style="font-size:10pt;line-height:107%;font-family:arial, sans-serif;color:black;">The course targets advanced practitioners <span style="font-size:10pt;line-height:107%;font-family:arial, sans-serif;color:black;">andwill  focus on challenging technical topics, critical soft skills andemerging areas of results measurement for PSD. </span></span> <span lang="ES-PE" style="font-size:10pt;line-height:107%;font-family:arial, sans-serif;color:black;">The trainers are </span><span lang="EN-US" style="font-size:10pt;line-height:107%;font-family:arial, sans-serif;color:black;">Aly Miehlbradt and Hans Posthumus and the <em> </em>courseis only open to Results Measurement practitioners with at least two years ofexperience in applying the DCED Results Measurement Standard in practice. <span style="font-size:10pt;line-height:107%;"> <a href="http://www.miehlbradt.com/HTML/training.html" target="_blank">>> more</a></span> </span></p></div></div></div> SDC's MSD Management Guidance: Feedback and comments on the revised version<div class="ExternalClass72154DE087FB48E0A516C74794D7987B"><div class="toAlignListElmntOnPage"><div class="ExternalClassF3B21912B7B34C2194B90FD9073AA91B"><p>Between 3rd and 7th April 2017 we will be seeking your feedback and comments on the revised version of the SDC MSD Management Guidance!</p><p>After receiving very positive feedback but also a lot of suggestions for improvements to the 2014 version of the guidance (available <a href="https://beamexchange.org/resources/113/" target="_blank">here</a>, the e+i Network Focal Point commissioned a revised version of the guidance. The revision is based on interviews with more than 10 key informants who are championing market systems development within and for SDC.</p><p>Please reserve some time during that week to engage in a lively discussion! We will share a draft version of the guidance before the start of the discussion.</p><p><br> </p></div></div></div> ANDE Webinar: Social Entreprise and WEE<div class="ExternalClassDEFE0671509E4C508DC51416B44BE187"><div class="toAlignListElmntOnPage"><div class="ExternalClass153BA3451705415E91EEA00FD1976098"><p style="text-align:center;">6:30 PM IST | 6:00 PM PKT | 2:00 PM BST | 10:00 AM BRT | 9:00 AM EST</p><p style="text-align:center;">Where: To attend the webinar, please RSVP above AND click this<span style="color:rgb(0, 0, 0);"> </span><a href="https://attendee.gotowebinar.com/register/9136532988918208770" target="_blank">link</a><span style="color:rgb(0, 0, 0);">.</span></p><p style="margin:0px 0px 15px;">Please join us for an informed, interactive discussion of social enterprise and women’s empowerment that will examine questions such as:</p><ul><li>Why are women choosing social enterprise?</li><li>Does social enterprise provide an effective platform for women’s empowerment?</li><li>Are women able to access the same resources to grow social enterprises as men?</li><li>To what extent are social enterprises challenging or reinforcing gender stereotypes?</li><li>Do social enterprises change men's attitudes and behaviour towards women<span>?</span></li></ul><p style="color:rgb(0, 0, 0);">This opportunity will be available for up to 100 participants to examine and discuss the early findings of new research on women’s empowerment and social enterprise (focusing on the UK, USA, India, Pakistan, and Brazil). Participation will be accepted on a first-come, first-serve basis.</p></div></div></div> Springfield Center Training: Making Markets Work<div class="ExternalClassC9CF73CA69CA4B93B8693B52778DDFBB"><div class="toAlignListElmntOnPage"><div class="ExternalClass225B2FC8B0FB4F8EBE6F88638F33EF38"><p class="ExternalClassC879F07821D7450694C0B48E513E4FD0"><br></p><p class="ExternalClass11792CB803D14795877040A7532C2596"><br></p><p class="ExternalClass96E4B6A6D64D4E25A7E1D4F81E264C5E"><br></p><p class="ExternalClassD4C8FBC440EB4EAC90694A4945F35E97">Please refer to the <a href="/site/EI/Documents/Events/Partner%20Activities/Springfield%20Center%20-%20Training%20MMW%20-%20Brochure%20-%2005-2017.pdf" target="_blank">brochure</a> for full details andconditions for the event. Details are also available on the website, where you may also apply on-line: <a href="http://www.springfieldcentre.com/" target="_blank" title="http://www.springfieldcentre.com/">knowledge@springfieldcentre.com</a>). An MS Word version of the application form can be found <a href="/site/EI/_layouts/15/WopiFrame.aspx?sourcedoc=/site/EI/Documents/Events/Partner%20Activities/Springfield%20Center%20-%20Training%20MMW%20-%20Application%20Form%20-%2005-2017.docx&action=default" target="_blank">here</a> for your convenience (please email completed forms to <a href="mailto:knowledge@springfieldcentre.com" target="_blank">knowledge@springfieldcentre.com</a>).The official closing date for applications is 3 March 2017, but we have had a lot of early interest in this event so expect the places to fill up quickly.</p><p>This programme focuses directly on a key challenge facing governmentsand development agencies: how to improve marketsystems for businesses and for poor people? The programme builds on the Springfield Centre's successful record in offering training on the marketdevelopment approach to more than 1,700 people over the last 17 years.</p><p><br></p><p><br></p><p><br></p></div></div></div> SEEP - Women’s Economic Empowerment Global Learning Forum<div class="ExternalClass72E2C9D08AB9468DA7A2109EE3057A0A"><div class="toAlignListElmntOnPage"><div class="ExternalClassDA1213D6F7F84DE9BE75C9AA19FD7CCD"><p>The SEEP Network is hosting an international conference on women’s economic empowerment (WEE) and the fundamental systemic barriers which impede scalable and sustainable change. The forum will bring together leading stakeholders in the field of WEE in order to facilitate dialogue, build global learning connections and promote effective practice and police to address the needs of very poor and marginalized women around the world. The ultimate goal and frame of the convening will focus on how we can contribute to systemic shifts that help women to realise sustainable economic empowerment across sectors. >><a href="https://weeforum2017.org/" target="_blank">more</a></p></div></div></div> ANDE Annual Conference<div class="ExternalClassF9AF3868FE9B4B88AC480336701EE553"><div class="toAlignListElmntOnPage"><div class="ExternalClass309235D57F4B4DD58F2CDA9F47A05B7B"><p>Each year, the ANDE Annual Conference is the largest gathering of members from around the globe. The event is targeted at senior-level executives of ANDE member organizations, including leading investors, capacity development providers, foundations, banks, corporations, DFIs and research institutions. The highly interactive agenda features workshops on solutions to common challenges, networking sessions, and plenaries with leading thinkers in the SGB space. The ANDE Annual Conference is designed to deliver the following value to ANDE members: </p><ul><li>Build stronger relationships and promote collaboration among ANDE Members</li><li>Provide a forum for developing solutions to common challenges</li><li>Foster the development of ANDE regional chapters</li><li>Enable members to realize new funding and investment opportunities</li><li>Shape ANDE priorities for the following year</li></ul><p>For more Information, visit the Website <a href="http://www.andeglobal.org/?page=AnnualConference">here. </a> </p></div></div></div> Mesopartner Summer Academy 2017<div class="ExternalClass1272A96834F6471098A61750ADE038DF"><div class="toAlignListElmntOnPage"><div class="ExternalClass4C88E88AA0154CD5944F53FEDE262EA3"><p>The programme is aimed at experienced practitioners and decision makers in private sector development who are looking for deep insights from both theory and practice in how economies change and what the role of development actors can be to foster this change. This includes systematic approaches to how interventions can be designed in the often messy and complex reality of economic development. The content is relevant for practitioners who work in Local Economic Development (LED) or related approaches, Market Systems Development and M4P, and other Private Sector Development approaches. >> <a href="http://www.mesopartner.com/capacity-building/events/article/mesopartner-summer-academy-2017/" target="_blank">more</a></p></div></div></div> Mesopartner Summer Academy 2017<div class="ExternalClass444734B47BEE4A418DBB6B2A25AC6CDA"><div class="toAlignListElmntOnPage"><div class="ExternalClass7F1CAE1C00764FDE813711EC9EB81331"><span style="font-size:10.0pt;line-height:107%;font-family:"Arial",sans-serif;">The programme is </span><span style="font-size:10.0pt;line-height:107%;font-family:"Arial",sans-serif;">aimed at </span><span style="font-size:10.0pt;line-height:107%;font-family:"Arial",sans-serif;">experienced practitioners and decision makers in private sector development who are looking for deep insights from both theory and practice in how economies change and what the role of development actors can be to foster this change. This includes systematic approaches to how interventions can be designed in the often messy and complex reality of economic development. The content is relevant for practitioners who work in Local Economic Development (LED) or related approaches, Market Systems Development and M4P, and other Private Sector Development approaches. More information and registration can be found <a href="http://www.mesopartner.com/capacity-building/events/article/mesopartner-summer-academy-2017/" target="_blank">here</a>. </span></div></div></div> Course: Results Measurement for Sustainable PSD<div class="ExternalClass9853210C13624C178F6A196E48D38119"><div class="toAlignListElmntOnPage"><div class="ExternalClassCB385EA7A36042FE8DE52DCA5365A59B"><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"arial","sans-serif";">Registration for the course "<strong>Results Measurement for Sustainable Private Sector
Development" </strong>in August 2017 is now open.  This 5-day course will take
place in<strong> The Netherlands from 14th to 18th August 2017. </strong></span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"arial","sans-serif";"><br> This course targets intervention and results measurement staff and managers that are working in Private Sector Development programs. The course offers a comprehensive and in-depth understanding of all aspects that practitioners need to set up a practical results measurement system for internal learning and communicating credible results. The course is offered by HPC and MDF, with <strong>Hans Posthumus and
Phitcha Wanitphon</strong> as lead trainers.  <br> <br> For more information, see <a href="http://www.hposthumus.nl/" target="_blank"><span style="color:windowtext;"><u>www.hposthumus.nl</u></span></a> or
email Hans Posthumus at <a href="mailto:hans@hposthumus.nl" target="_blank"><span style="color:windowtext;"><u>hans@hposthumus.nl</u></span></a>.  <br> There is a 10% early bird discount for registrations and payments received before 30th June 2017. You may register  <a href="https://mdf.nl/training/register?training=124" target="_blank"><span style="color:windowtext;"><u>on-line</u></span></a> or
mail to <a href="mailto:Registration@mdf.nl" target="_blank"><span style="color:windowtext;"><u>Registration@mdf.nl</u></span></a> </span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"> </p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"arial","sans-serif";">Find the Flyer <a href="/site/EI/Documents/PSD/Topics/Results%20Measurement/Course%20-%20Result%20Measurement%20PSD%20-%20Flyer%20-%202017-08.pdf" target="_blank">here.</a></span></p><span lang="EN-US" style="color:rgb(4, 51, 255);font-family:calibri-light;"><p class="MsoNormal" style="margin:0cm 0cm 0pt;"> </p></span><p class="MsoNormal" style="margin:0cm 0cm 0pt;"> </p></div></div></div> Results Measurement for Sustainable Private Sector Development<div class="ExternalClassBF199FE5D3CE40649B2883FAF4DD2E69"><div class="toAlignListElmntOnPage"><div class="ExternalClass12CC7302324F4F76BD57314BBB11F193"><span lang="EN-US">This course targets
intervention and results measurement staff and managers who are working in
Private Sector Development programs. </span>The course offers
a comprehensive and in-depth understanding of all aspects that
practitioners need to set up a practical results measurement system for
internal learning and communicating credible results. Many practitioners have benefited from this
reputed course over the past seven years. Its contents are constantly adjusted
to the latest developments in results measurement. For more details see<span style="font-family:"Arial","sans-serif";font-size:10.5pt;"> <a href="/site/EI/Documents/Events/Trainings/Training%20-%20Result%20Measurement%20for%20Sustainable%20PSD%20-%20Posthumus%20-%20Flyer%20-%202017-08.pdf" target="_blank">course flyer</a>.   </span><span style="font-family:"Times New Roman","serif";font-size:12pt;"><br></span></div></div></div> Value-chain development: Moving from analysis to action.<div class="ExternalClass72528D77C79142CF94664EA13BF11EFF"><div class="toAlignListElmntOnPage"><div class="ExternalClassB90546F66E454ABDB2A1451C5E955D6F"><span lang="EN-AU" style="font-size:10.0pt;line-height:107%;font-family:"Arial",sans-serif;">This training course, organized by the International Labour Organization (ILO) is </span><span lang="EN-AU" style="font-size:10.0pt;line-height:107%;font-family:"Arial",sans-serif;">aimed
at programme staff and managers leading value chain projects, as well as
donors, consultants and UN system agencies. The training focuses on how to
facilitate the development of sustainable business models to secure lasting
results and how to facilitate market system development, how to strengthen
inclusive market systems how to engage the private sector and how to manage
value-chain development programmes. >><a href="http://www.itcilo.org/en/areas-of-expertise/enterprise-development/value-chain-development-moving-from-analysis-to?set_language=en" target="_blank">more</a></span></div></div></div> Value-chain development: Moving from analysis to action<div class="ExternalClass74AD250E4458439094ECC2F8F5C569E1"><div class="toAlignListElmntOnPage"><div class="ExternalClassD0E960F4EE534182AC1641ED1E6F724D"><p>This training course, organized by the International Labour Organization (ILO) is aimed at programme staff and managers leading value chain projects, as well as donors, consultants and UN system agencies. The training focuses on how to facilitate the development of sustainable business models to secure lasting results and how to facilitate market system development, how to strengthen inclusive market systems how to engage the private sector and how to manage value-chain development programmes. >> <a href="http://www.itcilo.org/en/areas-of-expertise/enterprise-development/value-chain-development-moving-from-analysis-to?set_language=en" target="_blank">more</a></p></div></div></div> 11th Annual Global Youth Economic Opportunities Summit<div class="ExternalClass7B62A01FF6BE4F97B43221694FFF9698"><div class="toAlignListElmntOnPage"><div class="ExternalClass6C392195127A484493E4B6173A5CEEAD"><p><br></p><p>Each year, over 500 youth and economic development experts from more than 50 countries gather at the GYEO Summit to connect, exchange, and collaborate. The 2017 Global Youth Economic Opportunities Summit theme will explore what the future of work holds for young people in developing contexts and for professionals working to expand youth economic opportunities globally in a changing world of work. >><a href="http://www.youtheosummit.org/" target="_blank">more</a></p></div></div></div> SEEP Network Annual Conference<div class="ExternalClassB8516B62D38C407395C7A3EA355E112F"><div class="toAlignListElmntOnPage"><div class="ExternalClassBB840D131B6E443F9288FB29B849F667"><p>(save the date)<br>The 2017 SEEP Network Annual Conference. It will afford exciting new opportunities to engage with key themes and key players in inclusive market development. >> <a href="http://www.seepnetwork.org/2017-seep-network-annual-conference-events-439.php" target="_blank">more soon</a> More details will be announced son under: <a href="http://www.seepnetwork.org/2017-seep-network-annual-conference-events-439.php">http://www.seepnetwork.org/2017-seep-network-annual-conference-events-439.php</a></p></div></div></div> SEEP Network Annual Conference 2017<div class="ExternalClassAEA3055C22E74883AAFC7570E904B0A0"><div class="toAlignListElmntOnPage"><div class="ExternalClassF9A3CA1EAD6840D1B2E1B2D8ABDAC708"><p class="MsoListParagraph" style="margin:0cm 0cm 12pt 18pt;line-height:normal;"><span lang="EN-AU" style="font-family:"Arial",sans-serif;font-size:10pt;">I</span><span lang="EN-AU">t will afford exciting new opportunities to engage
with key themes and key players in inclusive market development. More details will
be announced >><a href="http://www.seepnetwork.org/2017-seep-network-annual-conference-events-439.php" target="_blank">here </a></span></p></div></div></div> Learning Session: Jobs and Income through Sustainable Tourism<div class="ExternalClass8A4F71814D7445F8AE6AF29797DEA004"><div class="toAlignListElmntOnPage"><div class="ExternalClass9E8D2284DC3942F2AD4B1735278E3987"><p>The learning lesson is organized by the focal Point employment + income (e+i) and the Division for Institutional Partnerships (IP). Main topics are the "Agenda 2030 and Tourism" and "Role of the private sector in sustainable development of tourism" . In addition, the selected projects and general regional insights on
employment and income in the tourism sector will be presented.</p><p>Date: <span style="letter-spacing:0.4px;"> </span><span style="letter-spacing:0.4px;">October 26, 2017 / </span><span style="letter-spacing:0.4px;">Room: </span><span style="letter-spacing:0.4px;">Deza, A2023</span></p><p><br></p><p>Learn more about the session on this <a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2017-09-spotlight4.aspx" target="_blank">page</a> or have a look at the <a href="/site/EI/Documents/PSD/Topics/Local%20Economic%20Development/PROGRAM.pdf" target="_blank">program</a>. </p><p><br>[Photo is from a Swisscontact project in Laos]</p><p class="MsoNormal"><br></p><p><br></p></div></div></div> Advanced Training Workshop: Results Measurement for PSD (Scholarships available)<div class="ExternalClassA888C78F6DDB44C09786EA82D6127C43"><div class="toAlignListElmntOnPage"><div class="ExternalClass82E3F3AC28EF45DF88DA1DB98006B3E7"><span lang="EN-US" style="font-family:"arial","sans-serif";font-size:10.5pt;"><p><span lang="EN-US" style="color:rgb(69, 69, 69);font-size:11pt;">This unique workshop will bring together experienced
results measurement practitioners to share lessons learned, solve common
problems, exchange practical approaches to address identified challenges and
build a supportive network.  We will design the workshop based on
challenges, issues and cases identified by the participants. They will
have opportunities to share specific problems, successes, tools and approaches
with workshop colleagues. Please note that t</span><span lang="EN-GB" style="color:rgb(69, 69, 69);font-size:11pt;">o attend this workshop,
participants must have at least 2 years of experience in applying the DCED
Results Measurement Standard in practice.  For more details, </span><span lang="EN-US" style="color:rgb(69, 69, 69);font-size:11pt;">see the attached flyer.</span></p><p class="MsoNormal" style="margin:7.5pt 0cm;"><span lang="EN-US" style="color:black;font-size:11pt;">The scholarships are funded by SDC and Australian DFAT but are open to all qualifying practitioners, including consultants and staff from programs funded by other donors. Scholarships for program staff are EUR1000 (remaining course fee to be paid by the participant EUR975), while scholarships for consultants are EUR1500 (remaining course fee to be paid by the participant EUR475). <strong>Scholarship
applications must be received by 15 August.  Therefore, applicants should
apply for the Workshop before 31st July to ensure sufficient time to be
accepted into the workshop and complete the scholarship application</strong>. The
number of scholarships and participants is limited, and with about half
the seats taken up already, the sooner the application
is received the better.</span></p><p><span lang="EN-US" style="color:black;font-size:11pt;">To apply for the workshop and scholarships, fill out the application form on the <a href="http://www.miehlbradt.com/HTML/training.html"><span style="color:rgb(0, 102, 153);text-decoration:none;"><u>website. </u></span></a></span></p><p><br></p></span><p><span lang="EN-US" style="font-family:"times new roman","serif";font-size:12pt;"><br></span></p></div></div></div> Advanced Training Workshop in Results Measurement for Private Sector Development<div class="ExternalClassA74AD3E31AF14BB4B284CC540BDD9B09"><div class="toAlignListElmntOnPage"><div class="ExternalClass626DA95F3DCE4312B00819DCB6936A2D"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10.5pt;">This unique workshop
will bring together experienced results measurement practitioners to share lessons
learned, solve common problems, exchange practical approaches to address
identified challenges and build a supportive network.  </span><span style="font-family:"Arial","sans-serif";font-size:10.5pt;">We will design the workshop based on challenges, issues and cases identified by the participants. They will have opportunities to share specific problems, successes, tools and approaches with workshop colleagues. </span><span style="color:rgb(22, 102, 188);font-family:"Arial","sans-serif";font-size:10.5pt;"><br></span><span style="font-family:"Arial","sans-serif";font-size:10.5pt;">Please note that t</span><span lang="EN-GB" style="font-family:"Arial","sans-serif";font-size:10.5pt;">o attend this workshop, participants must have at least 2 years of experience in applying the DCED Results Measurement Standard in practice. </span><span style="font-family:"Arial","sans-serif";font-size:10.5pt;">We are excited about this training workshop
format, which will maximize the opportunities for tailoring the content around
participants and learning from peers, while still maintaining the benefits of a
training course in terms of organization and rigor. </span><span style="font-family:"Arial","sans-serif";font-size:10.5pt;"> >> <a href="http://www.miehlbradt.com/Resources/TrainingResources/Advanced%20Training%20Workshop%20in%20Results%20Measurement%20Nov%202017.pdf" target="_blank">more</a></span><span style="font-family:"Times New Roman","serif";font-size:12pt;"><br> <br></span></div></div></div> Introduction to the DCED Standard on results measurement in private sector development<div class="ExternalClassD0B4531AF180436FB138AD8B664739C0"><div class="toAlignListElmntOnPage"><div class="ExternalClassE3CC6407F983400B949D901D4B53F9F3"><span lang="EN-GB" style="font-size:10.5pt;line-height:107%;font-family:"Arial",sans-serif;">This introductory workshop precedes the DCED Global Seminar that will be held in Nairobi. <span style="color:#403F42;">This workshop covers the elements
of the DCED Standard with examples of their application and enables
participants to apply key aspects to actual case programs. </span>It
targets participants of the DCED Seminar and others not familiar with the DCED
Standard for Results Measurement in Private Sector Development. <a href="https://www.enterprise-development.org/wp-content/uploads/Standard-Intro-Workshop-Flyer-Nairobi-Feb-2018.pdf" target="_blank">>> more</a></span></div></div></div> DCED and BEAM Global Seminar<div class="ExternalClassFCA05B9F10ED414EA9BBADE5CD327305"><div class="toAlignListElmntOnPage"><div class="ExternalClassA27FE4FFD80D403A845F32E368DFEF74"><span lang="EN-GB" style="font-size:10.5pt;line-height:107%;font-family:"Arial",sans-serif;color:#202020;">This year, for the first time, BEAM and DCED are offering a joint event for practitioners and policy advisors in private sector development to share experiences and knowledge. To reflect how our interests often overlap, we will be offering concurrent sessions on market systems development and results measurement. <a href="https://www.enterprise-development.org/dced-beam-seminar-2018/" target="_blank">>> more</a><strong style="font-weight:bold;"> </strong></span></div></div></div> M4P – Making Markets work for the Poor (26.2. - 2.3 2017)<div class="ExternalClass042FF8C715124DFAA928869EF55A1EDB"><div class="toAlignListElmntOnPage"><div class="ExternalClass39590056068E489DB6C5E5490E84BD03"><div>The interactive course provides an introduction to key frames and principles of the M4P approach and their systematic application to project implementation and consultancy in different thematic contexts. M4P increasingly serves as a strategic framework beyond private sector development, also for development work in other thematic fields (public services, education, health care, environment etc.), shaping the discourse about effective intervention strategies with varying goals. <a href="http://www.nadel.ethz.ch/education/spring-semester-2018/m4p.html" target="_blank">>> more </a></div><div> </div></div></div></div> Kick-off event: Youth employment promotion<div class="ExternalClass533D981969FE413D922CD870DA9EA5B2"><div class="toAlignListElmntOnPage"><div class="ExternalClass758385691ACD4D21ADF56C5B26DFDF95"><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-attachment:initial;background-origin:initial;background-clip:initial;"><br></p><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-attachment:initial;background-origin:initial;background-clip:initial;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;letter-spacing:0.3pt;"><strong>Update: </strong></span>A<span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;letter-spacing:0.3pt;"> summary of the event and all slides are available <a href="/site/EI/Pages/Content/Profiles.aspx?SmartID=1572&item1=2018-03%20Youth%20employment%20promotion" target="_blank">here</a>.</span></p><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-attachment:initial;background-origin:initial;background-clip:initial;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;letter-spacing:0.3pt;"><strong>Millions of young people are unemployed worldwide</strong>; In addition, youth are disproportionally affected by poor working conditions. On top of this, the world of work is changing and requires new and innovative solutions that offer employment and income for future generations. The Swiss Agency for Development and Cooperation (SDC) has gained experiences which contribute to the SDGs and offer <strong>valuable insights on how to effectively promote youth employment</strong>. It is characterized by a holistic intervention in different labour market dimensions and a systemic approach.</span></p><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-attachment:initial;background-origin:initial;background-clip:initial;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;letter-spacing:0.3pt;">Join us for a kick-off event that will provide an introduction and will be followed by a series of interactive online meetings – we call them e-Talk! (<strong>e-Talks!</strong> will link experts with (field) practitioners to discuss different topics and practical solutions related to youth employment)</span></p><p class="MsoNormal paraMargin0" style="margin-bottom:0.0001pt;line-height:normal;background-image:initial;background-position:initial;background-size:initial;background-repeat:initial;background-attachment:initial;background-origin:initial;background-clip:initial;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;letter-spacing:0.3pt;"> <strong>Agenda (SDC, Room A2023, 15:00 -16:45)</strong></span></p><p class="MsoNormal paraMargin0" style="margin-bottom:0.0001pt;line-height:normal;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">15.00    Start and welcome</span></p><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">15:10    Intro “Youth employment and development response” by Matthias Herr (E+I Backstopper Helvetas Swiss Intercooperation)</span></p><p class="MsoNormal" style="margin-bottom:0.0001pt;line-height:normal;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">15:30    Country Examples:</span></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">            - Stefan Butscher (SDC E+I regional advisor Balkans)</span></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">            - Roman Troxler (E+I Backstopper KEK Consultants and former SDC JPO Greater Laker Region)</span></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">16:10    Q&A and Discussion</span></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><span lang="EN-US" style="font-size:10pt;font-family:arial, sans-serif;">16:35    Introduction of e-talks (with Peter Beez and Brigitte Colarte, from SDC’s e+I focal point)</span></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><br></p><p class="MsoNormal" style="line-height:normal;margin-bottom:0.0001pt;"><span style="font-size:10pt;font-family:arial, sans-serif;">16:45    Apero</span></p></div></div></div> Making Markets Work - a two-week training programme<div class="ExternalClass9E8332E52B014007AB784A8407C879AD"><div class="toAlignListElmntOnPage"><div class="ExternalClass0435F87F05B54D91961DC43600C0CEA6">The Programme focuses on how to make development more effective, achieving greater impact, inclusiveness, scale and sustainability. It explores the strategic and practical implications for organisations as they adopt the market systems development approach. The programme is internationally-recognised and builds on nearly two decades of the Springfield Centre’s experience in offering training on the market systems development approach (also known as ‘Making Markets Work for the Poor’ or ‘M4P’). >> <a href="http://www.springfieldcentre.com/training/current-mmw-programme/" target="_blank">more</a></div></div></div> International Symposium on Inclusive Markets and Technological Innovations for Small-Scale Agriculture<div class="ExternalClassF6970B1A8B6441039AAF0AE8B793B3B9"><div class="toAlignListElmntOnPage"><div class="ExternalClass41F2C4A6CB8A43D3A11EEBBB1F72D2CC">National and international speakers and exhibitors will explore technological innovation for small-scale agriculture, how to promote it and what new technologies are appropriate for the Bolivian context.<a href="https://beamexchange.org/community/events/details/801/" target="_blank"> >> more </a> </div></div></div> Cracking the Nut – Promoting agricultural technology adoption and resilience<div class="ExternalClass121967D861B949B9876E59E1352113F6"><div class="toAlignListElmntOnPage"><div class="ExternalClassFB1E3147ED624B5F9B8F1A510078E13A"><p>This conference will focus on encouraging the uptake of new technologies for agriculture and access to finance, in a way that promotes resilience. Connexus Corporation is working with the Inter-American Development Bank (IDB), Catholic Relief Services (CRS), and Chemonics International to organize a two-day learning event and technology fair, which will highlight the broad range of technologies and approaches available to mitigate and adapt to global changes related to rural and agricultural development. <a href="http://www.seepnetwork.org/cracking-the-nut-2018--promoting-agriculture-technology-adoption-and-resilience-events-539.php" target="_blank">>>more</a>   <span style="color:rgb(0, 0, 0);text-transform:none;text-indent:0px;letter-spacing:0.4px;font-family:Arial;font-size:13px;font-style:normal;font-weight:400;word-spacing:0px;float:none;display:inline !important;white-space:normal;orphans:2;widows:2;background-color:rgb(255, 255, 255);text-decoration-style:initial;text-decoration-color:initial;"><span> </span></span></p></div></div></div> Mesopartner Summer Academy 2018 on Economic Development<div class="ExternalClassA8F88F9058484684A4BE4852580A58BD"><div class="toAlignListElmntOnPage"><div class="ExternalClassB21F8659498C4CD7A140E05E2D336D6E"><p>This event is targeted at experienced professionals involved in designing, implementing and facilitating economic development processes and building team capacity. The specific emphasis will be on emergence and adaptation of meso organisations and their central role in the TED process. It will further explore the importance of the social and cultural environment on the effectiveness and competitiveness of a territorial economy. It will discuss the role of development programmes and their role in territorial development processes. >> <a href="http://www.mesopartner.com/en/capacity-building/academy/" target="_blank">more </a></p></div></div></div> Results Measurement for Program Managers<div class="ExternalClassC78533B93585412A8AB816D72347BA3B"><div class="toAlignListElmntOnPage"><div class="ExternalClass2795AE9708E64258AE1919C9B2985ECF"><p class="MsoNormal"><span lang="EN-US">This course - exclusively for program managers of implementing agencies - will introduce you to the key principles, practices and tips that will enable you to lead effective results measurement for management, learning and reporting in your program. >> <a href="http://www.miehlbradt.com/HTML/training.html" target="_blank">more</a></span></p></div></div></div> Forming partnerships with the Private Sector: Lessons learned by Market Systems Development Practitioners<div class="ExternalClass8EB01BBFE9F543AA8D783777F374B280"><div class="toAlignListElmntOnPage"><p>On <strong>30<sup>th</sup> October 2019 at 12:00 noon Swiss time</strong><a href="https://www.timeanddate.com/worldclock/converter.html?iso=20191030T110000&p1=270&p2=124&p3=186&p4=71&p5=117&p6=73"></a> Hans Posthumus interviewed experienced programme managers for their top tips on how to collaborate with private companies in the context of MSD programs. </p><p><a href="https://www.youtube.com/watch?v=CVdhktPH4Kg&feature=youtu.be" rel="noopener noreferrer" target="_blank"><img src="/site/EI/PublishingImages/Page-Images/watch%20replay.JPG" style="width:300px;" class="fr-fic fr-dib" /></a></p><p><a name="_msoanchor_1" id="_anchor_1" href="#_msocom_1"></a></p><p><br></p><p>You can also look at the <a href="/site/EI/Documents/HowTo/M4P-MSD/Forming%20partnerships%20with%20the%20Private%20Sector%20May%202019%20vs%201.0%20c.pdf">concise summary </a><a> </a><a name="_msoanchor_1" id="_anchor_1" href="#_msocom_1"></a>of lessons learned by practitioners in Market Systems Development on how to form partnerships with the private sector.</p><p><br></p></div></div> Market Systems Symposium 2022<div class="ExternalClass9FC9340F47FC4F00B8129F3F8E8DC48B"><div class="toAlignListElmntOnPage"><p>MSS2022 Online provides a rich online experience that allows knowledgeable market systems practitioners to dialogue, debate, dive into industry issues, and identify collaborative actions. Innovative platforms allow active participation that accommodates different schedules and time zones.</p><p>Additionally, MSS2022 Online offers multiple formats and a central online hub, easily accessible via web browser or mobile/tablet app, to coordinate all dialogues, debates, and collaborative actions. A series of carefully curated, short sessions will keep participants focused and productive, and easily able to opt in/out, contribute, learn, and network among peers from their home or office.</p><div class="ExternalClass3865093D64614F82B69076733640CF67"><br></div><div class="ExternalClass3865093D64614F82B69076733640CF67"><strong>>> </strong><a href="https://www.vikarainstitute.org/symposium-2022" rel="noopener noreferrer" target="_blank"><strong>more</strong></a></div></div></div>
Financial Sector Dev
Improving Financial Inclusion of Smallholder Farmers<div class="ExternalClassB4D6AB99042740D68998CE5994D817C8"><div class="toAlignListElmntOnPage"><div class="ExternalClass317458977D5B45999BC6F90A8AA30794"><p>An important moment of reflection and discussion with international experts on the development of microfinance solutions for smallholder farmers through plenary sessions and parallel workshops. <a href="http://www.fgda.org/conference2015/home/index.aspx?m=53&did=1540" target="_blank">>Read more</a></p></div></div></div> European Microfinance Week: Financial Inclusion for Sustainable Development<div class="ExternalClass8B857B2233964DBFB118E3EDBBC757D1"><div class="toAlignListElmntOnPage"><div class="ExternalClassCFF806536FE9406CA553BB3358558745"><p>European Microfinance Week is the major annual event of the microfinance industry hosting high level and in-depth discussions by all sectors of the European microfinance community (banks and financial institutions, government agencies, NGO's, consulting firms, researchers and universities) working in developing countries. <a href="http://www.e-mfp.eu/european-microfinance-week-2015/information" target="_blank">>Read more</a></p></div></div></div> Hot Topics in Socially Responsible Investments<div class="ExternalClass21C45A7183D441BFAC0FCCFA134F91D4"><div class="toAlignListElmntOnPage"><div class="ExternalClassDE1B97FF73134F4CBA99EDA23041060F"><p>This course covers selected topics of strongly growing market for «Socially Responsible Investments» (SRI), in particular privat equity, sustainable infrastructure, sustainable bonds, and engagement strategies. (no SDC involvement) <a href="http://www.finance-weiterbildung.uzh.ch/programme/courses/hottopics/overview" target="_blank">>Read more</a></p></div></div></div> CAS Sustainable Finance, University of Zuerich<div class="ExternalClass643FB2D2D5FB4C6C81534FA5A2716D3D"><div class="toAlignListElmntOnPage"><div class="ExternalClass6C45917F63C649E1B5CBE014ED1DD779"><p><span style="font-family:verdana, sans-serif;font-size:10pt;">Starting in spring 2016, the University of Zurich offers a new executive degree: "<a href="http://www.cmf.uzh.ch/cas-sustainable-finance.html" target="_blank">CAS SustainableFinance</a>". It allows professionals to earn in-depth knowledge on foundations and
applications of sustainability and finance. The well-known courses
"Microfinance", "Socially Responsible Investments", and
"Microinsurance" of the Department are part of the curriculum. The
programme is offered on a modular basis, can be taken over the course of
several semesters, and consists of up to 10 classroom training days in Zurich
as well as take-home exercises. Language: English.<br> <br></span></p></div></div></div> S&C Forum on Progress and Challenges in Inclusive Agriculture Insurance Market Development<div class="ExternalClassF62DF33CDE8347BF89D1DCE5FCBB3FF4"><div class="toAlignListElmntOnPage"><div class="ExternalClassE2737F0519924EF1B49AB4B7693B2EB4"><p>This Savings and Credit Forum will be held at the SDC offices in Berne on May 11th 2016.<br>Please find the draft programme <a href="/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2016-05-Agriculture-Insurance.aspx" target="_blank">here</a>. The participation is free of cost and you can register <a href="/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2016-05-Agriculture-Insurance.aspx">here</a>.</p></div></div></div> ANDE Weabinar: Moving the Needle - Critical Success Factors for Scaling Innovation in Asset Finance for Small and Growing Agribusinesses<div class="ExternalClassECC388DCFC214032BD12F4A24CD9B6B9"><div class="toAlignListElmntOnPage"><div class="ExternalClass06A465B115264914A4258B34E2785FE9"><p class="ExternalClass9E711367D0924B5AA86048421993D0A2"><br></p><p class="ExternalClassBBF8CCFE4D93415684575E272B580192"><span style="background:white;color:#555555;">.</span> Inorder to accommodate various time zones, we will be having two webinars atdifferent times. More information on the topic is below.</p><span style="font-family:tahoma, sans-serif;font-size:10pt;"><p class="ExternalClass19F6A7658016456BBF46960E42105DB4"><strong><span style="background:white;color:black;font-family:tahoma, sans-serif;font-size:10pt;">Webinar 1:</span></strong><span style="background:white;color:black;font-family:tahoma, sans-serif;font-size:10pt;"> Monday,November 14 at 11 am Central Standard Time (Mexico City Time). <a href="http://www.andeglobal.org/link.asp?e=fabiana.margadant%40eda.admin.ch&job=2682745&ymlink=58922989&finalurl=http://www.andeglobal.org/events/EventDetails.aspx?id%3D880538%26group%3D85486">Clickhere</a> for more information and for the link to join.</span></p><p class="ExternalClass21799DF91E8B4B0EA71D7A9C0E92FABA"><span><strong><span style="background:white;color:black;font-family:tahoma, sans-serif;font-size:10pt;">Webinar 2: </span></strong><span style="background:white;color:black;font-family:tahoma, sans-serif;font-size:10pt;">Thursday, November 17 at 2 pm Eastern Africa Time. <a href="http://www.andeglobal.org/link.asp?e=fabiana.margadant%40eda.admin.ch&job=2682745&ymlink=58922989&finalurl=http://www.andeglobal.org/events/EventDetails.aspx?id%3D880640%26group%3D">Clickhere</a> for more information and for the link to join.</span></span></p><p class="ExternalClass21799DF91E8B4B0EA71D7A9C0E92FABA"> </p></span><p class="ExternalClass21799DF91E8B4B0EA71D7A9C0E92FABA"><span style="background:white;color:black;font-family:tahoma, sans-serif;font-size:10pt;">JoinJack Luft and Tim Chambers of Epven for a discussion of their recent report onscaling up asset finance options for small and growing agribusinesses. Althoughacquiring productive assets can bring significant economic and impact gains forsuch businesses, few are able to obtain the necessary financing. Jack and Timwill discuss key findings from their recent report, which reflects thefirst-hand experiences of over 70 asset finance experts, on how to reverse thisfinancing gap. </span></p><p><br></p></div></div></div> Saving and Credit Forum: What are Social Performance Management and Reporting Practices of Financial Institutions and Microfinance Impact Investors?<div class="ExternalClass3C803D110A7547229CFA4A8C3FE8005B"><div class="toAlignListElmntOnPage"><div class="ExternalClass16CEBC09A7BB450CBAFE109529DD0733"><p class="ExternalClass7581E9FE1A534FEA8ED481C2C1A00595"><br></p><p><span lang="EN-GB" style="margin:0cm 0cm 0pt;">Our next Savings & Credit Forum will take place at the University of Zurich on Thursday, March 16th, 2017.<br>Please save the date and have a look at the programme <a href="/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2017-03-Social-Performance.aspx" style="margin:0cm 0cm 0pt;" target="_blank">here</a>.</span></p><p>Previous to the Forum, on March 15th (full day) and March 16th (until noon) there will be the SPTF Social Investors Meeting at the same venue. A draft programme is still inpreparation. There will be space for up to 100 participants.</p><p><br></p></div></div></div> Women's financial inclusion: creating growth and opportunity<div class="ExternalClassB4A5459FC8634A46B3F6CD8112550EDF"><div class="toAlignListElmntOnPage"><div class="ExternalClass51F00D71D3504A3189D815F0D10E1110"><span style="color:rgb(112, 48, 160);line-height:115%;font-size:18pt;"><p align="center" class="MsoNormal" style="margin:0cm 0cm 10pt;text-align:center;"><span style="color:black;line-height:115%;font-size:12pt;">The gender
Focal Point and the e+i Focal Point invite you to a presentation and discussion
on</span></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 10pt;text-align:center;"><strong><span style="color:rgb(112, 48, 160);line-height:115%;font-size:18pt;">Women’s
financial inclusion: creating growth and opportunity</span></strong></p><div style="padding:1pt 4pt;border:1pt solid windowtext;margin-right:0cm;margin-left:18pt;"><p class="MsoNormal" style="margin:0cm 0cm 0pt;padding:0cm;border:currentColor;"><span style="line-height:115%;font-size:12pt;">Why is access to financial services important for women’s economic empowerment? Why the need for gender sensitive financial products? What role does digital finance play for women’s financial inclusion? </span></p></div><p align="center" class="MsoNormal" style="margin:0cm 0cm 10pt;text-align:center;"><strong><span style="color:rgb(112, 48, 160);line-height:115%;font-size:12pt;"> </span></strong></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 10pt;text-align:center;"><strong><span style="color:rgb(112, 48, 160);line-height:115%;font-size:12pt;">Mary Ellen Iskenderian,
President and CEO of Women’s World Banking,</span></strong><span style="line-height:115%;font-size:12pt;"> will be visiting us for an exchange at SDC Bern, answering the above questions and giving insights to the latest developments and challenges in the field of women’s financial inclusion. </span><span style="line-height:115%;font-size:12pt;">Women’s World Banking is a global nonprofit devoted to giving more low-income women access to the financial tools and resources they require to achieve security and prosperity. </span><span style="background:white;line-height:115%;font-size:12pt;">For nearly 40 years Women’s World Banking has worked with financial institutions to show them the benefit of investing in women as customers, and as leaders. </span></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 10pt;text-align:center;"><span style="background:white;line-height:115%;font-size:12pt;">Please click h<a href="/site/EI/Pages/Events/2017-04-BBL-Womens-financial-inclusion.aspx">ere</a> to find the presentations. </span></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 10pt;text-align:center;"><br></p><p align="center" class="MsoNormal" style="margin:0cm 0cm 10pt;text-align:center;"><br></p></span><p align="center" class="MsoNormal" style="margin:0cm 0cm 10pt;text-align:center;"><br></p></div></div></div> Executive Education Course: Microinsurance and Emerging Consumers<div class="ExternalClass79BABA9C5DAB4FCEAA9171AE19B5A5E7"><div class="toAlignListElmntOnPage"><div class="ExternalClassDA3C23BB13B649E2B893B8C0E746B14C"><h4 align="LEFT">Microinsurance is the provision of low-cost and simple insurance services to low-income populations in developing and emerging countries. These population segments are typically excluded from mainstream insurance markets and functioning social security networks. By serving this large population’s need for insurance, microinsurance has the potential to contribute considerably to poverty reduction and improvement of living and working conditions.</h4><h4>This executive education course of the departement of Banking and finance at the University of zurich will take place on the 3th-4rd of July. For more detailed Information, please check the <a href="/site/EI/Documents/Events/Events%20by%20date/2017%20-%20FSD%20Events/UZH%20-%20Microinsurance%20-%20Flyer%20-%202017.pdf" target="_blank">brochure</a>. For the online registration, click <a href="http://www.finance-weiterbildung.uzh.ch">here.</a>  In case of Registration as a group from the same institution, the University will eventually grant a reduced participation fee. For more information, get in touch with <span style="color:black;font-family:"Arial","sans-serif";font-size:10pt;"><a href="mailto:annette.krauss@bf.uzh.ch" target="_blank"><u>annette.krauss@bf.uzh.ch</u></a></span><span style="color:black;font-family:"Times New Roman","serif";font-size:12pt;"> </span></h4></div></div></div> Crashcourse on Insurance<div class="ExternalClass7C7E182D775849E28AB204E79FC332DF"><div class="toAlignListElmntOnPage"><div class="ExternalClassED82F380F1FE4E2FA5732D41BC18D49E"><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">The DRR FP and the e+i FP have invited to a</span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"> </span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><strong><span lang="EN-US" style="color:rgb(112, 48, 160);font-family:"Arial","sans-serif";font-size:14pt;">Crash Course on
Insurance</span></strong></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><strong><span lang="EN-US" style="color:rgb(112, 48, 160);font-family:"Arial","sans-serif";font-size:10pt;"> </span></strong></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><strong><span lang="EN-US" style="color:rgb(112, 48, 160);font-family:"Arial","sans-serif";font-size:10pt;">Objective of the
course</span></strong><span lang="EN-US" style="color:rgb(112, 48, 160);font-family:"Arial","sans-serif";font-size:10pt;">: </span><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">The participants are familiar with the basic concepts of insurance and
its role in Disaster Risk Management (DRM) strategies.</span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;"> </span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:"Arial","sans-serif";font-size:10pt;">For further Information and for the presentation and contents of the course, <a href="/site/EI/Pages/FSD/Topics/Crash%20Course%20on%20Insurance.aspx">click here.  </a></span></p></div></div></div> Cracking the Nut – Promoting agricultural technology adoption and resilience<div class="ExternalClass121967D861B949B9876E59E1352113F6"><div class="toAlignListElmntOnPage"><div class="ExternalClassFB1E3147ED624B5F9B8F1A510078E13A"><p>This conference will focus on encouraging the uptake of new technologies for agriculture and access to finance, in a way that promotes resilience. Connexus Corporation is working with the Inter-American Development Bank (IDB), Catholic Relief Services (CRS), and Chemonics International to organize a two-day learning event and technology fair, which will highlight the broad range of technologies and approaches available to mitigate and adapt to global changes related to rural and agricultural development. <a href="http://www.seepnetwork.org/cracking-the-nut-2018--promoting-agriculture-technology-adoption-and-resilience-events-539.php" target="_blank">>>more</a>   <span style="color:rgb(0, 0, 0);text-transform:none;text-indent:0px;letter-spacing:0.4px;font-family:Arial;font-size:13px;font-style:normal;font-weight:400;word-spacing:0px;float:none;display:inline !important;white-space:normal;orphans:2;widows:2;background-color:rgb(255, 255, 255);text-decoration-style:initial;text-decoration-color:initial;"><span> </span></span></p></div></div></div>
Private Sector Dev
Adaptive Management within market system dvelopment<div class="toAlignListElmntOnPage"><p>On November 1st SDC invited Mike Albu, the director of BEAM Exchange, to discuss adaptive management within market system development (MSD), based on a recent  <a href="/site/EI/Documents/PSD/Topics/Value%20Chain%20Development/PSD/2016%20Getting%20there%20from%20here.pdf" target="_blank">report </a>published by the BEAM research team. They used a mixed-method approach which included a literature review and 60 key informant interviews to identify opportunities and limitations confronting the widespread adoption of adaptive management in MSD programms. One of the study’s recommendation is to rethink the logframe and how it is used, moving away from linear thinking and number-based results management. Look at Mike Albu's <a href="/site/EI/Documents/PSD/PSD%20Beam%20Exchange%20Adaptive%20Programming%20study%20-%20for%20SDC%202016%20-%2011.PPTX?Web=1" target="_blank">slides</a> as input for the discussion or read one of the authors  blog post or visit the  <a href="https://beamexchange.org/community/webinar/road-adaptive-management/" target="_blank">webinar </a>on the topic.</p></div> BEAM Exchange is inviting you to share your stories<span style="color:black;font-family:arial, sans-serif;font-size:10pt;">BEAM Exchange is inviting you to share your stories of overcoming monitoring and results measurement challenges. The chances are that your solution is information another programme is looking for! You can share your story in any format (blog, Skype call, video etc.). This is a great opportunityf or you to contribute to the exchange of innovation and learning in measuring programme impacts. >> <font color="#000000" face="Arial, sans-serif"><span style="font-size:10pt;"><a href="https://beamexchange.org/community/get-involved/measurement-stories/" target="_blank" style="font-size:10pt;">more</a></span></font></span> BEAM needs you! Do you need BEAM?<p>You remember having heard about BEAM, don't you? exactly BEAM Exchange is the new one-shop for sharing knowledge and learning about market systems approaches for reducing poverty. DFID and SDC have lunched it just last year.Now discover who the BEAM community is how BEAM can help you and  how to you can contribute to it and why BEAM needs you!
<a href="/site/EI/Pages/eiHowTo/Project-Profiles/Beam-Exchange.aspx" target="_blank">
<strong>>here</strong></a></p> External Reviews of MSD Projects in the Western Balkan (WBA) Region<div class="toAlignListElmntOnPage"><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><span lang="EN-US" style="font-family:calibri, sans-serif;font-size:14.3px;">During 2016 and early 2017 five SDC Market System Development (MSD) projects in Albania, Bosnia and Herzegovina, Kosovo and Serbia were externally reviewed. All these MSD projects have the overall goal to create jobs that is addressed through PSD, VCA and VSD interventions. <strong>Overall all projects made good progress and based on these external reviews have planned second or exit phases.</strong></span><span lang="EN-US" style="font-family:calibri, sans-serif;font-size:14.3px;"> </span></p><p><span lang="EN-US" style="font-family:calibri, sans-serif;"></span></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><br></p><span lang="EN-US" style="font-size:14.3px;font-family:calibri, sans-serif;"><strong>Learn about the main conclusions and recommendations that are common in many projects are.... </strong>>><a href="/site/EI/Pages/Projects/External-Reviews%20-MSD-Projects-WBA%202017.aspx" target="_blank">more</a></span><p></p><p class="MsoNormal" style="margin:0cm 0cm 0pt;"><br></p></div> In 2014 the first phase of a new SDC financed MSD/Inclusive Markets project<p>In 2014 the first phase of a new SDC financed MSD/Inclusive Markets project, named Rural Markets, took off in Bolivia. This project is implemented by Swisscontact and the local foundation PROFIN, and has started to facilitate the implementation of innovative business models that take account of the extraordinary challenges market development faces in the Altiplano and inter-Andean valleys. We would be happy to share our experiences e.g. regarding market systems development through successful business links among seed producers, multipliers, wholesalers and the industry, the introduction of new varieties of (root) vegetables, and business models for the provision of rural technical assistance services in sparsely populated regions.</p> Integration of BEAM Exhange into DECDAt DCED’s Annual Meeting in Rome, in June 2017, the DCED Working Group was formally established and is now chaired by Andrea Inglin of SDC and Susanne Thiard-Laforet of the Austrian Development Agency (ADA). It will build on the achievements to date of the BEAM Exchange, the facility for knowledge exchange and learning about market systems development, originally funded by The Department for International Development (DFID)  and SDC. The advantage of integrating BEAM Exchange into DCED, apart from the obvious synergies with PSD itself, other donors can participate easier and give BEAM a sound foundation for sustainability. <a href="https://www.enterprise-development.org/organisational-structure/working-groups/overview-market-systems-development-working-group/" target="_blank">>>more</a> Kosovo companies and products at OLMA in St.Gallen<div class="ExternalClass5EE3680A4C6A428482BFCE9D7D5FD912"><div><img src="/site/EI/PublishingImages/Page-Images/Image_Project%20Olma%20Kosovo%20Food%20Shop.jpg" alt="" style="margin:5px;width:100px;height:75px;vertical-align:middle;float:left;" />Every year in the city of St. Gallen the agricultural and nutrition fair "OLMA" is taking place. The fair was held from 8 – 18 October 2015 and attracted a large number of visitors. This year SDC created an interactive exhibition about food, food security and nutrition at the OLMA agricultural fair and Kosovo was part of it. SME’s from Kosovo who are supported by the PPSE project had the opportunity to present a wide range of their products. <a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2015-12-spotlight5.aspx" target="_blank" style="line-height:1.6;">Read more >></a></div></div> Latin American Network for MSD<div class="toAlignListElmntOnPage"><p class="MsoNormal" style="line-height:normal;margin-bottom:0pt;"><img style="width:297px;height:149px;" alt="" src="/site/EI/PublishingImages/Page-Images/Image_LA%20Network%20for%20MSD.PNG" class="fr-fir fr-dii" />An international Meeting for the creation of a Latin American Network for MSD took place end of January 2017 in Lima, Peru, organized by ASOCAM, BEAM Exchange and Swisscontact with support from ILO. 60 participants from 35 organizations (governments, NGOs, academy, private sector, research Institutes, bi- and multilateral donors) from 12 countries participated in order to exchange and share lessons of good practices, lessons learned and challenges in the application of systemic approaches in Latin America; to network; and to share strategic inputs on joint aspirations to promote the approach and the network in Latin America and the Caribbean.</p><p class="MsoNormal" style="line-height:normal;margin-bottom:0pt;">>> <a href="http://www.esm4p.info/red-latinoamericana-para-dsm/encuentro-internacional-2017.html" target="_blank">more information </a>about the event here                                                    >> <a href="http://www.asocam.org/fileadmin/recursos/esm4p/notaSintesis26-27-ene2017.pdf" style="line-height:normal;margin-bottom:0pt;" target="_blank"><span style="line-height:normal;margin-bottom:0pt;">synthesis </span><span style="line-height:normal;margin-bottom:0pt;">report</span></a><span style="line-height:normal;margin-bottom:0pt;"> (spanish) of the event</span></p></div> Lessons from the Rural Livelihood Development Programme Tanzania: Contract Farming and other topics<p class="ExternalClassB8192020F2D94F2F9FCB8EB2873AF4CD"></p><p><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-03459.05_RLDP%20Rural%20Livelihood%20Development%20Program%20RLDP%20Tanzania.JPG" alt="" style="margin:5px;width:137px;vertical-align:middle;float:left;" /></p><p></p><p class="MsoNormal" style="margin:0cm 0cm 10pt;"><span lang="EN-GB"><font size="3"><font color="#000000"><font face="Calibri">The Rural Livelihood Development Programme (RLDP) came to an end in December 2015 after ten years of implementation. In 2015, it engaged in an extensive process of Capitalization of Experience to derive lessons learned focussing on three topics: Programme Management applying the Market Systems Development (MSD) approach, Contract Farming and Gender Mainstreaming. All three topics are available as short and long versions (<a href="https://www.helvetas.org/news_blog/publication/value_chains.cfm">here</a>). Hands on experience in a challenging context like central Tanzania – a must read for MSD practioners!</font></font></font></span> </p><p></p> New UNDP / SDC agreement for inclusive growth in Africa through private sector, inclusive business, and market development.<div class="ExternalClassD27BE94F91F34CBF96A362A5C2DF88A4"><div>Addis Ababa, Ethiopia, 30 September 2015 – The United Nations Development Programme (UNDP) and the Swiss Agency for Development and Cooperation (SDC) have signed a new agreement to bolster inclusive growth in Africa through private sector, inclusive business, and market development.</div><div>The 3.7 million Swiss Francs contribution will support a three-year initiative “Accelerating Inclusive Growth and Sustainable Development in Africa” that seeks to create employment and livelihoods, particularly for women and young people, and support regional institutions and national governments in developing inclusive markets and businesses. The initiative builds on the work of UNDP’s African Facility for Inclusive Markets.<a href="http://www.africa.undp.org/content/rba/en/home/presscenter/pressreleases/2015/10/01/undp-and-switzerland-to-boost-sustainable-private-sector-development-in-africa.html" target="_blank"> >> more</a></div></div> New Videos: PSD and VSD projects in the Great Lakes region<div class="toAlignListElmntOnPage"><p class="Default" style="margin:0cm 0cm 0pt;">Check out the latest video interviews with beneficiaries of SDC Vocational Skills Development project PROMOST and its partner Private Sector Development project PROECCO. Both project are active in the Great Lakes region:</p><p class="Default" style="margin:0cm 0cm 0pt;"><span lang="ES">o <a href="https://youtu.be/ccYZoQZF4ZA" target="_blank">https://youtu.be/ccYZoQZF4ZA</a> </span></p><p class="Default" style="margin:0cm 0cm 0pt;"><span lang="ES">o <a href="https://youtu.be/8_m68OtoANA" target="_blank">https://youtu.be/8_m68OtoANA</a> </span></p><p class="Default" style="margin:0cm 0cm 0pt;"><span lang="FR-CH">o </span><a href="https://youtu.be/zKu7RnuiBU8" target="_blank">https://youtu.be/zKu7RnuiBU8</a><span lang="FR-CH" style="font-family:"Courier New";font-size:10pt;"><a href="https://youtu.be/zKu7RnuiBU8" target="_blank"></a></span></p><p class="Default" style="margin:0cm 0cm 0pt;">Learn more about the projects in our <a href="/site/EI/memberarea/Pages/Content/projects-search-archived.aspx" target="_blank">portfolio database</a> (members only).</p><p class="Default" style="margin:0cm 0cm 0pt;"><span lang="FR-CH" style="font-family:"Courier New";font-size:10pt;"> </span></p></div> Phase 2 for the Grain Post-harvest Loss Prevention Project (GPLP)<div><b><br></b></div><div><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-07726.02_Project%20Image_%20Grain%20Post-harvest%20Loss%20Prevention%20Project%20(GPLP).jpg" style="width:400.887px;height:226px;" /><b><br></b></div><div><b><br></b></div><div><b>Overall goa</b>l: GPLP aims at improving food security and income of small holder men and women farmers in the Central Corridor of Tanzania by addressing major constraints in post-harvest practice, access to improved technologies and adoption, knowledge sharing and related policies. Helvetas Swiss Intercooperation is implementing GPLP using a market system development approach and working through multi-stakeholder partnerships with private sector and public organizations.</div><div> </div><div><b>Context : </b><span style="letter-spacing:0.4px;">Postharvest Losses (PHL) in Tanzania are high and contribute to loss of income and food insecurity. PHL ranges between 15 to 40% for different crops, but are of particular concern for grains and pulses, which form the base for food and income for the majority. Knowledge and awareness on Post-Harvest Management (PHM) among farmers remains low. Extension services do not often include PHM training and farmers’ access to technologies remains limited. Farmers and MSME’s face difficulties to access financial services, which could allow them to invest in post-harvest technologies (PHT) or expansion of business. While women are highly involved in the PHM process, there is a wide gender-gap in rural communities, with women being in a disadvantaged position in relation to men, in access and control over resources as well as in decision-making. The Ministry of Agriculture, Livestock and Fisheries (MALF) has just come up with a National Strategy for Post-Harvest, which is expected to be launched end of 2017.</span></div><div><span style="letter-spacing:0.4px;"><br></span></div><div style="text-align:right;"><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-07726.02_Project%20Image_%20Grain%20Post-harvest%20Loss%20Prevention%20Project%20%20GPLP_Tanzania.jpg" style="width:400.887px;height:226px;" /><b><br></b></div><div><b><br></b></div><div><br></div><div style="text-align:right;"><br></div><div><b>Outcomes of the phase</b>: </div><div><span style="letter-spacing:0.4px;">1.</span><span style="letter-spacing:0.4px;white-space:pre;"> </span><span style="letter-spacing:0.4px;">Targeted smallholder farmers have access and adopt effective postharvest management practices and technologies</span></div><div>2.<span style="white-space:pre;"> </span>Postharvest policies and framework conditions are improved in Tanzania through implementation of PHM strategy and by-laws</div><div>3.<span style="white-space:pre;"> </span>Postharvest management stakeholders have access to information that enables decision making towards reducing postharvest losses</div><div> </div><div>>> <a href="https://tanzania.helvetas.org/en/activities/projects_tanzania/grain_post_harvest_loss_prevention/" target="_blank">more </a></div><div><br></div> Programme regional PROECCO<div class="ExternalClassD6E2ED1BB44A4455AC82F9FFB493A351"><p><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-08320.02_PROECCO%20Climate%20reponsive%20construction.JPG" alt="" style="margin:5px;width:159px;vertical-align:middle;float:left;" />"On July 1<sup>st</sup> 2016, SDC's <strong>Promoting off-farm employment and income in the Great Lakes Region through climate responsive construction material production</strong><strong> </strong>(PROECCO) project will enter its second phase. The first phase was dedicated to technological transfer and adaptation to provide context specific business solutions in the construction material production sector. These business solutions will be tested and refined in the second phase to boost scaling up environmental and labor friendly production methods applying a MSD approach. The project will improve production techniques in Rwanda, Burundi as well as South Kivu and serve a demand for construction materials fueled by the regions rapid urbanization. </p><p>>>more information on the <a href="/site/EI/Documents/PSD/Topics/Local%20Economic%20Development/SDC%20-%20Factsheet%20-%20PROECCO%20-%202016%20(fr).pdf">fact sheet</a> (French only)</p></div> SanMarkS: System-based approach in Sanitation<p style="text-align:center;"><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-09082.01_Improving%20Sanitation%20Market%20Systems%20Bangladesh%202017.PNG" style="width:488px;" /><span style="letter-spacing:0.4px;"><br></span></p><p><span style="letter-spacing:0.4px;"><br></span></p><p><span style="letter-spacing:0.4px;">The Sanitation Marketing Systems in Bangladesh (SanMarkS) has recently been awarded the </span><span style="letter-spacing:0.4px;"><a href="https://www.state.gov/r/pa/prs/ps/2017/09/274268.htm" target="_blank">prestigious P3 Impact Award</a> for its public-private partnership (P3) approach. </span></p><p></p><p></p><div><div><span style="letter-spacing:0.4px;"><br></span></div><div style="text-align:center;"><span style="letter-spacing:0.4px;">***********</span></div></div><div><br></div><div><span style="letter-spacing:0.4px;">SanMarkS</span><span style="letter-spacing:0.4px;"> applies Sanitation Marketing, Market Systems Thinking, and Human Centered Design to reach 450,000 poor and disadvantaged rural people by 2019 with better health and wellbeing through improved sanitation. The project began in November 2015 and is jointly funded by SDC and UNICEF and implemented by iDE-Bangladesh. </span><br></div><div><br></div><div>SanMarkS aims to build household demand and private sector supply of hygienic, affordable latrines by facilitating collaboration between national level manufacturers of latrine parts, local level entrepreneurs, municipalities and the Department of Public Health Engineering. The project promotes the integration of the private sector as a key stakeholder into the existing public and civil society platforms in the sanitation sector in rural areas. </div><div><br></div><div>SanMarkS builds the capacity of local latrine producers, their knowledge and technical know-how as well as market promotion strategies to increase their client base. </div><div><br></div><div>As a result, (341) local entrepreneurs are now organized. They have formed business associations (sanitary business associations SBA) to leverage their collective skills and buying power. This enables remote customers in villages to access hygienic latrines at affordable prices, while latrine producers who are a part of a business association have seen their sales of hygienic latrines almost double. The local government subsidies to help poor households build latrines are now used more effectively, as the local latrine producers deliver cheaper and more hygienic latrines. The sanitary business associations enforce quality standards among the members and have begun engaging with the local government to create national quality standards for improved latrines. National manufacturers are able to reach new customers who were inaccessible before due to the high cost and logistical challenges of marketing in remote areas. By engaging with a single point of contact from a business association representing several entrepreneurs, companies now have a simple and cost-effective way to distribute their products in sparsely populated rural regions. In this way, SanMarkS builds capacity of the private sector actors to develop products, messages and marketing techniques that will reach specific types of consumers based on household income, assets, lifestyles and other characteristics resulting in better health condi¬tions and well-being.</div><div><br></div><div>Interested to learn more?</div><div><br></div><div>>> <a href="https://youtu.be/2GYqMiAdV88" target="_blank">Brief video</a>     >> <a href="/site/EI/Documents/PSD/PSD%20SanMarkS%20Project%20Snapshot%20Nov16%20-%20Dec17.pdf?web=1" target="_blank">SanMarkS Fact Sheet </a>     >> <a href="/site/EI/Documents/PSD/PSD%20SanMarks%20Achieved-Target.pdf?web=1" target="_blank">SanMarkS Targets and Results</a>     >><a href="/site/EI/Documents/PSD/PSD%20iDE-IR_BD_PublicPrivateDevPartnrships.pdf?web=1" target="_blank">Solving Sanitation from all sides</a>  </div><div><br></div><p></p><p></p> SDC has joined the Business Call to Action (BCtA)<div class="toAlignListElmntOnPage"><p class="MsoNormal">SDC has joined the <a href="http://www.businesscalltoaction.org/" target="_blank">Business Call to Action</a> (BCtA), a multi-stakeholder initiative hosted by the UNDP. The initiative asks companies to make concrete commitments to include people from the Bottom of the Pyramid (BoP) in their value chains, be it as clients, employees or entrepreneurs. By making these commitments public and verifiable, BCtA helps to bring the benefits of the markets to the BoP and is in turn helping companies to understand how to measure their impact through an impact measurement system.</p><p class="MsoNormal">To date, over 170 companies, ranging from multinationals to social enterprises,
and working in 65 countries, have responded to the BCtA by committing to
improve the lives and livelihoods of millions in developing countries through
access to markets, financial services, affordable healthcare, water and sanitation,
education and other critical services. BCtA member companies are market leaders
that provide examples of successful, profitable and scalable models for
reaching poor communities and contributing to global development.</p><p class="MsoNormal"><br></p></div> SDC side event, DCED Global Seminar, Bangkok<p class="ExternalClass46898B0CCBDF4D6A83E9882C88F97FEF"></p><p><img src="/site/EI/PublishingImages/Page-Images/Image_Bangkok%20Conference%20Group%20Photo.JPG" alt="" style="margin:5px;width:274px;vertical-align:middle;float:left;" />SDC e+i side event at the DCED Global Seminar in Bangkok: From 14.-16. March 2016, DCED held its Global Seminar. Around 130 participants from all over the world attended the Seminar, around 35 participants from SDC financed projects. The SDC e+i network organized a small side-event with the objective to bring together the network community, provide a space to exchange and network and share latest news around Results Measurement: (1) Swisscontact shared their experience with SenseMaker as a new methodology for capturing systemic change. (2) The SDC good practice paper: "<a href="/site/EI/Documents/PSD/Topics/Results%20Measurement/SDC%20MRM%20good%20practices%202016%20draft.pdf">Monitoring and Measuring Results in Private Sector Development</a>" was presented and discussed. (3) HELVETAS Swiss Intercooperation shared and discussed preliminary findings of its study with the objective to define and elaborate what “right-sizing” MRM system means.<br>>> for more information please contact <a href="mailto:annick.vollmar@helvetas.org">Annick Vollmar</a></p><p></p> Securing Food Supply through a Digital Monitoring System - Rural Markets Project<div class="toAlignListElmntOnPage"><p>The global pandemic showed the fragility of food supply systems in many countries including Bolivia. Through the Inclusive Markets project, financed by SDC and SIDA, Swisscontact supported the Ministry of Rural Development and Lands with setting up a digital platform to monitor food supply and demand on a municipal level. More information <a href="https://www.swisscontact.org/en/news/securing-food-supply-through-a-digital-monitoring-system">here</a>.</p></div> Swisscontact on "Inclusive markets - sustainable growth for everyone"<div class="toAlignListElmntOnPage"><p>Enjoy a very short video where Swisscontact explains its role as a facilitator in the chicken/ maize value chain in Bangladesh: <a href="https://www.youtube.com/watch?v=JY3Dkb0dUcA" target="_blank">here</a> </p></div> VSD and PSD for mine victims and persons with disabilities in Colombia<p>The team from Handicap International produced a short and worth reading paper about their approach to achieve socioeconomic  inclusion for victims of mine/explosive remnants of war (ERW) and persons with disabilities in the departments of Cauca, Nariño and Córdoba of Colombia. <br>Both VSD and PSD elements are applied, and a participatory approach is practised. We are happy to distribute their work and would <span lang="EN-GB" style="color:#454545;line-height:107%;font-family:helvetica, sans-serif;font-size:11.5pt;">encourage </span>other <span lang="EN-GB" style="color:#454545;line-height:107%;font-family:helvetica, sans-serif;font-size:11.5pt;">practitioners </span>to share their experiences. Read the paper <a href="/site/EI/Documents/To%20SORT/Themes/VSD/E+I%20article%20colombia%20final%20May%2013%202017.pdf" target="_blank">here</a>.</p> Western Balkans (WBA)<div class="ExternalClass112BDF6EE6CF4A48BFF5137703EC3A7B"><div>A Monitoring and Result Measurement (MRM) and DCED Standard training was organised for the WBA Swiss Cooperation Offices (SCO) from 25 – 28 August at Lake Ohrid in Macedonia. This was considered highly important since most of the private sector development project embrace a MRM system along the DCED Standard that requires to some extent a different steering by the SCO. The training was delivered by Hans Posthumus who is well known in this field and is currently also working for e+i on a good practice paper for SDC on MRM for private sector development projects. >> more news will follow later</div></div>
Financial Sector Dev
2 new microinsurance specialists join SCBF<div class="toAlignListElmntOnPage"><div>SCBF has had the pleasure to welcome new representatives of 2 current member organisations:</div><div><b style="letter-spacing:0.4px;">Martin Hintz</b><span style="letter-spacing:0.4px;"> (Allianz) previously worked in Jakarta for 7 years where he had grown microinsurance from 0 to 500,000 customers. Since 2011, he has been overseeing 12 active markets in Latin America, Africa and Asia, growing the customer base from 4 mil. to over 50 mil.</span></div><div><span style="letter-spacing:0.4px;"><strong>Bilal Mughal</strong></span><span style="letter-spacing:0.4px;"> (Zurich Insurance Group) recently joined Blue Marble Microinsurance on secondment from Zurich Insurance as a Head of Ventures with responsibility for venture design and operations and brings a plethora of expertise for SCBF. </span></div><div><span style="letter-spacing:0.4px;">Both Martin and Bilal strongly reinforce SCBF´s expertise in inclusive insurance services. </span></div></div> 20th anniversary of our Savings and Credit Forum<p><span style="font-size:14px;letter-spacing:0.4px;">This autumn we had the chance to have an inspiring and insightful Savings and Credit Forum on "<a href="/site/EI/Pages/Content/Profiles.aspx?SmartID=1768&item1=SC-Forum%202017-09" target="_blank">Why and how formal savings services matter to low-income and vulnerable households</a>"! We were lucky to celebrate the 20th anniversary of this unique event series for continuous learning, exchange and networking. Nathalie Wyser took the opportunity to give a very special thanks to Ruth Egger who had initiated the Forum and had guided it very wisely during many years, still being involved with helping to make this one on "Savings Services" outstanding again.  </span></p><p><span style="font-size:14px;letter-spacing:0.4px;"><br></span></p><p><img src="/site/EI/PublishingImages/Page-Images/Image_20th%20anniversary%20Save%20Credit%20Forum%20Group%20Photo.jpg" style="width:576.333px;height:337.349px;" /><span style="font-size:14px;letter-spacing:0.4px;"><br></span><br></p><p>from left to right:<br>Alexandre Berthaud (E-Savings), Peter Beez (FP e+i), Ruth Egger (formerly Intercooperation, now Board member HELVETAS Swiss Intercooperation), Nathalie Wyser (FP e+i), Graham Wright (MicroSave).</p><p><br></p><p>Did you get curious about our long history of Savings and Credit Fora? Find out <a href="/site/EI/Pages/FSD/Events/SC-Forum/savings-and-credit-forums.aspx" target="_blank">more</a><br></p><p><br></p> Access to finance - A micro credit bank supported by SDC is showing promising results<div class="ExternalClass605BCA8A49BD462C98C2C55D1C45E504"><div><img src="/site/EI/PublishingImages/Page-Images/Image_Project%20MBFM%201%20Workshop.jpg" alt="" style="margin:5px;width:100px;height:150px;vertical-align:middle;float:left;" />SDC Mozambique private and financial sector domain aims at improving access to finance. Since 2012, SDC has supported an innovative private public partnership to create a rural green-fielding institution called Microbanco Fides Moçambique SA (MBFM) whose technical assistance is provided by Financial Systems Development Services (FIDES). In this context of the PPDP, Swiss Microfinance Holding (SMH) acted as the private sector investor. MBFM is a formally licensed micro bank under the prudential regulation and supervision of central bank. The partnership between SDC, FIDES and SMH was designed to leverage scarce public resources and to reach 15’000 poor clients that could not be targeted through a standard project. In addition to MBFM, and as part of the project, an Inclusive Finance and Insurance Academy (INFINA) was established to train young Mozambican to staff MBFM. SDC is represented by the COOF at MBFM board of Directors.<a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2015-12-spotlight6.aspx" target="_blank"> >> more</a></div></div> Cash transfers to address acute malnutrition in emergency contexts<div class="toAlignListElmntOnPage"><p><em><span lang="EN-US" style="color:#666666;font-family:helvetica, sans-serif;font-size:10pt;">[by André Dürr, SDC]</span></em> There are multtiple causes for malnutrition in emergency and transitional contexts. Hence understaing the pre-emergency and emergency-specific causes of malnutrition is essential to plan a sensible intervention. Humanitarian agencies are increasingly using cash transfers to address acute malnutrition. <a href="/site/Agriculture-and-Food-Security/news/Documents/2015_09_cash_transfers_duerr.pdf" target="_blank"> <strong>But what does the evidence say?</strong></a></p></div> News from SCBF<div><b>Project highlights in March to May 2017</b></div><div><b>Approved Product Upscaling Projects:  </b><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2017-01_FactSheet_Cambodia-Amret.pdf" target="_blank">Enhancing client value through microinsurance offerings by AMRET in Cambodia</a> and <a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF_FEW-11-EMI-Laos-Factsheet.pdf" target="_blank">Ekphatthana Microfinance Institution in Laos: Financial education on Credit Life Plus</a>. There are also several <strong>projects in the pipeline</strong> in Tunisia, Egypt, Bangladesh, Kenya, Nicaragua, Haiti, Zambia, Ivory Coast, Zimbabwe/Malawi, Madagascar and Mali.<br></div><div><b>SCBF General Assembly Meeting at SDC on March 2nd<br></b>SCBF held its bi-annual General Assembly meeting on March 2nd at SDC in Bern. The morning session included a thematic window with Marc Tison (MD ZingSure), Jason Perthel (Zing Founder & CEO) and Alex Mion (Zing CTO), with highly relevant presentation on their current and planned activities in Zimbabwe and Malawi. <br></div><div><strong>InsureCo</strong> <br>SCBF supported ZingSure initiative in setting up an insurance company “InsureCo”, a partnership between ZingSure Limited and the Apostolic Council of Churches of Zimbabwe to increase insurance penetration and stimulate wealth creation. The partnership is in line with financial inclusion vision of the Zimbabwean government as contained in the Zimbabwe Agenda for Sustainable Socio-Economic Transformation (ZimAsset – 2013). </div><div><br>>> <a href="/site/EI/Pages/News/Newsletter/SCBF-news-from-programmes-and-projects.aspx" target="_blank">what is SCBF? </a><br></div> News from the Swiss Capacity Building Facility (SCBF)<p class="ExternalClassDF7D0556FD0945B7AD9FC7A5EE78717F"></p><p>The <a href="http://www.scbf.ch/" target="_blank">SCBF</a> is SDC’s major public-private development partnership with the Swiss financial sector to promote financial inclusion in the South. Activities under management since inception in 2011: </p><p></p><p style="line-height:14.93px;"><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-07719.02_SCBF%20Swiss%20Capacitiy%20Building%20Facility_Global.jpg" alt="" style="margin:5px;width:100px;height:151px;vertical-align:middle;float:left;" /><b><a href="http://scbf.ch/product-upscaling-interventions/" target="_blank">Product Up-scaling interventions</a>: </b>Approved interventions: 52 / Overall volume: CHF 10.75 mio / Approved SCBF contributions: CHF 6.53 mio / Self-contribution by partner financial intermediaries and third parties: CHF 4.22 mio (39%)</p><p style="line-height:14.93px;"><b><a href="http://scbf.ch/feasibility-studies/" target="_blank">Feasibility Studies</a>:</b> Approved studies: 15 / Overall volume: CHF 2.17 mio / Approved SCBF contributions: CHF 1.42 mio / Self-contribution by partner financial intermediaries and third parties: CHF 0.75 mio (avg 31%)</p><p style="line-height:14.93px;"><b><a href="http://scbf.ch/financial-education-campaigns/" target="_blank">Financial Education Campaigns</a>:</b> Approved campaigns: 8 / Overall volume: CHF 1.75 mio / Approved SCBF contributions: CHF 0.97 mio (avg 40%)</p><p style="line-height:14.93px;"><b>Highlights since the last newsletter </b><br><span style="line-height:1.6;font-size:14px;">A</span><span style="line-height:1.6;font-size:14px;">pproval of one product up-scaling intervention in Haiti and feasibility</span><span style="line-height:1.6;font-size:14px;"> studies in Myanmar and Bangladesh. There are also several proj</span><span style="line-height:1.6;font-size:14px;">ects</span><span style="line-height:1.6;font-size:14px;"> in the pipeline.</span></p><p style="line-height:14.93px;"><span style="line-height:1.6;font-size:14px;"><br>Completion of six product up-scaling interventions including one in <a href="http://scbf.ch/wp-content/uploads/2015/10/SCBF_2011-07_Final-Report_Egypt_ABA_PlaNet-Finance_19-10-15_final-version1.pdf" target="_blank">Egypt</a>, Morocco, <a href="http://scbf.ch/wp-content/uploads/2015/10/2012-11_Nepal_NMB_M-Cril_final-version_27-10-15.pdf" target="_blank">Nepal</a>, Senegal, Haiti and Peru.</span></p><p></p><p><br> </p><p></p> News from the Swiss Capacity Building Facility (SCBF)<p class="ExternalClass9F9FC33EF8714E8DB072B2170552B9BB"></p><p>The <a href="http://www.scbf.ch/" target="_blank">SCBF</a> is SDC’s major public-private development partnership with the Swiss financial sector to promote financial inclusion in the South. Activities under management since inception in 2011: </p><p></p><p><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-07719.02_SCBF%20Swiss%20Capacitiy%20Building%20Facility_Global.jpg" alt="" style="margin:5px;width:100px;vertical-align:middle;float:left;" /><a href="http://scbf.ch/product-upscaling-interventions/" target="_blank">Product Up-scaling interventions</a>: Approved interventions: 56 / Overall volume: CHF 11.80 mio / Approved SCBF contributions: CHF 7.00 mio / Self-contribution by partner financial intermediaries and third parties: CHF 4.8 mio (41%)</p><p><a href="http://scbf.ch/feasibility-studies/" target="_blank">Feasibility Studies</a>: Approved studies: 15 / Overall volume: CHF 2.15 mio / Approved SCBF contributions: CHF 1.39 mio / Self-contribution by partner financial intermediaries and third parties: CHF 0.76 mio (avg 35%)</p><p><a href="http://scbf.ch/financial-education-campaigns/" target="_blank">Financial Education Campaigns</a>: Approved campaigns: 9 / Overall volume: CHF 1.92 mio / Approved SCBF contributions: CHF 1.13 mio / Self-contribution by partner financial intermediaries and third parties CHF 0.79 mio.  (avg 41%)</p><p> </p><p><b>Highlights since the last newsletter:</b></p><p></p><p></p><p>Myanmar: SME lending<br>Mexico: digital payment platform<br>Zimbabwe: microinsurance greenfielding<br>Myanmar: microinsurance claims optimization<br>Mexico: digital ROSCA platform</p><p></p><p></p> Project highlights in May to mid-August 2017<p>Please read the most interesting brief summaries on the <b>completed projects</b> (Zingsure Zimbabwe and KiWi Morocoo) and the <b>newly approved projects</b> (<span style="letter-spacing:0.4px;">approved projects: KiWi Mexico, Grameen Crédit Agricole RMCR Mali, Biashara na Fedha Kenya, Habitat FUDEMI & FUNDENUSE Nicaragua, Lead Foundation Egypt). <a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2017-09-spotlight1.aspx" target="_blank">>>here</a></span></p><p><br></p> S&C Forum <div class="ExternalClass2A7B5ECA52464CE9927241D213C325FB"><p><img src="/site/EI/PublishingImages/Page-Images/Projects/7F-05829.02_PAMIGA%20Water%20and%20Microfinance%20Initiative%20West%20Africa.JPG" alt="" style="margin:5px;width:144px;vertical-align:middle;float:left;" />The Savings and Credit Forum on: <strong>Inclusive finance promoting high impact solutions for low income populations in rural communities:</strong><strong>The PAMIGA model for improved access to water and energy</strong></p><p>was held on March 3, 2016. All the presentations can be downloaded <a href="/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2016-03-Inclusive-Finance.aspx" target="_blank">here</a>.</p></div> Satellite technology expedites insurance payouts in India’s crop insurance programme<p class="MsoNormal"><span lang="EN-US">Farmers in
several districts in Tamil Nadu are receiving payouts because their losses had
been identified by satellite data.</span></p>
<p class="MsoNormal"><span style="letter-spacing:0.4px;">Chennai,
(July 19th, 2017) Early insurance payouts were surging during the recent Rabi
cropping season in Tamil Nadu, a state in the south of India. For the first
time in India, a state government made use of satellite data in assessing
various damages and offered compensation to farmers under the prevented sowing
feature of the 2.8 bn USD-heavy national crop insurance programme. Under this
prevented or failed sowing cover famers received an average pay-out of around
200 EUR if in their village rice could only be sown in less than 25% of the
rice growing area because of too little or too much rain.</span><span style="letter-spacing:0.4px;">  <a href="/site/EI/Pages/News/Newsletter/Spotlights/ei-newsletter-2017-09-spotlight2.aspx" target="_blank">>> entire press release</a></span><br></p> Savings and Credit Forum on Social Performance <p>On March 16th we held a Savings and Credit Forum on:</p><p><strong>What are Social Performance Management and Reporting Practices of Financial Institutions and Microfinance Impact Investor?</strong></p><div>please have a look at the different inputs from our colleagues. You can find the programme and the presentations<br>>> <a style="background-color:rgb(255, 255, 255);" href="/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2017-03-Social-Performance.aspx" target="_blank">here</a>.<br></div> SCBF<p> <img src="/site/EI/PublishingImages/Logos/Logo_SCBF.PNG" height="88" width="467" alt="" style="height:65px;" /> </p><p style="text-align:right;"> <br style="text-align:right;"></p><p>  </p><p style="text-align:left;">The Swiss Capacity Building Facility (<a href="http://scbf.ch/" target="_blank" style="text-align:left;">SCBF</a>) is a public-private development partnership dedicated to improving the lives and livelihoods of low-income people and micro-entrepreneurs in developing and emerging economies. It is a grant-making organisation with the objective to promote financial inclusion as a strategy for alleviating poverty.</p><p>SCBF currently unites 18 Switzerland-based member organisations, including SDC as the public partner and core funder. The members greatly contribute through their expertise, ensuring SCBF stays focused and selects high-impact projects for capacity building support. This creates a unique partnership working to help partner financial institutions to enhance their outreach to financially excluded populations, as part of social and economic development work.</p><p> <br></p><h5 style="text-align:left;"> <b style="text-align:left;">Project highlights in September & October 2016</b></h5><p> <b>Approved projects</b></p><p> <span style="font-size:1.1em;">Product up-scaling: </span><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_Factsheet_2016-09-FINCA-Haiti.pdf" target="_blank">Strengthening outreach to rural clients <span style="font-size:1.1em;">with e-wallets by FINCA Haiti: Integrating disbursements and improving delivery channels structure</span></a><br></p><p style="text-align:center;"> <img src="/site/EI/PublishingImages/Page-Images/Image_Project%20Group%20of%20agri-loan%20clients%20in%20Gros-Morne%20Haiti.png" alt="" style="margin:5px 0px;vertical-align:middle;" /> </p><p> <i style="font-size:1em;">Caption for the attached image: “A group of agricultural loan clients in Gros-Morne (Artibonite) in Haiti, about an hour inland from the FINCA branch on a dirt road. These clients repay their loans using mobile money.”</i><br></p><p> <span style="font-size:15.4px;">There are also several projects in the pipeline in Kenya, Colombia, Zambia, Ivory Coast, and the Democratic Republic of Congo.</span></p><p> <span style="font-size:15.4px;"><br></span></p><p> <b>Closed projects</b><br></p><p> <span style="font-size:1.1em;">Product up-scaling: </span><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2013-13_Final-Report_CIH_Morocco_edited1.pdf" target="_blank">CIH Bank in Morocco – Downscaling to target small enterprises</a><span style="font-size:1.1em;">.<br></span></p><p></p> SCBF end-November 2017 to end-February 2018<h1 style="text-align:center;">
<b>Completed Projects</b></h1><h4>
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<b>WWB Al Amana Morocco</b></h4><div>Al Amana redesigned and rebranded its existing health insurance product to “Tayssir Al Amana” and developed a strong marketing campaign leading to an increase in uptake and usage of the product. That, in concert with the supportive management systems for product monitoring and evaluation resulted in a substantial growth of Al Amana´s microinsurance portfolio from 2013 through 2016. >>
<a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2013-05_FinalReport_Morocco_Al-Amana-WWB-edited.pdf" target="_blank">more</a></div><div>
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<img src="/site/EI/PublishingImages/Page-Images/Image_Project_SCBF%20end-November%202017%20to%20end-February%202018_0.jpg?RenditionID=5" alt="" style="width:479px;" />
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</div><div>“Rkia, client of Al Amana in Morocco, who makes her living through embroidery and sewing“</div><div>©Courtesy of Al Amana<br></div><div>
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<span style="letter-spacing:0.4px;color:inherit;font-family:"helvetica neue", helvetica, arial, sans-serif;">Positive Planet  Al Barid Bank  Morocco</span><br></h4><div>Al Barid Bank intended to develop a new payment agent network to deliver social benefits (G2P – government to people) to rural areas in Morocco through adapting its existing mobile banking platform (developed with the SCBF support 2013-01). However, this switch from cash-based to mobile-based distribution system was thwarted by changes in regulatory framework. <span style="letter-spacing:0.4px;">>>
<a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2013-08_Final-Report_Morocco_ABB_PlanetFinance-edited.pdf" target="_blank">more</a></span></div><h4>
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<b>Alliance Myanmar</b></h4><div>Alliance for Microfinance and Myanmar successfully developed, piloted and rolled out a successful Small Enterprise loan product, leading to an uptake of 10,713 loans by project end and aiding the successful development of the institution in the past two years. The SE loans now comprise 41% of the total loan portfolio and yielded 40% income for AMFIM in 2017. <span style="letter-spacing:0.4px;">>>
<a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF-FE_Final-Report-Alliance-30-12-2017-edited.pdf" target="_blank">more</a></span></div><div>
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<b>Alliance Myanmar</b></h4><div>AMFIM succeeded in designing a system where financial education is an integrated part of its business model and does not depend on the access to external funding after the initial phase of development. AMFIN adapted the content of the programme to serve the varying needs of its group loan clients and small enterprise loan clients. At project end, all group loan clients (over 45,000) have been trained with the presentation guide and at least 20,000 clients have watched the video at disbursement. For small enterprise loans, at least 1,500 clients have watched the disbursement video and 225 took part in one or more financial education training sessions. <span style="letter-spacing:0.4px;">>>
<a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF-FE_Final-Report-Alliance-30-12-2017-edited.pdf" target="_blank">more</a></span></div><div>
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<b>KiWi Mexico</b></h4><div>As part of the financial education campaign, KiWi Mexico designed a variety of tools and materials, such as user manuals, videos on YouTube, FAQ, and new scripts explaining how the digital platform for micro-merchants works (see reference to 2016-01) and how it contributes to better financial control, credit-worthiness and sales. <span style="letter-spacing:0.4px;">>>
<a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF-FEW-10-KiWi-Mexico-Final-Report-edited.pdf" target="_blank">more</a></span></div><div>
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<img src="/site/EI/PublishingImages/Page-Images/Image_Project%20SCBF%20end-November%202017%20to%20end-February%202018_1.jpg?RenditionID=5" alt="" style="width:479px;" />
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</div><div>“Rkia, client of Al Amana in Morocco, who makes her living through embroidery and sewing“</div><div>©Courtesy of Al Amana<br></div><div>
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</div> SCBF end-November 2017 to end-February 2018<h1 style="text-align:center;">Approved Projects</h1><h4>E-Saving club Akiba Mexico</h4><p>The aim of this project is to digitalise the loan origination process of the partner financial institutions Pretmex and offer Akiba´s own digital MicroCreditLine product (MCL). Online lending is a relatively new concept in Mexico with only few providers covering mainly the consumer lending sector and at usury rates. The MCL product specifically targets the funding need of low-income employees who often have to borrow at very high costs and unreasonable conditions when facing short-term financial emergencies. >> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2017-12-E-Savings.club-Akiba-Mexico_Factsheet.pdf" target="_blank">more</a></p><p><br></p><h4>J.Wipf  Guardian Life Insurance Limited (GLIL) Bangladesh</h4><p>The SCBF support of one year is meant to enhance the partners´ GLIL and BRAC capacities to develop and develop microinsurance products, one preferably with savings-linked component, offered to one or more segments of BRAC´s diverse and vast membership (it has the largest microfinance programme in the world). >> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-01-John-Wipf-Guardian-Life-Bangladesh-Factsheet.pdf" target="_blank">more</a></p><p><br></p><h4><span style="font-size:1.1em;letter-spacing:0.4px;">WWB Lead Foundation Egypt (automation)</span></h4><p>The main objective of the project is to transform Lead´s microinsurance operations to make them digital and automated, through the design and development of a fraud robot able to detect fraudulent insurance pay-out claims. Upon project completion, the insurance process automation solution should enable Lead to expand its client base from currently 180,000 to 318,000 clients in 2019 and manage high scale operations without adding more staff. >> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-02-WWB-Lead-Egypt-automation-Factsheet.pdf" target="_blank">more</a></p><p><br></p><h4>WWB Lead Foundation Egypt (family)</h4><p>Lead Foundation aims to develop at least one family health insurance product and roll it out to its currently over 200,000 clients and their families, expanding its beneficiary base to 950,000 by end of 2019, and thus enhancing their resilience in face of unexpected health crises and hospital emergencies. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2018-03-WWB-Lead-Egypt-family-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>Venture South Biashara na Fedha Tanzania</h4><p>Biashara na Fedha and Simusolar aim to develop, test and scale up customised loan products designed to finance the acquisition of solar-powered water pumps by smallholder farmers around Lake Victoria, reaching out to 1,000 farmers by 8.2019, and intending to reach 17,000 farmers three years after the support. The customisation will take into account the crop cycles and smallholder farmer credit profiles. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-04-Venture-South-Tanzania-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>Symbiotics MicroCred DRC</h4><p>The purpose of the product up-scaling support is to upgrade the existing loan products of MicroCred, esp. the roll-out of the local currency loan product in Congolese Francs (CDF). Secondly, the support will be focused on developing and launching deposit products, and providing to clients financial education on the spectrum of services (savings and loans). This is expected to lead to outreach of 7,500 CDF clients (2,000 new) and 17,000 deposit clients by end of 2018.          <span style="font-size:14.3px;letter-spacing:0.4px;">>> more</span></p><p><br></p><h4>Habitat Banco Solidario Ecuador</h4><p>Banco Solidario plans to redesign its existing housing microfinance product and adjust mobile tools to support credit officers in selling the products, improving the living conditions of at least 1,794 clients and their families at project end and 4,000 clients by December 2021. The technical assistance will also trigger a capital investment of USD 11 mil. for home improvements. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-06-Habitat-Banco-Solidario-Ecuador-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>Habitat COAC JA Ecuador</h4><p>COAC JA (Calculadora de Ahorro y Credito – Jardin Azuayo) aims to redesign its existing housing microfinance product and introduce a new micro-mortgage product, improving the living conditions of at least 2,000 / 500 clients and their families with the housing microloan and mortgage product (respectively) at project end and 6,000 / 1,200 clients by December 2021. Upon project completion, app. USD 8 mil. capital for home improvements will be mobilised. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-07-Habitat-COAC-JA-Ecuador-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>Habitat LOMC Sri Lanka</h4><p>With this technical assistance LOMC Sri Lanka aims to expand its housing portfolio by reaching out to new customer segments and build the capacity of product management within the institution. It is expected that by end of the project, 7,200 clients with families will have access to improved financial products and services for home improvement and app. USD 14 mil. will be invested in home improvements. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-08-Habitat-LOMC-Sri-Lanka-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>Habitat LOLC Cambodia</h4><p>Over 18-month period LOLC intends to introduce a new micro mortgage product and grow and manage its housing portfolio by gaining inputs on product level strategy and product management principles. Upon project completion, 2,520 families/clients will have access to improved financial products and services for home improvements/construction and approximately USD 8.4 mil. capital will be invested in home improvements. <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2018-09-Habitat-LOLC-Cambodia-Factsheet.pdf" target="_blank">more</a></span></p><p><br></p><h4>BFC NUCAFE Uganda</h4><p>NUCAFE is a coffee farmer organization with a total of 200 member organizations, which translates into over 1 million individual coffee farmers. This financial education campaign is designed to raise awareness and understanding of agricultural insurance (Relative Evapotranspiration Index Drought Insurance) for smallholder farmers and their general financial education to improve their financial capacities and change their attitude towards formal financial services. By project end, 70,000 smallholder coffee farmers (including 17,000 young farmers and 17,000 female farmers) will be able to better manage business activities as well as understand the importance of savings and risk management tools (including agricultural insurance). <span style="font-size:14.3px;letter-spacing:0.4px;">>> <a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF_FEW-14-Nucafe-Uganda-Factsheet-.pdf" target="_blank">more</a></span></p><p><br></p> SCBF General Assembly Meeting at Swiss ReOn June 27, SCBF held its bi-annual general assembly meeting, with a thematic window on financial education, featuring two panellists: Juan Vega Gonzales (financial education specialists) and Alexandre Berthaud (SCBF vice-chair and in charge of a financial education campaign related to savings in Mexico). Furthermore, the <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2016-Annual-Report-FINAL.compressed.pdf" target="_blank">SCBF annual report</a> 2016 was presented.  SCBF mid-August to end of November 2017<p></p><h1 style="text-align:center;">Completed projects:</h1><p></p><h3>
<span style="font-size:1.1em;letter-spacing:0.4px;"><b>E-Tontine La Poste du Benin</b></span><img data-filename="E-tontine Benin.png" alt="" style="font-family:inherit;letter-spacing:0.4px;" /></h3>The goal of the intervention was to use technology to increase formal micro-savings at La Poste du Benin by digitising and building bridges with traditional savings practices known as ‘tontines’. Over the short duration of the project 6,680 savings accounts were opened. The project was prematurely closed due to UNCDF intervening with a promise of substantial donor funding to piggy-back on this innovative, high-potential market entry of E-Savings.club. As a result, La Poste´s commitment to E-Savings.club weakened, leading to its crowding out from the market.
<a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2015-01_Final-Report_Benin_Post-_edited1.pdf" target="_blank">>> more</a> 
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<img src="/site/EI/PublishingImages/Page-Images/Image_SCBF%20-2017-12.png" alt="" style="width:178px;height:72px;" />" </div><div class="col-sm-9"><p>“The first client of E-tontine (lady to far left) at La Poste du Benin. She is a travelling market trader who does not have enough money to own a stall, and therefore moves around the market selling glasses and small electric appliances. She started her E-tontine with FCFA 500 as she was eager to find a place to save.” ©Courtesy of E-Savings.club<br></p></div></div><h3>
<b><br>Syngenta  ACRE Africa  Tanzania</b></h3><div><div>ACRE Africa (formerly Kilimo Salama) developed a financial education strategy on how to reach smallholder farmers in several agricultural value chains through microfinance institutions, input companies, mobile network operators, and contract growers for agribusinesses. Over 70,000 farmers combined were trained in the Arusha and Iringa regions, with 27,500 taking up insurance within the two years of a related SCBF product up-scaling intervention 2014-01-02.
<a href="http://scbf.ch/wp-content/uploads/2014/04/FE-02-03-ACRE-Tanzania_edited1.pdf" target="_blank">>> more</a></div></div><div>
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<img src="/site/EI/PublishingImages/Page-Images/Image_Project%20SCBF-2017-12-picture-Picture1.png" alt="" />
</div><div>“Ms Mwajuma, client of ACRE Africa in Tanzania, assessing the damage on her farm“ ©Courtesy of ACRE Africa</div><div>
<img src="/site/EI/PublishingImages/Page-Images/Image_Project%20SCBF%20Group%20Photo%202017-12.png" alt="" />
</div><div>“The farmers in Tanzania display their insurance certificates” ©Courtesy of ACRE Africa<br></div><p></p> SCBF mid-August to end of November 2017<h1 style="text-align:center;">Approved projects: </h1><p><br></p><h3>Advans Ghana</h3><p>This intervention will enable Advans Ghana to conduct a post pilot review of the rural expansion done so far and based on the conclusions of the review roll-out the rural services (loans and savings) through alternative delivery channels (mobile solutions, mobile money, point of sales and agri-value chains). By April 2019, it is expected that at least 10,000 rural clients (3,300 borrowers) will be served and a rural portfolio (micro & SME) will represent 22% of the total loan portfolio. <a href="http://scbf.ch/wp-content/uploads/2011/03/20179721-SCBF_2017-06-Symbiotics-Advans-Ghana-Factsheet_final.pdf" target="_blank">>>more</a> </p><p><span style="font-family:inherit;font-size:17px;letter-spacing:0.4px;">Zingsure Malawi</span><br></p><p>Zingsure will build up the local human resources (2,700 members as agents) to assist the Muslim Association of Malawi to register its members and to collect monthly premium contributions from them. Upon project completion, Zingsure should be in a position to provide initial life insurance group scheme cover to 1 million members in Malawi.<a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_Factsheet_PUW_2017-07-Zingsure-Malawi.pdf" target="_blank"> >>more</a></p><div><br><span style="font-family:inherit;font-size:17px;letter-spacing:0.4px;">Advans Tunisie</span><br></div><div><div>Advans Tunisie aims to expand its outreach and impact in rural areas via the expansion / launch of two types of lending services: 1) rural lending through alternative delivery channels, and 2) agri-lending with farmer and value chain centric approach. It aims to reach 500 rural and 113 agricultural clients by project end, representing 5% of the lending portfolio, and over 3,000 such new clients by 2020. <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2017-08-Advans-Tunisie-factsheet.pdf" target="_blank">>>more</a> </div><div><br></div><div><span style="font-family:inherit;font-size:17px;letter-spacing:0.4px;">Financiera Fundeser  Nicaragua </span><br></div></div><div><div>The objective is to promote an appropriate financial product for access to low-pressure irrigation technologies to modernise agricultural methods and increase income of small producers in Nicaragua, reaching 140 credit placements by end of pilot, and 5,000 three years thereafter. <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2017-09-Fundeser-iDeal-Nicaragua-Factsheet.pdf" target="_blank">>>more</a> </div></div><div><br></div><div><h3>Sèvis Finansye Fonkoze  Haiti</h3><div>The overall goal of this intervention is to sustainably scale up SFF´s individual small business loan product, with loans ranging from HTG 45,000 to HTG 6 mil., from current 4,718 to 13,532 clients by 2020. To accomplish this, it is essential for SFF to review the operations of the current product, to identify the critical weaknesses, staff capacity and design, and to identify several options for the product going forward. <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2017-10-OI-Fonkoze-Haiti-Factsheet.pdf" target="_blank">>>more</a></div><div><br></div><div><span style="font-family:inherit;font-size:17px;letter-spacing:0.4px;">Zingsure Zambia</span><br></div><div><div>To start its greenfield insurance operations in Zambia, Zingsure will build up the local human resources of three affinity groups to register their members and to collect quarterly membership fees from their members incl. the distribution of membership cards with the Zingsure embedded insurance offering. Upon project completion, Zingsure should be in a position to provide initial life insurance group scheme cover to 1 million members in Zambia. <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2017-11-Zingsure-Zambia-Factsheet.pdf" target="_blank">>>more</a></div></div></div><div><br></div><div><h3>Zingsure Zimbabwe </h3><div>The aim of this financial education campaign is to build and train the needed local human resources in Zimbabwe (133 financial education consultants, 367 micro entrepreneur agents, and 117 assessors) who will act as the focal point to provide information on insurance and financial services on an ongoing basis to the millions of members of large faith-based affinity groups and their extended family. <a href="http://scbf.ch/wp-content/uploads/2014/04/SCBF_Factsheet_FEW-13-Zingsure-Zimbabwe.pdf" target="_blank">>>more </a></div></div><div><br></div><div><br></div><div><br></div><div><br></div> Summit on Sustainable Finance<div class="ExternalClass7DD62429353D4925A0EEDC1A73BAADA9"><p><img src="/site/EI/PublishingImages/Page-Images/Image_Geneva%20Summit%20on%20Sustainable%20Finance_2016-03-22.JPG" alt="" style="margin:5px;width:90px;height:104px;vertical-align:middle;float:left;" />The programme and the presentations of the 3rd Geneva Summit on Sustainable Finance can be downloaded <a href="http://www.geneva-summit-on-sustainable-finance.ch/program-2016/">here</a>. The event took place on 22nd March 2016.</p></div> Swiss Capacity Building Facility (SCBF)<p align="center"> <img src="/site/EI/PublishingImages/Logos/Logo_SCBF%20Swiss%20Capacity%20Building%20Facility.JPG" alt="" style="margin-top:5px;margin-right:5px;margin-left:5px;" /> </p><p>The SwissCapacity Building Facility (SCBF) is a public-private development partnershipdedicated to improving the lives and livelihoods of low-income people and micro-entrepreneurs in developing and emerging economies. It is a grant-making organisation with the objective to promote financial inclusion as a strategy for alleviating poverty.</p><p>SCBF currently unites 18 Switzerland-based member organisations, including SDC as the public partner and core funder. The members greatly contribute through their expertise, ensuring SCBF stays focused and selects high-impact projects for capacity building support. This creates a unique partnership working to help partner financial institutions to enhance their outreach to financially excluded populations, as part of social and economic development work.</p><h3 style="text-align:center;">Project highlights in Q2 & Q3 2016</h3><h3 style="text-align:center;"> <b>Approved projects</b></h3><p class="col-sm-4"> <img src="/site/EI/PublishingImages/Page-Images/Image_Project%20SCBF%20Agriculture%20NL%202016%2009.jpg" alt="" style="width:200px;height:302px;" /> </p><p class="col-sm-8"> <i style="line-height:1.4285;">Product up-scaling:</i> </p><p> <a href="http://scbf.ch/wp-content/uploads/2011/03/2016-05-Factsheet-Jordan-WWB.pdf" target="_blank">Gender-focused savings-linked insurance for Microfund for Women in Jordan</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/2016-06_Factsheet_PUW_Acre-Kenya-amended.pdf" target="_blank">Phone ergonomics for improved uptake of Acre Africa´s mobile microinsurance in Kenya</a>  <br><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2016-07-WWB-Egypt-Factsheet.pdf" target="_blank">CareGiver insurance roll-out at Lead Foundation in Egypt</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2016-08_FactSheet_MFW-RefugeePilot.pdf" target="_blank">Expanding outreach of group lending and non-financial services to Syrian women refugees by Microfund for Women in Jordan</a> </p><p> <i> Financial education <br> </i> <a href="http://scbf.ch/wp-content/uploads/2014/04/FEW-10-Factsheet-Mexico-KiWi.pdf" target="_blank">KiWi – digital platform for micromerchants in Mexico</a> </p><p>There are also several projects in the pipeline in Ivory Coast, Haiti, Zambia and the Democratic Republic of the Congo.</p><p><br></p><p><br></p><p></p><br> <h3 style="text-align:center;"> <b>Completed projects</b> </h3><p> <i> Product up-scaling <br> </i> <a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-2012-06-Apoyo-Guatemala-Final-Report-edited1.pdf" target="_blank">Institutional strengthening to scale up financial intermediation and financial inclusion by Apoyo Integral in Guatemala</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/2013-03_Pride_Tanzania-Final-Report_edited.pdf" target="_blank">Access to water and energy through microfinance by PRIDE RFW in Tanzania</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_Final-report_2013-07-PAMIGA-Ethiopia_edited.pdf" target="_blank">Access to water and energy through microfinance by Buusaa Gonofaa & Wasasa MFI in Ethiopia</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF_2011-06-2013-12_Tanzania_Swisscontact_Equity-Bank_Final-Report_edited.pdf" target="_blank">Promotion of women-run small businesses by Equity Bank Tanzania: Launch of Fanikisha+ loan product</a> <br><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-Final-Report-2014-04-Ghana-Microfinanza-edited-public1.pdf" target="_blank">Introduction and up-scaling of microloans for the distribution of biochar stoves by ASA in Ghana</a> </p> Swiss Capacity Building Facility (SCBF)<div class="toAlignListElmntOnPage"><p><em>The Swiss Capacity Building Facility (SCBF) is a public-private development partnership dedicated to improving the lives and livelihoods of low-income people and micro-entrepreneurs in developing and emerging economies. It is a grant-making organisation with the objective to promote financial inclusion as a strategy for alleviating poverty.</em></p><p><em>SCBF currently unites 19 Switzerland-based member organisations, including SDC as the public partner and core funder. The members greatly contribute through their expertise, ensuring SCBF stays focused and selects high-impact projects for capacity building support. This creates a unique partnership working to help partner financial institutions to enhance their outreach to financially excluded populations, as part of social and economic development work.</em></p><p><strong>Project highlights in Product upscaling </strong>(November 2016 to February 2017)</p><p><img alt="" src="/site/EI/PublishingImages/Page-Images/Projects/7F-07719.02_SCBF%20Swiss%20Capacitiy%20Building%20Facility%20Mexico_2017.png" class="fr-fil fr-dii" /></p><p><a href="http://scbf.ch/wp-content/uploads/2011/03/SCBF-PU-2016-01-KiWi-Mexico-Final-Report-edited1.pdf" target="_blank">KiWi </a>– making fintech work for micromerchants in Mexico: How technology can transform the microfinance industry</p><p>“KiWi card payment solution for micromerchants in Mexico“ ©Courtesy of KiWi<br> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p>  </p><p><br>Optimising claims under the <a href="http://scbf.ch/wp-content/uploads/2011/03/Final-Report-2016-03-Stonestep-Myanmar-edited.pdf" target="_blank">PGMF Beneficiary Welfare Programme</a> in Myanmar: <img style="width:288.4px;height:320.6px;" alt="" src="/site/EI/PublishingImages/Page-Images/Image_%20Project%202017%20SCBF%20Myanmar%20Village.png" class="fr-fir fr-dii" />“PGMF borrower impacted by a high-wind event.  The loan officer conducting a damage assessment“ (picture to the right) © Courtesy of Stonestep</p><p> There are several projects in the pipeline in Tunisia, Egypt, Bangladesh, Laos, Cambodia, Myanmar, Kenya, Colombia, Nicaragua, Haiti, Zambia, Kenya, Ivory Coast, and the Democratic Republic of the Congo.</p><p> </p><p> </p><p> </p><p> </p><p> </p><p> </p><p>  </p><p><strong>Opportunity International Switzerland joined the SCBF</strong></p><p> <img style="width:131.84px;height:76.5px;" alt="" src="/site/EI/PublishingImages/Logos/logo%20opportunity%20international%20schweiz.PNG" class="fr-fil fr-dii" />SCBF has cordially welcomed Opportunity International Switzerland as a new member, which joined in the second half of 2016. With that, SCBF´s membership base has grown to 19 organisations.</p><p>Opportunity International Switzerland (charitable Swiss foundation) is associated partner of the Opportunity International Network. Since 1971, OI has provided access to loans, savings and insurance to help women grow small businesses; teachers build local schools and smallholder farmers to increase their crop yields. Opportunity is actively serving 12 million hardworking entrepreneurs in 25 countries around the world.</p><p> </p></div> Swiss Capacity Buildung Facility (SCBF) <div class="ExternalClassF60DD6BB264B43E9AFF9EC84C4E2F196"><p><a href="http://scbf.ch/" target="_blank"><img src="/site/EI/PublishingImages/Logos/Logo_SCBF.JPG" alt="" style="margin:5px;vertical-align:middle;float:right;" /></a> </p><p>The Swiss Capacity Building Facility (SCBF) is a public-private development partnership dedicated to improving the lives and livelihoods of low-income people and micro-entrepreneurs in developing and emerging economies. It is a grant-making organisation with the objective to promote financial inclusion as a strategy for alleviating poverty.</p><p> </p><p>SCBF currently unites 18 Switzerland-based member organisations, including SDC as the public partner and core funder. The members greatly contribute through their expertise, ensuring SCBF stays focused and selects high-impact projects for capacity building support. This creates a unique partnership working to help partner financial institutions to enhance their outreach to financially excluded populations, as part of social and economic development work.</p><p> </p><p><a href="http://scbf.ch/about-scbf/annual-reports/" target="_blank"><img src="/site/EI/PublishingImages/Covers/SCBF%20Annual.JPG" alt="" style="margin:5px;width:101px;vertical-align:middle;float:left;" /></a>On June 28, SCBF had its general assembly meeting, welcoming two new Swiss members: Venture South and responsAbility. Both joined in the first half of 2016 and reinforce SCBF's expertise in inclusive financial services. Furthermore, the <a href="http://scbf.ch/about-scbf/annual-reports/" target="_blank"><strong>annual report 2015 </strong></a>was presented. With this publication SCBF marks its first step towards reporting consolidated outreach figures. You can expect more on this very soon.</p></div> Swiss Microfinance Funds and savings accounts for our beneficiaries<p>Listen to our colleagues Rochus Mommartz (responsability) and Annette Kraus (Center for Microfinance, University of Zurich) being interviewed on the issue of Microfinance Funds. The 5 minutes long interview was aired on Swiss National Radio on March 15th 2017. It is in German. Among other highlights of this interesting interview, please don’t lose the moment (at 59 seconds) when Rochus gets all exited about <strong>2017 being the first year ever that Microfinance beneficiaries in India have the possibility to open a savings account at their Microfinance Institution</strong>: <a href="https://www.srf.ch/play/radio/popupaudioplayer?id=af14b82b-0811-461e-b883-c010dae48b41" target="_blank"><strong>here</strong> </a></p><p><img style="margin:5px;vertical-align:middle;float:right;" alt="" src="/site/EI/PublishingImages/Page-Images/Image_Radio%20Swiss%20Microfinance%20Funds.PNG" /></p> The SCBF is SDC’s major public-private development partnership with the Swiss financial sector<p class="ExternalClass7A863909A79A410AAC0FADFB788D2773"></p><p>The <a href="http://www.scbf.ch/" target="_blank">SCBF</a> is SDC’s major public-private development partnership with the Swiss financial sector to promote financial inclusion in the South.<br>Activities under management since inception in 2011:</p><p> <br> <b>Product Up-scaling interventions: </b>Approved interventions: 50 / Overall volume: CHF 10.5 mio / Approved SCBF contributions: CHF 6.4 mio / Self-contribution by partner financial intermediaries and third parties: CHF 4.2 mio (36%)</p><p> <br> <b>Feasibility Studies:</b> Approved studies: 13 / Overall volume: CHF 1.8 mio / Approved SCBF contributions: CHF 1.3 mio / Self-contribution by partner financial intermediaries and third parties: CHF 0.5 mio (30%)</p><p> <br> <b>Financial Education Campaigns:</b> Approved campaigns: 8 / Overall volume: CHF 1.7 mio / Approved SCBF contributions: CHF 1 mio / Self-contribution by partner financial intermediaries and third parties: CHF 0.7 (40%)<br><b>Highlights:</b></p><p> </p><p>Completion of product up-scaling interventions in <a href="http://scbf.ch/wp-content/uploads/2015/05/SCBF-2013-02_Final-Report_Palestina_CAB_GAF_final.pdf" target="_blank">Palestine</a>, <a href="http://scbf.ch/wp-content/uploads/2013/11/2013-09_FactSheet_Honduras_Bamboo_Banco-Popular1.pdf" target="_blank">Honduras</a>, <a href="http://scbf.ch/wp-content/uploads/2015/01/2013-11_FactSheet_El-Salvador-Honduras_Habitat.pdf" target="_blank">El Salvador/Honduras</a>, <a href="http://scbf.ch/wp-content/uploads/2013/12/2012-06_FactSheet_Guatemala_Apoyo-Integral.pdf" target="_blank">Guatemala</a> and <a href="http://scbf.ch/wp-content/uploads/2014/12/2014-05_FactSheet_Nepal_PlaNetFinance_Manushi.pdf" target="_blank">Nepal</a>. Multiple interventions are currently in the pipeline for fall. </p><p>You might also want to have a look at the <a href="http://scbf.ch/about-scbf/annual-reports/" target="_blank">Annual Report 2014</a>.<br></p><p></p><p></p> Unlocking Blended Finance for Social Entrepreneurs, Savings and Credit Forum in Bern<p>This Savings & Credit Forum was organized by SDC in partnership with Ashoka - the largest network of social entrepreneurs and Obviam, manager of the SIFEM, the Swiss development Finance Institution. We looked at the topic of blended finance (also called hybrid finance by Ashoka) for social entrepreneurs and how to bridge the gap between public sector/ philanthropy and social impactor investors and investees. >><a href="/site/EI/Pages/FSD/Events/SC-Forum/SC-Forum-2016-09-Blended-Finance.aspx" target="_blank"> find out more</a> </p>
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